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Best Local Car Insurance Agencies in Aurora

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Affordable Insurance logo
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Affordable Insurance

14211 E 4th Ave Ste 137, Aurora, CO 80011
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Business Description

Affordable Insurance provides auto insurance for motorists in Aurora, Colorado, and the surrounding area. The company was founded in 1995, and the team collectively has more than 25 years of experience in the insurance industry. Affordable Insurance has a wide selection of policies for car, RV, watercraft, and motorcycle owners. It helps customers find carriers offering discounts on insurance premiums for good driving and willing to insure motorists with DUIs, past accident histories, or suspensions.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.1
Google
4.1 / 5 (71)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Aimcol Insurance Brokers logo
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License Verified:

License: 556212

Colorado Department of Regulatory Agencies, Division of Insurance

Aimcol Insurance Brokers

3000 S. Jamaica Court Suite 110, Aurora, CO 80014
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  • Bundling Option

Business Description

Established in 2012, Aimcol Insurance Brokers is a full-service independent agency that serves clients in Aurora and nearby areas. It offers auto, home, renters, life, health, and business insurance. Its auto insurance policy includes collision and comprehensive coverage, which reimburses the policyholder for losses from theft, fire, or accidents. The company represents various carriers, including American Modern, Encompass, Travelers, Nationwide, and Progressive. It is a Trusted Choice firm and serves as a member of the Independent Agency Owners Alliance.

License Verified:

License: 556212

Colorado Department of Regulatory Agencies, Division of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
4.5 / 5 (57)
Yelp
1.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
All Purpose Insurance Group, Inc. logo
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License Verified:

License: 448948

Colorado Department of Regulatory Agencies, Division of Insurance

All Purpose Insurance Group, Inc.

15179 E Colfax Ave Unit F/G, Aurora, CO 80011
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  • Multiple Carriers

Business Description

All Purpose Insurance Group, Inc., offers car assurance plans to customers in Aurora. These policies guard against liabilities arising from personal injuries to other drivers, losses due to fire and theft, and collision repair costs. The team provides contracts with ancillary medical and car rental coverage. All Purpose Insurance employs bilingual staff to transact business with Spanish language speakers. It is an independent insurance agency that is free to deliver products without restrictions imposed by any single provider.

License Verified:

License: 448948

Colorado Department of Regulatory Agencies, Division of Insurance

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
All-Star Insurance logo
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License Verified:

License: 16383692

Colorado Department of Regulatory Agencies, Division of Insurance

All-Star Insurance

2821 S Parker Rd Suite 455, Aurora, CO 80014
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  • Motorcyle & ATV

Business Description

All-Star Insurance is a brokerage firm catering to the protection needs of drivers and vehicle owners in the Aurora metro. Its team of insurance agents assists clients in choosing car insurance policies suitable for their driving habits, eligibility, and requirements. They also help clients get coverage for different kinds of vehicles including RVs, motorcycles, and cars. The agency is a locally owned and locally operated business that carries multiple brands from companies such as Progressive, Safeco, and Travelers Insurance.

License Verified:

License: 16383692

Colorado Department of Regulatory Agencies, Division of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.4
Google
4.3 / 5 (11)
Facebook
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Austin Domsch logo
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License Verified:

License: 263718

Colorado Department Of Regulatory Agencies, Division Of Insurance

Austin Domsch

400 South Colorado Boulevard, Denver, CO 80246
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  • Motorcyle & ATV

Business Description

Austin Domsch is an insurance agent working for State Farm Insurance and serving Aurora residents. A State Farm agent for over 10 years, Domsch carries different insurance products, including auto, life, home, and health insurance policies. He leads a team of advisors who helps clients understand the insurance process and aid in finding suitable coverage options. These advisors inform car owners of available coverages, such as comprehensive, collision, and rental types. Policyholders also receive guidance on protection from rideshare use.

