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Best Life Insurance Companies in Lakewood

2024

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Providers

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Website
2255 South Broadway, Denver, CO 80210
  • Life Insurance
  • Health Insurance
  • Whole Life Insurance
  • Long Term Care
  • Term Life Insurance

Why choose this provider?

Founded in 1967, Aspen Insurance Agency is a family-owned independent insurance brokerage firm that has access to more than 40 carriers. This access allows the company to offer whole life and term life insurance options to its clients from various locations nationwide, including Lakewood. Other personal plans such as health, pet, flood, landlord, auto, and home insurance are also available. Aspen Insurance Agency provides commercial auto and property, directors and officers, general liability, and employment practices liability insurance policies for businesses.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.9 / 5 (250)
Facebook
4.8 / 5 (26)
Yelp
2.5 / 5 (9)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
5554 South Prince Street, Littleton, CO 80120
  • Life Insurance

Why choose this provider?

Abe Micijevic is a life insurance company that serves clients from Lakewood. He provides whole, universal, and term life insurance to ensure security for the clients' loved ones. As the owner of Main Street Independent Insurance Agency, he also offers various insurance policies for vehicles, businesses, homeowners, and renters. His career in the insurance industry started at State Farm Insurance. For two consecutive years, he won the Team Member Hall of Fame Award for the state of Colorado.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (90)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1735 East 17th Avenue, Denver, CO 80218
  • Individual Plans
  • Health Insurance
  • Life Insurance
  • Long Term Care

Why choose this provider?

Insurance Town & Country is a family-owned independent agency that provides services in Lakewood and surrounding areas. Its personal offerings include life, health, identity theft, and umbrella insurance. Its life insurance coverage can vary depending on allotted time periods and investment interests. Its team, which has over 75 years of combined experience, commits to crafting insurance plans that fit the clients' profiles, specifically their needs and capacities. Insurance Town & Country has been in the industry for over 35 years.

License Verified:

License: 37989

Colorado Department of Regulatory Agencies, Division of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
3.9
Google
4.8 / 5 (20)
Yelp
2.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
9888 West Belleview Avenue, Littleton, CO 80123
  • Life Insurance

Why choose this provider?

A Complete Insurance Agency, Inc. is a locally-owned independent agency that works with various insurance companies to provide clients in Lakewood and other areas the right coverage they need. Its team of professionals will discuss with the client's the needs of their family or business to determine the potential risks that may arise and identify their solutions. The agency offers a variety of products, including life insurance, homeowners' insurance, renters' insurance, and auto and boat insurance. Its carriers include Nationwide Insurance and Dairyland Auto Insurance.

License Verified:

License: 310487

Colorado Department of Regulatory Agencies, Division of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (5)
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
5994 South Prince Street, Littleton, CO 80120
  • Life Insurance
  • Health Insurance

Why choose this provider?

Janson Insurance Agency helps clients in Lakewood with their life insurance needs. The types of life insurance it offers include term insurance, which provides protection within a specific period of time, and permanent insurance, which provides lifelong protection. The company works with customers to determine what kind of coverage is appropriate for them, depending on their individual situations and financial goals. Janson Insurance Agency also supplies clients with quotes from more than 100 insurance carriers.

License Verified:

License: 8344157

Colorado Department of Regulatory Agencies, Division of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (5)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
1722 14th Street, Boulder, CO 80302
  • Life Insurance
  • Health Insurance

Why choose this provider?

Joe Chrisman is a State Farm Insurance Agent who serves communities in Lakewood and nearby areas. Advocating for the management of everyday risks, Joe and his office offer life and health insurance and other related products. His agents are knowledgeable with all of State Farm's insurance products, including homeowners insurance, auto insurance, and business insurance. Joe's company is a consistent qualifier for the Chairman's Circle, Ambassador Club, and Vice Presidents Club, recognizing his agency as one of State Farm's top agencies.

License Verified:

License: 445332

Colorado Department of Regulatory Agencies, Division of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Facebook
4.0 / 5 (19)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1701 Kipling Street, Lakewood, CO 80215
  • Life Insurance

Why choose this provider?

Premier Group Insurance is a team of local insurance agents that has been providing the insurance needs of the Lakewood community since 2009. It provides tailored policies to cater to the needs of the clients. The company offers life, home, and auto insurance plans for personal clients. It can also provide assistance for specialized insurance needs of small to large commercial customers. Premier Group Insurance works with different insurance providers, such as American Modern, Tokio Marine, and Liberty Mutual Insurance.

License Verified:

License: 64084

Colorado Department of Regulatory Agencies, Division of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (8)
Facebook
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
2535 South Lewis Way, Lakewood, CO 80227
  • Life Insurance
  • Term Life Insurance
  • Whole Life Insurance

Why choose this provider?

