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Best Bankruptcy Attorneys in Westminster

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Devon Barclay, PC logo
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Devon Barclay, PC

2590 Welton Street, Denver, CO 80205
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  • Chapter 7 Bankruptcy
  • Chapter 13 Bankruptcy

Business Description

Devon Barclay, PC is an attorney in Westminster that has helped more than 6,000 individuals file for bankruptcy. Barclay and his team of professionals go through every possible legal option that may help clients obtain debt relief. They can file the necessary paperwork for petitions involving chapters 7 and 13 bankruptcy. The firm also represents debtors in bankruptcy proceedings. Barclay acquired his law degree from the University of Denver and also has experience with business bankruptcy.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
4.9 / 5 (187)
Yelp
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
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Garcia & Gonzales, P.C. logo
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Garcia & Gonzales, P.C.

12365 N Huron Street, Westminster, CO 80234
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  • Chapter 7 Bankruptcy
  • Chapter 13 Bankruptcy

Business Description

Garcia & Gonzales, P.C. is a legal firm providing services to clients in Westminster. The firm employs the services of bankruptcy attorneys to help clients who have incurred significant unsecured debt. The company assists clients in filing for either a Chapter 7 bankruptcy or a Chapter 13 bankruptcy. The company also helps small business owners file bankruptcy and homeowners move forward with foreclosure proceedings. Garcia & Gonzales, P.C. also extends their services to Spanish-speaking clients.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (14)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
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Detail
Law Offices of Andrew F. McKenna, P.C. logo
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Law Offices of Andrew F. McKenna, P.C.

3801 East Florida Avenue, Denver, CO 80222
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  • Chapter 7 Bankruptcy
  • Chapter 13 Bankruptcy

Business Description

The Law Offices of Andrew F. McKenna, P.C., handles bankruptcy cases in Westminster. McKenna has over 27 years of law experience and handles Chapters 7 and 13 consumer bankruptcy, Chapters 9, 11, and 12 business bankruptcy, and Chapter 15 international business bankruptcy. He also helps clients deal with creditor harassment and threats, come up with a reasonable payment plan depending on the client's income, and possibly discharging the debt depending on what qualifies for exemption under the law.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.9 / 5 (30)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
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Detail
Lois Tabberson Gray, P.C. logo
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Lois Tabberson Gray, P.C.

6343 West 120th Avenue, Broomfield, CO 80020
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  • Chapter 7 Bankruptcy
  • Chapter 13 Bankruptcy

Business Description

Lois Tabberson Gray, P.C. is a bankruptcy attorney in Westminster. Gray can help clients deal with the complex process of filing for chapter 7 or chapter 13 bankruptcy, including restructuring debts and setting up long-term payment plans. Her experience covers more than 35 years of protecting clients from creditors and debt consolidation scams. Gray can also help determine whether or not clients can qualify for bankruptcy and offer alternative debt relief options. This law firm also provides legal counsel for family law matters.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (12)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Mile High Bankruptcy logo
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Mile High Bankruptcy

1888 Sherman Street, Denver, CO 80203
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  • Chapter 7 Bankruptcy
  • Chapter 13 Bankruptcy

Business Description

Mile High Bankruptcy has been offering debt relief services near Westminster since 1987. This firm focuses on Chapter 7 bankruptcy, determining clients' eligibility for this legal option. Peter Milwid, its bankruptcy practitioner with 25 years of legal experience, concentrates on small business and consumer bankruptcy. He helps clients navigate the bankruptcy process, seeks debt discharges, and aims to restore their credit access once the legal process is completed. Mile High Bankruptcy also provides debt solutions outside the bankruptcy law.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (24)
Yelp
5.0 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
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Detail
––
Parnell & Associates, P.C. logo
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Parnell & Associates, P.C.

4891 Independence Street, Wheat Ridge, CO 80033
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  • Chapter 7 Bankruptcy
  • Chapter 13 Bankruptcy

Business Description

Parnell & Associates, P.C. is a Wheat Ridge law office that extends its legal services to individuals living in the Westminster metro area. Since 1993, the office's legal team has been focusing on resolving matters that involve bankruptcy. The bankruptcy attorneys at Parnell & Associates, P.C. assist individuals in filing for liquidation bankruptcy. They also serve business owners by providing legal consultation and assistance in finding solutions under chapter 13 bankruptcy. Parnell & Associates, P.C. also handles tax-related matters.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
The Law Office of Sara Gossman logo
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The Law Office of Sara Gossman

