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Best Local Car Insurance Agencies in Danbury

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Bradley & Barnett Agency logo
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License Verified:

License: 2528754

State Of Connecticut Insurance Department

Bradley & Barnett Agency

2068 South Road, Poughkeepsie, NY 12601
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  • Bundling Option

Business Description

Bradley & Barnett Agency is an insurance brokerage firm serving clients in Danbury, Poughkeepsie, and the NY area. The agency offers full-service auto insurance that protects assets in all types of risks and liabilities in the event of natural or manmade disasters. Committed to structuring policies that fit client needs; the agency also offers home, life, personal umbrella, disability, and long-term care insurance. In addition to insurance service, Bradley & Barnett Agency also offers legal support in areas requiring business formation and contract drafting & negotiation.

License Verified:

License: 2528754

State Of Connecticut Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (14)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
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brbginsurance.com logo
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License Verified:

License: 2451200

State Of Connecticut Insurance Department

brbginsurance.com

4 Armstrong Road, Shelton, CT 06484
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  • Multiple Carriers

Business Description

Broad Range Benefits Group is an independent insurance agency specializing in personal, life and financial, and business insurance, serving clients in Danbury, Shelton, and surrounding areas in Connecticut. The agency offers standard auto insurance—which can include furnishing clients with a higher deductible coverage that covers a wider variety of covered perils, based on client needs. Its professional team is also knowledgeable in all areas of the insurance industry and advises companies and individuals on all things insurance and benefits.

License Verified:

License: 2451200

State Of Connecticut Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
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Doyon Insurance logo
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License Verified:

License: 231325

State Of Connecticut Insurance Department

Doyon Insurance

23 Segar Street, Danbury, CT 06810
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  • Multiple Carriers

Business Description

Doyon Insurance Agency is an independent insurance company that has been serving the Danbury metro area and its surrounding communities for more than 30 years. The firm assists car owners, classic car collectors, motorists, and business owners in seeking the right auto insurance policy that can adequately protect their interests and vehicle assets from unwanted risks. Its agents write customized policies based on their clients' needs and represent multiple carriers that can provide various coverage options. The company prides itself on serving immigrants, particularly Spanish-speaking clients.

License Verified:

License: 231325

State Of Connecticut Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (15)
Google
5.0 / 5 (11)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
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Feehan Insurance Agency logo
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License Verified:

License: 955279

State Of Connecticut Insurance Department

Feehan Insurance Agency

2350 Route 6, Brewster, NY 10509
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  • Boats
  • Motorcyle & ATV

Business Description

Feehan Insurance Agency is an independent family-owned agency that provides car insurance products to clients in Danbury and the nearby areas. For more than 25 years, the company has been accommodating clients' existing coverages and comparing them with offerings from its partner insurance carriers. Its car insurance includes property and bodily injury liability coverages, as wells as collision and comprehensive coverages. Freehan Insurance Agency is founded by brothers Matthew, Terry, and Chris Feehan who are all involved in local charities.

License Verified:

License: 955279

State Of Connecticut Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
5.0 / 5 (93)
Facebook
5.0 / 5 (24)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
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Detail
Fox Insurance Agency Inc logo
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Fox Insurance Agency Inc

82 Vineyard Avenue, Highland, NY 12528
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  • Multiple Carriers
  • Motorcyle & ATV
  • Boats
  • RV & Motorhome

Business Description

Fox Insurance Agency, Inc., provides auto coverage for clients in Danbury. Beyond policies securing cars, trucks, motorcycles, and mopeds, the agency also offers coverage for other recreational vehicles, including RVs, ATVs, boats, and snowmobiles. It also provides coverage options tailored to commercially used vehicles, preferred drivers, and high-risk drivers. Additionally, Fox Insurance has products that cover homes and businesses. It has over 25 years of experience and is a locally owned and operated independent agency.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Facebook
5.0 / 5 (10)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
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Goodman Insurance Inc. logo
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License Verified:

License: 327000

State Of Connecticut Insurance Department

Goodman Insurance Inc.

