Expertise.com
2024

Last updated:

Best Renter's Insurance Companies in Vista

Our Recommended Top 4

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Vista Renter's Insurance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

40

Reviewed

25

Curated

4

Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Website
2142 Industrial Ct. Suite#E, Vista, CA 92081
  • Home and Auto Insurance

Why choose this provider?

Amato Insurance is an independent agency serving customers in Vista and the surrounding communities. It offers renters' insurance products under the homeowners' insurance policy to help tenants in protecting their personal belongings. The various coverage options available can be tailored to the client's needs. Its team of professionals partners with various insurance carriers to present customized options, including MetLife, Progressive, and Foremost Insurance Group. The agency also provides workers' compensation, general liability, and boat and yacht insurance plans.

License Verified:

License: 0H38023

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
122 Civic Center Dr. Ste. 204, Vista, CA 92084
  • Multiple Carriers
  • Multiple Policy Types
  • Home and Auto Insurance

Why choose this provider?

Roman Insurance Services serves individuals who are currently renting their homes in Vista and the surrounding areas. It offers renters' insurance policies to clients to help them protect their items and homes from fire or thieves. It covers various damages, such as home repairs, loss of valuables, treatment for injured family members, medical expenses, and temporary housing. It also has other types of insurance policies, such as condo and life insurance. Gina Roman has been serving clients in California for more than 20 years.

License Verified:

License: 0C25006

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.9 / 5 (37)
Yelp
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1295 E Vista Way, Vista, CA 92084
  • Home and Auto Insurance

Why choose this provider?

Ximena Rosas is an insurance professional who serves the Vista metro and the surrounding areas. Affiliated with State Farm, she offers renters' insurance products that provide coverage for personal property damages due to fire, theft, wind, and vandalism. Rosas has more than 20 years of industry experience and she works with a team in securing policy options tailored to renters' needs. She also provides insurance products for cars and trucks, homes and condos, and pets.

License Verified:

License: 0H28990

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (128)
Facebook
5.0 / 5 (10)
Yelp
4.9 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
777 W Vista Way, Building B, Vista, CA 92083
  • Multiple Policy Types

Why choose this provider?

Andre Padilla is a State Farm insurance agent who offers renters' policies for those living in or moving to Vista. He can assist first-time clients in reviewing coverage options for their new residence, from natural disaster coverage to theft reimbursement. Andre can also revise existing policies to include new coverages for flooding and medical liability. His other policy products include homeowners' and automobile policies. Andre speaks fluent Spanish, Arabic, and Korean. Outside the office, he has a background in psychology and is a suspense and action writer.

License Verified:

License: 0753334

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.4
Google
5.0 / 5 (20)
Yelp
5.0 / 5 (12)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.3
Responsiveness
Friendliness
––
Helpfulness
Detail

Frequently Asked Questions

  • Does your Vista renters' insurance policy's loss of use coverage pay for the price of an Airbnb rental?

    Yes. Your Vista renters' insurance policy's loss of use coverage will pay for the price of transient lodging, such as short-term rentals like Airbnb. Its coverage extends beyond conventional lodging. The loss of use coverage can assist with paying for a comparable temporary housing arrangement if a covered risk pushes you out of your rental home.

  • If a covered risk rendered your rental property temporarily uninhabitable, would your renters' insurance in Vista cover the cost of your pet's accommodations?

    Yes. Your renters' insurance in Vista will cover the cost of your hotel stay and your pet's lodging if a covered risk prevents you from staying in your rental property. Certain insurance providers pay for appropriate extra boarding costs as part of the loss of use benefit. You can combine your renters' policy with pet health insurance from certain insurers to save money.

  • Are firearms covered by Vista renters' insurance policies?

    Yes. If your firearm gets stolen or damaged, your renters' insurance in Vista will cover it under personal property coverage. You're covered if criminals break into your apartment and steal your gun. You're also covered if a fire starts in your building, spreads to your flat, and destroys your gun.

  • If your automobile is stolen, would your renters' insurance in Vista cover it?

    No. If your automobile is stolen, your renters' insurance in Vista will not pay for it because your car insurance policy covers these types of situations. However, as personal property coverage is a component of all standard renters' insurance policies, it covers items stolen from your automobile.

  • When submitting a renters' insurance claim in Vista, under what circumstances is a police report required?

    If your renters' insurance claim in Vista involves vandalism, theft, or other deliberate damage to your property, you will require a police report. Before submitting a claim, you should make an inventory of your belongings. Everything you would like your insurance to replace in the event of an emergency should be listed in this inventory.

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