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Best Life Insurance Companies in Danbury

2024

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Providers

Last updated:

Website
30 Huntington Street, Shelton, CT 06484
  • Life Insurance

Why choose this provider?

Sarah De Jesus has been with State Farm for four years before setting up her own agency. De Jesus and her team serve clients in Danbury, Shelton, and the surrounding areas. The agency educates locals on the importance of having insurance policies, namely for life insurance, auto insurance, homeowners' insurance, and health insurance. Its life insurance options are available in whole life, term life, and universal categories. Additionally, De Jesus offers insurance options for renters, condominiums, and businesses.

License Verified:

License: 2508905

State of Connecticut Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (1)

Website
294 Main Street, Danbury, CT 06810
  • Life Insurance

Why choose this provider?

Atlantica Insurance & More was established in 1986 to provide life insurance options to individuals and businesses in Danbury and the surrounding areas. The agency is equipped with more than 60 years of combined experience in the insurance industry. It writes life insurance packages dependent on its client’s personal needs. It also offers auto, property, boat, and business insurance. In addition, Atlantica Insurance & More helps clients obtain international IDs. Its team of multilingual agents is also fluent in Spanish and Portuguese.

License Verified:

License: 2219395

State of Connecticut Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Yelp
5.0 / 5 (10)
Google
5.0 / 5 (5)
Facebook
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
79 Bridgeport Avenue, Shelton, CT 06484
  • Life Insurance
  • Health Insurance

Why choose this provider?

DiMatteo Insurance is a family-owned business that has been providing life insurance assistance for over 50 years. The service provider offers comprehensive life programs to families in Danbury who undergo major life changes such as marriage, larger mortgage, and new child. Additionally, its agents find insurance options for individuals who received an inheritance or high raises. Available insurance programs include term and whole life plans. Life insurance covers burial costs, debt, children's education fund, and living expenses of the beneficiaries.

License Verified:

License: 2359621

State of Connecticut Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (30)
Facebook
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
10 Federal Road, Danbury, CT 06810
  • Life Insurance
  • Health Insurance

Why choose this provider?

The Allen Agency is a family-owned insurance agency and driving school that started in 2009 and was founded by Hellen Allen. Its team offers insurance services for life/health, auto, motorcycle, home, umbrella, renters, and more in Danbury. It's a team of licensed agents who are fluent in English, Portuguese, and Spanish. In addition, its driving school offers classroom lessons, driving lessons, online courses, and DMV services. Among its partners are Travelers, Progressive, Dairyland, and Zurich.

License Verified:

License: 2338803

State of Connecticut Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Google
5.0 / 5 (30)
Facebook
4.0 / 5 (25)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
30 Main Street, Danbury, CT 06810
  • Life Insurance

Why choose this provider?

Johnson Stevens Curran Insurance Agency is an independent company in Danbury. It serves the life insurance needs of clients, offering both term and whole life policies from regional insurance carriers. Its team of agents simplifies the process of obtaining insurance and customizes insurance plans to meet each client's needs. They also handle personal and commercial insurance lines. Its president, Jennifer Curran is a life-long resident of the metro and has over 14 years of experience as a certified insurance counselor.

License Verified:

License: 418350

State of Connecticut Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (9)
Facebook
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
244 Monroe Turnpike, Monroe, CT 06468
  • Life Insurance
  • Whole Life Insurance
  • Term Life Insurance

Why choose this provider?

Fida Insurance Group serves Danbury individuals and business clients through its wide selection of insurance products. These insurance products include life, home, vehicle, and commercial insurance. In addition, its insurance professionals evaluate the client's financial needs to find the insurance carrier and policy that suits their needs. Fida Insurance Group's insurance agents have at least 20 years of experience in the insurance industry and come from financial services and business administration backgrounds. One of its agents, Joseph Fido, is a Certified Life Underwriter.

License Verified:

License: 2286751

State of Connecticut Insurance Department

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
3107 New York 22, Patterson, NY 12563
  • Life Insurance

Why choose this provider?

Masterson Insurance Agency, Inc., has been serving individuals, families, and businesses in Danbury and the surrounding areas since 1974. It assists clients in identifying their protection needs and provides simplified insurance solutions. Some of the coverages the company handles include life, health, auto, commercial, and homeowners insurance. In addition, its team of insurance agents aims to carry out claims on time. Masterson Insurance Agency represents various insurance carriers, such as Hagerty, Safeco, Mercury Insurance, and Liberty Mutual.

License Verified:

License: 974120

State of Connecticut Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.2
Facebook
4.0 / 5 (12)
Google
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
265 Federal Road, Brookfield, CT 06804
  • Life Insurance
  • Health Insurance

Why choose this provider?

Christina Schiavo is a licensed State Farm insurance agent serving individuals and businesses from all over the Danbury metro. She has assisted clients in acquiring life insurance policies since 2012. She also offers vehicle insurance, home and property insurance, health insurance, pet insurance, and business insurance. Additionally, she helps clients with their banking and annuity needs. Her company is a member of the Brookfield Chamber of Commerce and serves the city of New York aside from Connecticut.

