Expertise.com

2024

Last updated:

Best Mortgage Brokers in Lakewood

Our Recommended Top 19

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Lakewood Mortgage Brokers on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

55Reviewed

40Curated

19Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Website
1350 Lawrence St Suite 100, Denver, CO 80204
  • Purchase
  • New Construction
  • VA Specialists
  • First Time Homebuyer
  • Refinance

Why choose this provider?

Uptown Mortgage is a locally owned Colorado brokerage that has been serving Lakewood and the greater Denver area since 2000. It assigns a loan originator for each client, guiding them throughout the property buying process, from pre-qualification to contract acceptance. The loan originator shows different loan options and offers white glove service for each client. Uptown Mortgage has experience working with veterans, assisting them in qualifying for VA-backed mortgages. It also offers FHA loans for families seeking to use their gifts from relatives for downpayment purposes. Co-owner Jason Kaufman is a former Colorado Association of Mortgage Professionals president.

License Verified:

License: 167768

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.8 / 5 (92)
Yelp
5.0 / 5 (84)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Price: Call for quote

Lakewood, CO

Why choose this provider?

Need help contacting a Mortgage Broker in Lakewood? Call our Concierge team at 848-Book-Pro (848-266-5776 from 6 am - 4 pm PT | Mon - Fri). They are standing by to help you get the service you need.

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Price: Free booking service | Call 848.Book.Pro!

Website
8354 Northfield Boulevard, Denver, CO 80238
  • New Construction
  • Mortgage Broker

Why choose this provider?

Kate Higgins is a mortgage broker affiliated with BW Mortgages LLC. She works with clients in and around the Evergreen area, including Lakewood and other nearby communities. She has experience assisting clients in acquiring various financing options such as reverse mortgages, conventional loans, and residential real estate loans. She is also open to address questions and concerns clients may have about the mortgage process. Moreover, Higgins has also received the 2021 Mortgage Professional award from Five Star Professional.

License Verified:

License: 100038093

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
7400 East Orchard Road, Greenwood Village, CO 80111
  • New Construction

Why choose this provider?

Established in 1998, Citywide Home Loans - Greenwood Village is a mortgage company that caters to Lakewood and its surrounding areas. It offers a wide variety of loan programs, including construction, conventional, down payment assistance, home renovation, and interest-only mortgages. Moreover, it provides FHA, jumbo, rural housing, state bond, and VA loans. Founded as a small brokerage, Citywide Home Loans now covers over 37 states and has nearly 800 employees. This firm is a member of the Mortgage Bankers Association.

License Verified:

License: 67180

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
6901 S Pierce St Ste 290 Littleton, CO 80128, Littleton, CO 80128
  • New Construction
  • Refinance

Why choose this provider?

Residential Lending LLC, is a Littleton firm with mortgage brokers who offer loan programs and mortgage rates to clients in the Lakewood and greater Denver area. The company focuses on finding each individual client the best loan available for them, whether it’s a conventional loan, or a government loan such as FHA, VA, or USDA. They also have a catalog of jumbo loans and reverse mortgages available, as well as fixed and adjustable mortgage interest rates. Residential Lending LLC is a locally owned and operated mortgage brokerage and has been in business for over 20 years, helping clients see their best mortgage and financial options.

License Verified:

License: 381277

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (183)
Yelp
4.0 / 5 (6)
Zillow
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1003 Signature Cir, Longmont, CO 80504
  • New Construction

Why choose this provider?

Crowder Mortgage, Inc., is a mortgage brokerage located in Boulder. Serving clients in and around the Lakewood area, the company assists first-time homebuyers and existing homeowners in processing their mortgage loans. Its team of brokers offers various types of home loans, including FHA, USDA, VA, conventional, and jumbo loans. Company owner Jim Crowder established the business in 1984. Jim has extensive experience in mortgage counseling, underwriting, and loan closing. He also works with multiple different lenders to provide clients various loan options.

License Verified:

License: 982862

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Yelp
5.0 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
387 N Corona St, Denver, CO 80218
  • New Construction
  • Refinance
  • Purchase Transactions

Why choose this provider?

Mortgage Maestro Group is a brokerage firm that serves Lakewood and the surrounding communities. It offers several specialty programs such as down payment assistance, CHFA mortgage, renovation/203k loans, and bridge loans. The company also offers traditional options like FHA, conventional, VA, and jumbo loans. Owner Ray Williams is a former US Navy. He has been in the mortgage industry for more than 15 years, helping clients buy homes, refinance, or grow their real estate wealth.

License Verified:

License: 1838215

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (190)
Facebook
4.9 / 5 (53)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
7200 South Alton Way, Centennial, CO 80112
  • New Construction
  • Refinance

Why choose this provider?

