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Best Homeowners Insurance Agencies in Centennial

2023

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Website
48307 E County Road 34, Bennett, CO 80102
  • Flood
  • Personal Property Insurance

Why choose this provider?

Integrity Insurance Agency is an insurance provider that has been serving the residents of Centennial for over 15 years. The agency offers homeowners insurance to cover clients' homes in the event of natural disasters, such as flooding, fires, and storms. Its homeowners insurance also protects visitors who get hurt in the home and the client's belongings if they are burglarized. Integrity Insurance Agency also offers auto, business, farm, and life insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
8400 East Crescent Parkway Suite 600, Greenwood Village, CO 80111
  • Personal Property Insurance
  • Multiple Policy Types

Why choose this provider?

Abe Micijevic - Main Street Independent Insurance Agency near Centennial offers a wide range of insurance options for customers to choose from. Mr. Micijevic and his team work with over 30 insurance carriers to provide home insurance plans that cover the assets of homeowners and renters against disasters. He has business insurance policies to meet the needs of all types of commercial industries. Main Street Independent Insurance also finds the right life and automobile insurance coverage for customers.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Google
4.9 / 5 (70)
Facebook
5.0 / 5 (47)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
6909 South Holly Circle, Centennial, CO 80112
  • Multiple Policy Types

Why choose this provider?

Rachel Moszer is an Allstate Insurance agent who offers property damage coverage for clients in Centennial. With more than 17 years of expertise, she provides home insurance plans that cover common hazards, including fires, theft, and wind or hail. Beyond a client's dwelling, the policies also cover additional structures such as garages or fences and select personal belongings such as furniture and clothing. Rachel also aids clients in including personal liability protection in their home insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Google
4.5 / 5 (47)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
5689 South Kalispell Street, Centennial, CO 80015
  • Renter's Insurance
  • Multiple Policy Types
  • Flood
  • Condos

Why choose this provider?

Vango Insurance Agency, Inc., is an independent homeowners' insurance agency that serves families and communities in the Centennial area. Its team of insurance specialists represents various home insurance companies that can cover the expenses for repairing a damaged home, garage, and other detached structures inside the homeowner's property. The team can get home quotes from insurers, such as Foremost Insurance Group, Hallmark Insurance, Liberty Mutual Insurance, and Safeco Insurance. Vango Insurance Agency, Inc., also provides insurance plans for vacation homes.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
4275 South Broadway, Englewood, CO 80113
  • Renter's Insurance
  • Multiple Policy Types
  • Multiple Carriers
  • Earthquake

Why choose this provider?

Integrity First Insurance is an independent agency near Centennial whose agents have more than 30 years of experience in the insurance industry. It offers home insurance that covers the replacement costs of a home and personal belongings if destroyed by a fire, severe storm, or vandalism. For those renting a home, condo, or apartment, the agency has renters insurance for protecting valuables from damage or theft. Integrity First Insurance also has additional insurance coverage for autos, boats, and RVs.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (431)
Facebook
4.9 / 5 (46)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
2305 East Arapahoe Road, Centennial, CO 80122
  • Renter's Insurance
  • Fire
  • Condos

Why choose this provider?

Avalue Insurance serves the centennial metro area and provides clients with various insurance services, such as homeowners insurance. Its home insurance policies protect clients against various issues that can cost significant amounts of money, such as if furniture or valuables are damaged by inclement weather or the structures themselves take damage. Its agents service these policies when clients need to make claims, change their policies, or have questions or concerns about coverage. Auto insurance services are offered too.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Yelp
5.0 / 5 (5)
Facebook
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
9233 Park Meadows Drive, Lone Tree, CO 80124
  • Multiple Policy Types

Why choose this provider?

Loan Tree Insurance is a homeowners insurance agency in Centennial offering several insurance products. The company helps homeowners cover their homes in the event of natural disasters. It provides coverage that is tailored to each client's needs. Loan Tree Insurance offers specialty dwelling insurance coverage for unoccupied and rental homes. Its policies cover damage from natural disasters, stolen contents of the home, and medical liability for visitors.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
6909 South Holly Circle, Centennial, CO 80112
  • Multiple Policy Types

Why choose this provider?

Matthew Moriarity is a Farmers Insurance Agent in Centennial that offers customized homeowners' insurance solutions to families, individuals, and small businesses. Moriarity has been assisting clients with the insurance process for about four years. He offers Farmers Smart Plan Home Insurance with the options for extended limits and enhancement costs, guaranteed home replacement costs, or coverage with basic protection. Other products offered are auto insurance, business insurance, and recreational insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
66 Springer Drive, Highlands Ranch, CO 80129
  • Multiple Policy Types

Why choose this provider?

