Expertise.com

2024

Last updated:

Best Health Insurance Agencies in Lakewood

Our Recommended Top 10

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Lakewood Health Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

2873Reviewed

1727Curated

10Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Website
3801 East Florida Avenue, Denver, CO 80210
  • Life Insurance
  • Individual Plans

Why choose this provider?

Financial Planning Alternatives, LLC, is a full-service financial management and retirement planning firm servicing the Lakewood metro area. The company helps individuals and families in managing their medical expenses with a health insurance policy. Its advisors guide clients throughout the insurance process, from needs assessment to policy planning. The group specializes in individual and group health, long-term care, critical illness, and Medicare insurance plans. It also handles life insurance policies. The team carries over 60 years of combined experience in financial services.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
2.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
350 Indiana Street, Golden, CO 80401
  • Life Insurance

Why choose this provider?

ISU Insurance Services of Colorado is an independent agency that has been helping customers in the community of Lakewood and its surrounding areas since 1882. The business provides a wide range of personal insurance coverage that includes individual health and life, recreational vehicle, disability, earthquake, and boat and watercraft insurance. Its team of personal lines staff also accommodates customers by addressing their concerns and researching tailored-made policies. In addition, ISU Insurance Services of Colorado offers risk management solutions, financial services, and business insurance solutions.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
Denver, CO
  • Individual Plans
  • Group Plans
  • Life Insurance

Why choose this provider?

Lighthouse Insurance Solutions is a specialized insurance company that serves clients in Lakewood. The firm focuses solely on life and health insurance. As an independent insurance brokerage, the company represents over 50 insurance carriers that provide a variety of health benefits, including individual health, group health, long-term care, and disability insurance. The team also delivers different kinds of life insurance and annuities, such as term life, universal life, whole life, and buy-sell agreement funding. The company has been offering insurance solutions since 2009.

Website
5125 South Kipling Street, Littleton, CO 80127
  • Individual Plans
  • Life Insurance

Why choose this provider?

Hal Winslow Insurance Agency is a company that offers health insurance services in Lakewood and its surrounding areas. Aside from health insurance, the agency also offers various insurance services such as dental, vision, short-term disability, accident, critical illness, and specialized insurance need. Owned by Hal Winslow, Hal Winslow Insurance Agency is an independent insurance broker that helps clients choose the right policies that suit their situation and needs from different insurance providers.

License Verified:

License: 407106

Colorado Department of Regulatory Agencies, Division of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
5.0 / 5 (27)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
2545 Welton Street, Denver, CO 80205
  • Individual Plans
  • Life Insurance

Why choose this provider?

Don Middleton is a State Farm insurance agent who helps the residents of Lakewood find appropriate health insurance plans. With over 25 years of collective industry experience, Don and his team educate clients about their health insurance options, which include supplemental health insurance. Under a supplemental health insurance policy, additional medical care charges during hospital stays are covered, such as outpatient surgeries. Don also carries pet, home, and auto insurance. Additionally, he holds business management and electronic engineering technology degrees.

License Verified:

License: 480979

Colorado Department of Regulatory Agencies, Division of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
5.0 / 5 (49)
Yelp
3.0 / 5 (6)
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
2.5
Responsiveness
Friendliness
Helpfulness
––
Detail
––

Website
1615 Culebra Avenue, Lakewood, CO 80907
  • Individual Plans

Why choose this provider?

Serving individuals, families, and groups in Lakewood, Health Quotes specializes in delivering health insurance plans. It also offers insurance coverages for long and short-term disability, international or travel, accident or critical care, dental, and vision. In addition, the company delivers Medicare plans, including parts that cover specific services like hospital and medical insurance, Medicare Advantage Plans, and prescription drug coverage. Health Quotes strongly focuses on helping its clientele make good decisions by providing answers to their healthcare-related concerns.

License Verified:

License: 46051

Colorado Department of Regulatory Agencies, Division of Insurance

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
Englewood, CO 80111
  • Life Insurance

Why choose this provider?

Chris Roughen is a HealthMarkets insurance agent, who serves residents and businesses in Lakewood and surrounding areas. He offers a range of insurance programs, including individual and family health insurance as well as short-term health insurance. He also provides Medicare Part C, Medical Supplement Plans, and Medicare Prescription Drug Plans. Additionally, Roughen provides life insurance coverage options and supplemental plans. HealthMarkets partners with national and local insurance providers to give clients a variety of options that will suit their needs.

