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Best Homeowners Insurance Agencies in Arvada

2024

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Providers

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Website
17025 South Golden Road, Golden, CO 80401
  • Condos
  • Renter's Insurance
  • Multiple Policy Types
  • Personal Property Insurance

Why choose this provider?

Brian Fox-Farmers Insurance Agent is dedicated to providing service to residents throughout the Arvada and surrounding communities. Fox works closely with individuals, families, and small businesses to help them find the most suitable coverage options for their unique premises and needs. His homeowner's insurance plans can cover the dwelling itself and the contents within in the event of damage or loss. There is also a liability policy that protects homeowners in the event of a guest's injury or property damage.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Google
4.6 / 5 (13)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
5310 Ward Road, Arvada, CO 80002
  • Renter's Insurance
  • Personal Property Insurance
  • Fire

Why choose this provider?

Ullrich Insurance is a full-service insurance agency that services the Arvada area and nearby localities. The company assists individuals and families in settling claims covered by the homeowners' insurance policy. The firm's homeowners' insurance coverage includes the dwelling, other structures in the home, personal property, loss of use, medical expense, liability exposure, and high-value assets. Its agents also provide other personal insurance packages, including auto, life, and personal umbrella. The company serves clients across Colorado.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (291)
Facebook
5.0 / 5 (28)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
380 Perry Street, Castle Rock, CO 80104
  • Homeowners

Why choose this provider?

The Scheibe Agency offers customized homeowners' insurance policies that cover fire, windstorm, theft, and water. Serving Arvada, the agency also offers insurance coverage for condos, renters, personal properties, vehicles, and businesses. It also has an umbrella policy which is coverage for additional security on top of all existing insurance coverages. The agency is founded by Rob Scheibe, who has 22 years of experience in sales and was awarded a Legacy Award in the span of his career.

License Verified:

License: 538322

Colorado Department Of Regulatory Agencies, Division Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (127)
Facebook
5.0 / 5 (14)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.8
Responsiveness
Friendliness
Helpfulness
Detail

Website
8690 Ralston Road, Arvada, CO 80002
  • Renter's Insurance
  • Multiple Policy Types
  • Condos

Why choose this provider?

Leeper Insurance Agency, Inc., is a full-service insurance company in Arvada. The company offers plans for homeowners to cover possible natural damage such as fire and lightning. It covers different types of homes like traditional lots, condos, and mobile homes. Its agents also offer additional coverage to compensate for stolen belongings or damage during reconstruction. They also cover home-based businesses that might lose income or records. The company is family-owned and provides additional plans for automobiles and commercial businesses.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Google
4.6 / 5 (31)
Facebook
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
601 16th Street, Golden, CO 80401
  • Renter's Insurance
  • Multiple Policy Types
  • Condos

Why choose this provider?

For over 20 years, residents in the Arvada metro area have been able to rely on Paul Erdman-State Farm Insurance Agent for their homeowners' insurance needs. Erdman is a second-generation agent who offers home, condo, and renters insurance. He also assists clients who have inquiries about health, life, and small business insurance. In each case, Erdman works closely with his client and recommends the coverage options that would best meet their individual needs.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (49)
Yelp
5.0 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
7728 Vance Drive, Arvada, CO 80003
  • Multiple Policy Types

Why choose this provider?

Lakeside Insurance is a full-service insurance company that has been catering to the financial needs of residents and businesses in Arvada since 1967. The firm provides customized homeowners' insurance policies that can safeguard the homes and personal belongings of its clients in times of peril. Its independent agents guide customers in selecting their coverage options, deductibles, and policy limits. They also cater to owners of condominiums, apartments, and rental properties. Other services include auto, life, and business insurance policies. The company serves clients across 35 states.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (18)
Facebook
5.0 / 5 (6)
Yelp
4.5 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
5440 Ward Road, Arvada, CO 80002
  • Fire

Why choose this provider?

