Expertise.com

Best Life Insurance Companies in West Covina

2023

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Website
223 South Glendora Avenue, Glendora, CA 91741
  • Life Insurance
  • Health Insurance

Why choose this provider?

ISU Derby Insurance Associates is an independent insurance agency that handles the needs of West Covina residents. It offers a wide variety of life insurance options, including term life, traditional whole life, universal life, variable universal life, and other variations within each type, such as guaranteed and simplified issue whole life insurance. ISU Derby Insurance Associates was established by Daniel Michael Derby in 1973 and was awarded an ISU Franchise in 1982. Derby started his life insurance career in 1963 and later expanded his knowledge of property and casualty insurance in 1966.

License Verified:

License: 0583803

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
750 Terrado Plaza, Covina, CA 91723
  • Health Insurance

Why choose this provider?

Baker, Romero & Associates Insurance Brokers Inc., is a life insurance company serving clients from West Covina and its surrounding areas. The agency provides universal, whole, and term life insurance to prepare for each client's future. Nonprofit and social service programs, as well as business insurance programs, are also available. This privately held company has been providing its services to the community since 1986. Its team of insurance professionals is committed to providing high-quality insurance products.

License Verified:

License: 0G22790

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
2.5
Responsiveness
Friendliness
Helpfulness
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Detail
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Website
903 North Grand Avenue, Covina, CA 91724
  • Life Insurance

Why choose this provider?

Legacy Full Circle is an insurance and financial services firm serving West Covina. It offers different types of life insurance products such as term, permanent, whole, guaranteed or indexed universal, and final expense. Its team of professionals assists clients throughout the process of obtaining a policy like running illustrations, providing case design, underwriting assistance, and application processing. The firm also handles annuities, disability, and long-term care. It represents a wide range of insurance carriers including Allianz, American Equity, and National Life Group.

License Verified:

License: 0G47846

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Facebook
5.0 / 5 (10)
Google
1.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
908 East Puente Street, Covina, CA 91723
  • Life Insurance
  • Health Insurance

Why choose this provider?

Jeremy Adauto is an insurance agent for State Farm. He serves individuals, families, and businesses in and around West Covina. Adauto helps clients in search of insurance policies that will suit their unique needs and budget. He specializes in providing life insurance policies for individuals seeking coverage. He also offers auto, business, and health insurance options. Aside from insurance and financial services, Adauto and his team also handle notary public services. Clients have highlighted their trust in Adauto for their home insurance needs.

License Verified:

License: 0I51280

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Yelp
5.0 / 5 (17)
Google
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1809 East Eckerman Avenue, West Covina, CA 91791
  • Life Insurance
  • Health Insurance

Why choose this provider?

West Covina-based ISU Capitano Insurance is a family-operated agency that has been serving clients for over 50 years. It provides life insurance solutions to families, individuals, and groups. Its health insurance options provide coverage for dental, vision, disability, and medical expenses. ISU Capitano Insurance also specializes in commercial insurance solutions for entrepreneurs, small businesses, large corporations, and international enterprises. It provides coverage for properties, vehicles, general liability, and workers' compensation. Additionally, it also carries casualty insurance that can be used towards damages brought by fire, flood, earthquakes, and other natural disasters.

License Verified:

License: 0719928

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.3
Google
4.0 / 5 (3)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
750 Terrado Plaza, Covina, CA 91723
  • Life Insurance
  • Health Insurance

Why choose this provider?

Branch Network Insurance Solutions is an agency that caters to clients in the West Covina area. It helps customers protect their loved ones against unexpected events by offering life insurance solutions. Its product line also includes auto, commercial, dental, health, and home insurance plans. Additionally, Medicare and vision insurance policies are available. Branch Network Insurance Solutions is staffed by insurance professionals with 25 years of experience in the industry. Previous clients have praised them for their knowledge of the products they offer.

License Verified:

License: 0K56975

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Yelp
5.0 / 5 (18)
Google
5.0 / 5 (3)
Facebook
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
750 Terrado Plaza, Covina, CA 91723
  • Life Insurance

Why choose this provider?

Pulse Insurance Agency is an independent company that delivers insurance solutions to business owners and individuals in the West Covina metro. The insurance service provider offers term life, whole life, and universal coverages. These life insurance policies can cover policyholders' funeral expenses and outstanding debts. Additionally, the company assists clients in obtaining other personal and business plans, such as homeowner's, renters', health, workers' compensation, and cyber liability insurance. Pulse Insurance Agency carries more than 30 years of industry experience.

License Verified:

License: 0I67880

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.3
Google
4.0 / 5 (5)
Facebook
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
500 West Bonita Avenue, San Dimas, CA 91773
  • Health Insurance
  • Life Insurance

Why choose this provider?

H.O.P.E. provides insurance policies for families and individuals in West Covina. The company's acronym stands for its goal of "Helping Other People Everyday." Its agents help clients prepare for unexpected incidents and financial loss by setting up life insurance policies and annuities for retirees. They coordinate with reputable insurance carriers in the industry to help policyholders obtain health, dental, and vision insurance. H.O.P.E. has been in business for more than a decade and also offers final expense life insurance policies.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
136 1/2 South Glendora Avenue, West Covina, CA 91790
  • Life Insurance
  • Health Insurance

Why choose this provider?

Established in 2013, Fortune Insurance Agency helps its clients in and around West Covina in protecting their financial assets through its insurance products. It has life insurance plans, which include options like long-term and permanent coverages. The agency also offers health, vision, and dental insurance policies, as well as a wide range of auto and home insurance products. Fortune Insurance Agency is a father-and-daughter tandem with more than 30 years of experience in the field.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (54)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1669 North Hacienda Boulevard, La Puente, CA 91744
  • Life Insurance
  • Health Insurance

Why choose this provider?