8753 Yates Drive, Westminster, CO 80031
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  • Chapter 7 Bankruptcy
  • Chapter 13 Bankruptcy

Business Description

The Law Office of Sara Gossman represents individuals in bankruptcy cases in Westminster. The types of bankruptcy cases that the law practice handles include Chapter Seven bankruptcy, also known as "liquidation bankruptcy" and Chapter 13 bankruptcy, also referred to as "reorganization bankruptcy". Its principal lawyer, Sara Gossman, was admitted to practice before the U. S. District Court for the District of Colorado and is a member of Adams / Broomfield Bar Association and Colorado Bar Association.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (2)
The Law Offices Of Charles E. Longtine P.C. logo
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The Law Offices Of Charles E. Longtine P.C.

9035 Wadsworth Parkway, Westminster, CO 80021
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  • Chapter 7 Bankruptcy
  • Chapter 13 Bankruptcy

Business Description

The Law Offices of Charles E. Longtine P.C. is a Westminster-based law firm that handles bankruptcy law-related cases. The firm handles Chapter 7 and Chapter 13 bankruptcy. It offers consultation to individuals seeking relief from debt. It studies each case, provides clients with various options, and helps them decide on what is the best solution for their situation. Longtine has been practicing law since 1994 and also represents clients with cases related to probate, estate planning, guardianship, and real estate.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (21)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
The Wollard Firm, PC logo
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The Wollard Firm, PC

4251 Kipling Street, Wheat Ridge, CO 80033
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  • Chapter 7 Bankruptcy
  • Chapter 13 Bankruptcy

Business Description

The Wollard Firm, PC is a law firm that handles bankruptcy cases in Westminster. Eric D. Wollard, the owner and founder, has over 20 years of law experience. Together with his team, they represent clients who are filing for Chapter 7 or Chapter 13 bankruptcies and help them deal with harassment, wage garnishment, foreclosures, repossessions, and debt-related lawsuits. Other than bankruptcy cases, they also handle cases relating to family law, personal injury, estate planning, and probate litigation.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.4
Google
3.7 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Watton Law Group logo
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Watton Law Group

1660 Lincoln Street Suite 2505, Denver, CO
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  • Chapter 7 Bankruptcy
  • Chapter 13 Bankruptcy

Business Description

Watton Law Group is a debt relief agency that consists of bankruptcy attorneys who provide legal advice and assistance in the Westminster metro. The agency's focus includes chapters 7 and 13 bankruptcy, reducing car payments, stopping bill collectors, lawsuits, and credit card interests. For over 20 years, the agency has provided relief to its clients under the bankruptcy code and has handled cases on consumer protection, class actions, fair debt collection practices, and fair credit reporting.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (394)
Avvo
5.0 / 5 (16)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Wink & Wink, P.C. logo
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Wink & Wink, P.C.

11101 West 120th Avenue, Broomfield, CO 80021
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  • Chapter 7 Bankruptcy
  • Chapter 13 Bankruptcy

Business Description

Wink & Wink P.C. is a law firm near Westminster that was established in 2009 by husband and wife Michael and Gailyn Wink. The firm provides its legal services to both small business owners and consumers who are struggling with debt. It handles Chapter 7 Bankruptcy, Chapter 13 Bankruptcy, and Small Business Bankruptcy cases. Wink & Wink also provides debt settlement and tax resolution services. With two offices in Broomfield and Denver, the firm caters to clients from Aurora, Arvada, Littleton, Lakewood, and other surrounding areas.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.4 / 5 (22)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Back to Providers

Frequently Asked Questions

What does a bankruptcy attorney do?

Bankruptcy attorneys help clients understand whether they qualify for bankruptcy and what their best options are. They also prepare and file petitions, answer questions during the proceedings, and educate clients about potential best steps for a positive bankruptcy outcome. Bankruptcy attorneys might also file motions or paperwork if creditors dispute the bankruptcy, or to stop creditors from taking collections actions forbidden by the bankruptcy.

What happens when you file bankruptcy?

Bankruptcy is a formal process that individuals, married couples, or businesses can enact when they are no longer able to pay creditors. In a bankruptcy proceeding, filers are allowed to reduce debt to more manageable levels to best pay off money owed.

Once the bankruptcy process is initiated, debt collectors can no longer seek repayments outside of the arrangements detailed in the bankruptcy settlement. Some forms of bankruptcy result in the liquidation of assets to pay back debts, while others allow filers to retain most of their possessions and investments. Many types of unsecured debt can be managed with bankruptcy filings, but not all.

