Expertise.com

2024

Last updated:

Best Life Insurance Companies in Pueblo

Our Recommended Top 10

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Pueblo Life Insurance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

4855Reviewed

2917Curated

10Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Website
1301 West 17th Street, Pueblo, CO 81003
  • Life Insurance

Why choose this provider?

Austin Insurance Agency, Inc., is an independent insurance agency that has been serving the residents of Pueblo and the surrounding areas for more than 13 years. It offers life insurance, home insurance, auto insurance, and business insurance. Additional insurance products include farm insurance, boat insurance, and RV insurance. Austin Insurance Agency partners with and represents insurance companies such as Foremost Insurance Group, Nationwide Mutual Insurance Company, State Auto Insurance, Farmers Alliance Mutual Insurance, and Safeco Insurance.

License Verified:

License: 275455

Colorado Department of Regulatory Agencies, Division of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.3
Google
4.0 / 5 (17)
Facebook
5.0 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
1123 North Elizabeth Street, Pueblo, CO 81003
  • Life Insurance
  • Health Insurance

Why choose this provider?

Best Rate Insurance Group is a team of local insurance agents that has been servicing Pueblo and all of Colorado since 2013. It offers life insurance policies with term life and whole life coverages. Moreover, the company helps clients shop for auto, specialty dwelling, business, health, and homeowners' insurance. The firm's independent status allows customers to choose from various coverage types. Its president and principal agent, Fred Soto, started his insurance career in 2003 with a national insurance agency.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Facebook
4.8 / 5 (26)
Google
4.3 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
1765 South 8th Street, Colorado Springs, CO 80905
  • Life Insurance

Why choose this provider?

Nicholas Hill Group, Inc., is an insurance agency providing services to businesses and individuals in the Pueblo area. It introduces clients to insurance products that suit their needs and creates custom insurance products for organizations and industries. The agency offers both permanent and term life insurance products. It also provides insurance products for health, disability, long-term care, and accident medical insurance. Additionally, Nicholas Hill Group handles various insurance programs such as event cancellation insurance, event liability insurance, and liability insurance for medical sales representatives.

License Verified:

License: 299015

Colorado Department of Regulatory Agencies, Division of Insurance

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1104 North Main Street, Pueblo, CO 81003
  • Life Insurance

Why choose this provider?

Norton is a locally owned and operated insurance agency that provides personal and business insurance lines, including life insurance. Its other areas of specialization include auto, property, health, umbrella, and workers' compensation insurance. Through its partnership with the TAG-The Ahbe Group, this Pueblo-based agency has access to various insurance carriers that cater to its clients' unique needs. Norton's insurance professionals are also equipped to perform retirement and investment planning, bonding, and SR-22 filing,

License Verified:

License: 261065

Colorado Department of Regulatory Agencies, Division of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (9)
Google
5.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
631 Lake Avenue, Pueblo, CO 81004
  • Life Insurance
  • Health Insurance
  • Individual Plans
  • Group Plans

Why choose this provider?

Established in 1985, Greenway & Associates is an independent insurance brokerage that serves clients in Pueblo. It offers a range of risk management strategies, including life insurance, individual and family health insurance, and long-term care coverage. Additionally, it provides group health, dental, vision, and disability policies. Medicare Supplement and Medicare for individuals 65 years old and older are also available. Its founder and owner, David Greenway, has been in the industry for 28 years. He specializes in group employee benefits plans.

License Verified:

License: 321506

Colorado Department of Regulatory Agencies, Division of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (11)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
511 West 10th Street, Pueblo, CO 81003
  • Health Insurance
  • Life Insurance

Why choose this provider?

Western Group, Inc., is an insurance service provider that has been serving clients throughout the Pueblo area since 1904. The independent insurance agency provides access to numerous insurance carriers on the market. With multiple offices located across Colorado, the company offers various types of life insurance products, including term life insurance, whole life insurance, and universal life insurance. Its team assists clients in selecting the right coverage that will suit their life insurance needs and financial goals.

License Verified:

License: 68285

Colorado Department of Regulatory Agencies, Division of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
3.8
Google
3.8 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
725 Desert Flower Boulevard, Pueblo, CO 81001
  • Life Insurance
  • Health Insurance

Why choose this provider?

Ronnie Romero is a State Farm insurance agent servicing the Pueblo community. He has been providing term, whole, and universal life insurance coverage options to individuals who want to secure their future. The policies are also available for small businesses for different purposes such as business continuation, key employees, employee benefits, and key employee incentives. Romero and his team also offer auto, health, and pet insurance. Clients can contact the office through call, text, email, or stop by for an insurance review.

