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Best Health Insurance Agencies in Greeley

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Colorado Insurance Solutions logo
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License Verified:

License: 639362

Colorado Department of Regulatory Agencies, Division of Insurance

Colorado Insurance Solutions

2308 W 29th St Suite 200, Greeley, CO 80631
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  • Health Insurance

Business Description

Colorado Insurance Solutions is an independent agency that serves clients in Greeley. By coordinating with multiple carriers, its agents help clients obtain health insurance plans that cover medical and surgical expenses for illnesses and injuries. They also assist businesses and families in selecting appropriate policies to protect their automobiles, homes, and establishments. Colorado Insurance Solutions represents insurance carriers such as The General, Safeway, and American Modern. In addition, it also provides life insurance policies to help policyholders prepare for unforeseen incidents.

License Verified:

License: 639362

Colorado Department of Regulatory Agencies, Division of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Google
4.3 / 5 (9)
Facebook
5.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Flood & Peterson logo
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License Verified:

License: 44481

Colorado Department of Regulatory Agencies, Division of Insurance

Flood & Peterson

4687 W 18th St, Greeley, CO 80634
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  • Group Plans
  • Health Insurance

Business Description

Flood & Peterson offers comprehensive insurance solutions to individuals, families, and businesses in Greeley and the surrounding communities. It helps clients safeguard their finances in case they get sick by providing them with health insurance. Its other products include dental, vision, auto, homeowners', and business owners' policies. The company has been operating for more than 80 years and caters to clients in the construction, health care, education, and real estate industries. Flood & Peterson also has offices in Fort Collins and Denver.

License Verified:

License: 44481

Colorado Department of Regulatory Agencies, Division of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
3.8
Google
3.8 / 5 (9)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Front Range Insurance & Financial Services logo
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License Verified:

License: 343933

Colorado Department of Regulatory Agencies, Division of Insurance

Front Range Insurance & Financial Services

907 30th Avenue Suite 104, Greeley, CO 80634
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  • Life Insurance
  • Health Insurance

Business Description

For the past decade, Front Range Insurance & Financial Services has been handling HMOs and policies that cover critical illnesses, hospital indemnity, and surgeries. The company aims to anticipate the challenges in its clients’ lives and address them before they happen. It also handles life, home, and auto insurance for clients in Greeley and offers a six-month policy checkup to verify that the coverage that they have availed is the right fit for their needs. Its other products include BOP, workers' compensation, and general liability insurance.

License Verified:

License: 343933

Colorado Department of Regulatory Agencies, Division of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (99)
Facebook
4.8 / 5 (24)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Kaan Inceoglu logo
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License Verified:

License: 607393

Colorado Department of Regulatory Agencies, Division of Insurance

Kaan Inceoglu

1919 65th Avenue Suite 5A, Greeley, CO 80634
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  • Life Insurance
  • Medicare Supplements

Business Description

Kaan Inceoglu is a State Farm insurance agent serving individuals and businesses in Greeley. He provides various health insurance solutions designed to fit the needs of individuals, families, and seniors. The plans may include supplemental health coverage and Medicare Supplements. Additionally, his agency has risk management options for homeowners, renters, businesses, and pets, as well as services for banking, annuities, and mutual funds. Kaan's team has over 25 years of collective experience in the insurance industry.

License Verified:

License: 607393

Colorado Department of Regulatory Agencies, Division of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (107)
Facebook
5.0 / 5 (3)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Legacy Financial Group, LLC. logo
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License Verified:

License: 567706

Colorado Department of Regulatory Agencies, Division of Insurance

Legacy Financial Group, LLC.

1710 9th Street, Greeley, CO 80631
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  • Medicare Supplements
  • Health Insurance
  • Medicare

Business Description

Legacy Financial Group, LLC., is an insurance agency in Greeley that offers health insurance policies. It also provides many other insurance products for auto, home, pet, business, and renters. This agency uses its connections with different insurance companies to offer clients many options. Its team applies industry knowledge and experience to help individuals choose the right protection plans for their needs and desires, in addition to addressing their situations and other concerns.

License Verified:

License: 567706

Colorado Department of Regulatory Agencies, Division of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (19)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Northern Colorado Insurance Benefits, L.L.C. logo
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License Verified:

License: 108014

Colorado Department of Regulatory Agencies, Division of Insurance

Northern Colorado Insurance Benefits, L.L.C.

1821 56th Avenue, Greeley, CO 80634
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  • Health Insurance

Business Description

Northern Colorado Insurance Benefits, L.L.C., is a full-service agency taking care of the insurance and retirement planning needs of customers in Greeley. It offers various health insurance products, such as health care reform, Medicare supplements, voluntary benefits, international travel medical insurance, and individual/family medical. It also offers life insurance, dental insurance, educational funds, tax-deferred retirement plans, disability insurance, and insurance for business overhead expenses. The company partners with several insurance companies, including Bright Health, Delta Dental, and Anthem.

License Verified:

License: 108014

Colorado Department of Regulatory Agencies, Division of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Plummer Insurance Inc logo
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License Verified:

License: 395149

Colorado Department of Regulatory Agencies, Division of Insurance

Plummer Insurance Inc

1520 E Mulberry, Fort Collins, CO 80524
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  • Life Insurance

Business Description

Plummer Insurance Inc. is an independent agency that caters to individuals, families, and business owners in the Greeley metro. It offers a full range of insurance products, including health policies that cover policyholders' medical expenses. The company assists clients in acquiring Medicare Supplemental insurance, which includes Part D and Part C coverages. It also focuses on providing agricultural and commercial insurance services. Plummer Insurance was established in 1927 to serve as the insurance arm of the Bridgeport State Bank.

