Best Credit Repair Companies in Fort Collins

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Credit Saint logo
FEATURED
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Free credit evaluation

Credit Saint

Fort Collins, CO
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Business Description

Credit Saint offers credit repair assistance and guidance to clients in Louisville. With over 15 years of expertise, it evaluates a consumer's credit history to challenge or negotiate inaccurate, incomplete, unverified, and outdated information. These include collections, charge-offs, judgments, and repossessions. It also counsels clients on the impact of their credit scores on financial activities and on the ways to optimize a positive report when paying bills. Credit Saint also provides clients with a credit monitoring service.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
4.8 / 5 (5320)
Yelp
2.5 / 5 (23)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
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Price: Free credit evaluation

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Credit Saint

ASAP Credit Repair logo
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ASAP Credit Repair

1242 Pearl Street, Boulder, CO 80302
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  • Credit Dispute

Business Description

ASAP Credit Repair is a credit repair company serving Fort Collins and the surrounding areas. It specializes in helping clients improve their credit scores within 45 days. The company performs a thorough review of its clients' credit reports. Afterward, it writes to various credit bureaus disputing any inaccurate information such as credit fraud, late payments, and bankruptcies, legally deleting it from the record. ASAP Credit Repair also offers credit education services, helping clients continuously improve their rating or maintain good credit.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Facebook
4.7 / 5 (297)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
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ASAP Credit Repair

Credit Management Specialists logo
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Credit Management Specialists

4673 West 20th Street, Greeley, CO 80634
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  • Credit Audit

Business Description

Credit Management Specialists (CMS) is a credit repair and financial consulting company that serves clients in Fort Collins. Active for over 13 years, it is run by founder Dan Beck, who previously worked as a loan originator and legal witness for credit cases. Dan and his team offer to analyze a client's credit score and history to find glaring debts, unsettled payments, and other score-reducing problems. They also help their customers settle unpaid matters and dispute any unverified expenses.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.3
Facebook
5.0 / 5 (6)
Google
3.0 / 5 (5)
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Credit Management Specialists

Synergy Credit Services logo
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Synergy Credit Services

6801 West 20th Street, Greeley, CO 80634
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  • Credit Audit

Business Description

Synergy Credit Services provides credit repair solutions to clients in Fort Collins. The company brings over 20 years of experience in empowering clients to understand where their credit stands and how they can navigate through it. With transparency and personalized communication, it works with clients in inspecting credit reports for inaccuracies, disputing them, and finding possible avenues to boost their credit status. Synergy Credit Services also offers tips on how to maintain a healthy credit on its website.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.7 / 5 (230)
Facebook
4.7 / 5 (56)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Visit Website

Synergy Credit Services

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Frequently Asked Questions

Can credit repair companies remove bankruptcies?

A Chapter 7 bankruptcy can stay on someone's credit report for up to 10 years from the original petition date. A Chapter 13 bankruptcy can stay on someone's credit report for up to 7 years from the original petition date. Credit repair companies may be able to dispute a bankruptcy reported on someone's credit history if it's not their bankruptcy or if it's appearing outside of the date range stated above.

How do you repair credit after identity theft?

Repairing credit following identity theft can be complex. Here are some important steps to follow in addition to hiring professional help.

  • Notify creditors and banks as soon as possible. Many may provide protections that limit a person's liability, but the coverage works best when issues are reported right away.
  • Report the issue to the Federal Trade Commission.
  • Make a report to the local police to get an official report document.
  • Request a credit freeze so the fraudsters can't get credit in the person's name in the future.
  • Check credit reports and look for inaccurate information related to the fraud.
  • Work with a credit repair company to dispute that information.

Is credit repair legal?

Yes, credit repair is legal. In fact, under the Fair Credit Reporting Act, people have a right to an accurate credit report. Companies that legitimately help achieve this are simply supporting those rights with experience and professional guidance. That being said, there are companies that run credit repair scams. Companies that ask for large payments up front or guarantee a clean credit report or improved credit score may not be legitimate. It's illegal for a credit repair company to make a guarantee.

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