Expertise.com

Best Homeowners Insurance Agencies in Colorado

2024

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls
Homeowners Insurance Agencies FAQs 〉

Last updated:

Website
Colorado Springs

Why choose this provider?

BIG Insurance Group LLC is a locally owned and operated agency that serves individuals, families, and businesses from Colorado. The Centennial State's leading insurance provider offers homeowners' insurance policies, as well as insurance policies for condominiums, rental properties, and vacation homes. Other types of insurance products that it offers include auto, business, and life insurance. Company president Krysti Shook has been working in the insurance industry for over three decades. BIG Insurance Group LLC collaborates with known insurance carriers, such as Safeco, Nationwide, and Progressive, to provide the best services to its clients.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (37)
Facebook
5.0 / 5 (5)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
Greeley

Why choose this provider?

Tribbett Agency LLC is hailed as the best insurance company in Colorado. Serving individuals, families, and businesses in the state, it offers homeowners' insurance policies, which provide financial protection against natural disasters, fire, theft, and vandalism. Additional homeowners' insurance coverage options include liability protection and medical coverage. The agency also provides other insurance products, such as automobile, life, and business and commercial insurance. Tribbett Agency has been in operation for more than four decades.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Google
4.5 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
Colorado Springs

Why choose this provider?

1 Source Insurance is the best insurance agency that serves individuals, families, and businesses from the Colorado metro. It provides homeowners' insurance policies, with coverage options such as dwelling, liability, contents, and other structures coverage. Other insurance products that it offers include auto, life, and business insurance. Owner Michael Everson has been working in the insurance industry for almost three decades. 1 Source Insurance sponsors community organizations such as the Barr Trail Mountain Race and the Pikes Peak Road Runners Kids Fall.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
Longmont

Why choose this provider?

Adams Insurance Advisors is a fourth-generation family-owned independent insurance agency that serves individuals, families, and businesses from the Colorado metro. It provides the best homeowners' insurance policies, with coverage options such as dwelling, personal property, personal liability, medical expenses, and loss of use. It also provides flood, renters', condominium, specialty dwelling, and umbrella insurance plans. Adams Insurance Advisors has been in operation for more than a century. It is a member of the Professional Insurance Agents of Colorado.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.4
Google
4.4 / 5 (8)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
Greeley

Why choose this provider?

Mike Mitchell Insurance Agency Inc. is a veteran-owned and locally operated business that serves both residential and commercial clients from the Colorado metro. It provides the best homeowners' insurance policies, which typically include dwelling, liability, property theft, and loss of use coverage. It also offers additional coverage options for high-value items and identity theft. Principal Michael B. Mitchell has been working in the industry for more than three decades. The agency serves clients in English and Spanish.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
Colorado Springs

Why choose this provider?

Peter Martinez is a second-generation State Farm insurance agent with more than a decade of industry experience. He serves individuals, families, and businesses in Colorado and the surrounding areas, offering them the best homeowners' insurance policies. The other types of products that he handles include renters', condo, auto, life, and small business insurance. Martinez is a member of the State Farm President's Club and Chairman's Circle. In addition, he is an eight-time Ambassador Travel Qualifier.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
Colorado Springs,

Why choose this provider?

Insurance Centers of America is the best independent agency that serves individuals, families, and businesses from the communities in Colorado. It provides homeowners' insurance policies, which combine both property and liability coverage. The agency also offers coverage enhancements such as debris removal, fire department service charge, pollutant cleanup and removal, and identity theft. Other insurance products that it provides include rental property, umbrella, and auto insurance. The company has been in operation for more than three decades.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (57)
Facebook
5.0 / 5 (26)
Yelp
1.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
Greenwood Village

Why choose this provider?

The Deluca Agency is the best independent agency that serves both residential and commercial clients from Colorado and the surrounding areas. Its basic homeowners' insurance policies cover dwelling, personal liability, and personal possessions. Additional homeowners' insurance coverage options that it offers include water backup, earthquake, replacement cost, and loss assessment coverage. The Deluca Agency has been in operation for more than two decades. It is a member of the Professional Independent Insurance Agents of Colorado.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.4
Google
4.4 / 5 (40)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
Denver

Why choose this provider?

Amador Insurance is one of the best Allstate-affiliated agencies serving individuals and businesses throughout Colorado. It offers a variety of insurance products, from homeowners' policies covering property damage caused by natural disasters to life insurance and workplace benefit coverage plans. Its insurance agents consult with clients to determine their coverage goals and financial circumstances to match them with policies in line with these factors. Throughout its four years of operation, Amador Insurance has helped approximately 3,000 people acquire coverage plans tailored to their specifications.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.7 / 5 (221)
Facebook
5.0 / 5 (19)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
Lone Tree

Why choose this provider?

