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2024

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Best Local Car Insurance Agencies in Danbury

Our Recommended Top 15

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Danbury Local Car Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

62Reviewed

43Curated

15Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

922 Main Street, Peekskill, NY 10566
WebsiteLicense: 002555567

Expertise.com Rating

Review Sources

Facebook
5.0 (32)

Why choose this provider?

Kyle Rourke is a State Farm agent since 2015. Rourke and his team offer car insurance plans to clients in Danbury and the nearby areas, as well as life and health insurance, and home insurance. Kyle Rourke State Farm agency also provides notary services for its clients. State Farm consistently recognizes the agency, which has received awards such as Ambassador Club (5x), Senior Vice President Club (3x), Honor Club (6x), and President's Club.

  • Motorcyle & ATV

2 Long Hill Avenue, Shelton, CT 06484
WebsiteLicense: 327000

Expertise.com Rating

Why choose this provider?

Goodman Insurance Inc. is an independent agency that serves Danbury and the communities surrounding it. It provides its clients broader coverage options from a large number of insurance companies offering life, health, home, and car insurance policies. For its personal line, the policy for cars may cover vehicle damage, body injuries, and responsibility when an accident occurs. As an independent agency, the firm believes that its professional team can be the strongest advocate representing clients' interests.

  • Bundling Option

380 Broadway, Newburgh, NY 12550

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Why choose this provider?

William A. Smith & Son, Inc. Insurance is a family-owned company serving clients in Danbury. It provides auto insurance coverages to its clients. The company believes in using technology and in-person assistance to help customers examine and update their policies. It also has coverages for motorcycles, off-road vehicles, and boats. Additionally, it offers other products, such as high net worth, brewery, church, non-profit, day care and educational institution, and law firm insurance plans.

111 Danbury Road, New Milford, CT 06776
WebsiteLicense: 614110

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Review Sources

Google
4.9 (30)
Facebook
4.9 (8)
Yelp
1.0 (1)

Why choose this provider?

Nicholas / Tobin Insurance provides car insurance policies to drivers in Danbury. Its policies offer compulsory coverage for bodily injury to others, bodily injury caused by uninsured autos, damage to someone else's property, and personal injury protection. The policies can also have comprehensive coverage for medical payments, rental cars, and towing and labor. Nicholas / Tobin Insurance works with carriers such as CNA Insurance and Foremost Insurance Group. It has support services that are available 24/7.

  • Multiple Carriers

5 Shelter Rock Road, Danbury, CT 06810
WebsiteLicense: 2230364

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Review Sources

Google
4.7 (12)
Facebook
5.0 (4)

Why choose this provider?

Mello Insurance, LLC, is an independent insurance company that has been serving the Danbury metro area and its surrounding localities for more than a decade. The firm provides individuals, families, and business owners with a variety of auto insurance policies that best suits their needs. Its agents work with multiple carriers that can protect private vehicles, classic and antique cars, high-value vehicles, trucks, and motorcycles. The company prides itself on providing customized solutions for its policyholders.

  • Motorcyle & ATV

108 Kent Road, New Milford, CT 06776
WebsiteLicense: 1056980

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Review Sources

Facebook
5.0 (6)

Why choose this provider?

O'Brien Insurance Agency, LLC, is a family-owned independent insurance company that has been serving the locals of the Danbury and New Milford areas for over 17 years. Its offers comprehensive car and auto insurance plans with coverage options for property damage, injuries and property damage to others, legal costs, and medical bills. Clients may also avail of supplementary policies, such as gap coverage. O'Brien Insurance Agency represents carriers such as Infinity Classic & Collectors, Progressive, AmTrust Financial, and CNA Surety.

  • Bundling Option

2350 Route 6, Brewster, NY 10509
WebsiteLicense: 955279

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Why choose this provider?

Feehan Insurance Agency is an independent family-owned agency that provides car insurance products to clients in Danbury and the nearby areas. For more than 25 years, the company has been accommodating clients' existing coverages and comparing them with offerings from its partner insurance carriers. Its car insurance includes property and bodily injury liability coverages, as wells as collision and comprehensive coverages. Freehan Insurance Agency is founded by brothers Matthew, Terry, and Chris Feehan who are all involved in local charities.

  • Boats
  • Motorcyle & ATV

82 Vineyard Avenue, Highland, NY 12528

Expertise.com Rating

Review Sources

Facebook
5.0 (10)

Why choose this provider?

Fox Insurance Agency, Inc., provides auto coverage for clients in Danbury. Beyond policies securing cars, trucks, motorcycles, and mopeds, the agency also offers coverage for other recreational vehicles, including RVs, ATVs, boats, and snowmobiles. It also provides coverage options tailored to commercially used vehicles, preferred drivers, and high-risk drivers. Additionally, Fox Insurance has products that cover homes and businesses. It has over 25 years of experience and is a locally owned and operated independent agency.

  • Motorcyle & ATV
  • Boats
  • RV & Motorhome

2068 South Road, Poughkeepsie, NY 12601
WebsiteLicense: 2528754

Expertise.com Rating

Review Sources

Facebook
5.0 (14)

Why choose this provider?

Bradley & Barnett Agency is an insurance brokerage firm serving clients in Danbury, Poughkeepsie, and the NY area. The agency offers full-service auto insurance that protects assets in all types of risks and liabilities in the event of natural or manmade disasters. Committed to structuring policies that fit client needs; the agency also offers home, life, personal umbrella, disability, and long-term care insurance. In addition to insurance service, Bradley & Barnett Agency also offers legal support in areas requiring business formation and contract drafting & negotiation.

  • Bundling Option

23 Segar Street, Danbury, CT 06810
WebsiteLicense: 231325

Expertise.com Rating

Review Sources

Facebook
5.0 (15)
Google
5.0 (11)

Why choose this provider?

