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Best Homeowners Insurance Agencies in West Covina

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2023
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Alandale Insurance Agency logo

Alandale Insurance Agency

11022 Winners Circle, Los Alamitos, CA 90720
  • Renter's Insurance
  • Multiple Policy Types
  • Multiple Carriers

Business Description

Alandale Insurance Agency provides homeowners with reliable insurance policies. Serving those in the West Covina metro area, this agency has been selling policies to protect clients' financial health since 1928. Coverage may include medical liability insurance, as well as add-ons such as flood and earthquake insurance. Alandale Insurance Agency works with an array of top carriers. That includes Farmers and Foremost Insurance Group. Other insurance products it sells include pet, specialty business, and umbrella insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.8 / 5 (74)
Yelp
4.5 / 5 (69)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Armor Insurance logo
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Armor Insurance

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260 East Rowland Street, Covina, CA 91723
  • Condos
  • Renter's Insurance
  • Multiple Policy Types
  • Multiple Carriers
  • Flood

Business Description

Armor Insurance Services Inc. is an insurance agency that was founded in 1992. It provides insurance solutions to individuals, families, and businesses in West Covina and the surrounding areas. It has a homeowners' insurance policy that will help settle claims involving damages to a home. Losses resulting from fires, theft, or other events are also covered. This specific type of policy also includes coverage for living expenses, medical expenses, and liability.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (10)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
decaroinsurance.com logo
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decaroinsurance.com

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410 East San Bernardino Road, Covina, CA 91723
  • Multiple Carriers
  • Multiple Policy Types

Business Description

PFP Insurance agency is located near West Covina. This agency provides clients with extensive insurance options from a variety of carriers. When serving homeowners, agents help clients to select a policy that includes coverage for disaster-related damage and loss, as well as theft and liability. Other insurance options include auto and business insurance. PFP Insurance specializes in selling policies from Mercury Insurance Group, as well as a variety of other carriers, including Foremost Insurance Group and Infinity.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Facebook
5.0 / 5 (2)
Yelp
3.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
El Monte Insurance Agency logo
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El Monte Insurance Agency

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819 South Glendora Avenue, West Covina, CA 91790
  • Condos
  • Multiple Policy Types
  • Flood

Business Description

El Monte Insurance Agency is a locally-owned company that serves families in West Covina and the surrounding areas. For more than 33 years, this agency has been providing homeowners with insurance options such as condo insurance, hazard insurance, mobile home insurance, and specialty home insurance. It also offers full coverage for renters. The team at El Monte Insurance Agency represents several insurance carriers, including Foremost Insurance Group, Mercury Insurance Group, Progressive, and Safeway Insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
3.9
Google
3.8 / 5 (8)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Extra Insurance Services logo
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Extra Insurance Services

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500 North Azusa Avenue, West Covina, CA 91791
  • Renter's Insurance
  • Multiple Policy Types
  • Personal Property Insurance
  • Multiple Carriers
  • Flood
  • Fire
  • Earthquake
  • Condos

Business Description

Extra Insurance Services serves the West Covina area. For over 12 years, it has provided a wide range of insurance policies including homeowners', auto, life, and commercial business plans. The company can provide insurance coverage for different kinds of residences including houses, condos, mobile homes, apartment complexes, and other free-standing homes. Depending on the client's needs, its insurance plans cover the home's structure, its contents, and disasters such as floods or earthquakes.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (199)
Yelp
5.0 / 5 (44)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Fortune Insurance Agency logo
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Fortune Insurance Agency

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136 1/2 South Glendora Avenue, West Covina, CA 91790
  • Renter's Insurance
  • Multiple Policy Types
  • Earthquake
  • Condos

Business Description

Fortune Insurance Agency is an independent agency serving West Covina. The company has insurance agents with over 30 years of combined experience in protecting clients and their assets. It offers homeowners' insurance policies that are tailored to fit the client's needs, whether it is for the house, its contents, or in the case of disasters. The company also offers auto insurance. Fortune Insurance Agency represents Gerber Life, Blue Shield of California, L.A. Care Health Plan, and Foremost Insurance Group.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (55)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Lily Hoa - State Farm Insurance Agent logo
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Lily Hoa - State Farm Insurance Agent

