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Best Homeowners Insurance Agencies in Longmont

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2023
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1st American Insurance Agency - Longmont logo
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1st American Insurance Agency - Longmont

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1610 Hover Street, Longmont, CO 80501
  • Multiple Policy Types

Business Description

1st American Insurance Agency - Longmont is a full-service company that offers commercial and personal insurance products, including homeowners' policies that financially protect one's house against unfortunate and unforeseen events. Using advanced software, its team of agents provides clients with several home insurance quotes in a matter of minutes. It works with multiple insurance companies such as Safeco, Travelers, and Encompass. Its goal is to help clients compare options and narrow down choices to find the policy that best suits their needs and preferences.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (91)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
aiainsures.com logo
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aiainsures.com

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10 Ken Pratt Boulevard, Longmont, CO 80501
  • Renter's Insurance
  • Multiple Policy Types
  • Multiple Carriers
  • Flood
  • Condos

Business Description

Adams Insurance Advisors is an insurance agency operating in the Longmont metro that covers personal, business, and agricultural insurance. The company offers homeowners' insurance plans that cover expenses from damage caused by fire, falling objects, theft, and disasters. Its policies cover main dwellings, detached structures, and personal belongings. It also includes homeowners' liability, which protects clients from untimely medical expenses in the event of an accident as well as loss of use.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.2
Google
5.0 / 5 (5)
Facebook
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Bassett Insurance Group logo
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Bassett Insurance Group

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1079 South Hover Street, Longmont, CO 80501
  • Renter's Insurance
  • Multiple Policy Types

Business Description

Bassett Insurance Group is a Colorado insurance firm catering to clients in Longmont and surrounding areas. It has been providing insurance products and solutions since 1923. It offers exhaustive homeowners' insurance plans authored by expert agents. Homeowners' insurance basic policy coverage includes the dwelling, personal belongings, and liability. Clients may avail of additional coverages such as service line coverage, valuable articles coverage, identity recovery coverage, and equipment breakdown coverage. Bassett Insurance Group is a Safeco independent agent and provides 24/7 customer service.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
4.8 / 5 (35)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Jordan Martin - State Farm Insurance Agent logo
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Jordan Martin - State Farm Insurance Agent

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436 Terry St, Longmont, CO 80501
  • Personal Property Insurance
  • Multiple Policy Types

Business Description

Jordan Martin - State Farm Insurance Agent has over 10 years of experience in the insurance industry, and he assists customers in Longmont with obtaining homeowners policies. Mr. Martin and his team work with several insurance carriers to help homeowners compare and find rates and specific plans that are best suited to their current needs. While plan specifics can vary, most homeowners insurance polices provide coverage for property damage due to fires, personal liability, and monetary loss due to theft and break-ins.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (91)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Mary Lou Agency Inc. logo
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Mary Lou Agency Inc.

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255 Weaver Park Road, Longmont, CO 80501
  • Multiple Policy Types

Business Description

Mary Lou Agency Inc. is an insurance agency in Longmont that helps clients secure their personal and business properties through insurance solutions. The company provides tailored insurance plans that financially protect homes and personal belongings from damage, accidents, and theft. It offers specialized plans depending on the client's needs and the property's risk for being damaged, lost, or stolen. Mary Lou Agency also offers life insurance as well as commercial auto insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.3
Google
4.3 / 5 (10)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Mountain Insurance: Longmont logo
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Mountain Insurance: Longmont

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2362 Eagleview Circle, Longmont, CO 80504
  • Personal Property Insurance
  • Multiple Policy Types

Business Description

Mountain Insurance is a Longmont-based insurance agency that has been helping clients find personal, business, and life insurance policies since 2002. The agency employs independent insurance agents who help clients acquire the right homeowners' insurance for their individual needs. Homeowners' insurance covers private residences, including the structure itself, its contents, and any potential liabilities that can occur on the property. Mountain Insurance represents carriers like Colorado Casualty, Kemper Insurance Companies, Acuity, and EMC Insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (57)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
TrueNorth logo
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TrueNorth

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275 South Main Street, Longmont, CO 80501
  • Flood
  • Condos
  • Renter's Insurance
  • Multiple Policy Types

Business Description

TrueNorth Insurance and Financial Strategies is an insurance agency operating in the Longmont metro. The company provides insurance solutions and financial strategies that cater to both individual and business entities. It offers insurance plans that protect homeowners from the risk of having their properties damaged by natural disasters and losses (theft). It also has considerable experience insuring high-value contents such as rare items, valuable collections, and luxury goods in its scheduled personal property protection plans.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Frequently Asked Questions

  • Introduction

    Homeowners' insurance is a type of property insurance used by private property owners to protect their home and property from a range of risks and liabilities. It is also called home insurance.

    All homeowners' insurance policies cover the primary home on a property, meaning that most damage from weather, accidents, vandalism, and other events will be at least partially paid for by the insurance company. Many policies also include coverage for other structures, personal property, and some premises liability.

    It is not required by law that a homeowner purchases insurance for their property. However, if you have a mortgage, the lender will usually make purchasing a homeowners' policy a mandatory part of the loan process. Since the mortgage lender is essentially selling you the home, they require you to protect the investment.
  • What determines the price of homeowners insurance premium?

    The premium, or monthly cost, of your homeowners' insurance policy depends on several factors, including the value of your home and amount of coverage you choose. Your credit history and whether the property is in a higher risk area also play a role.

  • What is the difference between home warranty and homeowners insurance?

    Homeowners' insurance protects your home and property from damage from events that include storms, theft, and fires. A home warranty covers repair costs for parts of your home that eventually breaks down. For example, if a fallen tree damages your roof, it's typically covered by insurance, not the warranty.

  • Does Geico offer homeowners insurance?

    Because auto insurance is Geico's focus and where they invest the most in advertising, many people know the company only as a car insurance provider. On the contrary, Geico does offer a range homeowners' insurance policies that cover dwellings, personal property, and personal liability, among other provisions.

  • How long does homeowners warranty insurance last?

    Home warranties vary based on the provider of the coverage, but most home warranties last for one year. Once they run out, homeowners have the option of renewing the warranty or letting it lapse. If a covered item breaks down after the warranty period is over, repair costs won't be reimbursed.

  • Does homeowners insurance cover water heaters?

    Homeowners' insurance doesn't cover water heaters when they break down from normal wear and tear. An insurance policy may cover water damage to your home and property if it malfunctions, and if the water heater is damaged by a fire or an accident, home insurance may provide the costs to replace it.

  • Are RVs covered under homeowners insurance?

    Usually, an RV is covered under your homeowners' insurance, but that coverage will probably be subject to several exceptions and contingencies. For example, if you want to drive your RV, you'll either need car insurance or specialized RV insurance since the risks you'll face on the road do not fall under a homeowner's policy.