Morrison Insurance Agency offers life insurance products to residents of Lakewood and the surrounding areas. It offers term life, whole life, and universal life insurance policies for people who want to secure tax-free income for their beneficiaries. People looking to pay for college or to save some money for a future home can also build tax-deferred cash value over time through life insurance. Morrison Insurance Agency also offers car, home, boat, and motorcycle insurance products. Umbrella policies are also available for clients who want greater coverage.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.2
Google
4.0 / 5 (27)
Facebook
5.0 / 5 (10)
Yelp
2.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
7475 West 5th Avenue, Lakewood, CO 80226
  • Life Insurance

Why choose this provider?

Affordable American Insurance helps Lakewood residents protect their family's future and financial security through life insurance. This local independent agency has been providing life insurance policies for more than two decades. It also represents a total of 15 different carriers. Its team of professionals is equipped with the knowledge and experience to find the right coverage for its clients' individual needs and goals. Affordable American Insurance also offers other personal insurance policies, including home, auto, and business insurance.

License Verified:

License: 31370

Colorado Department of Regulatory Agencies, Division of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Yelp
5.0 / 5 (3)
Facebook
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
7112 West Jefferson Avenue, Lakewood, CO 80235
  • Life Insurance

Why choose this provider?

Derek Nagy Agency is an insurance business located in Lakewood. The team of insurance agents at this office assesses the specific needs of clients to determine the appropriate insurance package that meets their objectives. The team strives to provide life insurance plans with coverage that delivers financial stability in the future regardless of clients' income. In addition, Derek Nagy Agency offers other insurance options, including home, business, commercial, snowmobile, and property and casualty insurance plans.

License Verified:

License: 59785003-05-2019

Colorado Department of Regulatory Agencies, Division of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (73)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
13701 West Jewell Avenue, Lakewood, CO 80228
  • Life Insurance

Why choose this provider?

Kaufman Agency helps the residents and businesses of Lakewood obtain custom insurance policies. As an independent insurance agent, it works with different insurance companies to find suitable insurance coverage for life, auto, home, and business insurance. Its insurance specialists offer permanent or term life insurance, helping clients determine which option best fits their needs. A member of the Strategic Insurance Agency Alliance, Kaufman Agency also carries boat and motorcycle insurance plans. Additionally, it has an online platform for filing claims and changing policies.

License Verified:

License: 350630

Colorado Department of Regulatory Agencies, Division of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (30)
Yelp
4.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
2750 South Wadsworth Boulevard, Ste C-208, Lakewood, CO 80227
  • Life Insurance

Why choose this provider?

The Insurance Place Inc. is a team of independent agents that serves Lakewood residents. They help clients in several areas, including life, flood, umbrella, and wedding insurance. Furthermore, the risk management professionals furnish protection plans covering different types of vehicles such as cars, motorcycles, watercraft, and RVs, and they also provide drone insurance. The Insurance Place provides quotations in video format when clients are not available for in-person consultations. The family-owned business was established in 1983.

License Verified:

License: 45081

Colorado Department of Regulatory Agencies, Division of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (23)
Yelp
5.0 / 5 (4)
Facebook
3.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
4186 South Wolff Street, Denver, CO 80236
  • Life Insurance
  • Health Insurance
  • Group Plans

Why choose this provider?

Misken Benefit Group is a Colorado-based insurance agency catering to families and individuals in Lakewood and Denver. It offers exhaustive life insurance plans with a focus on complete health coverage. The agency is headed by D. Rex Misken, an experienced insurance broker who maintains a glowing reputation in the community for his expertise in identifying superior health care benefits tailored to the clients' financial situations. His mission is to walk his clients through the often emotionally charged and complex insurance process and find absolute success.

License Verified:

License: 186438

Colorado Department of Regulatory Agencies, Division of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (28)
Facebook
5.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
730 17th Street, Denver, CO 80202
  • Life Insurance

Why choose this provider?

Simon Davis Brokerage Services, Inc. is an agency that has been providing professional insurance services to clients in Lakewood and other areas since 1963. It offers various products, services, support, and compensation to insurance agents, banks, brokerage firms, and financial advisors. Its life insurance is available in term life and permanent life options. It also handles annuities and long-term care insurance. The agency is headed by David A. Simon, who is a Certified Financial Planner assisting brokers.

License Verified:

License: 47085

Colorado Department of Regulatory Agencies, Division of Insurance

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
355 South Teller Street, Lakewood, CO 80226
  • Life Insurance

Why choose this provider?

Elkstone Insurance Group, Inc., is a life insurance firm that serves clients in Lakewood and nearby areas. The company provides a wide range of life insurance options including whole, term, and universal. There are other insurance packages as well for renters, vehicles, disabilities, and homes. Some of the insurance companies that the firm represents include Foremost Insurance Group, The Hartford, and Safeco Insurance. The agency has been providing insurance solutions to the community since 1999.