2 Long Hill Avenue, Shelton, CT 06484
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  • Bundling Option

Business Description

Goodman Insurance Inc. is an independent agency that serves Danbury and the communities surrounding it. It provides its clients broader coverage options from a large number of insurance companies offering life, health, home, and car insurance policies. For its personal line, the policy for cars may cover vehicle damage, body injuries, and responsibility when an accident occurs. As an independent agency, the firm believes that its professional team can be the strongest advocate representing clients' interests.

License Verified:

License: 327000

State Of Connecticut Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Facebook
5.0 / 5 (5)
Google
4.7 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Hodge Insurance Agency logo
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License Verified:

License: 384050

State Of Connecticut Insurance Department

Hodge Insurance Agency

283 Main Street, Danbury, CT 06810
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  • Multiple Carriers

Business Description

Hodge Insurance Agency is a Danbury-based car insurance agency that has been serving the community for more than 100 years. Now in its third generation of family ownership, the company has gained a roster of top-rated car insurance companies to represent. This independent insurance company believes there are several incidents where clients may need to customize their policies such as the business use of an auto and teenage and guest drivers. It also offers insurance for homes and businesses.

License Verified:

License: 384050

State Of Connecticut Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (29)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Kaplan Insurance Agency Inc. logo
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License Verified:

License: 2573619

State Of Connecticut Insurance Department

Kaplan Insurance Agency Inc.

12 Barrister's Row, Wappingers Falls, NY 12590
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  • Boats
  • Motorcyle & ATV

Business Description

Kaplan Insurance Agency Inc. is a full-service insurance company that has been serving Danbury and nearby communities for more than two decades. Established in 1993, the firm assists individual and commercial customers in choosing the right auto insurance that can provide adequate protection for their cars against damages and liabilities. Its agents partner with different carriers to create customized policies akin to their clients' needs. The company prides itself on its personalized services.

License Verified:

License: 2573619

State Of Connecticut Insurance Department

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
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Helpfulness
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Kyle Rourke logo
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License Verified:

License: 002555567

State Of Connecticut Insurance Department

Kyle Rourke

922 Main Street, Peekskill, NY 10566
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  • Motorcyle & ATV

Business Description

Kyle Rourke is a State Farm agent since 2015. Rourke and his team offer car insurance plans to clients in Danbury and the nearby areas, as well as life and health insurance, and home insurance. Kyle Rourke State Farm agency also provides notary services for its clients. State Farm consistently recognizes the agency, which has received awards such as Ambassador Club (5x), Senior Vice President Club (3x), Honor Club (6x), and President's Club.

License Verified:

License: 002555567

State Of Connecticut Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Facebook
5.0 / 5 (32)
Mello Insurance, LLC logo
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License Verified:

License: 2230364

State Of Connecticut Insurance Department

Mello Insurance, LLC

5 Shelter Rock Road, Danbury, CT 06810
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  • Motorcyle & ATV

Business Description

Mello Insurance, LLC, is an independent insurance company that has been serving the Danbury metro area and its surrounding localities for more than a decade. The firm provides individuals, families, and business owners with a variety of auto insurance policies that best suits their needs. Its agents work with multiple carriers that can protect private vehicles, classic and antique cars, high-value vehicles, trucks, and motorcycles. The company prides itself on providing customized solutions for its policyholders.

License Verified:

License: 2230364

State Of Connecticut Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.7 / 5 (12)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Nicholas / Tobin Insurance - New Milford logo
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License Verified:

License: 614110

State Of Connecticut Insurance Department

Nicholas / Tobin Insurance - New Milford

111 Danbury Road, New Milford, CT 06776
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  • Multiple Carriers

Business Description

Nicholas / Tobin Insurance provides car insurance policies to drivers in Danbury. Its policies offer compulsory coverage for bodily injury to others, bodily injury caused by uninsured autos, damage to someone else's property, and personal injury protection. The policies can also have comprehensive coverage for medical payments, rental cars, and towing and labor. Nicholas / Tobin Insurance works with carriers such as CNA Insurance and Foremost Insurance Group. It has support services that are available 24/7.

