Expertise.com

Best Renter's Insurance Companies in Danbury

2024

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Providers

Last updated:

Website
10 Federal Road Suite #3, Danbury, CT 06810
  • Multiple Policy Types

Why choose this provider?

The Allen Agency serves individuals, families, and businesses in Danbury and the surrounding communities. The company handles requests for insurance solutions, including policies that protect clients' rental properties, commercial vehicles, and cargo. It provides options for life, health, and umbrella insurance. It offers ATV and watercraft insurance coverage. The team at the agency can communicate with clients in Spanish and Portuguese. Hellen Allen established The Allen Agency in 2009. She operates with experience supervising personal and commercial lines, customer relations, and claims.

License Verified:

License: 929357

State of Connecticut Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
5.0 / 5 (36)
Facebook
4.5 / 5 (30)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
6 Mill Plain Rd, Danbury, CT 06811
  • Home and Auto Insurance

Why choose this provider?

Established in 1995, Northern Fairfield Insurance is an independent agency serving Danbury and the surrounding areas. Its president, Jim Ostrove, previously worked as an account representative and branch manager for the insurance provider MetLife. One of its core services is renters' insurance, which helps protect tenants in instances where the landlord’s insurance policy does not cover personal property. It also offers other forms of insurance products including commercial, life, and personal policies.

License Verified:

License: 1032807

State of Connecticut Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
5.0 / 5 (41)
Facebook
4.7 / 5 (12)
Yelp
5.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
336 Federal Road, Brookfield, CT 06804
  • Multiple Carriers

Why choose this provider?

Jim Eagan Insurance Agency has been serving individuals and businesses in Danbury and the surrounding communities since 1992. It offers home insurance policies that provide coverage for tenants, rental properties, and condominium owners. Its policy covers extended hotel stays or living expenses in rental homes while the insured property is being repaired, medical payments for injuries sustained by guests within property premises, and personal properties. The agency has partnerships with Plymouth Rock Assurance, MetLife, Safeco Insurance, and Travelers.

License Verified:

License: 2678689

State of Connecticut Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (35)
Facebook
5.0 / 5 (25)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
57 North Street Suite 205, Danbury, CT 06810
  • Multiple Carriers
  • Home and Auto Insurance

Why choose this provider?

Free From Risk Insurance is a multi-line agency based in Danbury. It offers a broad range of products, including renters' insurance, which covers liability and personal property damage resulting from theft, vandalism, and fire. The company also provides risk management solutions for owners of condominiums, homes, cars, and commercial property. Free From Risk Insurance has been under Richard Insley's leadership for more than seven years. Insley is a former tax accountant and insurance agent for Liberty Mutual.

License Verified:

License: 2488466

State of Connecticut Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
238 White Street 1st FL, Danbury, CT 06810
  • Multiple Policy Types

Why choose this provider?

Since 2017, Global Alliance Insurance has been offering products and services to Danbury and the surrounding areas. Its coverage for renters' insurance includes financial protection from unexpected damages such as floods and fires. It also insures clients from their liabilities on property damage and provides medical coverage for injuries they may cause other people within the rented spaces. Additionally, the company carries other products, such as home, general liability, auto, and contractors' insurance plans. As a multi-language provider, it can cater to people who speak Spanish and Portuguese.

License Verified:

License: 2547723

State of Connecticut Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.2

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
23 Segar Street, Danbury, CT 06810
  • Home and Auto Insurance

Why choose this provider?

Doyon Insurance Agency provides renters' insurance to Danbury residents. It customizes and bundles coverages to fit specific needs for various types of insurance. Under home insurance, the company offers coverage for renters, homeowners, and floods. Classic vehicle, motorcycle, and boat insurance are also available, while business insurance products include general and professional liability and business owner policies. The company was founded in 1990 as one of the pioneering insurance agencies in Danbury aimed at serving its increasing immigrant population.

License Verified:

License: 947849

State of Connecticut Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.8
Responsiveness
Friendliness
Helpfulness
Detail

Website
9 Padanaram Road, Danbury, CT 06811
  • Multiple Policy Types

Why choose this provider?

Maria Ordonez is an insurance professional who has been serving State Farm customers since 1988. She owns and operates her own agency in Danbury that provides a wide range of insurance products for individuals and families, including policies for renters. Ordonez and her team write renters' insurance that covers the personal belongings of the policyholders, such as clothing, appliances, and furniture. They also allow clients to combine their renters' and auto policies. Ordonez's team also speaks Spanish.

License Verified:

License: 1055967

State of Connecticut Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.7 / 5 (66)
Facebook
5.0 / 5 (11)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
8 Locust Avenue, Danbury, CT 06810
  • Multiple Policy Types

Why choose this provider?

