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Best Life Insurance Companies in Centennial

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2023
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American Heritage Insurance Brokers, Inc. logo
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License Verified:

License: 302197

Colorado Department of Regulatory Agencies, Division of Insurance

American Heritage Insurance Brokers, Inc.

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2600 South Parker Road, Aurora, CO 80014
  • Life Insurance
  • Health Insurance

Business Description

American Heritage Insurance Brokers, Inc., is an independent insurance company serving individuals and families in Centennial and the surrounding areas. The professionals in the company aim to offer insurance options according to the client's needs and financial goals. It provides a wide range of services, including life, homeowners', flood, and renters' insurance. Commercial products are also offered, such as bonds, general liability, and workers' compensation. Furthermore, the company has partnered with various carriers, including Progressive, Travelers, Fidelity, and Victoria Insurance.

License Verified:

License: 302197

Colorado Department of Regulatory Agencies, Division of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.1
Google
4.1 / 5 (8)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
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Atrium Insurance Group Inc logo
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License Verified:

License: 93570

Colorado Department of Regulatory Agencies, Division of Insurance

Atrium Insurance Group Inc

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6970 South Holly Circle, Centennial, CO 80112
  • Life Insurance
  • Health Insurance

Business Description

Atrium Insurance Group Inc. is an insurance agency that serves clients in Centennial. It offers term life and whole life insurance policies that provide financial security to parents with young children and people who are planning to build equity in the event of an unexpected death. The agency also helps clients in obtaining insurance products for their homes, automobiles, boats, motorcycles, and commercial assets. Atrium Insurance Group has been addressing the insurance needs of individuals, families, and businesses for more than 30 years.

License Verified:

License: 93570

Colorado Department of Regulatory Agencies, Division of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Avalue Insurance logo
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License Verified:

License: 351368

Colorado Department of Regulatory Agencies, Division of Insurance

Avalue Insurance

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2305 East Arapahoe Road, Centennial, CO 80122
  • Life Insurance

Business Description

Avalue Insurance is an independent insurance agency serving Centennial and other surrounding metros. It offers a complete line of life insurance options, including final expense, fixed annuities, and individual life insurance. Its agents render personalized service and give advice on life insurance coverage options to help clients find the right policies and premiums. They quote several providers to give clients flexible insurance options. The company handles other insurance products and services that span personal, auto, home, and business insurance lines.

License Verified:

License: 351368

Colorado Department of Regulatory Agencies, Division of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (21)
Yelp
5.0 / 5 (5)
Facebook
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Bob Massie logo
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License Verified:

License: 45897

Colorado Department of Regulatory Agencies, Division of Insurance

Bob Massie

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15290 East 6th Avenue, Aurora, CO 80011
  • Life Insurance

Business Description

Bob Massie is an insurance agent under State Farm that serves Centennial and nearby areas. He offers life insurance products such as term life, whole life, and universal life insurance. He can also assist in changing policies or beneficiaries if needed. Additionally, he also offers other insurance products such as personal articles, commercial auto, Medicare supplement, and personal liability insurance. Bob can also offer pet insurance policies to clients who would like to get insurance for their fur babies.

License Verified:

License: 45897

Colorado Department of Regulatory Agencies, Division of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Google
4.5 / 5 (8)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Colorado Healthcare Benefits logo

Colorado Healthcare Benefits

6000 East Evans Avenue, Denver, CO 80222
  • Life Insurance

Business Description

Colorado Healthcare Benefits is an insurance agency serving customers throughout Centennial. It offers a wide range of health insurance products, including group and individual health, Medicare plans, hearing plans, vision, and dental insurance. It also provides life insurance and financial management services. Kathy Elliott, the owner of the company, had worked in accounting and finance for 25 years before starting her career in insurance and specializes in helping seniors with Medicare. Some of Colorado Healthcare Benefits' insurance partners include Humana, Cigna, and Delta Dental.

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
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Detail
ColoradoHealth.com, Inc. logo
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License Verified:

License: 90242

Colorado Department of Regulatory Agencies, Division of Insurance

ColoradoHealth.com, Inc.