Doyon Insurance Agency is an independent insurance company that has been serving the Danbury metro area and its surrounding communities for more than 30 years. The firm assists car owners, classic car collectors, motorists, and business owners in seeking the right auto insurance policy that can adequately protect their interests and vehicle assets from unwanted risks. Its agents write customized policies based on their clients' needs and represent multiple carriers that can provide various coverage options. The company prides itself on serving immigrants, particularly Spanish-speaking clients.

  • Multiple Carriers

6 Stony Hill Road, Bethel, CT 06801
WebsiteLicense: 1003877

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Why choose this provider?

Located in Bethel, The Insurance Center has been providing insurance services to the residents of Danbury since 1925. Providing personalized service to each client, the independent agency offers coverage for auto, homeowners, and renters insurance. Other types of vehicles such as boats and motorcycles are also handled by the company. For convenience, the agency has an online service center where clients can access their accounts and make changes with policies or request additional resources.

  • Bundling Option

12 Barrister's Row, Wappingers Falls, NY 12590
WebsiteLicense: 2573619

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Why choose this provider?

Kaplan Insurance Agency Inc. is a full-service insurance company that has been serving Danbury and nearby communities for more than two decades. Established in 1993, the firm assists individual and commercial customers in choosing the right auto insurance that can provide adequate protection for their cars against damages and liabilities. Its agents partner with different carriers to create customized policies akin to their clients' needs. The company prides itself on its personalized services.

  • Boats
  • Motorcyle & ATV

4 Armstrong Road, Shelton, CT 06484
WebsiteLicense: 2451200

Expertise.com Rating

Review Sources

Facebook
5.0 (3)

Why choose this provider?

Broad Range Benefits Group is an independent insurance agency specializing in personal, life and financial, and business insurance, serving clients in Danbury, Shelton, and surrounding areas in Connecticut. The agency offers standard auto insurance—which can include furnishing clients with a higher deductible coverage that covers a wider variety of covered perils, based on client needs. Its professional team is also knowledgeable in all areas of the insurance industry and advises companies and individuals on all things insurance and benefits.

  • Multiple Carriers

54 Main Street, Danbury, CT 06810
WebsiteLicense: 2686388

Expertise.com Rating

Review Sources

Google
5.0 (2)

Why choose this provider?

The Siegel Insurance Agency is an independent insurance firm that has been serving the Danbury metro area for more than eight decades. The company protects car owners and motorists from potential hazards and financial risks through an auto insurance policy. Its agents educate customers on their coverage options and help them gather their requirements. They represent several carriers that can offer comprehensive, liability, and uninsured motorist coverages. The company prides itself for being in the industry since 1932.

283 Main Street, Danbury, CT 06810
WebsiteLicense: 384050

Expertise.com Rating

Review Sources

Google
5.0 (29)
Yelp
5.0 (2)

Why choose this provider?

Hodge Insurance Agency is a Danbury-based car insurance agency that has been serving the community for more than 100 years. Now in its third generation of family ownership, the company has gained a roster of top-rated car insurance companies to represent. This independent insurance company believes there are several incidents where clients may need to customize their policies such as the business use of an auto and teenage and guest drivers. It also offers insurance for homes and businesses.

  • Multiple Carriers

FAQs

  • Introduction

    A way to stay protected while on the road, car insurance offers a financial safety net should accidents occur, regardless of who's at fault. The right car insurance agency can be very valuable, providing a way to purchase an ideal level of auto insurance coverage for personal circumstances. Agencies can help customers select the most beneficial coverage options while saving money on their insurance plan. With help from a qualified agency, it's possible to feel safe and secure behind the wheel.

  • What happens when a Danbury driver files a car insurance claim?

    After a claim has been filed with a Danbury insurance company, an adjuster will reach out to the policyholder to collect details regarding the claim. The policyholder's vehicle will undergo an inspection to assess any damage, and a representative from the carrier will request proof of the property's value and ownership in case of property loss. Following this, an estimation will be generated, and a payment will be issued via check.

  • How does split-limit liability insurance coverage differ from single-limit liability insurance coverage in Danbury?

    Split-limit coverage implies that there is a predefined maximum coverage amount allotted for each individual injured in an accident in Danbury, irrespective of the number of people involved in the incident. On the other hand, single-limit coverage means that a specific total insurance coverage amount is applicable for each collision without any specific allocation per person.

  • Does the car policy of Danbury residents extend coverage to friends or relatives when they lend their vehicles?

    Danbury residents' car insurance policies offer coverage to individuals authorized to operate their vehicles. These individuals include the policyholder's friends and relatives. Explicit permission is not required for individuals to drive another person's car. Drivers must have a reasonable belief that they have permission to use the vehicle.

  • Which events are not covered by a typical auto insurance policy in Danbury?

    A standard car insurance policy in Danbury generally excludes coverage for various aspects, such as personal belongings within the vehicle, individuals residing with the policyholder who is not listed on the policy, and automobiles not owned by the policyholder. Additionally, specific business-related trips may also fall outside the scope of typical car insurance policies in the metro.

  • What factors do Danbury motorists need to take into account when choosing a new car insurance plan?

    Danbury drivers need to take several factors into account to ensure they obtain adequate insurance coverage, including meeting the state's mandated minimum liability coverage. Furthermore, motorists should assess their current insurance policies and examine their driving histories. Drivers must also examine both the annual and monthly premium rates, the payment procedures established by the insurance provider, and feedback from other consumers.

  • What is car insurance?

    Car insurance is a form of insurance that can cover damages to cars, drivers, passengers, and other property when an accident occurs. If another car crashes into a driver, or if a driver causes an accident, car insurance will pay most or all of the cost of repairs.