License Verified:

License: 102047

Colorado Department of Regulatory Agencies, Division of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (9)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
5310 Ward Road, Arvada, CO 80002
  • Life Insurance

Why choose this provider?

Ullrich Insurance Agency is an independent insurance agency specializing in home, auto, and life insurance and serving the areas of Lakewood, Colorado. It provides clients with several customized proposal coverages from multiple insurance companies it represents and assists clients in finding the insurance option that suits their individual needs. Ullrich Insurance Agency is a partner of Believe in Haiti, a non-profit organization that donates meals to children, drinking water for families, and shoes for students in Haiti.

License Verified:

License: 303390

Colorado Department of Regulatory Agencies, Division of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (332)
Facebook
4.0 / 5 (26)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1625 Larimer Street, Denver, CO 80202
  • Life Insurance

Why choose this provider?

Operating in three different locations, SkyPoint Insurance Group lists Lakewood as one of its service areas. Delivering insurance solutions to individuals and businesses, the insurance agency offers insurance options that include life insurance, health insurance, auto insurance, and homeowners' insurance. It also helps clients secure their businesses through insurance options that range from general liability insurance to commercial aircraft insurance. The company provides insurance policies that assist clients in keeping events like MMA and boxing events covered.

License Verified:

License: 495119

Colorado Department of Regulatory Agencies, Division of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (14)
Facebook
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
5721 South Nevada Street, Littleton, CO 80120
  • Life Insurance

Why choose this provider?

Lautenbach Insurance Agency, LLC is an independent insurance agency headquartered in Littleton. It provides members of the Lakewood community and neighboring areas with assistance regarding their insurance needs. It handles life insurance such as term life and whole life or universal life policies. The agency prepares policies that are tailored to the client's needs. Originally established in Pella, Iowa in 1950, the agency moved to Littleton in 1956 and has been serving the community since then.

License Verified:

License: 150078

Colorado Department of Regulatory Agencies, Division of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.1
Google
4.0 / 5 (64)
Facebook
5.0 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1776 Jackson Street, Denver, CO 80206
  • Life Insurance
  • Health Insurance

Why choose this provider?

Darold Douglas Insurance Group offers a full spectrum of insurance coverage to clients in Lakewood. The professionals in the company aim to educate clients on the different options to identify the coverage that fits their financial goals. They provide comprehensive life insurance policies, such as term and permanent life. Additional products cover health, home, and auto insurance, in addition to various commercial products. The company has partnered with multiple carriers, including Travelers, Progressive, MetLife, and Safeco Insurance.

License Verified:

License: 46097

Colorado Department of Regulatory Agencies, Division of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Frequently Asked Questions

  • How much life insurance do individuals in Lakewood need?

    There is no specific amount because every individual has different financial and coverage needs. However, insurance companies can help individuals determine how much life insurance they have to purchase. Carriers depend on the amount of insurance on a person's amount of coverage needed, age, and health condition or family health history.

  • When should life insurance policyholders in Lakewood update their coverage?

    Life insurance policyholders in Lakewood should update their coverage if major changes are happening in their lives. If they recently purchased a new home, got married or divorced, or are expecting a new child, they must review their policies. Also, their life insurance needs a tune-up if they want to save up for their retirement or venture into a new business.

  • Do beneficiaries in Lakewood need to do something to receive a death benefit?

    No, beneficiaries in Lakewood do not need to do something in order to receive a death benefit, however, they must be aware of their loved ones' policies. In the event of the policyholders' death, they must provide a death certificate to prove that they are the beneficiaries and get the death benefits.

  • Why should individuals in Lakewood buy life insurance?

    Individuals in Lakewood are encouraged to obtain life insurance to provide financial protection. In case of their unexpected death, their insurance policy can provide a specified cash value to their loved ones or beneficiaries. Life insurance can also save policyholders from household and mortgage debts, as well as cover their children's or grandchildren's tuition fees.

  • Who can acquire junior special life insurance coverage in Lakewood?

    Junior special life insurance coverage in Lakewood can be obtained by policyholders' children and grandchildren. They must be aged 17 and younger. This type of insurance provides up to $20,000 of coverage until children or grandchildren reach the age of 26. It may also be converted into permanent life insurance.

  • Which is better, term or whole life insurance?

    Life insurance is a personal financial tool, so the right type of insurance for you depends on your goals and current situation. One of the main differences between term life insurance and whole life insurance is that term life insurance only covers you for a set period of time. Once you meet the premium payment requirements on a whole life plan, it covers you for the rest of your life. Whole life insurance also builds cash value, making it a potential investment. But whole life insurance is typically much more expensive than term life insurance.

  • How much life insurance do I need?

    A common recommendation is purchasing life insurance that is equal to five times your current salary, or more. But you can also estimate how much life insurance you need by adding up your debts, annual expenses for dependents multiplied by the years you want to ensure support, and any other items you wish to cover, such as a future wedding or college tuition.

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