License Verified:

License: 395149

Colorado Department of Regulatory Agencies, Division of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (7)
Facebook
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Back to Providers

Frequently Asked Questions

Introduction

If you're looking for health insurance for yourself or your family, an agent can help you save time, understand your options, and manage your costs. Insurance agents must be licensed in the state where they operate. They can provide information about on- and off-exchange plans to help you weigh all of your options, and they can see if you qualify for tax credits that can lower your monthly premiums. There's no cost to work with an agent, and they can help you save quite a bit by recommending the best plan for your needs. Here's what you should know before you get started.

How can you find affordable health insurance? 

Affordable insurance is available through employers, Medicare, Medicaid, and the federal Health Insurance Marketplace, which offers subsidies in the form of tax credits. You can also purchase coverage through private insurance companies and independent agents. Nearly half of all Americans have employer-sponsored health insurance, and about 10% of the population is uninsured.

What is health insurance?

Health insurance policies are contracts that require an insurer to pay some or all of a beneficiary's health care expenses in exchange for a premium and deductible. Plans cover preventive care and emergency medical services arising from an injury or illness. They may also offer optional coverage for dental and vision.

How do health insurance companies make money?

Health insurance companies make money by collecting premiums from consumers and reinvesting the funds. Federal law requires insurers to put approximately 80-85% of collected funds toward claims, and 15-20% is used to pay for administrative expenses.

What is subsidized health insurance?

Subsidized health insurance is available exclusively through the Health Insurance Marketplace. This system applies federal tax credits that can reduce or eliminate premiums. Tax credits are available to consumers who earn up to 400% of the federal poverty level based on household size.

What is a health insurance deductible? 

A deductible is a fixed amount you must pay out-of-pocket before normal copays or coinsurance rates apply. Under the Affordable Care Act, some services, such as annual physicals and wellness screenings, must be covered at no charge.

Is it illegal to not have health insurance?

No. Starting in 2019, the federal government eliminated the penalty that applied to individuals who could afford health insurance but chose not to purchase it. Financial penalties still apply in California, Massachusetts, New Jersey, Rhode Island, Vermont, and Washington, D.C.

Does health insurance cover therapy? 

All Marketplace plans must cover behavioral health care services, including counseling, inpatient care, and substance abuse treatments. However, there are coverage limits, and preauthorization may be required.

What is a copay?

A copay is a fixed price that you pay at the time of service after your deductible is satisfied. Insurance companies set specific rates for primary and specialty care and other services, such as emergency room visits and X-rays. Alternatively, plans may have coinsurance rates that require beneficiaries to pay a certain percentage of covered charges.

What is the Health Insurance Marketplace?

The Health Insurance Marketplace is a federal service designed to help consumers compare and purchase subsidized health insurance plans that comply with the Affordable Care Act. A number of states operate their own insurance marketplaces, including California, Colorado, New York, and Pennsylvania.

How can you find health insurance without a job?

Individuals who don't have access to health insurance through their job can purchase ACA-compliant plans through the Health Insurance Marketplace. Off-exchange plans are also available through private insurers and independent agents. The Consolidated Omnibus Budget Reconciliation Act (COBRA) gives certain individuals who are losing their coverage the right to maintain the same plan for a limited time period. 

Can you cancel health insurance at any time? 

Consumers can cancel their health coverage at any time. Cancellations may be effective immediately or at a specified date. However, you must wait until Open Enrollment to sign up for a new plan unless you qualify for a Special Enrollment period.

Can you have more than one health insurance policy?

It's possible to have primary and secondary health insurance. This is most common with Medicare and Medicaid beneficiaries, including dual enrollees and individuals who purchase supplemental plans. Secondary plans can cover some additional expenses, but you're still responsible for premiums and deductibles.

Is health insurance pretax?

Premiums for employer-sponsored health plans are generally deducted from the worker's pretax income. The same is true for voluntary contributions made to Flexible Spending Accounts and Health Savings Accounts that are paired with a qualifying high-deductible health plan.

How long can a child stay on a parent\'s health insurance policy?

Children can stay on their parents' health insurance plan until their 26th birthday. There's a 60-day special enrollment period following this date. Exemptions allow disabled adult children to remain on their parents' policy beyond this age.

Do you have to pay a health insurance deductible upfront?

In most cases, out-of-pocket expenses for approved services count toward your deductible. However, it's increasingly common for hospitals to request all or part of the deductible upfront when scheduling major services, such as CT scans and surgeries.

Do employers have to offer health insurance?

The Affordable Care Act requires companies with at least 50 full-time employees to make essential health benefits available to 95% of their workforce. Companies that choose not to offer such benefits may have to pay a penalty.

Is there a tax credit for having health insurance?

The Advance Premium Tax Credit is a federal tax rebate designed to lower the cost of health insurance plans purchased through the Marketplace. Eligibility is based on income and household size. Consumers can decide how much of their tax credit to put toward their premiums.

Read all FAQs