License Verified:

License: 263718

Colorado Department Of Regulatory Agencies, Division Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Yelp
4.0 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
BMR Insurance Agency logo
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BMR Insurance Agency

9233 Park Meadows Dr Ste 166, Lone Tree, CO 80124
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Business Description

BMR Insurance Agency, based in Lone Tree, Colorado, serves residents of Aurora and surrounding communities with auto, watercraft, home, and commercial insurance needs. Since 1941, BMR has provided motorists with auto insurance policies from a range of companies. Insurance brokers at BMR understand that one size does not fit all and provide auto insurance policies with a variety of additional coverage options, including property damage, underinsured and uninsured driver liability, and bodily injury liability cover.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (50)
Facebook
5.0 / 5 (28)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Bonnie Brae Insurance Agency logo
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License Verified:

License: 33626

Colorado Department Of Regulatory Agencies, Division Of Insurance

Bonnie Brae Insurance Agency

179 South Colorado Boulevard, Denver, CO 80246
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  • Bundling Option

Business Description

Bonnie Brae Insurance Agency is a full-service insurance company that has been serving the Aurora metro area and nearby localities for more than 30 years. Established in 1987, the independent insurance agency assists individual and commercial customers to obtain adequate protection for themselves and their vehicles against unwanted perils through an auto insurance policy. Its agents work with different carriers to provide various coverage options, including liability, no-fault, collision, and comprehensive insurance. The company values integrity and customer satisfaction in all its services.

License Verified:

License: 33626

Colorado Department Of Regulatory Agencies, Division Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.4
Google
4.4 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Brightway, The Scheibe Agency logo
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Brightway, The Scheibe Agency

380 Perry St Ste 250, Castle Rock, CO 80104
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Business Description

Serving customers in the Castle Rock, Colorado, area, Brightway, The Scheibe Agency, is a large, nationally franchised insurance agency with its headquarters based in Jacksonville, Florida. To customize each client's unique coverage needs, the agency has access to a wide choice of vehicle insurance companies and packages to cover drivers of automobiles, motorcycles, recreational vehicles, and boats. The agency offers discounted policies, such as for safe drivers, good students, having multi-policies, and multi-vehicle coverage.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (153)
Yelp
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
CoWest Insurance Group logo
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License Verified:

License: 45074

Colorado Department of Regulatory Agencies, Division of Insurance

CoWest Insurance Group

4348 Woodlands Blvd Ste 229, Castle Rock, CO 80104
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  • Multiple Carriers

Business Description

CoWest Insurance Group Inc. began selling auto insurance in 1944 in Douglas County, Colorado. It has since evolved into an agency with 30 independent insurance offices with 50 experienced agents while keeping its home office in Castle Rock. It works with different insurance underwriters to provide custom policies geared to individual policyholders. Safe driver, good student and no prior claim discounts are available on auto policies. It also offers motorcycle and snowmobile insurance.

License Verified:

License: 45074

Colorado Department of Regulatory Agencies, Division of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
3.8
Facebook
3.6 / 5 (56)
Yelp
4.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Hilda Perez Agency logo
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Hilda Perez Agency

3090 S Jamaica Ct Ste 310, Aurora, CO 80014
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Business Description

Hilda Perez Agency is an independent insurance agency providing automobile insurance for individuals and businesses in Aurora, Colorado, and the Denver metro area. Founder Hilda Perez has over 19 years of experience in the insurance field, and her company offers insurance options for drivers of all ages and driving records. Services are provided in both English and Spanish. Hilda Perez Agency also provides commercial, property, life, and senior health insurance.

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Jody Roberts logo
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License Verified:

License: 85531

Colorado Department of Regulatory Agencies, Division of Insurance

Jody Roberts

15260 East Hampden Avenue, Aurora, CO 80014
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Business Description

Jody Roberts is an insurance professional who has been with State Farm for three decades. She runs her own agency in Aurora that offers insurance products, including car policies. These protect new drivers, business travelers, and classic and antique car collectors. The auto insurance may include liability, personal injury and medical, comprehensive, and collision coverage. Policyholders may opt to combine the purchase of their car policies with their homeowners', renters', condo, or life insurance.

