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Best Life Insurance Companies in Thornton

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Chris Eiseman logo
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License Verified:

License: 301302

Colorado Department of Regulatory Agencies, Division of Insurance

Chris Eiseman

11150 Huron Street, Northglenn, CO 80234
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  • Life Insurance
  • Health Insurance

Business Description

Chris Eiseman is a State Farm insurance agent serving his clients living in Thornton and other nearby areas. He has been working with State Farm since 2015, and he offers auto, home, property, business, life, health, and pet insurance to individuals and businesses in the area. He also assists in banking, mutual funds, and annuities. He is also a Chartered Life underwriter. Eiseman believes in putting customer focus at the center of every conversation with the client, which helps him draft the insurance plan that addresses the clients' coverage needs.

License Verified:

License: 301302

Colorado Department of Regulatory Agencies, Division of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
4.0 / 5 (18)
Facebook
5.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
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Detail
Coker Insurance Agency logo
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License Verified:

License: 394035

Colorado Department of Regulatory Agencies, Division of Insurance

Coker Insurance Agency

3907 East 120th Avenue, Thornton, CO 80233
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  • Life Insurance

Business Description

Coker Insurance Agency is a Thornton-based service provider operated by Thomas Coker. It provides life, health, and home insurance. It also presents various insurance products for vehicles such as auto, ATV, boat, and motor. The agency also attends to business insurance matters, including worker's compensation, small business, and annuities. Coker Insurance Agency's previous clients regard the team's commitment to give clients plans that match their respective needs and capacities. They also note its agents' dedication to updating them with the latest in their applications.

License Verified:

License: 394035

Colorado Department of Regulatory Agencies, Division of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (6)
Facebook
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
CoWest Insurance Group of Aurora logo
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License Verified:

License: 280

Colorado Department of Regulatory Agencies, Division of Insurance

CoWest Insurance Group of Aurora

11207 Quivas Loop, Westminster, CO 80234
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  • Life Insurance

Business Description

CoWest Insurance Group of Aurora is a multi-line insurance agency that serves clients in the Thornton area. It offers an array of life insurance plans to help customers secure their financial obligations to their families and loved ones. Its policies can be used to replace an income once the policyholder dies and to pay for anticipated expenses such as college tuition and hospital bills. The team members at CoWest Insurance have over 75 years of combined experience.

License Verified:

License: 280

Colorado Department of Regulatory Agencies, Division of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (11)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Financial Dimensions LTD logo
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License Verified:

License: 44942

Colorado Department of Regulatory Agencies, Division of Insurance

Financial Dimensions LTD

8380 Washington Street, Thornton, CO 80229
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  • Life Insurance

Business Description

Financial Dimensions LTD has been providing insurance products in the Thornton, Westminster, and Denver areas since 1978. Its insurance products include life, auto, and business insurance. The agency works with its clients in going through the life insurance options available to them. Its life insurance products include whole life, term life, and universal life. Financial Dimensions aims to provide its clients with peace of mind when choosing a life insurance policy to benefit their families.

License Verified:

License: 44942

Colorado Department of Regulatory Agencies, Division of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
4.0 / 5 (3)
Facebook
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Fiocca Insurance Agency logo
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Fiocca Insurance Agency

8630 Pearl Street, Thornton, CO 80229
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  • Life Insurance
  • Health Insurance

Business Description

Fiocca Insurance Agency provides different insurance products for individuals and businesses. It aims to aid its clients in securing financial protection against unforeseen events. The agency helps them by assessing their unique insurance needs and promptly providing them with coverage that fits their situation. Individuals can get term and whole life insurance through the company. It also offers several forms of personal insurance, such as policies for homes, automobiles, and rental properties. The company is based in Thornton, CO.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Foothills Insurance logo
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License Verified:

License: 593752

Colorado Department of Regulatory Agencies, Division of Insurance

Foothills Insurance

7100 Broadway Suite #5K, Denver, CO 80221
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  • Health Insurance
  • Life Insurance

Business Description

Foothills Insurance has been serving individuals and businesses in Thornton since 1997. The firm helps clients protect their families from the financial impact of their passing through various life insurance policies that pay off debts and final expenses and replace lost income. It offers term life insurance for protection for a predetermined period and permanent insurance, which provides coverage for the entire lifespan. The firm also provides auto, home, toy, and health insurance and has worked with over 100 companies.

License Verified:

License: 593752

Colorado Department of Regulatory Agencies, Division of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.7 / 5 (15)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Garrett Callaway logo
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License Verified:

License: 136645

Colorado Department of Regulatory Agencies, Division of Insurance

Garrett Callaway

3957 East 120th Avenue, Thornton, CO 80233
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  • Life Insurance
  • Health Insurance

Business Description

Garrett Callaway is an insurance agent who works with State Farm and serves clients in the Thornton area. He offers a range of life, property, home, and health insurance products to protect customers from unexpected circumstances. He also provides risk protection plans for mutual funds, annuities, and banking. His office accommodates people who speak English and Spanish. He and his team are committed to providing service with strong moral conviction. Garrett has been with State Farm since 1994 and has been serving the metro for over 20 years.