Talline Carvalho offers renters' insurance policies to clients in Danbury and the surrounding areas. It educates clients on the importance of protecting their homes and families and guides them in assessing their insurance and financial services needs. It also offers other insurance policies, such as business or commercial insurance, health insurance products, home insurance, and condominium insurance. Talline Carvalho is an immigrant from Brazil who loves being involved in the community and sponsoring and participating in local events.

License Verified:

License: 002568093

State of Connecticut Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (68)
Facebook
5.0 / 5 (43)
Yelp
3.3 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
6 Kellie Lane, Brookfield, CT 06804
  • Multiple Policy Types

Why choose this provider?

Forsberg Insurance Group serves private individuals and commercial clients in Danbury and the surrounding areas. It offers renters' insurance policies to help individuals who are currently renting their homes in protecting their personal belongings. It offers insurance policies to cover damage from water, fire, bad weather, and thefts. It maintains a network of insurance companies to help clients find insurance policies suitable to their needs. It also has insurance policies for car owners. This independent insurance agency has been insuring clients since 1989.

License Verified:

License: 1024647

State of Connecticut Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (45)
Facebook
5.0 / 5 (23)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
23 Keeler Street, Danbury, CT 06810
  • Multiple Policy Types

Why choose this provider?

Established in 1937, Hannan Agency, Inc., is a family-owned company that serves the greater Danbury area. It crafts insurance policies for clients who live in an apartment or a rental home to give them financial protection against damages and loss. It also offers insurance products for homes, pets, valuable items, and collector cars. Its commercial business protection includes property, liability, and workers' compensation insurance for employees and entrepreneurs. The company has established long-lasting relationships with national and regional carriers, like Dairyland and Safeco Insurance.

License Verified:

License: 357450

State of Connecticut Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
111 Danbury Rd, New Milford, CT 06776
  • Multiple Policy Types

Why choose this provider?

Nicholas Tobin Insurance serves clients in Danbury and is licensed in 24 states. This agency helps match clients with the proper personal and business insurance that would suit their needs. Renters' insurance is also offered by the team. Since the 1980s, the company has been supporting the community by providing insurance options. It is an independent business that partners with carriers like CNA, Liberty Mutual, and Foremost Insurance Group. Richard Herrington, the president, has over two decades of insurance and reinsurance experience.

License Verified:

License: 614110

State of Connecticut Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.9 / 5 (28)
Facebook
4.8 / 5 (16)
Yelp
1.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
2.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
370 Ethan Allen Hwy, Ridgefield, CT 06877
  • Multiple Policy Types
  • Home and Auto Insurance

Why choose this provider?

Charles Rio is an insurance professional who has been serving State Farm customers since 1993. His agency serves Danbury residents who want to protect their personal belongings in their rented living spaces. The renters' coverage insures items like laptops, clothing, appliances, and furniture when faced with unforeseen circumstances or disasters. In addition, clients may opt to bundle their renters' and auto insurance policies. Rio has been a State Farm Legion of Honor Agent Qualifier and Ambassador Agent Qualifier.

License Verified:

License: 2353195

State of Connecticut Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Google
4.6 / 5 (20)
Facebook
4.5 / 5 (8)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Frequently Asked Questions

  • What factors do insurance companies consider when evaluating risk and establishing rates for renters' insurance in Danbury?

    Renters' insurance companies in Danbury base insurance rates on the location of the rental property, which includes state and ZIP codes. Additionally taken into account are deductibles and the types of coverage that applicants choose. Insurers also consider discounts for tenants who buy auto and renters' insurance from the same company.

  • What risks does renters' insurance in Danbury include and exclude from coverage?

    Renters' insurance in Danbury covers personal belongings, liability, and medical payments. It also covers additional living expenses if a rented residence becomes uninhabitable due to a covered risk. This policy does not cover events like earthquakes, sewer backups, and damage to collectibles. Renters can obtain riders to ensure coverage for high-value personal belongings.

  • What is the average cost of renters' insurance in Danbury, and how does it compare to other cities in Connecticut?

    The average cost of renters' insurance in Danbury is $220 per year. Tenants in Stratford pay $254 a year for renters' insurance, making it the city with the highest rates. This is a 45% increase from Enfield, which is the least expensive city, where the average cost is only $175 per year.

  • In what ways Danbury residents can lower their renters’ insurance expenses?

    Danbury residents can save money on renters' insurance by bundling it with their auto insurance. Renters can also install safety and security systems, such as fire extinguishers and burglar alarm systems, to qualify for insurance discounts. Seniors are eligible for discounts based on their level of experience and financial stability.

  • Will the renters’ insurance policy of a Danbury tenant cover a roommate?

    If roommates are not considered relatives of the policyholder, they are not covered by the standard Danbury renters' insurance policy. This type of insurance usually covers policyholders and their family members who live with them. Roommates are advised in such cases to obtain their own renters' insurance policies to protect their personal belongings.

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