Expertise.com

2024

Last updated:

Best Renter's Insurance Companies in Hartford

Our Recommended Top 8

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Hartford Renter's Insurance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

53Reviewed

35Curated

8Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Website
698 Hartford Road, Manchester, CT 06040
  • Multiple Policy Types

Why choose this provider?

Ashlee Moore is an insurance agent providing State Farm insurance products to residents of the Hartford community and surrounding areas. Ashlee, who started her State Farm career by working at her father's agency, provides insurance products like renters' or apartment insurance as well as auto, home, property, pet, life, and health policies. She also assists small business owners with commercial insurance products. Ashlee has been with State Farm since 2014 and opened her Manchester-based office in 2017.

License Verified:

License: 002455521

State of Connecticut Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (152)
Facebook
5.0 / 5 (18)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
2096 B Silas Deane Hwy, Rocky Hill, CT 06067
  • Multiple Carriers

Why choose this provider?

The Lombardo Insurance Agency Inc. is a team of risk management professionals who serve individuals and businesses in Hartford. Included in its line of products is renters' insurance which covers tenants of rooms, apartments, and homes. This plan protects both home exteriors and the contents inside a property, and it reimburses losses in cases of natural disasters. Furthermore, The Lombardo Insurance Agency's team can furnish home and condominium insurance policies. The company has been in service for over four decades.

License Verified:

License: 502800

State of Connecticut Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (8)
Google
5.0 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
2.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
842 Silas Deane Highway, Wethersfield, CT 06109
  • Multiple Policy Types

Why choose this provider?

Marcus Insurance is an independent insurance agency located in Hartford. The company provides comprehensive renters' insurance for apartment-dwellers and home renters to protect their assets and personal belongings damaged or destroyed by fire and other unforeseen events. A renters' insurance policy provides personal property and liability coverage that pays for repair and replacement costs. Established in 1941, the firm has now grown with relationships with multiple insurance companies and provides a wide variety of personal, business, and life & health insurance.

License Verified:

License: 529600

State of Connecticut Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (28)
Facebook
5.0 / 5 (13)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
800 Cottage Grove Road, Bloomfield, CT 06002
  • Multiple Policy Types

Why choose this provider?

Serving the Hartford area, Spectrum Insurance is a provider of various insurance policies, including renters' insurance. This policy compensates policyholders for damaged or lost items due to unexpected events, such as theft or fire. It also includes liability coverage for damages caused by renters. The agency represents diverse carriers, such as MetLife, Safeco Insurance, Bunker Hill Home Insurance, and UPC Insurance. Mark Castelhano, the CEO of Spectrum Insurance, has been working as a full-time insurance agent since 2007.

License Verified:

License: 2596362

State of Connecticut Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (11)
Facebook
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
433 South Main Street, West Hartford, CT 06110
  • Multiple Policy Types

Why choose this provider?

Established in 1964, Thomas Fahy Insurance Associates is an independent insurance agency that offers renters' insurance in the Hartford area. A renters' insurance plan covers personal property in apartments, as well as the home's contents and property damage liability. The company also carries homeowners' insurance, life insurance, and health insurance. It represents various insurance carriers, such as Liberty Mutual Insurance, Progressive Insurance, and Travelers. Thomas Fahy Insurance Associates provides loss prevention and safety programs, risk management, and risk analysis evaluations.

License Verified:

License: 89600

State of Connecticut Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
5.0 / 5 (10)
Facebook
4.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
336 Main Street, Cromwell, CT 06416
  • Multiple Carriers
  • Multiple Policy Types

Why choose this provider?

Founded in 1956, Comstock Insurance Agency serves residents and businesses in Hartford. This insurance firm offers an array of risk management strategies, including homeowners' and renters' insurance as well as health and life insurance. It also provides business policies, such as construction insurance. The Cromwell-based brokerage works with more than 15 insurance providers to help connect clients with various programs that match their needs. Its owner, Skip Comstock, has been in the insurance industry for more than 35 years.

License Verified:

License: 2520087

State of Connecticut Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (24)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
112 Market Square, Newington, CT 06111
  • Multiple Carriers
  • Multiple Policy Types

Why choose this provider?

Founded in 1977, Connecticut Insurance Exchange is a privately held insurance agency that caters to businesses, families, and individuals in Hartford and the surrounding communities. It assists clients in evaluating their rental properties and matching them with the renters' or homeowners' insurance policy that suits their needs and situation. It also offers umbrella, travel, pet, auto, and life insurance policies. For businesses, it takes care of the insurance coverages for electricians, plumbers, manufacturers, accountants, landscapers, and contractors.

License Verified:

License: 160715

State of Connecticut Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Google
4.6 / 5 (29)
Facebook
4.4 / 5 (15)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
703 Hebron Avenue, Glastonbury, CT 06033
  • Multiple Carriers
  • Multiple Policy Types

Why choose this provider?

Adion Financial Group is an insurance agency that provides various services to clients in Hartford and the surrounding areas. It works with multiple carriers such as MetLife, Safeco, Progressive, and Chubb. It offers a wide range of products which include renters, homeowners, life, workers' compensation, general liability, and group health insurance. Renters' insurance will cover the client's personal property, protecting it from damages or theft. It may also include the protection from liability in case of accident or bodily injuries.

License Verified:

License: 2382175

State of Connecticut Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (103)
Facebook
5.0 / 5 (8)
Yelp
3.5 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

FAQs

  • Can your renters' insurance in Hartford cover your damaged items resulting from a fire?

    Yes, a fire will cover any damage under your Hartford renters' insurance. Your renters' insurance's personal property coverage may be able to pay for the repair and replacement of damaged personal valuables, for instance, if a fire destroyed your furniture, clothing, appliances, and other belongings. Renters' insurance can protect you from out-of-pocket expenses.

  • Is renters' insurance mandatory in Hartford?

    No, renters' insurance is not required in Hartford. Families and individuals leasing a home are not required to have one unless their landlords require it. Landlords are permitted to require this type of insurance. In some cases, landlords require tenants to provide proof of renters' insurance as part of the lease agreement.

  • Can policyholders reduce the cost of their renters' insurance in Hartford?

    Yes, policyholders in Hartford can lower the cost of their renters' insurance. They can save money by combining renters' insurance with other products such as auto and pet insurance. They can also increase their deductibles or lower their coverage limits to reduce their renters' insurance premiums. However, lowering the coverage limit may not provide enough protection if something unfortunate occurs.

  • What is the average cost of renters' insurance in Hartford?

    Renters' insurance in Hartford costs an average of $272 per year. The rate is based on personal property coverage of $40,000, liability coverage of $100,000, and a $1,000 deductible. The value of the tenant's personal belongings and the type of insurance coverage continue to affect insurance rates.

  • How do you file a renters' insurance claim in Hartford?

    If you want to file a renters' insurance claim in Hartford, you must first contact your insurance company or agent. You must describe the incident in detail. A claim for renters' insurance should be filed as soon as possible after the incident. You can expedite the claim process by providing a detailed inventory of your damaged property.

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