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Best Health Insurance Agencies in Arvada

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2023
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3R Insurance Agency logo
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License Verified:

License: 160331

Colorado Department of Regulatory Agencies, Division of Insurance

3R Insurance Agency

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3994 Youngfield Street, Wheat Ridge, CO 80033
  • Individual Plans
  • Life Insurance

Business Description

3R Insurance Agency is a family-owned and family-operated agency that provides insurance solutions to those in the Arvada metro and nearby areas. It offers individual health insurance plans customized to its clients' specific needs. Personal insurance products, including home, auto, pet, and travel insurance, are also available. It can likewise help those looking for workers' compensation and cyber liability insurance plans. As an independent agency, it has ties with different insurance carriers, such as Bristol West Insurance Group, Mendota Insurance, and Safeco Insurance.

License Verified:

License: 160331

Colorado Department of Regulatory Agencies, Division of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.6 / 5 (32)
Facebook
5.0 / 5 (5)
Yelp
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Adams Insurance Solutions logo
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License Verified:

License: 27747

Colorado Department of Regulatory Agencies, Division of Insurance

Adams Insurance Solutions

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4390 Hoyt Court, Wheat Ridge, CO 80033
  • Life Insurance
  • Home and Auto Insurance
  • Home & Auto Insurance

Business Description

Adams Insurance Solutions is an independent agency that serves Arvada and the surrounding communities. The company offers health insurance products, including long-term care, short-term and long-term disability, and HMO plans. It also offers auto, homeowners, renters, and life insurance services. Business owners can also take advantage of several policies like commercial auto, general liability, builders' risk, and workers' compensation plans. Additionally, its website is available in both English and Spanish.

License Verified:

License: 27747

Colorado Department of Regulatory Agencies, Division of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
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Aloha Insurance logo
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License Verified:

License: 269351

Colorado Department of Regulatory Agencies, Division of Insurance

Aloha Insurance

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8753 Yates Drive, Westminster, CO 80031
  • Individual Plans
  • Life Insurance

Business Description

Aloha Insurance is an agency that has been serving the Arvada community since 2006. It offers life and health insurance plans along with a wide range of personal products such as antique auto, home, and umbrella insurance. Specialty products are also available for snowmobiles and other off-road vehicles, emergency roadside, and Mexican insurance. Clients are praising the agency for conducting a quick process for its insurance policy. Its founder, Damian Dominguez, has more than 17 years of industry experience.

License Verified:

License: 269351

Colorado Department of Regulatory Agencies, Division of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.3 / 5 (38)
Facebook
4.0 / 5 (14)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Arnold Insurance Company logo
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Arnold Insurance Company

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430 Indiana Street, Golden, CO 80401
  • Health Insurance

Business Description

Arnold Insurance Company has been serving the insurance needs of residents of Arvada and the surrounding areas since 1971. It offers healthcare and dental insurance plans that protect policyholders and their families while managing medical costs. The company also covers insurance products from several insurance companies, such as Chubb, Travelers, and Progressive, for homes, automobiles, properties, and general liability. In cooperation with founder Chap Arnold, company president and CEO Marc Harris established offices in Jackson and Cape Girardeau in 1997 and 2003, respectively.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (26)
Facebook
5.0 / 5 (22)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Blue Sky Insurance Consultants logo
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License Verified:

License: 352278

Colorado Department of Regulatory Agencies, Division of Insurance

Blue Sky Insurance Consultants

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6390 Gardenia Street, Arvada, CO 80004
  • Life Insurance

Business Description

Blue Sky Insurance Consultants is an insurance agency that has been serving the Arvada community and the rest of Colorado for the last 11 years. It represents various trusted insurance carriers, such as American Strategic Insurance, Anthem, and Bristol West for home and auto, business, and life insurance products. The options for life insurance may cover living or death benefits and include whole life, universal life, and flexible term life that may be converted into permanent life.

License Verified:

License: 352278

Colorado Department of Regulatory Agencies, Division of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Google
4.0 / 5 (9)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Health Shop Insurance Agency logo

License Verified:

License: 57140

Colorado Department of Regulatory Agencies, Division of Insurance

Health Shop Insurance Agency

11001 West 120th Avenue, Broomfield, CO 80021
  • Individual Plans
  • Group Plans
  • Life Insurance

Business Description

Health Shop Insurance Agency is a locally operated business serving clients in Arvada and the surrounding communities. The business specializes in individual and group health insurance and voluntary benefits. It also provides options for dental, disability, and life insurance, in addition to supplemental products. Health Shop Insurance Agency handles wellness programs as well. Its agents offer consultation and benefit analysis, on-site employee enrollment meetings, billings, and claims. Moreover, they work with multiple carriers, including Anthem, Humana, Companion Life, and Kaiser Permanente.

