Expertise.com
Get Listed

2024

Last updated:

Best Renter's Insurance Companies in Westminster

Our Recommended Top 14

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Westminster Renter's Insurance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

55Reviewed

38Curated

14Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Website
7828 Vance Dr Ste 205, Arvada, CO 80003
  • Multiple Carriers

Why choose this provider?

Based in Arvada, TAG-RH Agency Inc. serves clients in the Westminster metro. It provides renters' insurance policies and guides individuals on further protection options, including personal property and liability coverage. It also sets up a personal articles floater policy that covers the client's belongings, like fine art, gadgets, and jewelry. The agency counts Travelers, Liberty Mutual, Progressive, Kemper, Allstate, and Nationwide as part of its carrier partners. It supports the charity Joyful Journeys Community Enrichment.

License Verified:

License: 632300

Colorado Department of Regulatory Agencies, Division of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (44)
Facebook
5.0 / 5 (5)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
2000 W 104th Ave, Suite 200, Thornton, CO 80234
  • Multiple Carriers

Why choose this provider?

Mountainside Insurance Management serves individuals and businesses in and around the Westminster area. It provides risk management solutions for renters and homeowners looking to protect their personal belongings and high-value possessions such as artwork and rings. The firm also provides additional insurance plans for clients who wish to cover losses resulting from floods. In addition, Mountainside Insurance Management offers car, life, and health policies. It also serves contractors and businesses in the trucking, warehousing, and automotive industries.

License Verified:

License: 495259

Colorado Department of Regulatory Agencies, Division of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
11152 Huron St. 207, Northglenn, CO 80234
  • Multiple Policy Types
  • Multiple Carriers

Why choose this provider?

Secure American Insurance caters to renters in Westminster. The independent insurance agency represents multiple renters' insurance carriers, including The Hartford, Liberty Mutual, and MetLife, giving clients access to an array of coverage and price choices. Its agents provide personalized service, taking the time to help renters analyze their policy options to find one that meets their preferences. Secure American Insurance has been serving the community for more than 20 years. Auto, house, life, and business insurance products are also available through the agency.

License Verified:

License: 366941

Colorado Department of Regulatory Agencies, Division of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (8)
Facebook
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
5610 Ward Road Suite 300, Arvada, CO 80002
  • Multiple Policy Types

Why choose this provider?

Blue Sky Insurance Consultants is an independently owned and locally operated agency serving individuals, families, and businesses throughout the Westminster area. It offers renters' insurance policies, which cover the clients' personal belongings against damage and theft. This type of insurance also protects the policyholders and their families from bodily injury and property damage liability claims. The firm has been operating for over a decade. It represents various companies, including CNA, MetLife, Progressive, and The Hartford.

License Verified:

License: 352278

Colorado Department of Regulatory Agencies, Division of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Google
4.5 / 5 (8)
Facebook
4.5 / 5 (8)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
7919 Zenobia Street Unit B, Westminster, CO 80030
  • Multiple Policy Types
  • Multiple Carriers

Why choose this provider?

Steven Basler is a State Farm insurance agent who serves clients in Westminster. He has been working in the industry for over 20 years. He and his team of licensed agents are knowledgeable in building insurance plans that address the unique needs of their clients. They offer apartment building, condominium, home, and renters' insurance, as well as coverage for vehicles like automobiles and motorcycles. They also assist with matters related to annuities, mutual funds, and banking. Basler opened his insurance agency in 2008.

License Verified:

License: 293458

Colorado Department of Regulatory Agencies, Division of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.7 / 5 (65)
Yelp
5.0 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
PO Box 140219, Edgewater, CO 80214
  • Multiple Policy Types
  • Multiple Carriers

Why choose this provider?