License Verified:

License: 136645

Colorado Department of Regulatory Agencies, Division of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (23)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
HealthCare Affairs logo
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License Verified:

License: 464664

Colorado Department of Regulatory Agencies, Division of Insurance

HealthCare Affairs

15047 Clayton Street, Thornton, CO 80602
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  • Life Insurance
  • Health Insurance

Business Description

HealthCare Affairs is a life insurance provider in Thornton and the surrounding areas. It caters to clients who want to receive benefits and coverage for funeral costs, bills payments, living expenses, spouse retirement funds, and college tuitions. It also gives clients an option to add living and disability benefits, long-term care, critical illness, and return-of-premium to their life insurance policies. HealthCare Affairs offers other insurance products, such as health and Medicare insurance policies.

License Verified:

License: 464664

Colorado Department of Regulatory Agencies, Division of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
5.0 / 5 (17)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Joel Kruschwitz logo
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License Verified:

License: 109699

Colorado Department of Regulatory Agencies, Division of Insurance

Joel Kruschwitz

9801 East Colfax Avenue, Aurora, CO 80010
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  • Life Insurance
  • Health Insurance

Business Description

Joel Kruschwitz is an insurance agent with State Farm. He provides insurance to individuals and businesses in Thornton. Kruschwitz offers term life insurance, universal life insurance, and whole life insurance. His life insurance policies can help the client's family pay off debts, create a fund for college education, and maintain their current standard of living. Kruschwitz's other insurance products include property, auto, home, and health insurance. He works with a team that is fluent in Spanish and has over 50 years of combined experience.

License Verified:

License: 109699

Colorado Department of Regulatory Agencies, Division of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (473)
Yelp
4.0 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Leinweber Insurance Agency logo
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License Verified:

License: 10617545

Leinweber Insurance Agency

2090 East 104th Avenue, Thornton, CO 80233
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  • Life Insurance

Business Description

Leinweber Insurance Agency is a local independent insurance agency that serves clients in Thornton. It offers several life insurance products, including final expense insurance, fixed annuities, individual life insurance, and mortgage protection insurance. The agency works with more than 40 insurance companies, including Allstate, Progressive, and Safeco Insurance, to provide insurance products that suit the needs of its clients. It is also a member of the Insurance Agency Owners Alliance and the Professional Independent Insurance Agents of Colorado.

License Verified:

License: 10617545

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (11)
Google
5.0 / 5 (6)
Yelp
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
McCabe Service Group Ltd logo
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License Verified:

License: 13868

Colorado Department of Regulatory Agencies, Division of Insurance

McCabe Service Group Ltd

11684 Huron Street, Northglenn, CO 80234
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  • Life Insurance

Business Description

McCabe Service Group Ltd is a family-owned independent insurance agency that serves personal and commercial clients in Thornton and its nearby areas. Its services include life, workers' compensation, pet insurance, and umbrella insurances. Its life insurance policies are divided into term, whole, and universal. McCabe's agents commit to customizing plans to completely address the concerns of the clients as well as their respective situations, capacities, and ages. McCabe Service Group Ltd has been lending its expertise on insurance concerns for over 23 years.

License Verified:

License: 13868

Colorado Department of Regulatory Agencies, Division of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.0 / 5 (52)
Facebook
5.0 / 5 (14)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Medina Seguros Insurance logo
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License Verified:

License: 676460

Colorado Department of Regulatory Agencies, Division of Insurance

Medina Seguros Insurance

81 West 84th Avenue, Denver, CO 80260
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  • Life Insurance

Business Description

Medina Seguros Insurance is a Denver-based company that extends its services to business owners, families, and individuals in the Thornton metro and the surrounding communities. It accommodates clients who need assistance in purchasing life insurance plans. Moreover, the business offers other personal and business policies, such as homeowners', renters', health, auto, and commercial insurance. It also provides mortgage loans and refinancing services. Medina Seguros Insurance has been providing services throughout Colorado for more than 30 years.

License Verified:

License: 676460

Colorado Department of Regulatory Agencies, Division of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Google
4.0 / 5 (36)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Premier Group Insurance logo
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License Verified:

License: 127586

Colorado Department of Regulatory Agencies, Division of Insurance

Premier Group Insurance

8089 South Lincoln Street, Littleton, CO 80122
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  • Life Insurance

Business Description

Premier Group Insurance is an independent insurance agency serving the needs of Thornton and the surrounding areas. For more than 20 years, it has been providing a range of insurance products, including term and permanent life insurance. In addition, the firm is connected to dozens of insurance companies, allowing its clients to obtain the right home, auto, and business insurance coverages. Premier Group Insurance holds licenses in over 40 states and has more than 500 agents across the country.

