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Best Mortgage Brokers in Highlands Ranch

2023

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Website
8600 Park Meadows Drive Suite 250, Lone Tree, CO 80124
  • Refinance

Why choose this provider?

Premier Home Loans serves borrowers in and around Highlands Ranch who are looking to buy, sell, refinance, or build their dream house. It offers a variety of programs, including 15- and 30-year fixed-rate loans. The company also provides USDA, 203K, HARP, VA, and FHA loan options. In addition, Premier Home Loans serves seniors who need help with the processing of HECM reverse mortgage loans. Its senior wholesale mortgage broker, Cameron Cook, holds a bachelor’s degree in Finance.

License Verified:

License: 1579555

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Zillow
5.0 / 5 (72)
Google
4.9 / 5 (55)
Facebook
5.0 / 5 (12)

Website
10375 Park Meadows Drive, Suite 120, Lone Tree, CO 80124
  • Reverse Mortgages
  • Refinance

Why choose this provider?

SCL Mortgage works with investors and homebuyers in and around Highlands Ranch. Its team addresses the mortgage needs of clients who want to purchase residential properties. The company offers a selection of mortgage loan programs, including VA, FHA, self-employed, renovation, asset-based, and debt service coverage ratio loans. It also processes jumbo, conventional, reverse mortgage, and single-close construction loans. SCL Mortgage maintains an affiliation with the Colorado Mortgage Lenders Association and the Colorado Association of Mortgage Professionals.

License Verified:

License: 1200716

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (95)
Facebook
4.9 / 5 (57)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
6464 S. Quebec St, Ste 450, Centennial, CO 80231
  • Refinance

Why choose this provider?

Trust Home Loans, LLC, addresses the mortgage needs of residents in Highlands Ranch and nearby locations. Its team assists buyers and investors in developing refinancing strategies to reduce loan terms and interest rates, remove mortgage insurance, cash-out loans, and consolidate debts. The company also caters to first-time homebuyers who want to obtain FHA, VA, USDA, conventional, HECM reverse mortgages, and jumbo loans. Trust Home Loans has been in the industry for more than five years.

License Verified:

License: 1177750

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (48)
Facebook
5.0 / 5 (9)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
7343 S Alton Way #150, Centennial, CO 80112
  • Refinance
  • New Construction

Why choose this provider?

Since 1996, The Mortgage Co. has been helping people in the Highlands Ranch area get loans. It creates personalized loans that address the clients' needs, assists with refinancing to lower interest rates and monthly payments, and provides a variety of options for home equity loans. It also offers FHA, USDA, VA, fixed-rate, and adjustable-rate mortgage loans. The Mortgage Co. gives back to the community by supporting various charitable organizations, including the CMG Foundation, Crisis Center, and Project Healing Waters.

License Verified:

License: 68929

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (153)
Facebook
4.9 / 5 (20)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
5200 DTC Parkway Suite 300, Greenwood Village, CO 80111
  • Refinance

Why choose this provider?

Zero Point Mortgage Services caters to Highlands Ranch residents looking to buy a home or refinance their existing property. It offers an array of options, including conventional, FHA, 203(k), VA, and adjustable rate and reverse mortgages. It also assists homebuyers who have no credit records yet through the No FICO loan program. The mortgage broker works to find loan options that meet the client's specific needs, while also helping make the decision process easier by providing them with loan education and financial tools.

License Verified:

License: 1216108

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (80)
Facebook
4.9 / 5 (45)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
640 Plaza Drive, STE 120, Highlands Ranch, CO 80129
  • Refinance
  • New Construction

Why choose this provider?

Vertex Financial Group is a mortgage brokerage firm that serves home buyers in the Highlands Ranch community. Its mortgage process includes comparisons of various lenders, loan types, and rates that help clients choose an option that works for their needs and budgets. The firm provides conventional, VA, FHA, and home equity loans. It also offers refinancing and reverse mortgage solutions. Vertex Financial Group specializes in residential mortgages. It is licensed in 12 states, including California, Illinois, and Washington.

License Verified:

License: 3051

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Facebook
5.0 / 5 (39)
Google
4.6 / 5 (27)
Yelp
4.5 / 5 (12)

(+1 additional source)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
640 Plaza Dr Ste 140, Highlands Ranch, CO 80129
  • Refinance

Why choose this provider?

Jimmy Kinley is a loan officer of Cherry Creek Mortgage who serves clients in Highlands Ranch. He utilizes knowledge of loan programs in supporting individuals with a variety of mortgage refinancing options. He caters to first-time borrowers, experienced buyers, and veterans and helps them with FHA, VA, USDA, jumbo, and conventional loans. He had started his career with Abacus Mortgage prior to joining the firm. He has over two decades of experience in the industry. Kinley is a member of the Non-Commissioned Officers Association.

License Verified:

License: 287498

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (86)
Facebook
5.0 / 5 (11)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
7887 E Belleview Ave #1100, Englewood, CO 80111
  • Refinance
  • New Construction

Why choose this provider?

Colorado Lending Team is comprised of mortgage brokers that serve clients in Highlands Ranch. It offers home financing solutions for each client's unique financial situation at fair and competitive prices. Its brokers also help with mortgage documentation, appraisal, underwriting, conditional approval, and closing. It also provides various loan programs such as conventional mortgages, FHA, VA, and bridge loans. It also offers a home equity line of credit in one loan with a sweep-checking account with a 30-year term.