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8751 East Hampden Avenue, Denver, CO 80231
  • Life Insurance
  • Health Insurance

Business Description

ColoradoHealth.com, Inc., has been providing health insurance products to clients in Centennial since 1996. Its founder, Tom Crennen, is a licensed insurance agent and a registered engineer. He caters to individuals and small businesses needing healthcare plans for themselves or their employees. He also gives clients an option to choose from four different dental plan options, such as clear, basic, premium, and enhanced. One of his staff members, Rachel, has been in the industry since 2008 and is a licensed healthcare insurance agent in 10 states.

License Verified:

License: 90242

Colorado Department of Regulatory Agencies, Division of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
CRS Insurance Brokerage logo
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License Verified:

License: 38870

Colorado Department of Regulatory Agencies, Division of Insurance

CRS Insurance Brokerage

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6600 East Hampden Avenue, Denver, CO 80224
  • Life Insurance
  • Health Insurance

Business Description

Crs Insurance Brokerage is a life insurance company serving clients in Centennial and the surrounding areas. The company provides comprehensive insurance options, aiming to match clients with the coverage that fits their needs. It offers a wide range of personal products, such as life, health, home, and auto insurance. The company also specializes in commercial products, including personal liability, business owners policy, and workers compensation. Moreover, Crs Insurance Brokerage supports local charities, including Children, Shelter, and Second Chances.

License Verified:

License: 38870

Colorado Department of Regulatory Agencies, Division of Insurance

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Insured With Benny logo

License Verified:

License: 581530

Colorado Department of Regulatory Agencies, Division of Insurance

Insured With Benny

311 S Leyden St, Denver, CO 80224
  • Life Insurance
  • Health Insurance

Business Description

Insured With Benny serves individuals and small businesses in the community of Centennial and its surrounding areas. It offers insurance products that include life, Medicare Supplement, annuity, home, business, and critical illness insurance. It provides professional assistance and guides customers throughout the entire process of financial planning. In addition, the agency also handles other types of insurance quotes such as group benefits, final expense, and BOP insurance. Its owner and business consultant, Benny Levy, has been in the industry for more than 12 years.

License Verified:

License: 581530

Colorado Department of Regulatory Agencies, Division of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (27)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Kevin Good logo
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License Verified:

License: 39081

Colorado Department of Regulatory Agencies, Division of Insurance

Kevin Good

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11550 Ridgeline Drive, Colorado Springs, CO 80921
  • Life Insurance
  • Health Insurance

Business Description

Kevin Good is a second-generation State Farm insurance agent serving the Centennial community. With 36 years of industry experience, he has been providing term, whole, and universal life insurance coverage options to individuals who want to secure their future. The policies are also available for small businesses for different purposes such as business continuation, key employees, employee benefits, and key employee incentives. Good also offers auto, health, and pet insurance. He has extensive experience in claims and sales leadership.

License Verified:

License: 39081

Colorado Department of Regulatory Agencies, Division of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (14)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Neisen Borth Insurance logo
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License Verified:

License: 45149

Colorado Department of Regulatory Agencies, Division of Insurance

Neisen Borth Insurance

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333 West Hampden Avenue, Englewood, CO 80110
  • Life Insurance

Business Description

Neisen Borth Insurance is a full-service independent agency serving customers in Centennial. It offers an array of personal policy options like life insurance, homeowners' insurance, condo insurance, automobile insurance, boat insurance, and personal umbrella insurance. The company provides business insurance coverages for commercial general liability, directors and officers liability, professional liability, business automobile, and workers’ compensation. The specialists also handle claims and requests for policy changes. Neisen Borth Insurance was established in 1984.

License Verified:

License: 45149

Colorado Department of Regulatory Agencies, Division of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (22)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Nick Ainsworth logo
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License Verified:

License: 556737

Colorado Department of Regulatory Agencies, Division of Insurance

Nick Ainsworth

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7437 Village Square Drive, Castle Rock, CO 80108
  • Individual Plans
  • Life Insurance

Business Description

Nick Ainsworth is a Castle Pine-based insurance agent for State Farm, serving clients in Centennial and its nearby counties. He and his team provide health insurance policies and accommodate English, German, and Portugese-speaking clients. Nick processes claims and policy changes online, such as added beneficiary and updated addresses. He also educates first-time customers about different health coverages, such as supplements and long-term care. Outside of work, Nick is a member of the Local American Academy Rebels and Toastmasters International.

