Best Mortgage Refinance Companies in Danbury

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Community Trust Lending Team logo
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License: 71655

Nationwide Multistate Licensing System and Registry

Community Trust Lending Team

731 Main Street, Unit 101, Monroe, CT 06468
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  • New Construction

Business Description

Community Trust Lending Team is a direct lender that offers financial programs for clients in Danbury. Its team comprises underwriters, processors, closers, and funders who help achieve clients' dreams of home ownership. They assist in refinancing homeowners who currently own property but want to refinance to save money with a lower interest rate or cash out for whatever reason. In addition, they teach how to restructure the new finance. Branch Manager Audra Santos has over 20 years of experience in the mortgage sector.

License Verified:

License: 71655

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (26)
Facebook
5.0 / 5 (24)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
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First Capital Lending logo
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License: 110152

Nationwide Multistate Licensing System and Registry

First Capital Lending

441 Oxford Road, Oxford, CT 06478
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  • Reverse Mortgages

Business Description

First Capital Lending caters to refinancing clients in the Danbury metro. It offers mortgage refinancing options to the owners of single- and multi-family homes, townhouses, and manufactured homes. The firm seeks to provide honest and competent mortgage services by assisting borrowers in navigating the challenges of the home buying and refinancing process. Its programs include jumbo, VA, FHA, and USDA loans. First Capital Lending also helps borrowers in need of graduated payment, interest-only, and adjustable- and fixed-rate mortgages.

License Verified:

License: 110152

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (2)
Global Mortgage Lending, LLC logo
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License: 19520

Nationwide Multistate Licensing System and Registry

Global Mortgage Lending, LLC

12 High Meadow Hl, Danbury, CT 06811
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  • New Construction

Business Description

Global Mortgage Lending, LLC, offers a variety of real estate services in Danbury. Its team helps individuals and families acquire their homeownership goals through its refinancing assistance. The company works closely with borrowers to develop strategies that can help clients consolidate debts, reduce interest rates and monthly payments, and cash out equity for home improvements. It assists customers in filing mortgage requirements such as asset and income verification documents. Global Mortgage Lending also provides ARM, VA, jumbo, and conventional loans.

License Verified:

License: 19520

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (1)
Gregg Pomeroy logo
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License: 30461

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Gregg Pomeroy

1224 Main Street, Branford, CT 06405
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  • Reverse Mortgages

Business Description

Gregg Pomeroy caters to local borrowers in Danbury. He assists homeowners looking to refinance existing loans to fund home upgrades using cash from equity, reduce interest rates, or switch from adjustable- to fixed-rate mortgages. He also carries multiple programs for customers in need of construction loans, first-time homebuyers, and people with challenged credit scores. These include FHA, VA, USDA, and conventional loan products. Pomeroy leverages more than 17 years of experience in the mortgage and real estate industry.

License Verified:

License: 30461

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (6)
Yelp
5.0 / 5 (4)
Main Street Mortgage L.L.C. logo
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License: 26450

Nationwide Multistate Licensing System and Registry

Main Street Mortgage L.L.C.

3267 Main Street, Stratford, CT 06614
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  • New Construction
  • Reverse Mortgages

Business Description

Main Street Mortgage L.L.C. caters to clients in and around Danbury. Since 1996, it has been assisting various types of borrowers, including those who want to refinance their current mortgages. The refinancing program help homeowners modify their loan terms and get better rates. The firm's lending specialists also assist first-time homebuyers in choosing the house loan that best suits their needs. Owner David Bigley was named the Top Mortgage Professional by Connecticut Magazine from 2011 to 2019.

License Verified:

License: 26450

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
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Mortgage Affiliates of America, Inc. logo
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License Verified:

License: 74336

Nationwide Multistate Licensing System and Registry

Mortgage Affiliates of America, Inc.

12 Mill Plain Road Suite 7, Danbury, CT 06811
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  • New Construction

Business Description

Mortgage Affiliates of America, Inc., is a privately held corporation that connects borrowers with lenders. It assists clients in Danbury with existing loans in getting a mortgage refinance. Its services are also available for first-time buyers and experienced homeowners. In addition to fixed-rate mortgages, its team helps clients acquire VA, FHA, and jumbo loans. The company's senior mortgage loan originator, Brandon Blynn, has been in the mortgage industry while earning his Bachelor's degree in Finance and serving in the U.S. Navy.