Benchmark Insurance Agency LLC near Centennial helps homeowners hedge against perils and risks with homeowners insurance policies. Policies protect clients' assets from damages due to fire, hail, snow, and other events. Policies also safeguard from loss due to theft, accidents, and negligence. In addition to home insurance, Benchmark Insurance Agency LLC offers auto, RV and boat, life, and business insurance. Quotes for homeowners insurance are available online or via phone.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.8
Responsiveness
Friendliness
Helpfulness
Detail

Website
3475 Briargate Boulevard, Colorado Springs, CO 80920
  • Renter's Insurance
  • Multiple Policy Types

Why choose this provider?

Mikeal Taylor - Farmers Insurance is a top insurance agent near Centennial who helps customers find the insurance coverage that works best for their needs. Mr. Taylor has home insurance plans that provide coverage for dwellings, outbuildings, personal property, living expenses, and legal liabilities. His agency also offers home insurance for owners of farms, ranches, mobile homes, condos, and rental properties. Mikeal Taylor has insurance packages for automobiles, recreational vehicles, motorcycles, and even aircraft.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (23)
Facebook
3.7 / 5 (3)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.5
Responsiveness
Friendliness
Helpfulness
Detail

Website
155 Inverness Drive West, Englewood, CO 80112
  • Flood
  • Condos
  • Renter's Insurance

Why choose this provider?

Since 1985, CCIG has provided insurance services to homeowners in the Centennial area. Its specialists offer coverage to homes of all values and styles, including condominiums, vacation homes, and apartments. They help clients access transitional living quarters when their properties get destroyed, and the company caters to the lodging expenses. The policy also includes coverage of damages linked to flooding and sewer line backups. CCIG offers insurance plans to prevent financial loss when personal valuable articles and collectibles are lost.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Google
4.6 / 5 (19)
Facebook
5.0 / 5 (6)
Yelp
4.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.3
Responsiveness
Friendliness
Helpfulness
Detail
––
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Frequently Asked Questions

  • Introduction

    Homeowners' insurance is a type of property insurance used by private property owners to protect their home and property from a range of risks and liabilities. It is also called home insurance.

    All homeowners' insurance policies cover the primary home on a property, meaning that most damage from weather, accidents, vandalism, and other events will be at least partially paid for by the insurance company. Many policies also include coverage for other structures, personal property, and some premises liability.

    It is not required by law that a homeowner purchases insurance for their property. However, if you have a mortgage, the lender will usually make purchasing a homeowners' policy a mandatory part of the loan process. Since the mortgage lender is essentially selling you the home, they require you to protect the investment.

  • Does homeowners insurance cover vacant homes in Centennial?

    When a residence in Centennial is empty, specific aspects of coverage on the homeowners policy could be restricted. Insurance providers might mandate that policyholders obtain vacant home insurance when their house is unoccupied. This specialized insurance addresses liability concerns and provides protection against damage stemming from vandalism, theft, as well as natural events, such as fires and floods.

  • Do homeowners insurance policies in Centennial cover damage done to a home after a burglary?

    If a break-in occurs in a Centennial home, homeowners insurance can provide compensation for both the belongings that were stolen and any destruction caused by the intruder. If valuable items are owned, it might be necessary to include extra endorsements or riders to the insurance policy to ensure complete coverage.

  • Do homeowners insurance policies in Centennial cover all damage?

    There are types of damage that are not covered by home insurance in Centennial, including hazards caused by floods, landslides, and mudslides. Additionally, earthquake damage is not covered under the standard homeowners insurance policy. To adequately address this risk, policyholders might need to consider enhancing their coverage by obtaining additional policies, such as flood and earthquake insurance.

  • Is a home inspection necessary before insurance is provided in Centennial?

    Before issuing insurance in Centennial, a home inspection is typically not required, however, to examine the property's state and potential risks, certain insurance providers may ask for an inspection. Inspectors evaluate areas requiring updates or repairs. This can help decide the necessary coverage and rates. Typically, inspections take place 30 to 90 days after the commencement of home insurance.

  • Are residents in Centennial obliged to purchase insurance for their homes?

    Centennial residents are not obliged by Colorado laws to obtain insurance that safeguards their homes and properties in case of natural disasters or other risks. Nevertheless, most mortgage lenders will demand home insurance coverage as a prerequisite for obtaining a loan. Homeowners may speak with an agent to help them compare quotes from different insurance companies.

  • What determines the price of homeowners insurance premium?

    The premium, or monthly cost, of your homeowners' insurance policy depends on several factors, including the value of your home and amount of coverage you choose. Your credit history and whether the property is in a higher risk area also play a role.

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