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Best Homeowners Insurance Agencies in Thornton

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2023
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Colorado Farm Bureau Insurance logo

Colorado Farm Bureau Insurance

9177 East Mineral Circle, Centennial, CO 80112
  • Flood
  • Multiple Policy Types
  • Condos
  • Personal Property Insurance
  • Renter's Insurance

Business Description

Colorado Farm Bureau Insurance is an agency near Thornton that handles several kinds of insurance, including homeowner's insurance. This company has been in business in the area for more than 70 years. It started as a way to expand homeowner's insurance access to farmers and ranchers. It offers farm and ranch, automobile, life, business, and banking insurance in addition to traditional homeowner's insurance. Colorado Farm Bureau Insurance also participates in community events, such as food donations to local charities.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Facebook
4.3 / 5 (6)
Google
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
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Horizons Insurance Inc. logo
Visit WebsiteWebsite

Horizons Insurance Inc.

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12520 Eastlake Drive, Thornton, CO 80241
  • Renter's Insurance

Business Description

Based in Colorado, Horizons Insurance, Inc has been providing insurance products and services for 21 years. It offers exhaustive homeowners' insurance policies to residents of Thorton and surrounding areas. Its homeowners' insurance plan includes building and detached private structure coverage, a standard home policy, named-perils coverage, all-risk contents, additional living expenses, and personal liability. It also provides a variety of property insurance policies for different types of homeowners, including vacant property insurance, mobile home insurance, and renters' insurance. Auto insurances and credit repair services are also available.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (83)
Facebook
5.0 / 5 (24)
Yelp
3.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Leinweber Insurance Agency logo
Visit WebsiteWebsite

Leinweber Insurance Agency

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2090 East 104th Avenue, Thornton, CO 80233
  • Renter's Insurance
  • Flood
  • Condos

Business Description

Leinweber Insurance Agency is an independent homeowners insurance agency in Thornton with access to more than 40 insurance companies. Brody Leinweber started the agency in 2010 to create a better insurance customer experience. This agency also handles life, auto, and business insurance. Its agents, who are salaried and don't receive commissions, strive to maintain a pressure-free environment. Leinweber Insurance Agency offers quotes from multiple insurance companies to give customers the best rates.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (191)
Facebook
5.0 / 5 (9)
Yelp
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Quinn McCoy - State Farm Insurance Agent logo
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Quinn McCoy - State Farm Insurance Agent

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12041 Pennsylvania Street, Thornton, CO 80241
  • Personal Property Insurance
  • Multiple Policy Types

Business Description

Quinn McCoy - State Farm Insurance Agent serves clients in and around Thornton by providing homeowners' insurance. With more than a decade of experience, Mr. McCoy's insurance agency provides insurance policies that protect properties from vandalism, theft, fire, natural emergencies, and other unfortunate occurrences. In addition, Mr. McCoy also offers certain niche insurance products, such as classic car and antique automobile insurance, as well as financial services and out-of-state vehicle transfers.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.1
Google
4.3 / 5 (9)
Yelp
3.5 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Frequently Asked Questions

  • Introduction

    Homeowners' insurance is a type of property insurance used by private property owners to protect their home and property from a range of risks and liabilities. It is also called home insurance.

    All homeowners' insurance policies cover the primary home on a property, meaning that most damage from weather, accidents, vandalism, and other events will be at least partially paid for by the insurance company. Many policies also include coverage for other structures, personal property, and some premises liability.

    It is not required by law that a homeowner purchases insurance for their property. However, if you have a mortgage, the lender will usually make purchasing a homeowners' policy a mandatory part of the loan process. Since the mortgage lender is essentially selling you the home, they require you to protect the investment.
  • What determines the price of homeowners insurance premium?

    The premium, or monthly cost, of your homeowners' insurance policy depends on several factors, including the value of your home and amount of coverage you choose. Your credit history and whether the property is in a higher risk area also play a role.

  • What is the difference between home warranty and homeowners insurance?

    Homeowners' insurance protects your home and property from damage from events that include storms, theft, and fires. A home warranty covers repair costs for parts of your home that eventually breaks down. For example, if a fallen tree damages your roof, it's typically covered by insurance, not the warranty.

  • Does Geico offer homeowners insurance?

    Because auto insurance is Geico's focus and where they invest the most in advertising, many people know the company only as a car insurance provider. On the contrary, Geico does offer a range homeowners' insurance policies that cover dwellings, personal property, and personal liability, among other provisions.

  • How long does homeowners warranty insurance last?

    Home warranties vary based on the provider of the coverage, but most home warranties last for one year. Once they run out, homeowners have the option of renewing the warranty or letting it lapse. If a covered item breaks down after the warranty period is over, repair costs won't be reimbursed.

  • Does homeowners insurance cover water heaters?

    Homeowners' insurance doesn't cover water heaters when they break down from normal wear and tear. An insurance policy may cover water damage to your home and property if it malfunctions, and if the water heater is damaged by a fire or an accident, home insurance may provide the costs to replace it.

  • Are RVs covered under homeowners insurance?

    Usually, an RV is covered under your homeowners' insurance, but that coverage will probably be subject to several exceptions and contingencies. For example, if you want to drive your RV, you'll either need car insurance or specialized RV insurance since the risks you'll face on the road do not fall under a homeowner's policy.