Premium Advantage Insurance, LLC, provides its various services to individuals, families, and businesses in and around the Westminster area. It offers renters' insurance plans, covering the inner contents of the policyholder's apartment, home, or room. This type of insurance pays for damage caused by break-ins, fires, and natural disasters. The firm helps clients shop for other home insurance, including condo and homeowners' insurance policies. It also has BOP, general liability, and workers' compensation insurance products.

License Verified:

License: 534602

Colorado Department of Regulatory Agencies, Division of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (19)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
8778 Wolff Court, Westminster, CO 80031
  • Multiple Policy Types

Why choose this provider?

Damon Coates is a State Farm insurance agent that serves the Westminster metro and areas throughout Colorado. He helps clients understand the different types of insurance solutions to feel safe as they make the important decision to obtain an insurance policy. He has a special focus on health insurance plans that are customized to meet clients' needs. He also offers various personal insurance products, such as life, auto, home, pet, and business insurance coverage. Additionally, Coates offers "Insurance 101" meetings that feature comprehensive insurance discussions.

License Verified:

License: 673098

Colorado Department of Regulatory Agencies, Division of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Google
4.9 / 5 (60)
Yelp
1.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1391 Speer Blvd, Suite 850, Denver, CO 80204
  • Multiple Policy Types
  • Multiple Carriers

Why choose this provider?

Covered is an insurance business that caters to clients in Westminster and neighboring regions. It provides various insurance products, including renters' coverage. Its specialists write a renters' policy to insure tenants' personal belongings against named perils. Protection plans for homes and cars are also offered. The firm's insurance team shops and compares more than 30 insurance carriers to meet the demands of clients. It also assists with claim filing and payment processing. Covered was the HousingWire Tech100 Winner for 2018, 2019, and 2020.

License Verified:

License: 525540

Colorado Department of Regulatory Agencies, Division of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (8)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
9035 Wadsworth Parkway, Westminster, CO 80021
  • Multiple Policy Types

Why choose this provider?

Kelly Scott is a State Farm insurance agent that serves the Westminster area. He helps individuals explore available policies, including health, life, and renters' insurance. Kelly educates renters about coverage options, such as inflation, loss of use, and personal property protection. He offers guidance in availing named-peril plans for accidents related to vandalism, fire, and water. He holds the Chartered Life Underwriter designation under the Chamber of Commerce. Kelly works with office manager Jill, who has been in the insurance industry for 30 years.

License Verified:

License: 92998

Colorado Department of Regulatory Agencies, Division of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.2
Google
4.2 / 5 (9)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
P.O. Box 351136, Westminster, CO 80036
  • Multiple Policy Types

Why choose this provider?

CoWest Insurance Group of Aurora offers insurance to Westminster residents who rent an apartment, house, or condominium. It protects the renters' personal belongings and covers their losses in the event of a calamity, such as explosions, smoke, theft, or power surges. In addition to renters' insurance, the company offers landlord and homeowners' insurance which provides liability coverage against accidents and incidents, including falling objects and fires. Paul Caiani, its founder, worked for a family-owned insurance firm for 15 years before launching the agency in 1990.

License Verified:

License: 6625022

Colorado Department of Regulatory Agencies, Division of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (10)
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
3907 E 120th Ave. Ste. #211, Thornton, CO 80233
  • Multiple Policy Types

Why choose this provider?

Coker Insurance Agency is a risk management specialist that serves individuals and businesses in and around the Westminster area. Its team writes renters' insurance plans, which cover losses from theft, vandalism, natural disasters, and accidents. The agents also furnish policies for homeowners looking to protect their dwelling places and personal possessions. In addition, they provide risk management solutions for drivers and business owners. Life insurance, which provides financial assistance for policyholders' family members, is also offered.

License Verified:

License: 394035

Colorado Department of Regulatory Agencies, Division of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (6)
Facebook
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
3380 W 72nd Avenue Suite 102, Westminster, CO 80030
  • Multiple Policy Types

Why choose this provider?

