Best Mortgage Refinance Companies in Whittier

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Allianze Mortgage logo
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License Verified:

License: 346138

Nationwide Multistate Licensing System and Registry

Allianze Mortgage

15820 Whittier Blvd Ste. G, Whittier, CA 90603
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  • New Construction

Business Description

Allianze Mortgage provides loan refinancing options for clients in Whittier. This team of mortgage professionals helps refinance properties, including single and multi-family homes, condominiums, townhouses, and manufactured homes. It also guides clients who are wanting to cash out their equity for repairs. Allianze Mortgage has established its name in the lending industry for more than 34 years. It currently has over 30 loan officers and is a direct lender with Fannie Mae & Freddie Mac.

License Verified:

License: 346138

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.5 / 5 (14)
Facebook
4.8 / 5 (11)
Yelp
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
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––
Capital BOC logo
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License: 2173545

Nationwide Multistate Licensing System and Registry

Capital BOC

7007 Washington Ave Suite 211, Whittier, CA 90602
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  • New Construction
  • Reverse Mortgages

Business Description

Capital BOC is a full-service mortgage company in Whittier that helps customers identify the right financing option that meets their home needs. It provides multiple loan programs such as jumbo, USDA, FHA, and conventional. Its team handles mortgage plans available in fixed and adjustable rates, graduated payments, and interest only. It assists clients looking to borrow against the equity of their homes or get lower rates and terms through refinancing options. Capital BOC extends its services to customers in the surrounding cities of Los Angeles County.

License Verified:

License: 2173545

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Encore Mortgage logo
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License Verified:

License: 61382

Nationwide Multistate Licensing System and Registry

Encore Mortgage

15111 Whittier Blvd Suite 101-B, Whittier, CA 90603
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Business Description

Encore Mortgage aims to help individuals consolidate debt and obtain low monthly payments through refinancing options in Whittier. It offers VA, FHA, USDA, jumbo, and conforming loans with terms ranging from five to 30 years. In addition, it has fixed-rate and adjustable-rate mortgages for first-time homebuyers and investors. Daniel Carrillo, the chief executive officer, has over 16 years of industry experience. He personally assists a diverse client base, including self-employed borrowers, firefighters, teachers, and medical workers.

License Verified:

License: 61382

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (109)
Yelp
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Hidden Path Mortgage logo
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License Verified:

License: 1186849

Nationwide Multistate Licensing System and Registry

Hidden Path Mortgage

13215 Penn St. Suite 680, Whittier, CA 90602
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  • New Construction

Business Description

Hidden Path Mortgage is a Whittier-based brokerage delivering refinancing services to residents in the metro. Its team assists homeowners in establishing home refinancing plans that fit their specific goals, such as cashing out or lowering monthly payments. The team shops for various options and lower rates, provides benefits calculators, and guides clients throughout the refinancing process. Branch manager Oscar Campa has been supporting the homeownership journey of individuals and families for over 11 years. He can also communicate in Spanish.

License Verified:

License: 1186849

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Yelp
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
HL Home Loans logo
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License Verified:

License: 1085482

Nationwide Multistate Licensing System and Registry

HL Home Loans

3327 W. Beverly Blvd, Montebello, CA 90640
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  • New Construction

Business Description

HL Home Loans offers services to clients in Whittier and the surrounding areas. It provides solutions to customers planning to refinance their current home loans. The company helps clients qualify for a VA streamline or FHA streamline refinance products. It also offers FHA 203k programs to customers who want to renovate their current residences. HL Home Loans has several mortgage rate options, including adjustable-rate, fixed-rate, interest-only, and graduated payment mortgages. Jumbo and USDA loan programs are also available.

License Verified:

License: 1085482

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Legacy Capital Funding logo
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License: 1863965

Nationwide Multistate Licensing System and Registry

Legacy Capital Funding

7007 Washington Ave. #301, Whittier, CA 90602
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  • New Construction

Business Description

Legacy Capital Funding offers its selection of mortgage plans and refinancing programs to people in Whittier. Its application process involves comprehensive consultations that help clients identify their financial objectives in refinancing their loans, such as debt consolidation and monthly payment reduction. Its consultants process documents such as bank statements and assess each refinancer's income capabilities or credit situation as part of their evaluations. Legacy Capital Funding also educates people on local factors like interest rates to help them understand their mortgage options.

License Verified:

License: 1863965

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (16)
Yelp
5.0 / 5 (8)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
LendiHome logo
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License Verified:

License: 856170

Nationwide Multistate Licensing System and Registry

LendiHome

17700 Castleton Street Suite 383, City of Industry, CA 91748
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  • Reverse Mortgages

Business Description

LendiHome is a mortgage brokerage firm serving clients in Whittier. The company provides refinance programs that enable borrowers to change their current loan terms, reduce monthly payments, or pay off their existing mortgage faster. Its mortgage brokers conduct a comprehensive property evaluation to assist clients in choosing the right refinancing loan from over 100 wholesale lenders. Some of its loan options include conventional, fixed-rate, Jumbo, FHA, and cash-out refinance. Jerry Torres, the company's president, brings over two decades of experience in the mortgage business.

License Verified:

License: 856170

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Liberty Bridge Financial logo
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License Verified:

License: 1532263

Nationwide Multistate Licensing System and Registry

Liberty Bridge Financial

16224 Whittier Blvd, Whittier, CA 90603
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  • Reverse Mortgages

Business Description

Liberty Bridge Financial is a Whittier-based company that deals with clients across the metro. It advises homeowners seeking to refinance their mortgages. The company takes into consideration the client's financial situation as part of its efforts to help them consolidate debt, decrease interest rates, or switch from an adjustable-rate program to a fixed-rate mortgage. It also deals with aspiring homeowners and provides a variety of mortgage options, ranging from FHA and VA programs to expanded loans.

License Verified:

License: 1532263

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
5.0 / 5 (52)
Yelp
4.0 / 5 (5)
Facebook
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
The More Group logo
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License Verified:

License: 245420

Nationwide Multistate Licensing System and Registry

The More Group

17220 Newhope Street, # 213, Fountain Valley, CA 92708
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  • Reverse Mortgages

Business Description

The More Group is a full-service mortgage company that serves Whittier customers looking to purchase a new home or refinance a current loan. It handles multiple mortgage programs and offers various home loan options such as FHA, conventional, jumbo, and VA. Its team also conducts credit score analysis and creates strategic repair plans to help borrowers achieve the financial standing needed for their home goals. The More Group is available 24/7 to attend to its client's home loan needs.

License Verified:

License: 245420

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
5.0 / 5 (34)
Yelp
4.5 / 5 (12)
Facebook
5.0 / 5 (11)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
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Frequently Asked Questions

What should you expect when refinancing a mortgage?

When refinancing a mortgage, expect to answer a lot of questions and provide documentation to back up your answers. You'll may also pay fees and closing costs of around $5,000. Additionally, expect to start over in terms of building home equity, because refinancing takes the amortization process back to the beginning.

How often should you refinance your mortgage?

There is no recommended frequency for refinancing a mortgage. How often you should refinance is determined by when it will save you money. If you can get better terms on your mortgage by refinancing, then it’s a good time to take action.

Can you refinance a first mortgage and not a second?

You can refinance your first mortgage and not the second one, but it can be difficult. You have to get the lender of your second mortgage to agree to the refinancing. The process is called resubordination, and some home equity lenders won’t agree. Additionally, lenders typically charge extra fees to resubordinate a loan.

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