License Verified:

License: 614110

State Of Connecticut Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.9 / 5 (30)
Facebook
4.9 / 5 (8)
Yelp
1.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
obrieninsurance.com logo
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License Verified:

License: 1056980

State Of Connecticut Insurance Department

obrieninsurance.com

108 Kent Road, New Milford, CT 06776
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  • Bundling Option

Business Description

O'Brien Insurance Agency, LLC, is a family-owned independent insurance company that has been serving the locals of the Danbury and New Milford areas for over 17 years. Its offers comprehensive car and auto insurance plans with coverage options for property damage, injuries and property damage to others, legal costs, and medical bills. Clients may also avail of supplementary policies, such as gap coverage. O'Brien Insurance Agency represents carriers such as Infinity Classic & Collectors, Progressive, AmTrust Financial, and CNA Surety.

License Verified:

License: 1056980

State Of Connecticut Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
The Insurance Center logo
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License Verified:

License: 1003877

State Of Connecticut Insurance Department

The Insurance Center

6 Stony Hill Road, Bethel, CT 06801
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  • Bundling Option

Business Description

Located in Bethel, The Insurance Center has been providing insurance services to the residents of Danbury since 1925. Providing personalized service to each client, the independent agency offers coverage for auto, homeowners, and renters insurance. Other types of vehicles such as boats and motorcycles are also handled by the company. For convenience, the agency has an online service center where clients can access their accounts and make changes with policies or request additional resources.

License Verified:

License: 1003877

State Of Connecticut Insurance Department

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
The Siegel Insurance Agency logo
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License Verified:

License: 2686388

State Of Connecticut Insurance Department

The Siegel Insurance Agency

54 Main Street, Danbury, CT 06810
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Business Description

The Siegel Insurance Agency is an independent insurance firm that has been serving the Danbury metro area for more than eight decades. The company protects car owners and motorists from potential hazards and financial risks through an auto insurance policy. Its agents educate customers on their coverage options and help them gather their requirements. They represent several carriers that can offer comprehensive, liability, and uninsured motorist coverages. The company prides itself for being in the industry since 1932.

License Verified:

License: 2686388

State Of Connecticut Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
William A. Smith & Son, Inc. Insurance logo
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William A. Smith & Son, Inc. Insurance

380 Broadway, Newburgh, NY 12550
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Business Description

William A. Smith & Son, Inc. Insurance is a family-owned company serving clients in Danbury. It provides auto insurance coverages to its clients. The company believes in using technology and in-person assistance to help customers examine and update their policies. It also has coverages for motorcycles, off-road vehicles, and boats. Additionally, it offers other products, such as high net worth, brewery, church, non-profit, day care and educational institution, and law firm insurance plans.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Back to Providers

Frequently Asked Questions

Introduction

A way to stay protected while on the road, car insurance offers a financial safety net should accidents occur, regardless of who's at fault. The right car insurance agency can be very valuable, providing a way to purchase an ideal level of auto insurance coverage for personal circumstances. Agencies can help customers select the most beneficial coverage options while saving money on their insurance plan. With help from a qualified agency, it's possible to feel safe and secure behind the wheel.

What is car insurance?

Car insurance is a form of insurance that can cover damages to cars, drivers, passengers, and other property when an accident occurs. If another car crashes into a driver, or if a driver causes an accident, car insurance will pay most or all of the cost of repairs.

How does car insurance work?

Car insurance functions in a way similar to other insurance policies. In exchange for a monthly premium payment, an insurance company assumes liability should an accident occur up to the coverage levels specified in a prearranged policy. This means if an accident occurs, the driver won't have to pay the full cost of repairs out of pocket.

What does car insurance cover?

Car insurance coverage can vary from one plan to another. It typically includes coverage for damages to a vehicle from accidents, medical expenses for people injured in accidents, and related costs after accidents with uninsured drivers. Some policies may cover additional perks, such as roadside assistance or a rental car during post-accident repairs.

Does car insurance cover theft?