License Verified:

License: 2509981

State of Connecticut Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (14)
Facebook
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
375 Bridgeport Avenue, Shelton, CT 06484
  • Whole Life Insurance
  • Term Life Insurance
  • Life Insurance

Why choose this provider?

Serving the community of Danbury, Starkweather & Shepley Insurance Broker, Inc., delivers a wide array of personal and commercial insurance lines, including life insurance. Since its establishment in 1879, the agency has been assisting individuals, families, and businesses in finding the right policy that aligns with their needs. Moreover, Starkweather & Shepley Insurance Broker is the only independent broker in Rhode Island to have an exclusive partnership with Assurex Global, a group of privately held independent insurance and risk management brokers worldwide.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
107 Church Hill Road, Newtown, CT 06482
  • Life Insurance

Why choose this provider?

The Haas Agency is a family-owned independent agency catering to clients in the Danbury area. It works with multiple insurance providers to provide a wide range of coverage options. It provides life insurance and disability insurance. The Haas Agency also provides coverage for auto, motorcycle, RV, ATV, and watercraft insurance as well as homeowners, renters, and specialty dwelling insurance. Commercial and business insurance products are also available. The Haas Agency was founded in 1953 and was incorporated in 2011.

License Verified:

License: 7981097

State of Connecticut Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Facebook
4.0 / 5 (17)
Google
4.9 / 5 (16)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.8
Responsiveness
Friendliness
Helpfulness
Detail

Website
54 Miller Road, Mahopac, NY 10541
  • Individual Plans

Why choose this provider?

Paul D'Errico is a State Farm insurance agent who serves Danbury and the surrounding areas. He offers life insurance products with term life, whole life, and universal life options. He can also assist clients who are looking to change their plans or their beneficiaries. His other products include auto, home, property, and health insurance. Commercial clients can also take advantage of business policies such as commercial auto, workers' compensation, surety and fidelity bonds, and contractors' policy products.

License Verified:

License: 002708247

State of Connecticut Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (1)

Website
36 Mill Plain Road, Danbury, CT 06811
  • Life Insurance
  • Health Insurance

Why choose this provider?

William Hajj Insurance Agency, Inc. is an insurance agency that serves individuals, families, and businesses in Danbury. It offers life insurance programs such as term life, whole life, universal life, and variable life insurance. Additionally, it provides auto, motorcycle, home, flood, and personal umbrella insurance. Its business insurance includes business owners' policies and cyber liability insurance. William Hajj Insurance Agency represents various carriers, including Applied Underwriters, Progressive Insurance, and United Property and Casualty Insurance Company.

License Verified:

License: 352350

State of Connecticut Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
336 Federal Road, Brookfield, CT 06804
  • Life Insurance

Why choose this provider?

Jim Eagan Insurance Agency has been serving the personal and businesses insurance needs of Danbury since 1992. It offers individual life insurance plans, such as term life, whole life, and universal life insurance. In addition, the team designs insurance solutions for homes, cars, motorcycles, boats, and RVs. Business owners can also come to the agency for bonds, workers' compensation, and general liability insurance. Its principal agent and owner, Jim Eagan, began his career with Nationwide Insurance.

License Verified:

License: 2678689

State of Connecticut Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (12)
Facebook
4.0 / 5 (11)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
6 Mill Plain Road, Danbury, CT 06811
  • Life Insurance
  • Whole Life Insurance
  • Term Life Insurance

Why choose this provider?

Northern Fairfield Insurance is a Danbury-based insurance enterprise that offers personal insurance, commercial insurance, retirement insurance, and life insurance. The company provides its clients with a range of insurance packages such as whole life insurance, last expense insurance, and term insurance. Since its founding in 1955, Northern Fairfield Insurance has continuously assisted all of Connecticut and New York clients with the help of a large selection of prominent insurance firms.

License Verified:

License: 1032807

State of Connecticut Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (19)
Facebook
5.0 / 5 (5)
Yelp
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
33 East Main Street, Pawling, NY 12564
  • Life Insurance

Why choose this provider?

Founded in 1886, Emery & Webb Insurance is a company that serves clients in and around Fishkill and its surrounding communities, including Danbury. It offers a varied portfolio of life insurance products and services, ranging from term and whole-life insurance to pension maximization plans and disability continuation plans. In addition, the company's insurance agents assist clients in acquiring homeowners', vehicle, and business insurance. Emery & Webb Insurance employs over 95 insurance professionals and currently maintains 10 offices across the United States.

License Verified:

License: 249800

State of Connecticut Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Facebook
5.0 / 5 (30)
Yelp
3.5 / 5 (17)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1 Trap Falls Road, Shelton, CT 06484
  • Life Insurance

Why choose this provider?

Stronghold Insurance & Financial Services L.L.C. is a full-service insurance company that serves clients in Danbury and the surrounding areas. It has access to multiple carriers and provides life insurance policies and other financial plans to individuals, employers, and businesses. Aside from life insurance, the company also offers other personal products and services such as homeowner, automobile, long-term care, estate planning, and disability. In addition, it helps employers to design group employee benefit plans that include dental, vision, and medical.

