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Best Health Insurance Agencies in Pueblo

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Best Rate Insurance Group logo
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License Verified:

License: 592789

Colorado Department of Regulatory Agencies, Division of Insurance

Best Rate Insurance Group

1123 N Elizabeth St, Pueblo, CO 81003
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  • Individual Plans
  • Group Plans
  • Individual Health Insurance

Business Description

Best Rate Insurance Group is an independent agency contracted with multiple insurance carriers serving the area of Pueblo. It offers individual and group health insurance plans and helps clients decide which plan is most appropriate. This is done by considering all the variables that impact the final cost. The agency also offers auto, homeowners, business, and business property insurance. Principal agent and Pueblo native Fred Soto has worked in the industry for 18 years and founded the company in 2014.

License Verified:

License: 592789

Colorado Department of Regulatory Agencies, Division of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Facebook
4.8 / 5 (18)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Greenway & Associates logo
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License Verified:

License: 321506

Colorado Department of Regulatory Agencies, Division of Insurance

Greenway & Associates

631 Lake Avenue, Pueblo, CO 81004
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  • Life Insurance

Business Description

Greenway & Associates offers insurance packages to clients in its local Pueblo. It is an independently-owned group insurance brokerage and benefits consulting company that provides health, life, and Medicare insurance packages. The firm works with individuals, families, and business owners in finding the insurance policy that covers their needs. Greenway & Associates represents multiple carriers so clients can compare and choose a policy from different providers. The company also offers dental, vision, disability, and long-term care insurance.

License Verified:

License: 321506

Colorado Department of Regulatory Agencies, Division of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (11)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Health Quotes logo
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License Verified:

License: 46051

Colorado Department of Regulatory Agencies, Division of Insurance

Health Quotes

1615 Culebra Avenue, Pueblo, CO 80907
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  • Individual Plans
  • Group Plans

Business Description

HealthQuotes is a health insurance company servicing Pueblo and nearby areas. It specializes in providing advice on obtaining health insurance and helping individuals, families, and groups find medical plans. The firm handles a range of health insurance policies, including Medicare, dental and vision insurance, critical care, PPO, HMO, and HSAs. It also provides quotes on short-term and long-term insurance premiums. HealthQuotes is composed of health insurance experts with a variety of plans for each clients' needs.

License Verified:

License: 46051

Colorado Department of Regulatory Agencies, Division of Insurance

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Jim Rodney logo
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License Verified:

License: 73390

Colorado Department of Regulatory Agencies, Division of Insurance

Jim Rodney

1825 Main Street, Colorado Springs, CO 80911
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  • Individual Plans
  • Life Insurance

Business Description

Jim Rodney is a State Farm insurance agent for 37 years who offers health insurance to clients in Pueblo. He provides supplemental health insurance, Medicare Supplement insurance, and individual medical coverage. Additionally, he assists clients who are interested in getting life insurance, auto insurance, home insurance, property insurance, business insurance, and pet insurance and helps them find the products that fit their needs. Rodney is a Chartered Life Underwriter, Chartered Advisor for Senior Living, and Chartered Property Casualty Underwriter.

License Verified:

License: 73390

Colorado Department of Regulatory Agencies, Division of Insurance

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Norton logo
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License Verified:

License: 261065

Colorado Department of Regulatory Agencies, Division of Insurance

Norton

1104 N Main St, Pueblo, CO 81003
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Business Description

Norton Insurance Agency Inc: TAG-The Ahbe Group is a company that delivers insurance solutions to the residents of Pueblo and its neighboring areas. It offers a wide range of policy options, including health, life, home, and auto. The firm also provides business, farm, and commercial insurance coverages. Additionally, it handles services like customizing, investment and retirement planning, bonding, brokering, and SR-22 filing. Norton’s team of professionals has 35 years of collective experience in the insurance industry.

License Verified:

License: 261065

Colorado Department of Regulatory Agencies, Division of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Facebook
5.0 / 5 (18)
Google
4.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Ronnie Romero logo
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License Verified:

License: 628430

Colorado Department of Regulatory Agencies, Division of Insurance

Ronnie Romero

725 Desert Flower Blvd Suite A, Pueblo, CO 81001
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  • Health Insurance

Business Description

Ronnie Romero is a State Farm insurance agent who heads the Romero Insurance Agency Inc. in Pueblo. He offers health and life, homeowners' and renters', pet, and business insurance. Before establishing his insurance agency, Romero was part of the State Farm Catastrophe department. In 1992, State Farm started as an auto insurance company. It now has around 19,000 agent offices, offers about a hundred insurance products and services, and handles approximately 36,000 claims daily.

License Verified:

License: 628430

Colorado Department of Regulatory Agencies, Division of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (94)
Facebook
5.0 / 5 (20)
Yelp
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Steven Trujillo logo
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License Verified:

License: 27858

Colorado Department of Regulatory Agencies, Division of Insurance

Steven Trujillo

200 West B Street, Pueblo, CO 81003
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  • Individual Plans
  • Life Insurance

Business Description

Steven Trujillo is a health insurance agency based in Pueblo that has been providing service to businesses and individuals for more than 25 years. Its team of professionals is trained to assist in various insurance needs, including life insurance, umbrella insurance, home insurance, and business insurance. It also offers insurance services for boats, cars, motorcycles, RVs, and snowmobiles. Additionally, manufactured homes, condos, commercial establishments, and farms and ranches, can also be covered and supported by the agency.