Alliance Insurance Services is an independent agency located in Arvada that has many years of experience helping its residential and commercial clients get coverage for a wide range of risks, including insurance for disasters in the home. Its agents can help homeowners assess their coverage requirements for their properties, choose from a choice of products offered by various carriers, and add additional coverage, such as the costs of relocating while the home is repaired.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
5.0 / 5 (130)
Facebook
3.0 / 5 (3)
Yelp
1.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.5
Responsiveness
Friendliness
Helpfulness
Detail

Website
PO Box 745429, Arvada, CO 80006
  • Personal Property Insurance
  • Multiple Policy Types

Why choose this provider?

Based in Arvada, Insurance Connection of Colorado is an independent insurance agency that focuses on helping its clients get the best coverage for the lowest premiums. Its agents routinely work for homeowners, helping them review their existing policies for coverage shortfalls, evaluate new products from major carriers, and add additional coverage for higher risks, such as liability claims. The agency also specializes in insurance for renters, landlords, drivers, and mobile home owners.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
5701 Yukon Street, Arvada, CO 80002
  • Fire
  • Multiple Policy Types

Why choose this provider?

Altitude Insurance is an independent agency that's been helping clients find the best home insurance products from multiple carriers for many years. Its agents can also help in other ways, such as making it easier to switch carriers, assisting with claims, including advocacy if claims are rejected, and providing impartial advice on the benefits of home insurance products and the reputations of the carriers. Altitude Insurance also specializes in auto, life, and business insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (6)
Facebook
5.0 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Frequently Asked Questions

  • Introduction

    Homeowners' insurance is a type of property insurance used by private property owners to protect their home and property from a range of risks and liabilities. It is also called home insurance.

    All homeowners' insurance policies cover the primary home on a property, meaning that most damage from weather, accidents, vandalism, and other events will be at least partially paid for by the insurance company. Many policies also include coverage for other structures, personal property, and some premises liability.

    It is not required by law that a homeowner purchases insurance for their property. However, if you have a mortgage, the lender will usually make purchasing a homeowners' policy a mandatory part of the loan process. Since the mortgage lender is essentially selling you the home, they require you to protect the investment.
  • What changes do you have to make to your homeowners’ insurance policy in Arvada if your ex-spouse is moving out of the house after divorce?

    If you’re going to be independently owning your house in Arvada after the divorce, consider removing your ex-spouse’s name from the policy, just like you would remove their name from the mortgage. Also, take note of the items your ex-spouse will be taking out of the house, like jewelry, appliances, and furniture. You can then have coverage for these items removed from the policy.

  • If your drone crashes on your neighbor’s window, will homeowners’ insurance in Arvada cover the resulting damage?

    If you were flying your drone as a hobby, yes. Homeowners’ insurance policies usually cover hobbies and would pay for the damage your drone caused on the neighbor’s property. Read the details of your policy’s liability coverage to check if you have protection for hobby-related accidents. Some homeowners’ insurance products in Arvada also cover damaged or lost drones.

  • When should you update your homeowners’ insurance inventory in Arvada?

    Ideally, every six months or once a year at the minimum. You should also make updates whenever you make a major purchase, like a new dining set or a solar power system. The insurer won’t be able to cover personal belongings that they don’t know you have. Make sure to keep the receipts of new purchases, and take fresh photos and videos of your belongings. Send these to your insurance agent in Arvada for the inventory update.

  • Is your e-bike/power bike covered by your homeowners’ insurance policy in Arvada?

    No. Since electric bikes contain a motor component, they are considered motor vehicles that are not covered by homeowners’ insurance. You will have to purchase a separate policy to cover expenses if your e-bike gets stolen, damaged, or hurts someone in an accident. If you're planning to purchase an e-bike in Arvada using a loan, the lender will probably require you to take out a motorcycle insurance policy for protection.

  • Will your homeowners’ insurance premium in Arvada be affected by the breed of dog you own?

    Yes. Most insurance companies consider the dog breed you own when determining the premium rate. If you have a dog breed that’s categorized as aggressive, your premium may be higher than average in Arvada. That’s because the more chances that the dog will bite, the higher the potential for claims. Be honest with your insurer if you have a dog, as well as about the dog's breed and bite history, if any, to ensure adequate coverage is put in place.

  • What determines the price of homeowners insurance premium?

    The premium, or monthly cost, of your homeowners' insurance policy depends on several factors, including the value of your home and amount of coverage you choose. Your credit history and whether the property is in a higher risk area also play a role.

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