License Verified:

License: 57140

Colorado Department of Regulatory Agencies, Division of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (10)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Racey Insurance Agency logo

License Verified:

License: 391706

Colorado Department of Regulatory Agencies, Division of Insurance

Racey Insurance Agency

7878 Wadsworth Boulevard, Arvada, CO 80003
  • Individual Plans
  • Life Insurance

Business Description

Racey Insurance Agency is an independent firm that helps the residents of Arvada and the nearby communities get health insurance solutions that fit their needs. It specializes in individual and family plans, small group options, and Medicare solutions. Additionally, senior citizens can choose from several plans that can help them cover additional medical expenses, such as dental, vision, and prescription drugs. The company also offers life insurance and annuity products. Its two main brokers have over 40 years of combined experience in the insurance industry.

License Verified:

License: 391706

Colorado Department of Regulatory Agencies, Division of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
4.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Risk Management Partners logo
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License Verified:

License: 111730

Colorado Department of Regulatory Agencies, Division of Insurance

Risk Management Partners

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4860 North Robb Street, Wheat Ridge, CO 80033
  • Individual Plans
  • Group Plans
  • Life Insurance

Business Description

Risk Management Partners is an independent insurance agency in Wheat Ridge, Colorado, servicing Arvada and nearby areas. The company mainly offers auto insurance, home insurance, life insurance, business insurance, and risk management. Risk Management Partners is also providing its services to clients looking for health insurance coverage as well as group or employee benefits. The firm is affiliated with Professional Insurance Agents of Colorado, the National Association of Professional Insurance Agents, Independent Agency Owners Alliance, and Affordable American Insurance.

License Verified:

License: 111730

Colorado Department of Regulatory Agencies, Division of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (119)
Facebook
5.0 / 5 (11)
Yelp
5.0 / 5 (9)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Smith & Company of Colorado logo
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License Verified:

License: 304033

Colorado Department of Regulatory Agencies, Division of Insurance

Smith & Company of Colorado

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7867 West 38th Avenue, Wheat Ridge, CO 80033
  • Life Insurance
  • Health Insurance

Business Description

Since 1961, Smith & Company of Colorado has been providing medical insurance services to Arvada. It specializes in travel medical insurance plans covering individuals and their families from five days to three years of traveling or studying abroad. It also caters to clients who want to prepare for their future expenses if they become disabled due to cancer, connective tissue disorder, or mental disorders. In addition, Smith & Company of Colorado handles dental, life, auto, umbrella, and homeowners insurance products.

License Verified:

License: 304033

Colorado Department of Regulatory Agencies, Division of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
5.0 / 5 (36)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
The Health Benefits Diva logo
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License Verified:

License: 342869

Colorado Department of Regulatory Agencies, Division of Insurance

The Health Benefits Diva

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6900 West 44th Avenue, Wheat Ridge, CO 80033
  • Life Insurance

Business Description

The Health Benefits Diva is a health insurance agency helping clients in the Wheat Ridge and Arvada areas. The agency offers its insurance products to individuals, families, and businesses. Its products include traditional health insurance, dental insurance, life insurance, and travel insurance. The agency also offers a supplemental insurance product that covers accidents, strokes, and heart attacks. Its founder, Evelyn Cartagena-Meyer, focuses on helping families and businesses find suitable health plans to give them peace of mind.

License Verified:

License: 342869

Colorado Department of Regulatory Agencies, Division of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Frequently Asked Questions

  • Introduction

    If you're looking for health insurance for yourself or your family, an agent can help you save time, understand your options, and manage your costs. Insurance agents must be licensed in the state where they operate. They can provide information about on- and off-exchange plans to help you weigh all of your options, and they can see if you qualify for tax credits that can lower your monthly premiums. There's no cost to work with an agent, and they can help you save quite a bit by recommending the best plan for your needs. Here's what you should know before you get started.

  • How can you find affordable health insurance? 

    Affordable insurance is available through employers, Medicare, Medicaid, and the federal Health Insurance Marketplace, which offers subsidies in the form of tax credits. You can also purchase coverage through private insurance companies and independent agents. Nearly half of all Americans have employer-sponsored health insurance, and about 10% of the population is uninsured.

  • What is health insurance?

    Health insurance policies are contracts that require an insurer to pay some or all of a beneficiary's health care expenses in exchange for a premium and deductible. Plans cover preventive care and emergency medical services arising from an injury or illness. They may also offer optional coverage for dental and vision.

  • How do health insurance companies make money?

    Health insurance companies make money by collecting premiums from consumers and reinvesting the funds. Federal law requires insurers to put approximately 80-85% of collected funds toward claims, and 15-20% is used to pay for administrative expenses.

  • What is subsidized health insurance?

    Subsidized health insurance is available exclusively through the Health Insurance Marketplace. This system applies federal tax credits that can reduce or eliminate premiums. Tax credits are available to consumers who earn up to 400% of the federal poverty level based on household size.

  • What is a health insurance deductible? 

    A deductible is a fixed amount you must pay out-of-pocket before normal copays or coinsurance rates apply. Under the Affordable Care Act, some services, such as annual physicals and wellness screenings, must be covered at no charge.

  • Is it illegal to not have health insurance?

    No. Starting in 2019, the federal government eliminated the penalty that applied to individuals who could afford health insurance but chose not to purchase it. Financial penalties still apply in California, Massachusetts, New Jersey, Rhode Island, Vermont, and Washington, D.C.