License Verified:

License: 556737

Colorado Department of Regulatory Agencies, Division of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (4)
Yelp
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Randy Bales logo

License Verified:

License: 471305

Colorado Department of Regulatory Agencies, Division of Insurance

Randy Bales

6452 South Quebec Street, Centennial, CO 80111
  • Life Insurance
  • Health Insurance

Business Description

Randy Bales is a life insurance agent who serves clients from Centennial and nearby areas. He offers a wide range of life insurance options, such as term, whole, and universal. Bales also provides insurance plans for health, homeowners, and vehicles. He is well versed in handling insurance relocations, mutual funds, annuities, and banking products. Bales is an agent for State Farm Insurance, a firm that has been serving the community for nearly 100 years.

License Verified:

License: 471305

Colorado Department of Regulatory Agencies, Division of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (162)
Facebook
5.0 / 5 (13)
Yelp
3.5 / 5 (10)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Rocky Mountain Insurance Advisors logo

License Verified:

License: 124164

Colorado Department of Regulatory Agencies, Division of Insurance

Rocky Mountain Insurance Advisors

333 Perry Street, Castle Rock, CO 80104
  • Life Insurance

Business Description

Castle Rock-based Rocky Mountain Insurance Advisors is an independent agency that provides assistance to clients in Centennial and surrounding areas with their insurance decisions. It helps individuals and families prepare for unforeseen events by offering life insurance. It also offers buyout and key man insurance for businesses. The agency employs a consultative approach wherein agents engage with clients to discuss their needs and goals. Owner Bob Willig and his team of agents have over 81 years of insurance industry experience.

License Verified:

License: 124164

Colorado Department of Regulatory Agencies, Division of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (18)
Facebook
5.0 / 5 (3)
Yelp
3.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Rocky Mountain Insurance Network logo

Rocky Mountain Insurance Network

9200 West Cross Drive, Littleton, CO 80123
  • Life Insurance
  • Whole Life Insurance
  • Long Term Care
  • Term Life Insurance

Business Description

The Rocky Mountain Insurance Network is an independent insurance agency serving the Centennial metro and the surrounding areas. Founded in 1993, the agency offers professional assistance to individuals and businesses looking to invest in life insurance plans. It works with different insurance carriers, all with varying policies to suit a diverse range of needs. These carriers include Allianz, MetLife, Prudential, AXA Equitable, and One America. Its agents have experience working with young professionals, families, retirees, and companies.

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Roger Martin logo

License Verified:

License: 95795

Colorado Department of Regulatory Agencies, Division of Insurance

Roger Martin

9335 Commerce Center Street, Littleton, CO 80129
  • Life Insurance
  • Long Term Care

Business Description

Roger "Darren" Martin is the founder of Charter Financial Resources, LLC, an independent insurance advisory and agency that serves clients in Centennial. He is a registered representative that can process and review existing life insurance policies. Darren can help clients plan out their expenses and coverages to save money for retirement, to provide for their children, or to pay off medical bills. He and his team also handle estate planning, from powers of attorney to executions of wills.

License Verified:

License: 95795

Colorado Department of Regulatory Agencies, Division of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.2
Facebook
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
School Insurance Agency, LLC logo

License Verified:

License: 152897

Colorado Department of Regulatory Agencies, Division of Insurance

School Insurance Agency, LLC

6860 South Yosemite Court, Centennial, CO 80112
  • Life Insurance
  • Health Insurance

Business Description

School Insurance Agency, LLC is a company that serves clients in Centennial. It provides life insurance policies that protect dependents from loss of income and cover burial expenses in case of the policyholder’s death. It assists individuals in finding the package that fits their needs. In addition, it offers personal lines of insurance, such as auto, home, and umbrella. It also educates businesses about their coverage options, such as general liability and commercial property. The company represents different carriers.

License Verified:

License: 152897

Colorado Department of Regulatory Agencies, Division of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (28)
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Siegfried Insurance Group logo

License Verified:

License: 373786

Colorado Department of Regulatory Agencies, Division of Insurance

Siegfried Insurance Group

10233 South Parker Road, Parker, CO 80134
  • Life Insurance

Business Description

Siegfried Insurance Group is a veteran-owned insurance brokerage agency that provides life insurance services in Centennial and the surrounding areas. Its life insurance plans help beneficiaries to cover burial expenses, loss of income, and financial obligations. Aside from life, the agency also handles other insurance policies covering home, renter, automobile, business, investment property, and boat. Jami Siegfried established the agency in 2011 and has since focused on customizing insurance policies for families and small businesses by partnering with multiple insurers.