License Verified:

License: 85531

Colorado Department of Regulatory Agencies, Division of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
4.9 / 5 (34)
Yelp
5.0 / 5 (32)
Leeg Insurance Group logo
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Leeg Insurance Group

10233 S Parker Rd, Parker, CO 80134
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Business Description

Established in 2014, Leeg Insurance Group tailors auto insurance policies to meet the unique needs of individuals, families, and businesses in the Parker, Colorado, area. With contacts at multiple insurance carriers, Leeg Insurance group offers free assessments for clients to help them find the most suitable policies for their personal and commercial vehicles, from autos, classic cars, recreational vehicles, and motorcycles to trucks, motor homes, and watercraft. The company also assists clients with homeowners, life, umbrella, and business insurance.

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
MAC Insurance & Financial Services, Inc logo
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MAC Insurance & Financial Services, Inc

16 Inverness Pl E Bldg D200, Englewood, CO 80112
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Business Description

MAC Insurance & Financial Services Inc. is an insurance agency located in the Aurora, Colorado, metro area, and is licensed in Arizona, California, Michigan, Minnesota, Illinois, Nevada, Oregon, and Texas. The company works with several insurance carriers that have demonstrated consistent performance and customer care to find drivers the right policy to fit their needs at a fair rate. After basic state insurance requirements, clients can add collision to repair accident damage and comprehensive coverage for weather and theft protection.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Facebook
5.0 / 5 (8)
Google
4.4 / 5 (7)
Yelp
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Mark Peter logo
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License Verified:

License: 132491

Colorado Department of Regulatory Agencies, Division of Insurance

Mark Peter

12100 E Iliff Avenue, Ste 104, Aurora, CO 80014
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  • Bundling Option

Business Description

Mark Peter is a State Farm insurance agent serving Aurora and the surrounding communities. He offers various car insurance coverage options for teen drivers and protection for rental and sports cars. The policies provide collision, comprehensive, rideshare, rental reimbursements, and 24/7 roadside assistance. Peter also provides insurance plans for pets, businesses, and homes. He utilizes his claims representative background in helping clients after a loss to balance their insurance needs and financial situations today.

License Verified:

License: 132491

Colorado Department of Regulatory Agencies, Division of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (93)
Yelp
4.5 / 5 (6)
Facebook
5.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Mountain High Insurance logo
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Mountain High Insurance

10841 Crossroads Dr Ste 206, Parker, CO 80134
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Business Description

Founded in 2008, Mountain High Insurance is an independent insurance agency located in the Aurora, Colorado, metro area. Auto coverage specialists work with A-rated carriers, such as Travelers, MetLife, Safeco Insurance, and The Hartford, to find drivers the right amount of liability protection at fair rates. Discounts are available for bundling home and auto policies. The company also offers ATV, boat, commercial auto, home, condo, umbrella, rental property, and small business insurance coverage.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (235)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Network Insurance Services logo
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Network Insurance Services

5261 S Quebec St, Greenwood Village, CO 80111
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Business Description

Founded in 2001, Network Insurance Services is a locally owned, independent insurance agency located in the Aurora, Colorado, metro area. Auto policy professionals work with several carriers to get drivers the right amount of coverage at competitive prices. Options include the state-required minimum liability insurance that covers property damage and bodily injury, and choices for collision, comprehensive, personal injury protection, and uninsured motorist coverage. The company also provides policies for motorcycles, recreational vehicles, homes, condos, and renters.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
pgimansillainsurance.com logo
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License Verified:

License: 556385

Colorado Department Of Regulatory Agencies, Division Of Insurance

pgimansillainsurance.com

6990 State Highway 2, Commerce City, CO 80022
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  • Multiple Carriers

Business Description

Premier Group is an insurance agency serving clients in Aurora and throughout the states of Colorado and Texas. The company offers full-service auto insurance that protects against different types of roadside risks and liabilities. It covers SR22, medical and uninsured bodily injury, and car rental and reimbursement. Committed to providing the highest quality of customer service, it provides policy buyers the insurance products that suit their needs. Additionally, Premier Group has home, business, and trucker insurance products.