License Verified:

License: 628430

Colorado Department of Regulatory Agencies, Division of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (20)
Yelp
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
707 South Tejon Street, Pueblo, CO 80903
  • Life Insurance
  • Term Life Insurance

Why choose this provider?

O'Donnell Agency Inc. is an independent insurance company serving the Pueblo metro area and nearby localities. The locally owned and locally operated business helps clients choose the right life insurance policy based on their goals and needs. Its insurance brokers represent multiple companies that can offer term life, whole life, and universal life insurance. The company is also a full-service insurance provider that delivers all kinds of personal and commercial insurance. Owner and principal agent Mark O'Donnell has been serving clients since 1977.

License Verified:

License: 38836

Colorado Department of Regulatory Agencies, Division of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
3559 Baltimore Avenue, Pueblo, CO 81008
  • Life Insurance

Why choose this provider?

AIS Medicare & More has been providing insurance products in Southern Colorado, including Pueblo, since 2008. The agency represents numerous insurance carriers and manages more than 7,500 clients. It offers life insurance, short-term care insurance, home insurance, hospital indemnity plans, and annuities. In addition, it provides account management, annual policy reviews, and a lifetime claims service. Its agents assist with prescription drug plans and Medicare Supplements to help customers make informed decisions on their health insurance needs.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.7 / 5 (16)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1842 Vinewood Lane, Pueblo, CO 81005
  • Life Insurance

Why choose this provider?

Jeff Larson Insurance Agency is an independent insurance agency that has been serving clients in Pueblo since 1987. Its team of professionals helps clients by reviewing insurance options to determine their coverage needs and secure the well-being of their families and assets. The company represents insurance companies such as Safeco, Travelers, and Nationwide to offer life and disability insurance solutions, as well as annuities. It also provides auto, boat, motorcycle, home, farm, and commercial insurance.

License Verified:

License: 33623

Colorado Department of Regulatory Agencies, Division of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (12)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

FAQs

  • Is suicide covered by life insurance plans in Pueblo?

    Most life insurance plans in Pueblo have a limitation known as a suicide clause or provision, wherein beneficiaries may not be able to claim if the limitation is reached, meaning if the suicide occurs within the first two years of coverage. However, if the suicide happens after the two-year clause, then the claim cannot be denied. The exclusion provision is not enforceable if it’s longer than one year in Colorado.

  • Can you still be insured under your company's group life insurance policy in Pueblo if you have a disability?

    Group life insurance policies in Pueblo have a provision called a life waiver of premium or extension of death benefit, which allows individuals to remain insured even if they have a disability. The coverage will continue as long as the person meets the definition of disability in the policy and even if the employee is not a part of the company anymore.

  • Can permanent life insurance act as an income replacement in Pueblo?

    A permanent life insurance policy can act as an income replacement since it has a cash-value savings component available on a tax-deferred basis. Permanent life insurance policy owners in Pueblo can access the plan's accumulated cash through loans or withdrawals. The funds can be used depending on your needs, such as business expansions, educational costs, emergency funds, or supplemental retirement income.

  • Can you cancel your life insurance policy in Pueblo?

    You can cancel your life insurance policy in Pueblo, but repercussions may vary depending on your policy. Since term life insurance is set within a specific time period, you can stop paying premiums when the policy is about to end. With whole life insurance, you need to fill out a policy surrender form and pay surrender charges. If you've just recently purchased your plan, Colorado has a 15-day free look period wherein you can cancel your policy within 15 days.

  • Can an ex-spouse beneficiary receive life insurance proceeds after a divorce in Pueblo?

    As per Colorado law, a divorce or annulment ends beneficiary designations for the former spouse, so the ex-spouse beneficiary does not receive life insurance proceeds. However, the former spouse may remain a life insurance beneficiary if both parties agree. If there is a contract relating to the division of marital estate, the policy can be cashed out, and the proceeds can be divided. If the policy is subject to ERISA law, the last-named beneficiary will get the life insurance.

  • Which is better, term or whole life insurance?

    Life insurance is a personal financial tool, so the right type of insurance for you depends on your goals and current situation. One of the main differences between term life insurance and whole life insurance is that term life insurance only covers you for a set period of time. Once you meet the premium payment requirements on a whole life plan, it covers you for the rest of your life. Whole life insurance also builds cash value, making it a potential investment. But whole life insurance is typically much more expensive than term life insurance.

  • How much life insurance do I need?

    A common recommendation is purchasing life insurance that is equal to five times your current salary, or more. But you can also estimate how much life insurance you need by adding up your debts, annual expenses for dependents multiplied by the years you want to ensure support, and any other items you wish to cover, such as a future wedding or college tuition.

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