License Verified:

License: 373786

Colorado Department of Regulatory Agencies, Division of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Springs Insurance Brokers logo
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License Verified:

License: 363117

Colorado Department of Regulatory Agencies, Division of Insurance

Springs Insurance Brokers

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7222 Commerce Center Drive, Centennial, CO 80919
  • Health Insurance
  • Term Life Insurance

Business Description

Springs Insurance Brokers is an independent insurance agency serving Centennial and the surrounding areas. As an independent insurance agency, it offers a diverse range of life insurance options for clients to choose from. The business also provides business, home, and auto insurance policies. When dealing with clients, its agents take time to understand their needs in order to match them with the policy tailored to them. They have experience in handling policies from insurance carriers such as Safe Co, Progressive, Met Life, and Nationwide.

License Verified:

License: 363117

Colorado Department of Regulatory Agencies, Division of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Google
4.0 / 5 (38)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
The DeLuca Agency logo

License Verified:

License: 352026

Colorado Department of Regulatory Agencies, Division of Insurance

The DeLuca Agency

6021 South Syracuse Way, Greenwood Village, CO 80111
  • Life Insurance

Business Description

The DeLuca Agency is an insurance brokerage that serves families, individuals, and businesses in Centennial and the surrounding areas. It offers a range of life insurance options, including term, universal, and whole life policies. Additionally, it provides comprehensive business insurance plans, including liability and property coverage and workers' compensation. Coverage for homeowners and automobiles is also available. Its owner and president, Steve DeLuca, has been in the industry for more than 25 years, and he holds Series 6, 63, 26 licenses.

License Verified:

License: 352026

Colorado Department of Regulatory Agencies, Division of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (38)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––

Frequently Asked Questions

  • Which is better, term or whole life insurance?

    Life insurance is a personal financial tool, so the right type of insurance for you depends on your goals and current situation. One of the main differences between term life insurance and whole life insurance is that term life insurance only covers you for a set period of time. Once you meet the premium payment requirements on a whole life plan, it covers you for the rest of your life. Whole life insurance also builds cash value, making it a potential investment. But whole life insurance is typically much more expensive than term life insurance.

  • How much life insurance do I need?

    A common recommendation is purchasing life insurance that is equal to five times your current salary, or more. But you can also estimate how much life insurance you need by adding up your debts, annual expenses for dependents multiplied by the years you want to ensure support, and any other items you wish to cover, such as a future wedding or college tuition.

  • How does life insurance work?

    The details of how life insurance works depend on your individual plan, but the basics are as follows: 

    • You pay a premium to purchase the insurance. Typically the premium is paid monthly, but it could be rolled into quarterly, bi-annual, or annual payments. 
    • As long as you are meeting or have met premium obligations, if you pass away, the insurance company makes the agreed-upon payment to the beneficiaries you designated. 
    • Beneficiaries usually have to provide the insurance company with a death certificate to receive their payments.
  • How much is life insurance?

    The cost of life insurance ranges widely. Term life insurance can cost as little as a few dollars a day, and whole life insurance can cost thousands per month on the high end. Factors that impact the cost of your life insurance include whether you're choosing term life insurance or whole life insurance, your age, how much coverage you want, your overall health, and your gender.

  • Is life insurance taxable?

    Life insurance proceeds are the funds paid via your plan to your beneficiaries if you pass away. These are also called death benefits. Typically, these are not considered income for taxes. If you take out cash value from a whole life insurance investment and the amount exceeds how much you paid in premiums, the difference may be considered taxable income.


  • Can I buy health insurance that is not Obamacare?

    When people say "Obamacare insurance," they typically mean insurance within the health insurance marketplace. You can get health insurance outside of the marketplace by going through your employer, choosing COBRA coverage if you leave your job, or buying a short-term health insurance policy through an insurance agent. ACA-compliant plans meet all the benefits and coverage requirements of the Affordable Care Act. But you may be able to find supplemental or short-term coverage that simply provides peace of mind for major medical expenses.

  • Can I buy health insurance anytime?

    To buy health insurance in the marketplace, you must purchase it within open or special enrollment periods. But you can purchase short-term coverage to bridge the gap between now and the next open enrollment period. These plans are meant to be used for less than a year. You can purchase them online or via insurance agents, but they may not be ACA-compliant.