License Verified:

License: 556385

Colorado Department Of Regulatory Agencies, Division Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.4
Facebook
5.0 / 5 (12)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
School Insurance Agency, LLC logo
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School Insurance Agency, LLC

6767 S Spruce St Ste 145, Centennial, CO 80112
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Business Description

Located in Centennial, Colorado, School Insurance Agency LLC provides customized insurance solutions to clients throughout the Aurora metro area. It tailors its auto insurance policies to the concerns of its clients through a variety of coverages, including property damage, liability, and medical. The agency's full coverage policies usually include comprehensive and uninsured motorist coverage as well. Travelers, Safeco, and RLI are just a few of the carriers it partners with. The agency insures both personal and commercial autos.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (242)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
TAG Insurance Services logo
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TAG Insurance Services

7167 S Alton Way, Centennial, CO 80112
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Business Description

Independent insurance agency TAG Insurance Services has been serving residents of the Aurora, Colorado, since 1996. Auto insurance clients can choose from numerous coverage options such as comprehensive, liability, and property damage. With uninsured motorist coverage, drivers are protected against losses caused by other drivers without insurance. By partnering with over 100 carriers, including AAA and Chubb, TAG Insurance Services can place coverage on all types of cars, trucks, and motorcycles. The agency also offers business and homeowners insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Google
4.6 / 5 (26)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
The Wilkinson Agency logo
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License Verified:

License: 49294

Colorado Department of Regulatory Agencies, Division of Insurance

The Wilkinson Agency

Aurora, CO
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  • RV & Motorhome

Business Description

The Wilkinson Agency serves individuals, families, and business owners who are looking for auto insurance plans in Aurora and nearby areas. It provides auto insurance coverage to protect car owners from unexpected accidents, theft, fire, collisions, and wrecks involving uninsured motorists. Its agents collect information from clients and advise them on which auto insurance plan is good for their budget and needs. The Wilkinson Agency also offers other coverage options, including home, life, commercial, umbrella, and marine insurance.

License Verified:

License: 49294

Colorado Department of Regulatory Agencies, Division of Insurance

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Back to Providers

Frequently Asked Questions

Introduction

A way to stay protected while on the road, car insurance offers a financial safety net should accidents occur, regardless of who's at fault. The right car insurance agency can be very valuable, providing a way to purchase an ideal level of auto insurance coverage for personal circumstances. Agencies can help customers select the most beneficial coverage options while saving money on their insurance plan. With help from a qualified agency, it's possible to feel safe and secure behind the wheel.

What is car insurance?

Car insurance is a form of insurance that can cover damages to cars, drivers, passengers, and other property when an accident occurs. If another car crashes into a driver, or if a driver causes an accident, car insurance will pay most or all of the cost of repairs.

How does car insurance work?

Car insurance functions in a way similar to other insurance policies. In exchange for a monthly premium payment, an insurance company assumes liability should an accident occur up to the coverage levels specified in a prearranged policy. This means if an accident occurs, the driver won't have to pay the full cost of repairs out of pocket.

What does car insurance cover?

Car insurance coverage can vary from one plan to another. It typically includes coverage for damages to a vehicle from accidents, medical expenses for people injured in accidents, and related costs after accidents with uninsured drivers. Some policies may cover additional perks, such as roadside assistance or a rental car during post-accident repairs.

Does car insurance cover theft?

Comprehensive car insurance generally includes theft protection. This means if a car is stolen and isn't recovered, the insurance agency will pay for the value of the car. However, comprehensive insurance that covers theft is optional coverage.

How does a car insurance deductible work?

