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Best Credit Repair Companies in Greeley

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PO Box 272429, Fort Collins, CO 80527
Fort Collins, CO 80527
  • Credit Dispute

Mortgage Ready is a credit restoration company that serves Greeley. It specifically assists the nationwide mortgage industry in improving the FICO scores of clients by removing unverified and questionable items on their credit reports. Its professionals guide clients in each step of the process, from credit profile analysis and action plan creation to monitoring. Mortgage Ready was established in 2011. It gives back to the community through various charitable endeavors, such as sponsoring the American Warrior Initiative gala in 2018.

PO Box 272429, Fort Collins, CO 80527
Fort Collins, CO 80527

Website(970) 692-4216

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

4.5 / 5 ( Best)

Total Reviews:

147 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

109 E 17th St ,Suite 63, Cheyenne, WY 82001
Cheyenne, WY 82001
  • Credit Monitoring
  • Credit Audit

Zinu Credit Repair serves the financial needs of clients in Greeley and the surrounding localities. The company provides individuals with professional solutions in rebuilding or enhancing their credit scores. Its credit repair analysts conduct a thorough review of its clients' credit reports and dispute any negative or unverified items with major credit bureaus and creditors. The team handles the credit disputes on behalf of its clients. The company also provides credit education services. In 2016, the firm removed over 9,000,000 negative items from credit reports.

109 E 17th St ,Suite 63, Cheyenne, WY 82001
Cheyenne, WY 82001

Website(800) 400-9468

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

4.4 / 5 ( Best)

Total Reviews:

17 (Better)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

Frequently Asked Questions:

Q: How do you repair credit after identity theft?
A:

Repairing credit following identity theft can be complex. Here are some important steps to follow in addition to hiring professional help.

  • Notify creditors and banks as soon as possible. Many may provide protections that limit a person's liability, but the coverage works best when issues are reported right away.
  • Report the issue to the Federal Trade Commission.
  • Make a report to the local police to get an official report document.
  • Request a credit freeze so the fraudsters can't get credit in the person's name in the future.
  • Check credit reports and look for inaccurate information related to the fraud.
  • Work with a credit repair company to dispute that information.
Q: Is credit repair legal?
A: Yes, credit repair is legal. In fact, under the Fair Credit Reporting Act, people have a right to an accurate credit report. Companies that legitimately help achieve this are simply supporting those rights with experience and professional guidance. That being said, there are companies that run credit repair scams. Companies that ask for large payments up front or guarantee a clean credit report or improved credit score may not be legitimate. It's illegal for a credit repair company to make a guarantee.
Q: Can a credit repair company remove late payments?
A: Inaccurate reports about late payments are, in many cases, one of the easier things to get removed. An individual can send a letter to the credit bureau in question with a copy of a statement or canceled check showing that they made the payment on time. That may be enough for the item to be removed. If the payment was made on time but wasn't appropriately recorded by the creditor, you may need professional help from a credit repair expert to address the issue.

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