Lone Tree Insurance is the best independent agency in Colorado that serves individuals, families, and businesses. It provides custom homeowners' insurance policies, with coverage options such as dwelling, personal liability, and loss of use. It also offers specialty dwelling insurance policies for vacant or unoccupied properties. Other types of insurance products that the agency has include renters', condo, and umbrella insurance. Owner Dave Harriman has been working in the insurance industry for more than 15 years.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (68)
Yelp
5.0 / 5 (36)
Facebook
4.9 / 5 (14)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
Lakewood

Why choose this provider?

Dodrill Insurance Inc. is a family-owned and family-operated company that has been serving individuals, families, and businesses located in Colorado for more than five decades. Its team provides a variety of personal insurance products, which include homeowners', renters', auto, motorcycle, and life insurance plans. It also offers policies for businesses, such as general liability, property, and workers' compensation insurance. The agency partners with more than 40 carriers, such as Nationwide, The Hartford, Progressive, and Safeco.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
Colorado Springs

Why choose this provider?

Springs Insurance Brokers is a family-owned brokerage that serves individuals, families, and businesses from Colorado. It provides the best homeowners' insurance policies with coverage options for home structures, personal belongings, and additional living expenses. It also offers liability protection, which is inclusive of no-fault medical coverage. Springs Insurance Brokers has been in operation for more than two decades. The company is partnered with numerous insurance carriers, such as Hartford, MetLife, Travelers, and Nationwide.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
Greeley

Why choose this provider?

Union Colony Insurance is the best locally owned and operated agency that serves the Colorado metro. It provides homeowners' insurance policies, which cover damage caused by natural disasters, fire, vandalism, and theft. It also covers liability or legal responsibility for any injuries sustained by guests. Other insurance products that it offers include renters', flood, and umbrella insurance. Union Colony Insurance has been in operation for more than five decades. The agency is a Dave Ramsey Endorsed Local Provider.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Frequently Asked Questions

  • Introduction

    Homeowners' insurance is a type of property insurance used by private property owners to protect their home and property from a range of risks and liabilities. It is also called home insurance.

    All homeowners' insurance policies cover the primary home on a property, meaning that most damage from weather, accidents, vandalism, and other events will be at least partially paid for by the insurance company. Many policies also include coverage for other structures, personal property, and some premises liability.

    It is not required by law that a homeowner purchases insurance for their property. However, if you have a mortgage, the lender will usually make purchasing a homeowners' policy a mandatory part of the loan process. Since the mortgage lender is essentially selling you the home, they require you to protect the investment.
  • What determines the price of homeowners insurance premium?

    The premium, or monthly cost, of your homeowners' insurance policy depends on several factors, including the value of your home and amount of coverage you choose. Your credit history and whether the property is in a higher risk area also play a role.

  • What is the difference between home warranty and homeowners insurance?

    Homeowners' insurance protects your home and property from damage from events that include storms, theft, and fires. A home warranty covers repair costs for parts of your home that eventually breaks down. For example, if a fallen tree damages your roof, it's typically covered by insurance, not the warranty.

  • Does Geico offer homeowners insurance?

    Because auto insurance is Geico's focus and where they invest the most in advertising, many people know the company only as a car insurance provider. On the contrary, Geico does offer a range homeowners' insurance policies that cover dwellings, personal property, and personal liability, among other provisions.

  • How long does homeowners warranty insurance last?

    Home warranties vary based on the provider of the coverage, but most home warranties last for one year. Once they run out, homeowners have the option of renewing the warranty or letting it lapse. If a covered item breaks down after the warranty period is over, repair costs won't be reimbursed.

  • Does homeowners insurance cover water heaters?

    Homeowners' insurance doesn't cover water heaters when they break down from normal wear and tear. An insurance policy may cover water damage to your home and property if it malfunctions, and if the water heater is damaged by a fire or an accident, home insurance may provide the costs to replace it.

  • Are RVs covered under homeowners insurance?

    Usually, an RV is covered under your homeowners' insurance, but that coverage will probably be subject to several exceptions and contingencies. For example, if you want to drive your RV, you'll either need car insurance or specialized RV insurance since the risks you'll face on the road do not fall under a homeowner's policy.

Related Articles

FeaturedState Farm home insurance reviews

State Farm Home Insurance Review 2023

Expertise ranks State Farm as the fifth-best homeowners insurance based on its affordable coverage and customizable policies....

FeaturedHomeowners insurance featured image

7 Best Homeowners Insurance Companies of 2023

Expertise analyzed the top home insurance providers in the country and found that Amica is the best insurer overall.