Sierra Pacific Mortgage provides clients in Lakewood and nearby areas with access to home mortgage loans. It caters to individuals who need help with financing their home purchase by offering them a variety of options, including home-ready, FHA, and VA loans. The firm also provides assistance with fixed-rate, adjustable-rate, and jumbo loans, as well as refinancing and reverse mortgages. Branch manager Michael Shotnik received the Young Guns recognition from Mortgage Professional America from 2014 to 2016.

License Verified:

License: 218281

Nationwide Multistate Licensing System and Registry

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
3345 South Wadsworth Boulevard, Lakewood, CO 80227
  • Refinance

Why choose this provider?

Lending Arts is a mortgage broker situated in Lakewood that specializes in automotive finance. The brokerage aids people who are planning to purchase a new car or refinance their auto, motorcycle, or RV mortgages. It is partnered with various banks and credit unions, providing opportunities for its clients to lower their loan interest rates. Its agents guide their customers through the process and they provide assistance in choosing the suitable one for them. Lending Arts also offers insurance for vehicles.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (373)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
7114 West Jefferson Avenue, Lakewood, CO 80235
  • Refinance
  • Reverse Mortgages

Why choose this provider?

LendEx Mortgage Group is a locally owned and operated company operating in Lakewood. It assists clients through the home loan process while educating them about a wide range of options, including FHA, VA, jumbo, and conventional. The agency helps in assessing the financial and homeownership needs, whether it's for purchasing a new home, renovations, or home additions. The company's manager, Tracy Sheldon, has 25 years of experience in the real estate industry. She specializes in dealing with different types of clients, agents, and properties.

License Verified:

License: 386591

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
550 South Wadsworth Boulevard, Lakewood, CO 80226
  • New Construction
  • Refinance

Why choose this provider?

Unibell is a mortgage broker that renders services to the residents of Lakewood and the rest of Colorado. It offers the common types of loans such as FHA, VA, USDA, CHFA, HELOC, and ITIN. Its team also guides and educates its clients on purchasing, refinancing, bank statements, jumbo loans, hard money loans, and investment loans. Unibell has a personalized website called "Homebot" where mortgage lenders and real estate agents can aid the borrowers in securing their chosen loan plan.

License Verified:

License: 385453

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (20)
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
1221 Pearl Street, Boulder, CO 80302
  • Refinance
  • Reverse Mortgages

Why choose this provider?

Resource Mortgage Corporation is a full-service mortgage broker providing lending solutions to homebuyers across Lakewood and the surrounding areas. Its loan officers assist customers in selecting loan programs and help them throughout the application process. They also offer a mortgage manager service for individuals looking into refinancing options for existing mortgage loans. Joseph Bushek manages the operations at Resource Mortgage. He has been in the mortgage industry since 1999, working in various aspects of the lending process, from customer processing to wholesale underwriting.

License Verified:

License: 389372

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
2703 Kenton Street, Denver, CO 80238
  • New Construction
  • Refinance

Why choose this provider?

Lending Maven is a mortgage broker that serves clients in Lakewood. It offers conventional home loans, jumbo loans, FHA loans, VA home loans, and loan modification. Tricia Houston, a loan originator, founded the company in 2006. She had 10 years of experience as a loan originator working for banks before she decided to create her own company. She has assisted hundreds of families with their mortgage loans and refinancing needs over the past 18 years.

License Verified:

License: 891463

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (90)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
6972 South Vine Street, Centennial, CO 80122
  • New Construction
  • Refinance
  • Commercial Loans

Why choose this provider?

Silver Leaf Mortgage specializes in reverse mortgages. Its team has decades of experience in mortgage and financial services. The professionals assist clients in Lakewood with the home purchase and refinancing processes. They work with different lenders and certified contractors and customize non-conforming loans to meet client's needs. Their specialty loan programs cover interest-only mortgages, foreign national loans, and self-employed loans. Silver Leaf Mortgage has been included in Reverse Mortgage Insight's top 50 reverse mortgage originators in 2019.

License Verified:

License: 1394377

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.1
Google
4.0 / 5 (30)
Facebook
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
1844 Folsom Street, Boulder, CO 80302
  • New Construction
  • Refinance

Why choose this provider?

Lou Barnes is a lending officer who serves the residents of Lakewood.  Lou assists in obtaining loans for conventional, FHA, jumbo, and refinancing. He is a member of the Premier Mortgage Group, a full-service mortgage-banking company.  Lou is a contributor to the website's blog under the "Credit News" icon, sharing his thoughts and opinions on the latest news on the finance industry. With 39 years of experience, he has been praised by previous clients for being professional and proactive.

License Verified:

License: 317643

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
1637 Pearl Street, Boulder, CO 80302
  • New Construction
  • Refinance

Why choose this provider?