License Verified:

License: 120016

Colorado Department of Regulatory Agencies, Division of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Facebook
3.8 / 5 (98)
Yelp
4.5 / 5 (41)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
430 Indiana Street, Golden, CO 80401
  • Individual Plans

Why choose this provider?

Arnold Insurance Company has been providing local communities, including Lakewood, with its comprehensive array of personal and commercial insurance products for nearly 50 years. This agency is independent, giving its agents the flexibility to compare quotes from multiple health insurance carriers, such as Safeco, The Hartford, and Progressive. In addition, Arnold Insurance Company offers assistance with auto, property, and workers' compensation claims. The insurance executive of its Denver branch specializes in health, auto, commercial, and home insurance policies.

License Verified:

License: 621257

Colorado Department of Regulatory Agencies, Division of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (23)
Facebook
5.0 / 5 (22)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
720 Kipling Street, Lakewood, CO 80215
  • Individual Plans
  • Life Insurance

Why choose this provider?

John DeBella is an independent health insurance agent serving clients in Lakewood. He started his career in the insurance industry in 1965, helping clients recover from the unexpected or manage the risks of their everyday lives. DeBella offers various health insurance options, including Medicare Supplemental and Advantage plans and individual medical coverage. He also provides life, health, and auto insurance as well as business and property insurance. Additionally, DeBella served as the former president of the Lakewood Rotary.

License Verified:

License: 28826

Colorado Department of Regulatory Agencies, Division of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
3.8
Google
4.0 / 5 (36)
Yelp
3.0 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
880 Buchtel Boulevard, Denver, CO 80210
  • Life Insurance

Why choose this provider?

JJ Insurance is a multi-line agency that serves individuals and businesses in Lakewood. Its team of independent agents helps clients obtain different types of protection plans, including health insurance which covers behavioral health treatment, laboratory services, hospitalization, maternity care, and chronic disease management. With access to plans from various partner carriers like Cigna and Humana, they are able to find policies that match clients' individual needs. JJ Insurance has been providing risk management solutions for the past 30 years.

License Verified:

License: 45157

Colorado Department of Regulatory Agencies, Division of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (7)
Facebook
5.0 / 5 (3)
Yelp
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

FAQs

  • Introduction

    If you're looking for health insurance for yourself or your family, an agent can help you save time, understand your options, and manage your costs. Insurance agents must be licensed in the state where they operate. They can provide information about on- and off-exchange plans to help you weigh all of your options, and they can see if you qualify for tax credits that can lower your monthly premiums. There's no cost to work with an agent, and they can help you save quite a bit by recommending the best plan for your needs. Here's what you should know before you get started.

  • What sets apart healthcare sharing plans from conventional health insurance policies in Lakewood?

    Healthcare sharing plans, often referred to as faith-based health plans, operate independently of the rules and regulations outlined in the Affordable Care Act. These plans are tailored to fulfill the requirements of conventional health insurance within the Lakewood area. To navigate the options for healthcare-sharing plans, seek guidance from a licensed insurance expert.

  • Can short-term health insurance plan holders in Lakewood keep their policies a lot longer than what was previously allowed?

    New governmental directives introduced in April 2019 allow Lakewood residents to extend the duration of their short-term health plans well beyond six months. Government regulations require these plans to maintain a medical loss ratio of at least 80%. Moreover, they must include the essential health benefits outlined in the Affordable Care Act and those mandated by the state. Short-term health plans also offer affordable monthly premiums.

  • Where can Lakewood residents purchase healthcare plans?

    Residents of Lakewood can obtain health insurance through Connect for Health, which serves as Colorado's authorized health insurance marketplace. An online tool is accessible for comparing different plans before initiating an application, considering factors like the monthly premium, projected annual healthcare expenses, and the scope of doctors and medications covered. To apply, Lakewood residents must furnish the names and birthdates of all household members, their mailing addresses, and details regarding their sources of income.

  • What is the base cost of Medicare in Lakewood?

    The base monthly rate for Medicare Part A in Lakewood is $506, while Part B's base cost is $164.90. The insurance company determines the base cost for Medicare Parts C and D. Moreover, the Medicare premium is subject to income-based adjustments, with higher incomes resulting in higher adjusted amounts.

  • How can you find affordable health insurance? 

    Affordable insurance is available through employers, Medicare, Medicaid, and the federal Health Insurance Marketplace, which offers subsidies in the form of tax credits. You can also purchase coverage through private insurance companies and independent agents. Nearly half of all Americans have employer-sponsored health insurance, and about 10% of the population is uninsured.

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