Expertise.com

Best Homeowners Insurance Agencies in Whittier

Laurels
Laurels

We did the research for you!

Learn more
  • checkboxLicensing
  • checkboxUser Reviews
  • checkboxMystery Shopping Calls

Homeowners Insurance Agencies FAQs

Learn more
Ancheng Insurance Service logo
Visit WebsiteWebsite

Ancheng Insurance Service

Irvine, CA
Visit WebsiteWebsite
  • Multiple Policy Types

Business Description

Ancheng Insurance Service sells homeowners insurance policies and offers clients several options depending on what types of protection they want for their homes and possessions. This company offers home insurance plans to owner-occupants as well as landlords and can advise clients on all of the differences between them and any nuances involved in property coverage. In addition to homes, Ancheng Insurance Service also insures automobiles, offers health insurance products, and allows clients to combine benefits into family protection packages.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Calico Insurance Services logo
Visit WebsiteWebsite

Calico Insurance Services

936 East Green Street, Pasadena, CA 91106
Visit WebsiteWebsite
  • Multiple Policy Types

Business Description

Calico Insurance Services is a homeowners insurance agency near Whittier that sells policies to clients that want to protect themselves from financial losses and liabilities. The policies it offers cover any damage to the structures of dwellings themselves, damage or theft of personal property, and special coverage for particularly valuable items such as jewelry or art pieces. It can also cover expenses related to loss of use and it sells personal liability coverage to protect homeowners from loss should they be sued because of incidents on their properties.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Facebook
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
DRD Insurance Agency logo
Visit WebsiteWebsite

DRD Insurance Agency

511 South Harbor Boulevard, La Habra, CA 90631
Visit WebsiteWebsite
  • Renter's Insurance
  • Multiple Policy Types
  • Multiple Carriers
  • Flood
  • Earthquake

Business Description

DRD Insurance Agency is active in and around the Whittier metro area and provides comprehensive services to clients in need of homeowners insurance. This agency offers a variety of policies to protect clients from financial hardships if their homes are damaged. Its policies can also serve to replace any personal belongings damaged or stolen within the home. General liability coverage and coverage for additional living expenses occurred due to incidents are typically included in these policies. DRD Insurance Agency also sells personal umbrella insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.8 / 5 (28)
Yelp
5.0 / 5 (7)
Facebook
3.8 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
eSign Insurance logo
Visit WebsiteWebsite

eSign Insurance

11805 Whittier Boulevard, Whittier, CA 90601
Visit WebsiteWebsite
  • Fire
  • Multiple Policy Types

Business Description

eSign Insurance is based in Whittier and caters to residents that seek financial security for their homes. The agency helps homeowners identify suitable home insurance policies in Southern California based on coverage options and property types. eSign Insurance also works to assist clients in securing coverage for personal properties impacted by covered events and liabilities involving injury-related lawsuits. Other insurance matters under the agency's portfolio include extra living expenses, medical fees, high-value items, and specialty dwellings.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (66)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
KCAL Insurance Agency logo
Visit WebsiteWebsite

KCAL Insurance Agency

2048 South Hacienda Boulevard, Hacienda Heights, CA 91745
Visit WebsiteWebsite
  • Renter's Insurance
  • Earthquake
  • Condos

Business Description

KCAL Insurance Agency provides homeowners insurance services to clients who need coverage for their homes and personal possessions. It offers several types of coverage to thoroughly protect homeowners from a variety of threats and ensure they don't suffer serious losses due to property damage or burglary. KCAL Insurance Agency also insures landlords, renters, and short-term rental properties. Aside from single-family homes, this agency services townhomes and condos too. Auto insurance, business insurance, and health insurance plans are available as well.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Yelp
4.5 / 5 (129)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
One City Insurance logo
Visit WebsiteWebsite

One City Insurance

9351 Telegraph Road, Pico Rivera, CA 90660
Visit WebsiteWebsite
  • Personal Property Insurance
  • Multiple Policy Types

Business Description

One City Insurance is active in the Whittier metro area and provides clients with a comprehensive assortment of services to help them with homeowners insurance needs. Its agents advise clients on available policies and help them to purchase coverage for their properties and their personal belongings. This agency also provides personal liability coverage to insure clients against any lawsuits involving guests injured on their properties. Auto and motorcycle insurance policies are offered here too.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.4 / 5 (28)
Facebook
5.0 / 5 (25)
Yelp
5.0 / 5 (13)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Southern Cal Insurance logo
Visit WebsiteWebsite

Southern Cal Insurance

P.O. Box 331, Pico Rivera, CA 90660
Visit WebsiteWebsite
  • Renter's Insurance
  • Condos
  • Multiple Carriers
  • Personal Property Insurance

Business Description

Southern Cal Insurance serves families and individuals in the Whittier metro and nearby areas. It furnishes customized homeowners' insurance policies to protect clients from financial losses caused by property damages due to unforeseen events, like natural disasters and theft. The independent agency also offers other personal protection plans, including flood, umbrella, classic car, and renters' insurance. It represents different carriers, such as Foremost, Hagerty, and Chubb. Southern Cal Insurance has been in the industry for three decades.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (2)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Stephanie Chew - State Farm Insurance Agent logo
Visit WebsiteWebsite

