Expertise.com

Best Credit Repair Companies in Bridgeport

Laurels
Laurels

We did the research for you!

Learn more
  • checkboxLicensing
  • checkboxUser Reviews
  • checkboxMystery Shopping Calls

Credit Repair Companies FAQs

Learn more
860 Finances & Credit LLC logo

860 Finances & Credit LLC

131 Whiting Street, Plainville, CT 06062
Visit Website
  • Credit Dispute

860 Finances & Credit LLC is a credit repair company that helps residents in the Bridgeport area and the surrounding communities improve their credit. Its professionals help clients by doing credit analysis and then consult with them regarding their credit and financial needs. Its services are grouped into five different packages. Additionally, it partners with various businesses with clients that have bad credits. Eunice Velez, a mother of two, founded 860 Finances & Credit LLC after experiencing having poor credit.

Visit Website
All In One Credit Repair Services logo

All In One Credit Repair Services

135 Jackson Street, Hempstead, NY 11550
Visit Website
  • Debt Consolidation

All In One Credit Repair Services is a provider of comprehensive credit repair solutions to Bridgeport residents. The company aims to help clients repair their credit quickly by providing assistance with correct account management and adding new credit accounts to achieve better scores. Additionally, the company helps clients get approved for mortgages and new home purchases. It also helps them rent apartments, apply for jobs, save on insurance premiums, and get lower interest rates on loans.

Visit Website
Credit Repair Official logo

Credit Repair Official

3 Church Street, New Rochelle, NY 10801
Visit Website
  • Credit Dispute

Credit Repair Official offers services to the residents of Bridgeport and the surrounding communities. It helps clients get their target credit score, which can give them achieve financial goals, including getting approved for mortgages, securing good car loan rates, and borrowing money from prime lenders. The company works on clients' credit by reviewing their credit reports and disputing any inaccurate accounts and information in them. The dispute process asks creditors to verify any negative items they report, legally requiring them to stop if they cannot.

Visit Website
Perfect Credit Consulting logo

Perfect Credit Consulting

50 Washington Street, Norwalk, CT 06854
Visit Website
  • Credit Monitoring
  • Credit Audit
  • Credit Dispute

Since 2015, Perfect Credit Consulting LLC has been helping clients in Bridgeport. The business handles a wide range of matters, such as outdated information removal, authorized user issues, repossessions, civil judgments, and bank account seizures. It also educates clients on how much money they can save through smart financial strategies. Perfect Credit Consulting collaborates with specialists, including bankruptcy attorneys, mortgage bankers, and CPAs. Its founder and CEO, Howard A. Cutler, has 30 years of industry experience.

Visit Website
Back to Providers

Frequently Asked Questions

Q: How do you repair credit after identity theft?

A: Repairing credit following identity theft can be complex. Here are some important steps to follow in addition to hiring professional help.

  • Notify creditors and banks as soon as possible. Many may provide protections that limit a person's liability, but the coverage works best when issues are reported right away.
  • Report the issue to the Federal Trade Commission.
  • Make a report to the local police to get an official report document.
  • Request a credit freeze so the fraudsters can't get credit in the person's name in the future.
  • Check credit reports and look for inaccurate information related to the fraud.
  • Work with a credit repair company to dispute that information.

Q: Is credit repair legal?

A: Yes, credit repair is legal. In fact, under the Fair Credit Reporting Act, people have a right to an accurate credit report. Companies that legitimately help achieve this are simply supporting those rights with experience and professional guidance. That being said, there are companies that run credit repair scams. Companies that ask for large payments up front or guarantee a clean credit report or improved credit score may not be legitimate. It's illegal for a credit repair company to make a guarantee.

Q: Can a credit repair company remove late payments?

A: Inaccurate reports about late payments are, in many cases, one of the easier things to get removed. An individual can send a letter to the credit bureau in question with a copy of a statement or canceled check showing that they made the payment on time. That may be enough for the item to be removed. If the payment was made on time but wasn't appropriately recorded by the creditor, you may need professional help from a credit repair expert to address the issue.

Read All FAQS

Wrong city? Here are some nearby places:

Search for Credit Repair Companies near you