Can you file bankruptcy on student loans?

Under most circumstances, student loans aren't dischargeable and aren't included in bankruptcy proceedings. In rare cases, it may be possible to eliminate student loans through bankruptcy, but only if the courts determine that continuing to pay the loans would impose an undue hardship. Meeting the criteria for undue hardship is challenging, and most bankruptcy filers don't qualify.

What is bankruptcy fraud?

Bankruptcy fraud is a blanket term that refers to any kind of dishonest bankruptcy proceeding, which can include:

  • Hiding assets by transferring them to another person or entity
  • Intentionally omitting assets when reporting to the court
  • Destroying or withholding required documents
  • Knowingly making false statements to bankruptcy trustees or creditors

How long is bankruptcy on public record?

How long bankruptcy stays on public record depends on the kind of bankruptcy filing in question. Chapter 7 bankruptcy remains on the record for 10 years as there isn't necessarily a repayment component. Chapter 13 bankruptcy remains on the record for seven years as some obligations are repaid following filing based on the terms of a discharge settlement.

Does bankruptcy clear tax debt?

Bankruptcy can clear tax debt, depending on the circumstances. Taxes are dischargeable under Chapter 7 bankruptcy, not Chapter 13, and only if the tax debt is:

  • Federal income tax debt related to current properly filed tax returns
  • Honestly incurred with no fraud or evasion
  • At least three years old
  • Assessed at least 240 days before bankruptcy filings

Existing liens are not eliminated with bankruptcy.


Can they take my car in Chapter 7 bankruptcy?

In many cases, it's possible to keep a vehicle following Chapter 7 bankruptcy. The Chapter 7 Motor Vehicle Exemption allows filers who own their vehicles outright or who are up to date with payments to keep their cars. However, those behind on making car payments are required to arrange a repayment plan. Otherwise, the vehicle may be repossessed as a part of the proceedings.

How bad is it to file bankruptcy twice?

Although possible, due to the damaging nature of bankruptcy, filing bankruptcy more than once isn't recommended. Filing multiple times puts a serious burden on one's credit report, making it harder to get a loan, buy a house, buy a car, or even open credit cards.

Note that filing for bankruptcy isn't something that can be done at a filer's leisure. There are time limits following bankruptcy cases that dictate when it's permissible to file again. For example, after Chapter 7 bankruptcy, filers must wait at least eight years before filing Chapter 7 again or four years before filing Chapter 13.

Can anyone file bankruptcy?

Anyone can file bankruptcy, but there are limitations regarding which form of bankruptcy is permissible. Qualifying for Chapter 7 requires a means test that evaluates income, debt levels, and income left over each month after paying basic obligations. Income over the median set by the court and monthly income that allows meaningful payments toward unsecured debt can disqualify filers from Chapter 7, which is generally the preferred form of bankruptcy due to the possibility of a full discharge. Anyone can file Chapter 13 bankruptcy, but the terms are less favorable. In most cases, some debts must be repaid following a successful filing. Chapter 13 is also more likely to result in asset forfeiture.

How will bankruptcy affect my credit score?

Bankruptcies are noted on credit reports. How much a bankruptcy might drop a person's credit score depends on how high the score was to begin with, but generally speaking, the hit can be as much as 100 to 200 points. Often scores are already dropping because people filing for bankruptcy may have already missed payments on debts. Chapter 13 bankruptcies are listed on credit reports for seven years from the filing date, while Chapter 7 bankruptcies are listed for 10 years from the filing date. This is because Chapter 13 bankruptcies require at least partial payment of debts owed.

What are the benefits of filing for bankruptcy?

Filing a bankruptcy petition causes an automatic stay. This legally stops creditors from taking further action to collect debt, including garnishing wages or foreclosing on property. Going through a bankruptcy successfully means that debts included in the bankruptcy are discharged and don't have to be paid back, except as provided in a Chapter 13 repayment plan. Bankruptcy can help someone recover from financial duress so they can make better decisions and improve financial situations in the future. Disadvantages can include temporary lower credit scores and limitations on spending and financing.

What's the difference between debt settlement and bankruptcy?

Debt settlement occurs when people negotiate with individual creditors. The creditor agrees to take a payment that's lower than what someone owes and call the debt “paid in full.” Bankruptcy is a legal process that causes debts to be dismissed after someone proves they don't currently have the means to pay their debts as owed. Typically, someone can't enter into bankruptcy and also settle some debts, because the court would see that as favoring one creditor over another.

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