Peter Rosato is a new homebuyers mortgage advisor at Change Home Mortgage, providing quality service in Lakewood and surrounding areas. He focuses on a new home, investments, second home purchases, and refinances. Rosato also deals with conventional loans, jumbo loans, VA loans, and FHA loans. These products provide various benefits such as lowering the mortgage payment, consolidation of debt, paying off the mortgage faster, and property cashouts. He is married with two kids and enjoys spending time outdoors.

License Verified:

License: 1373214

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
274 Union Boulevard, Lakewood, CO 80228
  • Refinance

Why choose this provider?

Innovative Mortgage Group is a brokerage serving the residents of Lakewood and nearby areas. It helps customers who are buying or refinancing a home find the loan program that matches their needs. Its loan options include conventional, FHA, VA, and jumbo loans. The experts at this agency have extensive knowledge of the loan process and strive to make the home purchase or refinancing experience easy for its clients. Owner Sam Bassan has been in the mortgage industry since 2003.

License Verified:

License: 1393792

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (36)
Facebook
5.0 / 5 (8)
Yelp
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
6850 West 52nd Avenue, Arvada, CO 80002
  • Refinance

Why choose this provider?

Founded in 2003, Venture Financial Corporation has provided mortgage brokerage services to Lakewood and its surrounding areas. It assists first-time homebuyers, and seasoned real estate investors choose the best loan program that meets their needs and financial status. It guides clients through the whole mortgage process, from pre-qualification and application to lender sourcing and closing. The company's programs include fixed-rate mortgages, adjustable-rate mortgages or ARM, hybrid ARMs, interest-only mortgages, VA, and FHA loans.

License Verified:

License: 392987

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (7)
Yelp
5.0 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
799 West Littleton Boulevard, Littleton, CO 80120
  • New Construction

Why choose this provider?

Zack Donahue manages and counsels clients in Lakewood regarding their home financing options. Whether his customers are searching for a mortgage program or refinancing one, he and his team assist in exploring rates and various offers, like conventional, FHA, and VA mortgages. They also provide advice regarding specific scenarios. Donahue, the director of Residential Lending for 8z Mortgage, has been working on loan processing and origination since 1998. He has been commended by his clients for seamlessly closing transactions and being attentive to questions.

License Verified:

License: 277281

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

FAQs

  • Introduction

    It’s the American dream to buy property, and almost everyone who purchases a home does so with the help of a mortgage broker. It can be intimidating when you don’t know where to begin, what information is necessary, and how to receive a loan. A mortgage broker acts as an intermediary between the applicant and the financial institution.


    The mortgage broker’s role includes comparing loan terms across lenders to find applicants the best options, collecting paperwork the financial institution needs to analyze the application, and guiding the buyer through the underwriting and closing processes. Mortgage brokers can significantly simplify the home buying process.

  • Can mortgage brokers work across state lines?

    Yes, mortgage brokers can work across state lines. However, each state has different licensing requirements for mortgage brokers. Customers should ensure their broker can legally work in another state before going across state lines. Lastly, don’t forget the mortgage process is often time-sensitive, so being in different time zones can be problematic.

  • How do mortgage brokers find lenders?

    Mortgage brokers work independently and act as a bridge between the client and the lender. They reach out to several lenders to form a network and build professional relationships with those they work with often. They use lenders who best meet a client's rates and terms, and some lenders only do business through mortgage brokers.  

  • What credit score do mortgage brokers use?

    There are two credit scoring models in the United States: FICO and VantageScore. Mortgage lenders typically prefer to use FICO. However, each credit bureau uses a different version of the FICO score:

    • Experian uses FICO Score 2
    • Equifax uses FICO Score 5
    • TransUnion uses FICO Score 4

  • Do mortgage brokers help with refinancing?

    Yes, mortgage brokers can help with refinancing. Individuals who have a solid credit score will typically go to their bank to refinance their mortgage. However, if you don't have excellent credit, a mortgage broker may be able to secure you a better interest rate than you could get on your own.

    You pay a fee to the mortgage broker, so you'll want to consider this fee versus your savings in your cost-benefit analysis.
  • Can you work with two mortgage brokers?

    You can definitely work with two mortgage brokers. The advantage of using multiple brokers is that you'll have two people reaching out to several lenders to secure the best rate possible. However, you must ensure you provide matching information to all your brokers. If two brokers provide mismatched information about your application to the same lender, it can send off red flags and delay your approval process.

  • Do mortgage brokers get better deals?

    Yes, a mortgage broker should be able to get you a better deal. Mortgage brokers go to several lenders on your behalf and find the one with the best terms and interest rates. However, note that some mortgage brokers have preferred lenders. A broker may bring you their preferred lender's offer, even if it's not the best one; however, this isn't a regular practice.