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2024

Last updated:

Best Local Car Insurance Agencies in West Covina

Our Recommended Top 12

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored West Covina Local Car Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

73Reviewed

48Curated

12Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

2001 East Financial Way, Glendora, CA 91741
WebsiteLicense: 0C88587

Expertise.com Rating

Why choose this provider?

CDS Insurance Services identifies West Covina drivers' exposures to give them personalized auto insurance coverages. The business has staff who will conduct a thorough assessment of the clients' risks by collecting personal information. The data gathered will be used to score auto insurance plans available in the market. Its agents also prepare specific protection policies for everyday commuter vehicles, collector cars, and exotic vehicles. Furthermore, the company offers various coverages such as comprehensive, collision, liability, uninsured motorist, and towing.

  • Motorcyle & ATV

500 North Azusa Avenue, West Covina, CA 91791
WebsiteLicense: 6003696

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Review Sources

Google
4.9 (193)
Yelp
5.0 (46)

Why choose this provider?

Extra Insurance Services connects with over 40 insurance carriers to shop for auto insurance coverages based on West Covina drivers' needs. The business also caters to car owners with tickets, DUIs, SR-22, and accident records, and those with no license. Its agents also offer auto insurance plans for new, teen, and foreign licensed drivers. Additionally, clients are also assisted if they encounter roadside troubles. The company has been providing insurance assistance through its four-person team for over 20 years.

  • Multiple Carriers
  • Motorcyle & ATV
  • Boats

303 North San Dimas Avenue, San Dimas, CA 91773
WebsiteLicense: 0394065

Expertise.com Rating

Review Sources

Facebook
5.0 (4)
Google
4.5 (2)

Why choose this provider?

ISU Calgard Associates in San Dimas has been offering auto insurance in West Covina and the rest of the country since 1969. Its team provides potential clients with instant and accurate quotes from different trusted insurance providers like Progressive, Chubb, Foremost, Mercury, and Safeco. They aim to help their clients protect themselves from financial loss in case of vehicular accidents. ISU Calgard Associates has three more branches in Long Beach, Monrovia, and Ventura. It also offers home, business, life, and health insurance.

  • Multiple Carriers

204 South Citrus Street, West Covina, CA 91791
WebsiteLicense: 0D07502

Expertise.com Rating

Review Sources

Google
5.0 (137)
Yelp
3.5 (9)

Why choose this provider?

Mo Shafik Insurance Services is a West Covina-based business that assists clients in different areas including auto insurance. Headed by Mo Shafik, the company provides car insurance policies that include protection from damages resulting from collision, theft, vandalism, or fire. Shafik works with carriers such as Progressive to provide insurance plans that will suit clients' needs. He attends to clients' concerns 24/7, and his office's entrance is wheelchair-accessible. The agent also offers home insurance.

  • Multiple Carriers

165 East College Street, Covina, CA 91723
WebsiteLicense: 0C89445

Expertise.com Rating

Review Sources

Google
5.0 (13)
Yelp
4.5 (13)
Facebook
5.0 (9)

Why choose this provider?

Meredith Thompson is a State Farm insurance agent who helps West Covina with its insurance needs. With a team of locally hired teammates, her office offers a variety of insurance products like auto, home, life, and health insurance. Her team aims to be the clients' first choice when it comes to insurance. Thompson has been a part of State Farm's Chairman's Circle since 1999. She is also a member of the Covina Downtown Business Association & Chamber.

  • Multiple Carriers

458 West Arrow Highway, San Dimas, CA 91773
WebsiteLicense: 0606461

Expertise.com Rating

Review Sources

Facebook
5.0 (15)
Google
4.3 (3)

Why choose this provider?

RDS Insurance Brokers has been servicing businesses and individuals in West Covina since 1978. The company provides personal and commercial car insurance with a variety of coverages included depending on clients' needs. The policy includes liability, physical damage, medical payments, and uninsured motorist coverages. It can also accommodate different vehicles, including commercial trucks or vans, recreational vehicles, motorcycles, and off-road vehicles. The company also provides additional protection for clients who are planning to travel internationally.

  • Multiple Carriers
  • Boats

260 East Rowland Street, Covina, CA 91723
WebsiteLicense: 0D25317

Expertise.com Rating

Review Sources

Google
4.9 (10)
Yelp
3.0 (10)
Facebook
5.0 (5)

Why choose this provider?

Armor Insurance is an insurance agency that has been providing insurance products and solutions to locals in West Covina and the surrounding areas since 1992. It offers comprehensive car and auto insurance policies inclusive of coverage for collision and non-collision accidents, liability to others, medical payments, personal injury protection, and uninsured or underinsured motorists. Clients may also avail of supplementary coverage for roadside assistance, rental reimbursement, and towing. Armor Insurance represents carriers such as Progressive, Bristol West, Explorer, and Safeway Insurance.

  • Multiple Carriers
  • Motorcyle & ATV
  • Boats

209 West San Bernardino Road, Covina, CA 91723
WebsiteLicense: 0592873

Expertise.com Rating

Review Sources

Yelp
5.0 (8)
Google
5.0 (3)

Why choose this provider?