Brenda's Insurance Services Inc. is a La Puente-based insurance agency that caters to individuals, families, and businesses in West Covina and the surrounding areas. In addition to life insurance, it carries recreational vehicle, all-terrain vehicle, classic car, home, flood, and earthquake insurance policies. Its team also provides general liability, commercial property, and workers' compensation insurance coverages. Mexican property and auto insurance options, business bonds, surety bonds, and credit repair services are available.

License Verified:

License: 0I01626

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (39)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1345 Center Court Drive, Covina, CA 91724
  • Life Insurance
  • Health Insurance

Why choose this provider?

PTL Insurance Brokers, Inc., is a family-run company that has been in business since 1976. It serves West Covina and its surrounding areas and offers various lines of insurance products, including life plans and health coverages for individuals and groups. The company also provides insurance policies for homes, vacation properties, automobiles, and recreational vehicles. Business policies such as workers’ compensation and contractors’ insurance are also available. Moreover, PTL Insurance Brokers works with multiple carriers and has assisted over 3,500 clients.

License Verified:

License: 0645756

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (56)
Facebook
4.6 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
324 North Azusa Avenue, West Covina, CA 91791
  • Life Insurance
  • Health Insurance

Why choose this provider?

Located in West Corvina, American Power Insurance Services, LLC, is a company that offers life insurance coverage to residents and employees in and around the local metro. It assists clients in choosing from different life insurance plans, including term, universal life, indexed universal life, whole life, and variable universal life policies. In addition, it specializes in business, truck, auto, workers' compensation, and renters' insurance. Founded in 2017, American Power Insurance Services houses a team with nearly 30 years of combined experience in the industry.

License Verified:

License: 0K64133

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
4242 Maine Avenue, Baldwin Park, CA 91706
  • Life Insurance
  • Market Place
  • Whole Life Insurance

Why choose this provider?

Angela Asido is an insurance agent with over 13 years of industry experience. She currently works through Farmers Insurance, helping clients understand life insurance and providing them with coverage options that match their needs. Along with life insurance, she also offers auto, home, renters', and business insurance plans. Asido's office is located in Baldwin Park and extends her services to families and small businesses in the nearby communities, including West Covina, San Bernardino, and Orange County. She is fluent in English, Arabic, and Spanish.

License Verified:

License: 0L44322

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.1
Google
4.0 / 5 (10)
Yelp
4.0 / 5 (9)
Facebook
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
628 Shoppers Lane, Covina, CA 91723
  • Life Insurance

Why choose this provider?

First Way Insurance is a full-service agency serving West Covina for over 23 years. Its agents help individuals find and obtain life insurance policies that cover their needs. The agents research and compare coverages and premiums from its network of over 100 insurance companies and procure personalized plans for their clients. The company has also expanded its services to span auto and home insurance and investment, financial, and retirement planning. It has a diverse team of agents who speak fluent English, Chinese, Indonesian, and Spanish.

License Verified:

License: 0E44239

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (22)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Frequently Asked Questions

  • What is covered by a West Covina life insurance policy?

    The financial obligations left behind after a policyholder's passing are covered by a life insurance policy in West Covina. The amount of financial assistance the policy may offer the listed recipients depends on its size. It is typically used to pay for funeral costs, mortgages, and even college tuition for the beneficiaries.

  • In West Covina, what kinds of life insurance are available?

    In West Covina, whole life insurance and term life insurance are the two forms of policy that people buy. Term life insurance gives protection over a predetermined timeframe, often 20 or 30 years. Although the premiums are less, they do not accumulate with time. On the other hand, whole life insurance offers coverage that lasts until your death. You pay higher premiums with a cash value and equity-building potential.

  • Are life insurance policy transfers to children permitted in West Covina?

    In West Covina, it is legal to transfer the ownership of a life insurance policy to your child. All you need to do is fill out a change-of-ownership paperwork, which your insurance provider may supply. Even if the insurance has been transferred to the new owner, you are still covered when ownership changes.

  • What types of life insurance riders are available in West Covina?

    In West Covina, examples of riders include the accelerated benefit rider, which enables access to death benefits while the policyholder is still alive, and the waiver of premium rider, which allows the policyholder to forego all premiums in the event of a disability that prevents him or her from working. Other riders include guaranteed insurability, accidental death, long-term care, disability, and child term.

  • What is the West Covina grace period for paying life insurance policies?

    Insurance firms in West Covina and the rest of California are required to provide customers with a grace period of at least 60 days from the date the premium was due and unpaid. In addition, they must send notification of a late payment within 30 days and provide at least 30 days' notice before canceling or letting the policy lapse.

  • Which is better, term or whole life insurance?

    Life insurance is a personal financial tool, so the right type of insurance for you depends on your goals and current situation. One of the main differences between term life insurance and whole life insurance is that term life insurance only covers you for a set period of time. Once you meet the premium payment requirements on a whole life plan, it covers you for the rest of your life. Whole life insurance also builds cash value, making it a potential investment. But whole life insurance is typically much more expensive than term life insurance.

  • How much life insurance do I need?

    A common recommendation is purchasing life insurance that is equal to five times your current salary, or more. But you can also estimate how much life insurance you need by adding up your debts, annual expenses for dependents multiplied by the years you want to ensure support, and any other items you wish to cover, such as a future wedding or college tuition.