License Verified:

License: 74336

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (56)
Facebook
5.0 / 5 (8)
Yelp
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
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North Atlantic Mortgage Corp. logo
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License Verified:

License: 1375

Nationwide Multistate Licensing System and Registry

North Atlantic Mortgage Corp.

178 Trinity Pass, Pound Ridge, NY 10576
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  • Reverse Mortgages
  • New Construction

Business Description

North Atlantic Mortgage Corp. takes care of the refinancing needs of individuals and families throughout Danbury and the surrounding areas. Since more than two decades ago, the company has provided a variety of plans, rates, and terms to homeowners, matching clients with refinancing programs that fit their specific goals, whether for debt consolidation, cashing out, or obtaining better rates. The firm has been featured on various media outlets, such as Fox News, CNBC, Bloomberg TV, Business Week, and Wealth Manager.

License Verified:

License: 1375

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (11)
Google
4.9 / 5 (8)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
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Pioneer Mortgage, LLC logo
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License Verified:

License: 88156

Nationwide Multistate Licensing System and Registry

Pioneer Mortgage, LLC

2508 Whitney Ave, Hamden, CT 06518
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  • New Construction

Business Description

Pioneer Mortgage, LLC, helps Danbury clients with their home refinancing and purchase needs. The team looks for ways to reduce an individual's monthly fees by monitoring the trend of mortgage rates in the area. Clients can access its secure online application process, which would take an average of 12 minutes to complete. Once this is done, the team will reach out with options that meet the client's situation. Pioneer Mortgage has been serving all of Maine and Connecticut since 1999.

License Verified:

License: 88156

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (13)
Google
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Putnam Capital Services logo
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License Verified:

License: 60828

Nationwide Multistate Licensing System and Registry

Putnam Capital Services

1013 Route 6, Mahopac, NY 10541
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  • New Construction

Business Description

Putnam Capital Services caters to customers in Danbury who need refinancing and loan solutions. The refinancing choices cover FHA streamline programs and cash-outs. The purchase options include government products aimed at veterans of the military and renters who are interested in transitioning to full ownership. The team has jumbo products for buyers of high-value assets. Reverse mortgages are also available for the elderly members of the metro. Putnam Capital Services has ties with more than 100 lenders.

License Verified:

License: 60828

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (1)
Sojourn Mortgage logo
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License Verified:

License: 1755437

Nationwide Multistate Licensing System and Registry

Sojourn Mortgage

15 Lewis Street, Suite 402, Hartford, CT 06103
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  • Reverse Mortgages

Business Description

Sojourn Mortgage is a brokerage that connects Danbury borrowers with lenders throughout the state of Connecticut. It provides refinancing to homeowners who want to lower their interest rates or change the length of their current mortgage loans. Paula Mercier, the brokerage's owner, is a certified mortgage planning specialist with over 25 years of industry experience. She has received the 5-Star Award for excellence as a mortgage broker for the past 12 years for her integrity and dedication to her clients.

License Verified:

License: 1755437

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (2)
Google
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Strategy Mortgage Corp. logo
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License Verified:

License: 20811

Nationwide Multistate Licensing System and Registry

Strategy Mortgage Corp.

5 Edgewood Avenue, 2nd floor, Greenwich, CT 06830
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  • Reverse Mortgages

Business Description

Strategy Mortgage Corp. serves clients in Danbury and the surrounding neighborhoods. It offers mortgage refinancing solutions that match the client's home ownership expectations and financial goals. Various rate options are available, including fixed rate, for clients who will remain in the same home for 15 or 30 years; adjustable rate; and interest only, for those who want a high degree of flexibility. Strategy Mortgage is based in Greenwich and is licensed to operate in New York, Florida, and Massachusetts.

License Verified:

License: 20811

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (23)
Yelp
5.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
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Frequently Asked Questions

What should you expect when refinancing a mortgage?

When refinancing a mortgage, expect to answer a lot of questions and provide documentation to back up your answers. You'll may also pay fees and closing costs of around $5,000. Additionally, expect to start over in terms of building home equity, because refinancing takes the amortization process back to the beginning.

How often should you refinance your mortgage?

There is no recommended frequency for refinancing a mortgage. How often you should refinance is determined by when it will save you money. If you can get better terms on your mortgage by refinancing, then it’s a good time to take action.

Can you refinance a first mortgage and not a second?

You can refinance your first mortgage and not the second one, but it can be difficult. You have to get the lender of your second mortgage to agree to the refinancing. The process is called resubordination, and some home equity lenders won’t agree. Additionally, lenders typically charge extra fees to resubordinate a loan.

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