Paul O'Neill is a State Farm insurance agent that has been serving clients in West Covina and the surrounding areas since 1983. O'Neill has more than 25 years of experience in the insurance industry, providing auto insurance coverage options for personal car owners, as well as motorcycle, recreational vehicle, boat, and ATV owners. Coverage choices include comprehensive insurance, collision, liability, medical expenses, emergency road services, and rideshare driver coverage. O'Neill has been a resident of the Covina area for 46 years and also offers his services in Spanish.

204 South Citrus Street, West Covina, CA 91791
WebsiteLicense: 0G05840

Expertise.com Rating

Review Sources

Google
4.2 (20)
Yelp
3.5 (9)

Why choose this provider?

Southern State Insurance Services provides car insurance services to clients in West Covina and the nearby areas. With over 20 years in the industry, it has been helping clients in understanding and finding the right insurance coverages that are suited to their needs and budget. Its team of agents offers services to young drivers and assists individuals who have committed serious driving-related violations in filing for the SR-22 form. It also provides online customer services to better respond to clients who need assistance.

  • Multiple Carriers

410 East San Bernardino Road, Covina, CA 91723
WebsiteLicense: 0I78945

Expertise.com Rating

Review Sources

Facebook
5.0 (2)
Yelp
3.0 (2)

Why choose this provider?

PFP Insurance Agency is a family-owned and operated business that provides auto insurance products in West Covina. It helps offer protection against financial losses by paying for damages to or theft of clients' cars. Coverage for legal responsibility in the event of bodily injury or property damage to others and for the cost of medical procedures due to auto-related events are also available. PFP Insurance Agency sees customers as family and can accommodate English-speaking and Spanish-speaking clients.

  • Multiple Carriers
  • Motorcyle & ATV
  • RV & Motorhome

122 North Citrus Avenue, Covina, CA 91723
WebsiteLicense: 0821570

Expertise.com Rating

Why choose this provider?

Brittain Insurance is a company that provides car insurance services to clients in and around West Covina. The company helps clients assess risks for their cars and reviews their policies for missing add-ons, such as no-fault coverage and collision. It can update and change policies to add drivers, vehicles, and deductibles. The company's other insurance plans include coverage for electrical contractors, restaurants, and aviation. It is a member of multiple insurance organizations, including the Independent Insurance Agents Broker Association.

  • Bundling Option

190 East Arrow Highway Unit I, San Dimas, CA 91773
WebsiteLicense: 0F44144

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Why choose this provider?

Bethany Insurance Agency is a locally-owned and -operated insurance firm serving Californians in West Covina. It specializes in homeowners', life, auto, and business insurance and provides full-service insurance solutions inclusive of personalized policies. Its auto insurance packages offer coverage for property damage and bodily harm liability, collision and non-collision accidents, uninsured and underinsured motorists, personal injury protection, and medical payments. Clients may also obtain supplementary policy coverage, including rental reimbursement, towing and roadside assistance, minor violation and accident forgiveness, and diminishing deductibles.

  • Multiple Carriers

FAQs

  • Introduction

    A way to stay protected while on the road, car insurance offers a financial safety net should accidents occur, regardless of who's at fault. The right car insurance agency can be very valuable, providing a way to purchase an ideal level of auto insurance coverage for personal circumstances. Agencies can help customers select the most beneficial coverage options while saving money on their insurance plan. With help from a qualified agency, it's possible to feel safe and secure behind the wheel.

  • What is the average cost of car insurance in West Covina?

    The average annual cost of minimum coverage liability and full coverage auto insurance in West Covina is $1,226 and $1,770, respectively. The minimum liability coverage meets the state-mandated 15/30/5 coverage, which reimburses the other driver if you cause an auto accident. Full coverage includes collision and comprehensive coverage, which helps you pay for repair or replacement costs for your insured vehicle.

  • How do insurance companies in West Covina decide the cost of your insurance premiums?

    West Covina car insurance providers use rating factors to determine the cost of your insurance premium. You may pay higher insurance premiums under the following circumstances:

    • You are younger than 25 years old.
    • You have traffic offenses on your record.
    • Your car is considered luxury or high-performance.
    • You use your car regularly.
  • What is the advantage of getting rental car insurance in West Covina?

    Rental car insurance in West Covina is optional, but it protects you (the renter) if the leased vehicle is stolen or you are involved in an accident while driving it. This type of policy also often comes with personal accident insurance and coverage for minimum liability and collision damage, but keep in mind to review the details of the individual policy being offered to you nonetheless.

  • Who benefits from non-owner car insurance in West Covina?

    Non-owner car insurance is recommended for West Covina residents who regularly borrow the car they drive. Availing this kind of policy can also serve as proof of financial responsibility, which can help drivers who have DUI violations renew their license after it has been suspended or revoked. It also benefits individuals who need to hold a continuous car insurance policy for any reason.

  • How do you file a report for car insurance fraud in West Covina?

    You must complete the California Department of Insurance's Consumer Insurance Fraud Report Form if you believe you are a victim of car insurance fraud in West Covina. Once you have filled out the form, you must mail it to their Enforcement Branch Headquarters Intake Unit, located at 2400 Del Paso Road, Suite 250, Sacramento, CA 95834.

  • What is car insurance?

    Car insurance is a form of insurance that can cover damages to cars, drivers, passengers, and other property when an accident occurs. If another car crashes into a driver, or if a driver causes an accident, car insurance will pay most or all of the cost of repairs.