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306 South Lemon Avenue, Walnut, CA 91789
  • Multiple Policy Types

Business Description

Lily Hoa State Farm Insurance Agency has extensive experience in the insurance agency. Providing its clients with homeowners insurance, as well as auto and business insurance policies, the team at this agency strives to help clients obtain the best coverage to suit their needs. Policy bundling is offered, and this agency also offers an array of other coverage options. That includes Medicare, life, and pet insurance. Service is available in English, Chinese, Vietnamese, and Korean.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.8 / 5 (49)
Facebook
4.3 / 5 (24)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
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PTL Insurance Brokers logo
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PTL Insurance Brokers

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1345 Center Court Drive, Covina, CA 91724
  • Renter's Insurance
  • Multiple Policy Types
  • Multiple Carriers

Business Description

PTL Insurance Brokers provides homeowners insurance policies for clients in West Covina and its nearby communities. This team of agents helps clients find the best rates from top providers across the state. In addition to home insurance, it also sells auto, health, life, and umbrella insurance policies. Carriers represented by PTL Insurance Brokers include Farmers, Foremost Insurance Group, and Mercury Insurance. This agency is licensed to sell insurance throughout California.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (55)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Topco Insurance Agency Inc logo

Topco Insurance Agency Inc

5414 Walnut Avenue, Irvine, CA 92604
  • Fire
  • Personal Property Insurance

Business Description

Topco Insurance Agency Inc. offers insurance products for families and individuals in West Covina and throughout its nearby communities. This agency helps clients to find the best possible rate for coverage that sufficiently covers the value of their homes. In addition to home insurance, it also sells coverage for vehicles, businesses, and healthcare costs. Service is available in English or Chinese. Topco Insurance Agency Inc. is licensed to sell insurance throughout California.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.4
Yelp
4.0 / 5 (8)
Google
5.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
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Frequently Asked Questions

  • Introduction

    Homeowners' insurance is a type of property insurance used by private property owners to protect their home and property from a range of risks and liabilities. It is also called home insurance.

    All homeowners' insurance policies cover the primary home on a property, meaning that most damage from weather, accidents, vandalism, and other events will be at least partially paid for by the insurance company. Many policies also include coverage for other structures, personal property, and some premises liability.

    It is not required by law that a homeowner purchases insurance for their property. However, if you have a mortgage, the lender will usually make purchasing a homeowners' policy a mandatory part of the loan process. Since the mortgage lender is essentially selling you the home, they require you to protect the investment.
  • What determines the price of homeowners insurance premium?

    The premium, or monthly cost, of your homeowners' insurance policy depends on several factors, including the value of your home and amount of coverage you choose. Your credit history and whether the property is in a higher risk area also play a role.

  • What is the difference between home warranty and homeowners insurance?

    Homeowners' insurance protects your home and property from damage from events that include storms, theft, and fires. A home warranty covers repair costs for parts of your home that eventually breaks down. For example, if a fallen tree damages your roof, it's typically covered by insurance, not the warranty.

  • Does Geico offer homeowners insurance?

    Because auto insurance is Geico's focus and where they invest the most in advertising, many people know the company only as a car insurance provider. On the contrary, Geico does offer a range homeowners' insurance policies that cover dwellings, personal property, and personal liability, among other provisions.

  • How long does homeowners warranty insurance last?

    Home warranties vary based on the provider of the coverage, but most home warranties last for one year. Once they run out, homeowners have the option of renewing the warranty or letting it lapse. If a covered item breaks down after the warranty period is over, repair costs won't be reimbursed.

  • Does homeowners insurance cover water heaters?

    Homeowners' insurance doesn't cover water heaters when they break down from normal wear and tear. An insurance policy may cover water damage to your home and property if it malfunctions, and if the water heater is damaged by a fire or an accident, home insurance may provide the costs to replace it.

  • Are RVs covered under homeowners insurance?

    Usually, an RV is covered under your homeowners' insurance, but that coverage will probably be subject to several exceptions and contingencies. For example, if you want to drive your RV, you'll either need car insurance or specialized RV insurance since the risks you'll face on the road do not fall under a homeowner's policy.