License Verified:

License: 27858

Colorado Department of Regulatory Agencies, Division of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Google
4.6 / 5 (15)
Facebook
5.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Western Group Inc. logo
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License Verified:

License: 68285

Colorado Department of Regulatory Agencies, Division of Insurance

Western Group Inc.

511 W. 10th Street, Pueblo, CO 81003
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  • Life Insurance

Business Description

Since 1904, Western Group Inc. has been serving the insurance needs of the Pueblo community. It provides clients with several types of health insurance policies that cover medical, surgical, and hospital expenses, as well as dental and mental health services and prescription drugs. Some of the health coverages they offer include Exclusive Provider Organization, Health Maintenance Organization, Point of Service, and Preferred Provider Organization plans. Insurance for life, vehicle, property, and business are also available.

License Verified:

License: 68285

Colorado Department of Regulatory Agencies, Division of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
3.8
Google
3.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Back to Providers

Frequently Asked Questions

Introduction

If you're looking for health insurance for yourself or your family, an agent can help you save time, understand your options, and manage your costs. Insurance agents must be licensed in the state where they operate. They can provide information about on- and off-exchange plans to help you weigh all of your options, and they can see if you qualify for tax credits that can lower your monthly premiums. There's no cost to work with an agent, and they can help you save quite a bit by recommending the best plan for your needs. Here's what you should know before you get started.

How can you find affordable health insurance? 

Affordable insurance is available through employers, Medicare, Medicaid, and the federal Health Insurance Marketplace, which offers subsidies in the form of tax credits. You can also purchase coverage through private insurance companies and independent agents. Nearly half of all Americans have employer-sponsored health insurance, and about 10% of the population is uninsured.

What is health insurance?

Health insurance policies are contracts that require an insurer to pay some or all of a beneficiary's health care expenses in exchange for a premium and deductible. Plans cover preventive care and emergency medical services arising from an injury or illness. They may also offer optional coverage for dental and vision.

How do health insurance companies make money?

Health insurance companies make money by collecting premiums from consumers and reinvesting the funds. Federal law requires insurers to put approximately 80-85% of collected funds toward claims, and 15-20% is used to pay for administrative expenses.

What is subsidized health insurance?

Subsidized health insurance is available exclusively through the Health Insurance Marketplace. This system applies federal tax credits that can reduce or eliminate premiums. Tax credits are available to consumers who earn up to 400% of the federal poverty level based on household size.

What is a health insurance deductible? 

A deductible is a fixed amount you must pay out-of-pocket before normal copays or coinsurance rates apply. Under the Affordable Care Act, some services, such as annual physicals and wellness screenings, must be covered at no charge.

Is it illegal to not have health insurance?

No. Starting in 2019, the federal government eliminated the penalty that applied to individuals who could afford health insurance but chose not to purchase it. Financial penalties still apply in California, Massachusetts, New Jersey, Rhode Island, Vermont, and Washington, D.C.

Does health insurance cover therapy? 

All Marketplace plans must cover behavioral health care services, including counseling, inpatient care, and substance abuse treatments. However, there are coverage limits, and preauthorization may be required.

What is a copay?

A copay is a fixed price that you pay at the time of service after your deductible is satisfied. Insurance companies set specific rates for primary and specialty care and other services, such as emergency room visits and X-rays. Alternatively, plans may have coinsurance rates that require beneficiaries to pay a certain percentage of covered charges.

What is the Health Insurance Marketplace?

The Health Insurance Marketplace is a federal service designed to help consumers compare and purchase subsidized health insurance plans that comply with the Affordable Care Act. A number of states operate their own insurance marketplaces, including California, Colorado, New York, and Pennsylvania.

How can you find health insurance without a job?

Individuals who don't have access to health insurance through their job can purchase ACA-compliant plans through the Health Insurance Marketplace. Off-exchange plans are also available through private insurers and independent agents. The Consolidated Omnibus Budget Reconciliation Act (COBRA) gives certain individuals who are losing their coverage the right to maintain the same plan for a limited time period. 

Can you cancel health insurance at any time? 

Consumers can cancel their health coverage at any time. Cancellations may be effective immediately or at a specified date. However, you must wait until Open Enrollment to sign up for a new plan unless you qualify for a Special Enrollment period.

Can you have more than one health insurance policy?

It's possible to have primary and secondary health insurance. This is most common with Medicare and Medicaid beneficiaries, including dual enrollees and individuals who purchase supplemental plans. Secondary plans can cover some additional expenses, but you're still responsible for premiums and deductibles.

Is health insurance pretax?

Premiums for employer-sponsored health plans are generally deducted from the worker's pretax income. The same is true for voluntary contributions made to Flexible Spending Accounts and Health Savings Accounts that are paired with a qualifying high-deductible health plan.

How long can a child stay on a parent\'s health insurance policy?

Children can stay on their parents' health insurance plan until their 26th birthday. There's a 60-day special enrollment period following this date. Exemptions allow disabled adult children to remain on their parents' policy beyond this age.

Do you have to pay a health insurance deductible upfront?

In most cases, out-of-pocket expenses for approved services count toward your deductible. However, it's increasingly common for hospitals to request all or part of the deductible upfront when scheduling major services, such as CT scans and surgeries.

Do employers have to offer health insurance?

The Affordable Care Act requires companies with at least 50 full-time employees to make essential health benefits available to 95% of their workforce. Companies that choose not to offer such benefits may have to pay a penalty.

Is there a tax credit for having health insurance?

The Advance Premium Tax Credit is a federal tax rebate designed to lower the cost of health insurance plans purchased through the Marketplace. Eligibility is based on income and household size. Consumers can decide how much of their tax credit to put toward their premiums.

Read all FAQs