Best Car Accident Lawyers in Westminster

FAQs

• What is the non-emergency contact number for the local police station in Westminster, Colorado?

  The non-emergency contact number for the Westminster Police Department is 303-658-4360.

• Where can I get a copy of police reports for incidents related to my case in Westminster, Colorado?

  Copies of the police report for car accidents in Westminster can be obtained in person from the Westminster Police Department at 9110 Yates Street, by phone at 3036584360, and by email at westminsterpio@gmail.com. The cost of a police report in Colorado ranges from $6 to $20.

• What is the minimum auto insurance coverage required for drivers in Westminster?

  Westminster drivers are required to have “25/50/15” coverage, which means their policy must provide at least $25,000 for bodily injury to a single person, $50,000 for bodily injuries to multiple persons in a single accident, and $15,000 for property damage. Under Colorado’s minimum coverage, at-fault drivers pay the remaining expenses if they exceed the “25/50/15” limit.

• How can Westminster car accident victims maximize their compensation despite a state law that limits pain and suffering compensation in most personal injury cases?

  Residents of Westminster who have been injured in a car accident can seek assistance from a legal team that specializes in navigating complex civil cases, such as hit-and-run accidents and collisions involving multiple negligent parties. Experienced car accident lawyers handle claims involving unclear liability and extensive damage.

• What are the leading causes of car accidents in Westminster and across Colorado?

  The most common causes of motor vehicle accidents in Westminster and throughout the state are distracted driving, tailgating, and driving under the influence of drugs or alcohol. According to the Colorado Department of Transportation, there were 92,510 traffic crashes reported in 2021, with 542 of them being fatal. A rear-end collision was the most common type of accident, followed by a T-bone collision and a sideswipe accident. Denver was the county with the most traffic accidents, with 16,237.

• What are the typical strategies employed by insurance companies in Westminster to reject personal injury claims?

  Insurance companies can deny personal injury claims to car accident victims in Westminster by claiming that they were at fault in the collision, shared fault in the accident, and violated traffic laws. Injured victims have to seek out an aggressive and experienced legal team that is ready to go to court to ensure that they receive the compensation that they deserve.

• Do cases involving distracted driving in Westminster have more value than other types of car accidents?

  Yes, because car accident victims in Westminster can recover punitive damages in addition to medical bills, lost wages, and pain and suffering. There has been an increase in the number of car accidents involving distracted driving caused by using GPS, texting, or even eating while driving. Punitive damages are awarded for the sole purpose of punishing negligent drivers.

• How do I choose a car accident lawyer?

  To select a car accident lawyer, consider the lawyer's experience, focus, and reputation. While nearly any attorney can negotiate with insurers for a settlement, not all attorneys have amassed experience litigating a claim in a court of law. Choose an attorney with a background that includes car accident claimants; it's helpful if the attorney is focused on personal injury law. Lastly, read reviews from previous clients to get a feel for the attorney's helpfulness and responsiveness to clients. The best lawyer for your case is one that you feel comfortable and confident working with.

• What steps should I take after a car accident?

  Immediately following a car accident, get out of traffic as soon as possible and dial 9-1-1. Exchange car insurance information with any other involved drivers and get a police report as soon as possible. Be truthful about what happened, even if you are at fault, but stick to reporting the facts of the accident without offering an opinion on who is to blame. If possible, take photos of your car, other cars at the scene, and the scene itself.

• (When) Do I need a lawyer after a car accident?

  Start working with a car accident lawyer as soon as possible following your car accident (some attorneys even make hospital visits). By reaching out for legal help early on, you avoid some of the pitfalls of trying to handle your claim on your own. Your attorney can also get the ball rolling on reimbursement for your medical bills and lost wages while awaiting the outcome of your claim.

• How long after a car accident can you claim an injury?

  The length of time you can file a claim for an injury following a car accident is governed by the statute of limitations in your state. Although it varies, most states set the statute of limitations for injured parties to seek compensatory damages at three years following the accident or three years after you discover your injuries. In cases where children are injured, the statute of limitations may be longer.

• What do I do after a car accident that I'm not responsible for?

  After an accident that's not your fault, seek immediate medical help if you are injured. Once it's safe to do so, obtain the other driver's contact and insurance information, any statements from witnesses, and photos of the scene. Obtain a police report and contact your insurer and the at-fault party's insurer. If you are injured, schedule a consultation with a car accident attorney to discuss your legal options.

• What happens if someone sues you after a car accident?

  If you have car insurance in force at the time of the accident, your insurance is contractually bound to represent you on any claims that arise, indemnifying you against loss up to the limits of your policy. You can help your insurance company by cooperating fully. If the plaintiff in any lawsuit obtains a judgment above your policy limits, then you can be held personally responsible for any damages awarded.

• What/how much can I expect from a car accident settlement?

  According to the Insurance Information Institute, the average bodily injury claim in 2018 was $15,785. The amount of any particular car accident settlement hinges primarily on the severity of the injuries sustained as a result and whether or not any partial or total permanent disability was caused by the accident. Claims that involve broken bones or nerve damage likely settle for more than claims where soft tissue injuries are present.

• How do I arrange a rental car after an accident?

  To arrange a rental car after an accident, first consider whether your insurance or the other party's insurance will be paying for the rental. If another driver is found to be at-fault for the accident, that driver's insurance may pay the costs. If you are responsible, your insurance may pay if your policy covers such expenses. Speak with your insurance adjuster to determine if you have benefits available.

• How long does it take for car insurance to go back down after an accident?

  Post-accident rate spikes can last anywhere from three to five years, depending on your insurer. However, if damages incurred during the accident are less than $2,000, your rate may not go up at all. Three years is typical for collision and property damage claims. Five years is not uncommon in accidents involving bodily injury claims, DUI or DWI, reckless driving, or serious violations at the time of the accident.

• How to settle a car accident claim without a lawyer?

  To negotiate a car accident settlement without a lawyer, you'll have to prove that the other party was to blame for your damages. Gather evidence at the scene to support your claim, including witness statements and photos. Seek medical treatment for your injuries immediately. Notify the other driver's insurer of your intent to file a claim. If you reside in a no-fault state, you will need to use your personal injury protection (PIP) benefits first before filing a claim against the other party for medical expenses and bodily injury. Be prepared with medical records, police reports, receipts for out-of-pocket accident-related costs, and proof of lost income due to the accident before beginning negotiations.