A deductible is an amount that must be paid out of pocket before insurance coverage is applied. If a driver with a $1,000 deductible gets in an accident that causes $10,000 in damage, the driver must pay $1,000 and the insurance company pays the remaining $9,000. Deductibles amounts vary between coverage types.

Do you need insurance to register a car?

Yes, drivers need a valid car insurance policy to register a vehicle in most U.S. states. Car insurance is a legal obligation, and the DMV may suspend registration if insurance isn't maintained. Some banks and other lenders may also require a certain level of insurance before funding an auto loan.

Can you get car insurance without a license?

In most states in the United States, a license isn't required to purchase car insurance. This means that an unlicensed driver can purchase a policy for a licensed driver. However, most insurance companies won't allow an unlicensed driver to be listed on a policy, either as a primary or a secondary driver.

Do you need car insurance?

Yes. Car insurance isn't optional, and neglecting to purchase and maintain a minimum level of coverage can result in penalties, such as the suspension of your vehicle registration or driver's license. In addition, the cost of a car accident can add up to tens of thousands of dollars, which can be an unsustainable burden without insurance.

How much is car insurance a month?

Car insurance costs depend on factors such as where a person lives and their driving history. Drivers living in states with high insurance rates who've had accidents will pay more than drivers with clean records living in lower-cost states. In general, monthly car insurance costs can range from $50 to $500 or more.

Why is my car insurance so high?

Car insurance can be expensive for many reasons. Unsafe or expensive cars, a history of accidents, DUIs, and having multiple cars and drivers on a policy can all lead to higher monthly costs. Driver age may also play a role. For example, teens are more expensive to insure than adults.

How can I get lower car insurance?

Getting lower-cost car insurance may be possible depending on your personal circumstances. To find a cheaper policy, drivers are encouraged to get prices from multiple companies, bundle car insurance with home insurance, or use monitoring devices to demonstrate safe driving.

Do you need insurance to rent a car?

In most areas, car insurance isn't required to rent a car. However, most personal car insurance policies extend to rental vehicles. For those who don't have insurance coverage and want to stay protected, most car rental agencies offer supplemental insurance coverage for an added fee.

Does my car insurance cover rental cars?

Most car insurance policies do cover rental cars. However, this coverage isn't universal. Before renting a car, it's recommended that you check your policy details or speak to your insurance agent to be sure rental car coverage is included at an appropriate level.

Can I insure a car not in my name?

In most states, it's possible to insure a car that isn't registered in the name of the policyholder. This commonly occurs when a parent purchases and insures a car for an adult child. However, many states and insurance agencies require the policyholder to have a financial stake in the vehicle they're insuring.

Can you cancel car insurance at any time?

In general, it's possible to cancel car insurance at any time, provided proper notice is given. Notice requirements are outlined in policy documents. Unlike health insurance that can require personal circumstance changes or a specialized enrollment period, auto insurance policies can be canceled or adjusted at any time.

How can I change car insurance?

Changing car insurance is as easy as notifying your current car insurance company and purchasing a new policy from a different agency. Even policies that have been paid up front can be canceled, and companies will issue a refund for any time remaining on the policy term.

How do you become a car insurance agent?

In most states, working as a car insurance agent requires having a state license for selling insurance products. Generally, this process involves taking classes and earning a passing score on a licensing exam. Some agencies may allow individuals to shadow or assist current agents while working on their licensing requirements.

How do car insurance agents get paid?

Most car insurance agents are paid on a commission basis. This means they receive a percentage of the amount their clients pay for their insurance coverage. Some agents may also earn a flat salary. Commissions range from 5% to 20%, on average, but this can vary based on the company or policy type.

How much do car insurance agents make?

Car insurance agent earnings depend on commission percentages, any base salary in addition to commission, sales proficiency, and sales experience. According to the Bureau of Labor Statistics, the average insurance sales agent makes around $52,000 per year. This may vary from state to state and company to company.

Read all FAQs