Comprehensive car insurance generally includes theft protection. This means if a car is stolen and isn't recovered, the insurance agency will pay for the value of the car. However, comprehensive insurance that covers theft is optional coverage.

How does a car insurance deductible work?

A deductible is an amount that must be paid out of pocket before insurance coverage is applied. If a driver with a $1,000 deductible gets in an accident that causes $10,000 in damage, the driver must pay $1,000 and the insurance company pays the remaining $9,000. Deductibles amounts vary between coverage types.

Do you need insurance to register a car?

Yes, drivers need a valid car insurance policy to register a vehicle in most U.S. states. Car insurance is a legal obligation, and the DMV may suspend registration if insurance isn't maintained. Some banks and other lenders may also require a certain level of insurance before funding an auto loan.

Can you get car insurance without a license?

In most states in the United States, a license isn't required to purchase car insurance. This means that an unlicensed driver can purchase a policy for a licensed driver. However, most insurance companies won't allow an unlicensed driver to be listed on a policy, either as a primary or a secondary driver.

Do you need car insurance?

Yes. Car insurance isn't optional, and neglecting to purchase and maintain a minimum level of coverage can result in penalties, such as the suspension of your vehicle registration or driver's license. In addition, the cost of a car accident can add up to tens of thousands of dollars, which can be an unsustainable burden without insurance.

How much is car insurance a month?

Car insurance costs depend on factors such as where a person lives and their driving history. Drivers living in states with high insurance rates who've had accidents will pay more than drivers with clean records living in lower-cost states. In general, monthly car insurance costs can range from $50 to $500 or more.

Why is my car insurance so high?

Car insurance can be expensive for many reasons. Unsafe or expensive cars, a history of accidents, DUIs, and having multiple cars and drivers on a policy can all lead to higher monthly costs. Driver age may also play a role. For example, teens are more expensive to insure than adults.

How can I get lower car insurance?

Getting lower-cost car insurance may be possible depending on your personal circumstances. To find a cheaper policy, drivers are encouraged to get prices from multiple companies, bundle car insurance with home insurance, or use monitoring devices to demonstrate safe driving.

Do you need insurance to rent a car?

In most areas, car insurance isn't required to rent a car. However, most personal car insurance policies extend to rental vehicles. For those who don't have insurance coverage and want to stay protected, most car rental agencies offer supplemental insurance coverage for an added fee.

Does my car insurance cover rental cars?

Most car insurance policies do cover rental cars. However, this coverage isn't universal. Before renting a car, it's recommended that you check your policy details or speak to your insurance agent to be sure rental car coverage is included at an appropriate level.

Can I insure a car not in my name?

In most states, it's possible to insure a car that isn't registered in the name of the policyholder. This commonly occurs when a parent purchases and insures a car for an adult child. However, many states and insurance agencies require the policyholder to have a financial stake in the vehicle they're insuring.

Can you cancel car insurance at any time?

In general, it's possible to cancel car insurance at any time, provided proper notice is given. Notice requirements are outlined in policy documents. Unlike health insurance that can require personal circumstance changes or a specialized enrollment period, auto insurance policies can be canceled or adjusted at any time.

How can I change car insurance?

Changing car insurance is as easy as notifying your current car insurance company and purchasing a new policy from a different agency. Even policies that have been paid up front can be canceled, and companies will issue a refund for any time remaining on the policy term.

How do you become a car insurance agent?

In most states, working as a car insurance agent requires having a state license for selling insurance products. Generally, this process involves taking classes and earning a passing score on a licensing exam. Some agencies may allow individuals to shadow or assist current agents while working on their licensing requirements.

How do car insurance agents get paid?

Most car insurance agents are paid on a commission basis. This means they receive a percentage of the amount their clients pay for their insurance coverage. Some agents may also earn a flat salary. Commissions range from 5% to 20%, on average, but this can vary based on the company or policy type.

How much do car insurance agents make?

Car insurance agent earnings depend on commission percentages, any base salary in addition to commission, sales proficiency, and sales experience. According to the Bureau of Labor Statistics, the average insurance sales agent makes around $52,000 per year. This may vary from state to state and company to company.

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