License Verified:

License: 127586

Colorado Department of Regulatory Agencies, Division of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
3.0 / 5 (15)
Facebook
4.0 / 5 (8)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Secure American Insurance logo
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License Verified:

License: 366941

Colorado Department of Regulatory Agencies, Division of Insurance

Secure American Insurance

11152 Huron Street, Northglenn, CO 80234
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  • Life Insurance

Business Description

Secure American Insurance provides insurance plans to the residents and local businesses in Thornton and the surrounding communities. It is an independent multi-line agency focusing on commercial and personal insurance. It carries life insurance plans like term life and permanent life insurance. Moreover, it offers commercial insurance packages like general liability, workers’ compensation, business owners' policies, and commercial auto insurance. Secure American Insurance offers caters to clients in 26 states. Joseph Duncan is the agency's president and owner.

License Verified:

License: 366941

Colorado Department of Regulatory Agencies, Division of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.2
Google
4.0 / 5 (4)
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Wiswell Insurance logo
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License Verified:

License: 501940

Colorado Department of Regulatory Agencies, Division of Insurance

Wiswell Insurance

106 West 136th Avenue, Broomfield, CO 80020
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  • Life Insurance
  • Health Insurance

Business Description

Wiswell Insurance is an independent insurance agency that provides insurance services to residents and businesses of Thornton and the surrounding communities. It works with multiple carriers that offer a variety of insurance packages. It carries life insurance plans like term life insurance, universal life insurance, and permanent life insurance. Additionally, it provides other insurance packages like indexed annuities, long-term care insurance, Medicare supplement, disability insurance, critical illness insurance, and mortgage protection insurance. Julia Wiswell founded the agency with Pete Wiswell.

License Verified:

License: 501940

Colorado Department of Regulatory Agencies, Division of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (13)
Facebook
5.0 / 5 (9)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Back to Providers

Frequently Asked Questions

Which is better, term or whole life insurance?

Life insurance is a personal financial tool, so the right type of insurance for you depends on your goals and current situation. One of the main differences between term life insurance and whole life insurance is that term life insurance only covers you for a set period of time. Once you meet the premium payment requirements on a whole life plan, it covers you for the rest of your life. Whole life insurance also builds cash value, making it a potential investment. But whole life insurance is typically much more expensive than term life insurance.

How much life insurance do I need?

A common recommendation is purchasing life insurance that is equal to five times your current salary, or more. But you can also estimate how much life insurance you need by adding up your debts, annual expenses for dependents multiplied by the years you want to ensure support, and any other items you wish to cover, such as a future wedding or college tuition.

How does life insurance work?

The details of how life insurance works depend on your individual plan, but the basics are as follows: 

  • You pay a premium to purchase the insurance. Typically the premium is paid monthly, but it could be rolled into quarterly, bi-annual, or annual payments. 
  • As long as you are meeting or have met premium obligations, if you pass away, the insurance company makes the agreed-upon payment to the beneficiaries you designated. 
  • Beneficiaries usually have to provide the insurance company with a death certificate to receive their payments.

How much is life insurance?

The cost of life insurance ranges widely. Term life insurance can cost as little as a few dollars a day, and whole life insurance can cost thousands per month on the high end. Factors that impact the cost of your life insurance include whether you're choosing term life insurance or whole life insurance, your age, how much coverage you want, your overall health, and your gender.

Is life insurance taxable?

Life insurance proceeds are the funds paid via your plan to your beneficiaries if you pass away. These are also called death benefits. Typically, these are not considered income for taxes. If you take out cash value from a whole life insurance investment and the amount exceeds how much you paid in premiums, the difference may be considered taxable income.


Can I buy health insurance that is not Obamacare?

When people say "Obamacare insurance," they typically mean insurance within the health insurance marketplace. You can get health insurance outside of the marketplace by going through your employer, choosing COBRA coverage if you leave your job, or buying a short-term health insurance policy through an insurance agent. ACA-compliant plans meet all the benefits and coverage requirements of the Affordable Care Act. But you may be able to find supplemental or short-term coverage that simply provides peace of mind for major medical expenses.

Can I buy health insurance anytime?

To buy health insurance in the marketplace, you must purchase it within open or special enrollment periods. But you can purchase short-term coverage to bridge the gap between now and the next open enrollment period. These plans are meant to be used for less than a year. You can purchase them online or via insurance agents, but they may not be ACA-compliant.

Who should buy supplemental health insurance?

Supplemental health insurance is a product that helps cover the cost of services that your primary health insurance policy doesn't. One popular option is secondary insurance that helps cover some of the costs associated with high deductibles. Medicare supplemental insurance is also popular. Medicare doesn't cover everything, and older adults on a limited income can face large prescription or medical bills after Medicare pays. Supplemental insurance helps reduce those patient costs.

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