How much homeowners\' insurance should someone carry?

How much insurance you need depends on the size of your home, its age, and other unique factors. Standard insurance policies cover around 70% of the total value of your home and additional covered property. Most policies that offer premises liability include $100,000 in liability coverage. <br>

What should a homeowners\' insurance include/cover?

A homeowners' insurance policy should cover the dwelling, personal property inside and some outside, other structures on the property, and liability. For example, it should cover medical bills if a guest sustains an injury. Not all of these coverages are included in every policy. <br>

How frequent should one change auto or homeowners\' insurance to another provider?

If you find home and auto insurance policies that you're happy with, you may never want to switch. However, various providers offer different combinations of coverage and price, so you may want to assess all your options every few years. <br>

7 Best Longmont Homeowners Insurance Agencies

1st American Insurance Agency - Longmont

1610 Hover Street, Longmont, CO 80501

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Multiple Policy Types

1st American Insurance Agency - Longmont is a full-service company that offers commercial and personal insurance products, including homeowners' policies that financially protect one's house against unfortunate and unforeseen events. Using advanced software, its team of agents provides clients with several home insurance quotes in a matter of minutes. It works with multiple insurance companies such as Safeco, Travelers, and Encompass. Its goal is to help clients compare options and narrow down choices to find the policy that best suits their needs and preferences.

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aiainsures.com

10 Ken Pratt Boulevard, Longmont, CO 80501

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Renter's Insurance
Multiple Policy Types
Multiple Carriers
Flood
Condos

Adams Insurance Advisors is an insurance agency operating in the Longmont metro that covers personal, business, and agricultural insurance. The company offers homeowners' insurance plans that cover expenses from damage caused by fire, falling objects, theft, and disasters. Its policies cover main dwellings, detached structures, and personal belongings. It also includes homeowners' liability, which protects clients from untimely medical expenses in the event of an accident as well as loss of use.

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Bassett Insurance Group

1079 South Hover Street, Longmont, CO 80501

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Renter's Insurance
Multiple Policy Types

Bassett Insurance Group is a Colorado insurance firm catering to clients in Longmont and surrounding areas. It has been providing insurance products and solutions since 1923. It offers exhaustive homeowners' insurance plans authored by expert agents. Homeowners' insurance basic policy coverage includes the dwelling, personal belongings, and liability. Clients may avail of additional coverages such as service line coverage, valuable articles coverage, identity recovery coverage, and equipment breakdown coverage. Bassett Insurance Group is a Safeco independent agent and provides 24/7 customer service.

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Jordan Martin - State Farm Insurance Agent

436 Terry St, Longmont, CO 80501

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Personal Property Insurance
Multiple Policy Types

Jordan Martin - State Farm Insurance Agent has over 10 years of experience in the insurance industry, and he assists customers in Longmont with obtaining homeowners policies. Mr. Martin and his team work with several insurance carriers to help homeowners compare and find rates and specific plans that are best suited to their current needs. While plan specifics can vary, most homeowners insurance polices provide coverage for property damage due to fires, personal liability, and monetary loss due to theft and break-ins.

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Mary Lou Agency Inc.

255 Weaver Park Road, Longmont, CO 80501

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Multiple Policy Types

Mary Lou Agency Inc. is an insurance agency in Longmont that helps clients secure their personal and business properties through insurance solutions. The company provides tailored insurance plans that financially protect homes and personal belongings from damage, accidents, and theft. It offers specialized plans depending on the client's needs and the property's risk for being damaged, lost, or stolen. Mary Lou Agency also offers life insurance as well as commercial auto insurance.

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Mountain Insurance: Longmont

2362 Eagleview Circle, Longmont, CO 80504

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Personal Property Insurance
Multiple Policy Types

Mountain Insurance is a Longmont-based insurance agency that has been helping clients find personal, business, and life insurance policies since 2002. The agency employs independent insurance agents who help clients acquire the right homeowners' insurance for their individual needs. Homeowners' insurance covers private residences, including the structure itself, its contents, and any potential liabilities that can occur on the property. Mountain Insurance represents carriers like Colorado Casualty, Kemper Insurance Companies, Acuity, and EMC Insurance.

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TrueNorth

275 South Main Street, Longmont, CO 80501

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Flood
Condos
Renter's Insurance
Multiple Policy Types

TrueNorth Insurance and Financial Strategies is an insurance agency operating in the Longmont metro. The company provides insurance solutions and financial strategies that cater to both individual and business entities. It offers insurance plans that protect homeowners from the risk of having their properties damaged by natural disasters and losses (theft). It also has considerable experience insuring high-value contents such as rare items, valuable collections, and luxury goods in its scheduled personal property protection plans.

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Best Homeowners Insurance Agencies in Longmont

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Homeowners Insurance Agencies FAQs

1st American Insurance Agency - Longmont

aiainsures.com

Bassett Insurance Group

Jordan Martin - State Farm Insurance Agent

Mary Lou Agency Inc.

Mountain Insurance: Longmont

TrueNorth

Frequently Asked Questions

Q: How much homeowners\' insurance should someone carry?

Q: What should a homeowners\' insurance include/cover?

Q: How frequent should one change auto or homeowners\' insurance to another provider?

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