Stephanie Chew - State Farm Insurance Agent

14448 Whittier Blvd Whittier, CA 90605, Whittier, CA 90605
Visit WebsiteWebsite
  • Personal Property Insurance
  • Multiple Policy Types

Business Description

Stephanie Chew, State Farm Insurance Agent, is an agency that's been active since 2016 and that was started by an agent with over nine years of experience. It consults each client to determine their needs and help them find homeowners insurance policies that adequately cover any liabilities they have. It assesses properties and belongings to valuate them and offer rates to clients based on coverage costs. Stephanie Chew, State Farm Insurance Agent, also insures automobiles.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (20)
Yelp
5.0 / 5 (15)
Facebook
5.0 / 5 (11)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Back to Providers

Frequently Asked Questions

Introduction

Homeowners' insurance is a type of property insurance used by private property owners to protect their home and property from a range of risks and liabilities. It is also called home insurance.

All homeowners' insurance policies cover the primary home on a property, meaning that most damage from weather, accidents, vandalism, and other events will be at least partially paid for by the insurance company. Many policies also include coverage for other structures, personal property, and some premises liability.

It is not required by law that a homeowner purchases insurance for their property. However, if you have a mortgage, the lender will usually make purchasing a homeowners' policy a mandatory part of the loan process. Since the mortgage lender is essentially selling you the home, they require you to protect the investment.

What determines the price of homeowners insurance premium?

The premium, or monthly cost, of your homeowners' insurance policy depends on several factors, including the value of your home and amount of coverage you choose. Your credit history and whether the property is in a higher risk area also play a role.

What is the difference between home warranty and homeowners insurance?

Homeowners' insurance protects your home and property from damage from events that include storms, theft, and fires. A home warranty covers repair costs for parts of your home that eventually breaks down. For example, if a fallen tree damages your roof, it's typically covered by insurance, not the warranty.

Does Geico offer homeowners insurance?

Because auto insurance is Geico's focus and where they invest the most in advertising, many people know the company only as a car insurance provider. On the contrary, Geico does offer a range homeowners' insurance policies that cover dwellings, personal property, and personal liability, among other provisions.

How long does homeowners warranty insurance last?

Home warranties vary based on the provider of the coverage, but most home warranties last for one year. Once they run out, homeowners have the option of renewing the warranty or letting it lapse. If a covered item breaks down after the warranty period is over, repair costs won't be reimbursed.

Does homeowners insurance cover water heaters?

Homeowners' insurance doesn't cover water heaters when they break down from normal wear and tear. An insurance policy may cover water damage to your home and property if it malfunctions, and if the water heater is damaged by a fire or an accident, home insurance may provide the costs to replace it.

Are RVs covered under homeowners insurance?

Usually, an RV is covered under your homeowners' insurance, but that coverage will probably be subject to several exceptions and contingencies. For example, if you want to drive your RV, you'll either need car insurance or specialized RV insurance since the risks you'll face on the road do not fall under a homeowner's policy.

Do new buyers need owner\'s title insurance on a new home?

There are unique risks that a buyer of a new home may face. For example, property claims from previous owners or liens from suppliers whom the homebuilders never paid during construction. Title insurance protects the home from these perils, and your mortgage lender may require it.

Do owner builders need home warranty insurance?

In the United States, owner builders are not required to have home warranty insurance. If you're the one who built your home, you're expected to incur the costs of repairs yourself if a structure or appliance breaks down.

Are dogs deaths covered in homeowners insurance?

Usually, the loss of a dog or other pet is not covered by your home insurance. However, many insurance providers offer riders — packages of added coverage — for pets called pet insurance. This ensures that medical costs and property damage caused by your pets are fully covered.

Are earthquakes covered in standard homeowners insurance policies?

Standard homeowners' insurance policies do not cover damage directly caused by earthquakes. Insurance will sometimes cover indirect damage, however. For example, if an earthquake causes a fire in your home, damage from the fire will be covered under a standard home insurance policy.

Are homeowners insurance and car insurance deductible?

Homeowners' insurance and car insurance premiums are not deductible as personal expenses on your taxes. However, some percentage of your premiums may be deductible as business expenses if you own a business and use your car and home for business purposes. This may vary between states.

Are homeowners insurance payouts taxable income?

If you file a claim after a burglary at your home, for example, the insurance company will assess the value of the property lost or damaged and reimburse that amount. This payout is not taxable because it's not income — it's a replacement of lost value.

How frequent should one change auto or homeowners insurance to another provider?  

If you find home and auto insurance policies that you're happy with, you may never want to switch. However, various providers offer different combinations of coverage and price, so you may want to assess all your options every few years.

What should a homeowners insurance include/cover?

A homeowners' insurance policy should cover the dwelling, personal property inside and some outside, other structures on the property, and liability. For example, it should cover medical bills if a guest sustains an injury. Not all of these coverages are included in every policy.

How much homeowners insurance should someone carry?

How much insurance you need depends on the size of your home, its age, and other unique factors. Standard insurance policies cover around 70% of the total value of your home and additional covered property. Most policies that offer premises liability include $100,000 in liability coverage.

Read all FAQs