American Insurance Specialist is a family-owned business that has been serving Westminster and nearby areas since 2017. Its team provides a variety of personal protection plans, which include renters' insurance. The local company furnishes personal property, liability, loss of use, replacement cost, bodily injury, and medical payment coverages. It aims to protect policyholders from financial losses resulting from unexpected perils. It also processes auto, semi-truck, and commercial insurance. American Insurance Specialist also accommodates clients who speak Spanish.

License Verified:

License: 541662

Colorado Department of Regulatory Agencies, Division of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Facebook
5.0 / 5 (10)
Google
4.8 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
2701 West 84th Avenue, Westminster, CO 80031
  • Multiple Policy Types

Why choose this provider?

3T Insurance is an independent insurance company serving individuals and businesses in Westminster. With its renters' insurance, the agency assists tenants in securing their belongings from potential risks, such as theft, fire, and water damage. It also offers optional inclusions, such as liability coverage. Furthermore, 3T Insurance offers medical plans, homeowners' insurance, auto insurance, and commercial policies through its affiliations with several insurance carriers like Liberty Mutual Insurance, American Modern, and Bristol West.

License Verified:

License: 449740

Colorado Department of Regulatory Agencies, Division of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (24)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1499 West 120th Avenue, Westminster, CO 80234
  • Multiple Policy Types

Why choose this provider?

Insure Colorado is an insurance business with an office in Westminster. It provides renters' insurance including liability insurance and coverage for major loss of belongings. Other property insurance types such as home, earthquake, and flood insurance are likewise offered. Online service tools are available for policy changes, consultation, and proof of insurance requests. Established in 1997, Insure Colorado now works with more than 45 carriers. Its founder, Todd Pancratz, has 21 years of experience in the insurance industry.

License Verified:

License: 432647

Colorado Department of Regulatory Agencies, Division of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (21)
Facebook
5.0 / 5 (12)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
2.8
Responsiveness
Friendliness
Helpfulness
Detail
––
Back to top

FAQs

  • Will a renters' insurance policy in Westminster cover all kinds of personal property?

    A renters' insurance policy in Westminster should cover the most common kinds of personal property, like television sets, sporting goods, and small appliances. For more valuable or dangerous articles like jewelry and firearms, the insured has to select a policy that explicitly covers these items as an added feature.

  • Whose liabilities will a renters' insurance plan in Westminster cover?

    A renters' insurance plan in Westminster will cover the liabilities sustained by insured parties and their family members against guests who get hurt while in the house. If the roommates of the insured are not from the same kin, the policy has to specifically include those parties in the liability coverage.

  • What questions should a renter in Westminster ask when shopping around for insurance?

    A renter in Westminster who is shopping around for an insurance policy should ask how much the belongings are worth. It is possible that it won't be prohibitively expensive to replace losses out of pocket. One may also ask if there is enough money in the bank in case of a losing lawsuit.

  • How can a renters' insurance policy in Westminster help someone whose residence is rendered temporarily uninhabitable?

    If a renter in Westminster suddenly can't inhabit a house because of a natural disaster or covered risk, renters' insurance may help if it has loss of use coverage. Such provisions make the insurance plan liable for the expenses sustained by a tenant who has to live and eat elsewhere because of an unforeseen event.

  • What kind of renters' policy in Westminster should tenants pick if they want to remove depreciation as a factor when estimating the value of lost property?

    If renters' policyholders in Westminster want to exclude depreciation as a factor when valuing lost belongings, they have to pick a plan that uses replacement cost over actual cash value. Replacement cost takes into consideration the expense of replacing the object with a similar or substantially similar thing, excluding depreciation.

Back to top

Related Articles

FeaturedHome-Remodel-Hero

Survey: COVID-19 Pandemic Leads to Surge in Demand for Renters Insurance

We surveyed 1,000 renters in the U.S. to see how the pandemic changed their thoughts about renters insurance, what they look ...

Find top Renter's Insurance Companies nearby

Search for Renter's Insurance Companies near you

Other top picks in your area