License Verified:

License: 1788837

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (99)
Facebook
5.0 / 5 (46)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
7500 S. University Blvd., Unit #102, Centennial, CO 80122
  • Refinance

Why choose this provider?

Liberty Mortgage Group has been providing home loan solutions to the residents of the Highlands Ranch area since 1999. The company has mortgage brokers who offer loan programs such as FHA, VA, fixed rate, and adjustable rate. It also assists borrowers in identifying the right loan option that matches their client's financial situation and home needs. Liberty Mortgage Group aims to address its clients' confusion about the financing process through proper guidance and open communication.

License Verified:

License: 376896

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (33)
Zillow
5.0 / 5 (12)

Website
9504 Dolton Way, Highlands Ranch, CO 80126
  • Refinance

Why choose this provider?

Cory Bohman is a senior mortgage loan originator and recruiter at Edge Home Finance. She is committed to providing first-time and seasoned home buyers and homeowners with support and guidance to find appropriate mortgage options for their needs. Cory shares her knowledge and assists with conventional, jumbo, and FHA loans. She also helps clients who are eligible for USDA rural, VA, and government loan options. Cory serves customers in the Highlands Ranch metro and nearby areas.

License Verified:

License: 1758461

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (70)

Website
384 Inverness Pkwy, #200, Englewood, CO 80112
  • Refinance

Why choose this provider?

K2 Lending is a company that has been offering mortgage solutions to residents in Highland Ranch since 2003. Its team of financial advisors have a combined 50 years of experience and provides solutions for those who want to purchase a property, get refinancing, or fix their homes. The firm has formed arrangements with 30 banks to give its clients the best options for their financial needs. It also works with referral partners like HVAC professionals, electricians, remodelers, and flooring installers.

License Verified:

License: 378510

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Zillow
4.8 / 5 (1194)
Google
4.9 / 5 (89)
Facebook
4.6 / 5 (11)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
6436 South Racine Circle, Suite 115, Centennial, CO 80111
  • Refinance
  • Multi-Family Loans

Why choose this provider?

My Denver Mortgage Company aims to provide home loans and serve customers in Highlands Ranch with honesty, integrity, and competence. It has mortgage refinancing services available for townhouses, condominiums, and single and multi-family homes. It has fixed and adjustable rate mortgages and loan options like FHA, VA, and downpayment assistance programs. Though the firm was established in 2018 to help customers in acquiring their dream homes through refinancing, its loan officers have over 83 years of collective experience in the industry.

License Verified:

License: 1802268

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Facebook
5.0 / 5 (29)
Google
4.7 / 5 (25)
Yelp
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
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Frequently Asked Questions

  • Introduction

    It’s the American dream to buy property, and almost everyone who purchases a home does so with the help of a mortgage broker. It can be intimidating when you don’t know where to begin, what information is necessary, and how to receive a loan. A mortgage broker acts as an intermediary between the applicant and the financial institution.


    The mortgage broker’s role includes comparing loan terms across lenders to find applicants the best options, collecting paperwork the financial institution needs to analyze the application, and guiding the buyer through the underwriting and closing processes. Mortgage brokers can significantly simplify the home buying process.

  • Can mortgage brokers work across state lines?

    Yes, mortgage brokers can work across state lines. However, each state has different licensing requirements for mortgage brokers. Customers should ensure their broker can legally work in another state before going across state lines. Lastly, don’t forget the mortgage process is often time-sensitive, so being in different time zones can be problematic.

  • How do mortgage brokers find lenders?

    Mortgage brokers work independently and act as a bridge between the client and the lender. They reach out to several lenders to form a network and build professional relationships with those they work with often. They use lenders who best meet a client's rates and terms, and some lenders only do business through mortgage brokers.  

  • What credit score do mortgage brokers use?

    There are two credit scoring models in the United States: FICO and VantageScore. Mortgage lenders typically prefer to use FICO. However, each credit bureau uses a different version of the FICO score:

    • Experian uses FICO Score 2
    • Equifax uses FICO Score 5
    • TransUnion uses FICO Score 4

  • Do mortgage brokers help with refinancing?

    Yes, mortgage brokers can help with refinancing. Individuals who have a solid credit score will typically go to their bank to refinance their mortgage. However, if you don't have excellent credit, a mortgage broker may be able to secure you a better interest rate than you could get on your own.

    You pay a fee to the mortgage broker, so you'll want to consider this fee versus your savings in your cost-benefit analysis.

  • Can you work with two mortgage brokers?

    You can definitely work with two mortgage brokers. The advantage of using multiple brokers is that you'll have two people reaching out to several lenders to secure the best rate possible. However, you must ensure you provide matching information to all your brokers. If two brokers provide mismatched information about your application to the same lender, it can send off red flags and delay your approval process.

  • Do mortgage brokers get better deals?

    Yes, a mortgage broker should be able to get you a better deal. Mortgage brokers go to several lenders on your behalf and find the one with the best terms and interest rates. However, note that some mortgage brokers have preferred lenders. A broker may bring you their preferred lender's offer, even if it's not the best one; however, this isn't a regular practice.