Expertise.com

Best Health Insurance Agencies in Westminster

Laurels
2023
Laurels

We did the research for you!

Learn more
  • checkboxLicensing
  • checkboxUser Reviews
  • checkboxMystery Shopping Calls

Health Insurance Agencies FAQs

Learn more
FREE

Expertise.com Concierge

Let us do the work for you!

Share your needs with our Concierge team, and they'll book you with our best available top-ranked service providers!

Best Care Tax & Insurance logo

License Verified:

License: 0M08684

California Department of Insurance

Best Care Tax & Insurance

15577 Brookhurst St., Westminster, CA 92683
  • Life Insurance
  • Medicare

Business Description

Best Care Tax & Insurance is an independent local brokerage that serves policy buyers in Westminster. It assists its clients in acquiring Medicare Part A and B and explains the Medicare processes to them and what they should expect after enrollment. Its agents also offer Medicare Supplement, Prescription Drug, and Advantage Plans and guide clients on how to have Obamacare coverage. In addition, the full-service brokerage offers life insurance options, commercial policies, and tax and accounting services for individuals and small businesses.

License Verified:

License: 0M08684

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (21)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Buettner Insurance Agency, Inc. logo
Visit WebsiteWebsite

License Verified:

License: 0A96323

California Department of Insurance

Buettner Insurance Agency, Inc.

Visit WebsiteWebsite
5200 Warner Avenue, Huntington Beach, CA 92649
  • Life Insurance
  • Health Insurance

Business Description

Buettner Insurance Agency, Inc., is a boutique firm of insurance brokers specializing in employee benefits solutions. The company is located in Huntington Beach and serves business owners in Westminster and the surrounding areas. It has helped employers provide group health insurance plans for businesses in various industries, including retail, manufacturing, tech, hospitality, and construction. Each client is given a team comprising one broker, an account manager, and an account coordinator who will manage every aspect of the insurance, from enrollment to policy upgrades.

License Verified:

License: 0A96323

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Dianne Thompson logo
Visit WebsiteWebsite

License Verified:

License: 0B76066

California Department of Insurance

Dianne Thompson

Visit WebsiteWebsite
7923 Warner Avenue, Huntington Beach, CA 92647
  • Individual Plans
  • Life Insurance

Business Description

Dianne Thompson is a State Farm agent based in Huntington Beach that also serves the community of Westminster. She has been with State Farm since 2001 and has been in the profession since 1991. Thompson offers her clients services related to home insurance, property insurance, business insurance, life insurance, health insurance, and pet insurance. She can also provide her expertise in banking, and she is a notary public as well. Thompson is also fluent in both English and Spanish.

License Verified:

License: 0B76066

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Greg Jones Insurance Services logo
Visit WebsiteWebsite

License Verified:

License: 0D73962

California Department of Insurance

Greg Jones Insurance Services

Visit WebsiteWebsite
3366 Punta Alta, Laguna Woods, CA 92637
  • Life Insurance

Business Description

Greg Jones Insurance Services serves clients in Laguna Woods and its surrounding communities, including Westminster. The business offers a range of insurance products such as family and business health, life, and travel insurance. Its insurance professionals can address questions and concerns clients may have regarding their available insurance policies, coverage, and premium pricing. Clients praise the insurance agents from Greg Jones Insurance Services for their knowledge of the insurance industry and responsiveness to a client's insurance-related queries and concerns.

License Verified:

License: 0D73962

California Department of Insurance

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Optistar Insurance Services, Inc. logo

License Verified:

License: 0F15759

California Department of Insurance

Optistar Insurance Services, Inc.

5912 Bolsa Avenue, Huntington Beach, CA 92649
  • Life Insurance

Business Description

Optistar Insurance Services, Inc., is an independent agency serving Westminster and its surrounding areas. It offers group health insurance services for small, medium, and large businesses. The agency also provides business, personal, life, and intellectual property insurances. Its employee benefits consultants guide its clients by selecting carriers and plans that fit their employees' needs, capacities, age, and health status. Some of its affiliate carriers include BannerLife, Great American Insurance Group, Lexington Insurance, and Health Net.

License Verified:

License: 0F15759

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (165)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Frequently Asked Questions

  • Introduction

    If you're looking for health insurance for yourself or your family, an agent can help you save time, understand your options, and manage your costs. Insurance agents must be licensed in the state where they operate. They can provide information about on- and off-exchange plans to help you weigh all of your options, and they can see if you qualify for tax credits that can lower your monthly premiums. There's no cost to work with an agent, and they can help you save quite a bit by recommending the best plan for your needs. Here's what you should know before you get started.

  • How can you find affordable health insurance? 

    Affordable insurance is available through employers, Medicare, Medicaid, and the federal Health Insurance Marketplace, which offers subsidies in the form of tax credits. You can also purchase coverage through private insurance companies and independent agents. Nearly half of all Americans have employer-sponsored health insurance, and about 10% of the population is uninsured.

  • What is health insurance?

    Health insurance policies are contracts that require an insurer to pay some or all of a beneficiary's health care expenses in exchange for a premium and deductible. Plans cover preventive care and emergency medical services arising from an injury or illness. They may also offer optional coverage for dental and vision.

  • How do health insurance companies make money?

    Health insurance companies make money by collecting premiums from consumers and reinvesting the funds. Federal law requires insurers to put approximately 80-85% of collected funds toward claims, and 15-20% is used to pay for administrative expenses.

  • What is subsidized health insurance?

    Subsidized health insurance is available exclusively through the Health Insurance Marketplace. This system applies federal tax credits that can reduce or eliminate premiums. Tax credits are available to consumers who earn up to 400% of the federal poverty level based on household size.

  • What is a health insurance deductible? 

    A deductible is a fixed amount you must pay out-of-pocket before normal copays or coinsurance rates apply. Under the Affordable Care Act, some services, such as annual physicals and wellness screenings, must be covered at no charge.

  • Is it illegal to not have health insurance?

    No. Starting in 2019, the federal government eliminated the penalty that applied to individuals who could afford health insurance but chose not to purchase it. Financial penalties still apply in California, Massachusetts, New Jersey, Rhode Island, Vermont, and Washington, D.C.