License Verified:

License: 986323

State of Connecticut Insurance Department

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
16 Spring Lane, Farmington, CT 06032
  • Life Insurance

Why choose this provider?

North American Underwriters is an independent firm providing insurance solutions to customers in Danbury. It offers personal insurance policies like life insurance, high-value home insurance, condo insurance, classic car insurance, and recreational vehicle insurance. The company also has specialty insurance coverages such as landscaping and snowplow insurance, professional liability or errors and omissions insurance, restaurant insurance, trucker’s insurance, and garage insurance. North American Underwriters aims to help its clients save money while improving upon their coverages. It has been operating since 1967.

License Verified:

License: 618750

State of Connecticut Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (6)
Yelp
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
88 Connecticut 37, New Fairfield, CT 06812
  • Life Insurance
  • Health Insurance

Why choose this provider?

Ryan Guinn is a life insurance professional with State Farm Insurance catering to residents in Danbury. He assists clients and their families in securing their future financially through life insurance coverage, whether for mortgage expenses, paying off debts, or college tuition. For life insurance, he offers several options for them to choose from, including permanent life, term life, and universal life. Ryan also helps clients make changes in their policies after they have already been activated.

License Verified:

License: 2653226

State of Connecticut Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (33)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
6 Stony Hill Road, Bethel, CT 06801
  • Life Insurance

Why choose this provider?

The Insurance Center is an independent agency representing multiple insurance carriers that offers life insurance plans to clients around the Danbury area. The agency assists individuals, families, and business owners find life insurance plans that provide the coverage they need for their specific objectives. It also manages term life, whole life, and universal life insurance policies for its clients. Additionally, The Insurance Center offers other personal insurance plans covering auto, homes, and umbrella liability.

License Verified:

License: 1003877

State of Connecticut Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
76 Stony Hill Road, Bethel, CT 06801
  • Life Insurance
  • Health Insurance

Why choose this provider?

The HIQS Group is a full-service independent insurance agency that operates within Bethel and its surrounding communities, including Danbury. Its insurance professionals can assist clients in acquiring a variety of insurance products, ranging from universal and term life insurance to accident plans and long-term care insurance. Moreover, the agency can perform an evaluation of a client's existing life insurance policy to determine if it still satisfies the client's financial goals. Founder and president R. Joseph Knudsen has been a licensed insurance agent since 1973.

License Verified:

License: 453075

State of Connecticut Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
3.8
Google
3.7 / 5 (3)
Facebook
4.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Frequently Asked Questions

  • What kind of life insurance should you get in Danbury if you do not want your loved ones to worry about your funeral expenses if you die?

    You should get whole life insurance in Danbury to help your loved ones pay for your funeral expenses if you die unexpectedly. Its final expense coverage can be used to cover burial costs and other immediate expenses after your death. You only pay a set amount for this type of insurance, which will not change or increase regardless of your age or health conditions.

  • Can individuals sell their life insurance in Danbury?

    Yes, individuals in Danbury can sell their life insurance policies to third parties. The buyer will become the new owner or beneficiary of the life insurance policy and will be responsible for all future insurance premiums. They will also be the ones who receive the entire death benefit if the insured person dies.

  • Where can policyholders file life insurance claims in Danbury?

    Policyholders in Danbury can file life insurance claims to the Connecticut Insurance Department. They can send a report to insurance@ct.gov. Their complaints must state that their insurance companies, for example, deny their claims unreasonably, delay the claims process, do not conduct a proper investigation, and provide false information about their policy terms and coverage.

  • What are the advantages of having variable life insurance in Danbury?

    Individuals in Danbury who have variable life insurance can invest a portion of their insurance premiums in mutual funds, bonds, stocks, and money market funds. This allows them to increase the cash value of their life insurance over time. This type of insurance also provides better returns than traditional life insurance.

  • How much is universal life insurance in Danbury?

    The cost of universal life insurance in Danbury is determined by the person's age and lifestyle. Older people may have to pay higher premiums because carriers believe they are more vulnerable. Policyholders who smoke, have health problems, or participate in risky hobbies may have to pay higher life insurance premiums.

  • Which is better, term or whole life insurance?

    Life insurance is a personal financial tool, so the right type of insurance for you depends on your goals and current situation. One of the main differences between term life insurance and whole life insurance is that term life insurance only covers you for a set period of time. Once you meet the premium payment requirements on a whole life plan, it covers you for the rest of your life. Whole life insurance also builds cash value, making it a potential investment. But whole life insurance is typically much more expensive than term life insurance.

  • How much life insurance do I need?

    A common recommendation is purchasing life insurance that is equal to five times your current salary, or more. But you can also estimate how much life insurance you need by adding up your debts, annual expenses for dependents multiplied by the years you want to ensure support, and any other items you wish to cover, such as a future wedding or college tuition.

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