Expertise.com

2024

Last updated:

Best Health Insurance Agencies in Vista

Our Recommended Top 10

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Vista Health Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

1903Reviewed

1145Curated

10Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

138 Civic Center Dr #208, Vista, CA 92084
WebsiteLicense: 0L10914

Expertise.com Rating

Review Sources

Google
5.0 (1)

Why choose this provider?

Vaughn Financial & Insurance Services is an independent agency that provides health insurance benefits for businesses and organizations in Vista and the surrounding areas. The company's owner and insurance professional, Tom Vaughn, offers health insurance policies to protect clients' savings from unexpected medical expenses. He also assists seniors in paying some of the health care costs through the Medicare supplemental insurance. Additional products available are travel, life, workers' compensation and disability, and payroll and HR services.

  • Health Insurance

2090 Otay Lakes Rd. Suite 102, Chula Vista, CA 91913
WebsiteLicense: 0424824

Expertise.com Rating

Review Sources

Google
4.9 (55)
Yelp
4.6 (11)
Facebook
5.0 (4)

Why choose this provider?

Hoffman Hanono Insurance is a family-owned commercial agency that serves clients in Vista and the neighboring communities. It offers group medical insurance, HSA plans, and group dental and vision plans for businesses. The partnerships that the agency has formed with several insurance carriers, including Aetna, AmTrust, and Anthem, have allowed it to find plans that suit the needs and goals of clients. Jerry Hoffman established the agency in 1959. Its business name was changed to Hoffman Hanono in 1970.

  • Life Insurance
  • Health Insurance
  • Long Term Care

777 W Vista Way Building B, Vista, CA 92083
WebsiteLicense: CA-0753334

Expertise.com Rating

Review Sources

Google
5.0 (14)
Yelp
5.0 (12)

Why choose this provider?

Andre Padilla provides health insurance services to individuals in Vista and the surrounding areas. He focuses on helping clients protect themselves and their families from the financial burden of their future medical expenses by applying for different health insurance plans. These plans include supplemental health, individual medical, and Medicare Supplement. He also assists individuals in applying for short- and long-term disability and pet medical insurance programs. Padilla has been a State Farm insurance agent since 1989.

  • Health Insurance

San Diego, CA
WebsiteLicense: 0L87927

Expertise.com Rating

Review Sources

Google
5.0 (13)
Yelp
5.0 (12)
Facebook
5.0 (2)

Why choose this provider?

Golden Path Senior Solutions is a health insurance agency that serves residents in and around Vista. It educates first-time clients about its various Medicare solutions, such as HMO plans and supplement policies. The agency can customize each plan to include specific coverages and instructions. These include copayments, prescription benefits, and hospital insurance coverage. It also provides long-term care plans and dental plans for businesses. Owner Lauren Altman had previously worked in national health insurance agencies like Mass Mutual and UnitedHealth before starting her own agency.

  • Medicare Supplements
  • Medicare

PO Box 9825, San Diego, CA 92169
WebsiteLicense: 0759331

Expertise.com Rating

Review Sources

Google
5.0 (67)
Yelp
5.0 (18)
Facebook
4.8 (17)

Why choose this provider?

PolyInsurance assists clients in Vista by offering health insurance plans that meet their requirements. It assists individuals and families in selecting coverage plans from Blue Shield of California and Kaiser Permanente. The agency informs consumers about the types of health insurance: fee-for-service and managed care. It also helps policy buyers on which features like long-term care and disability policies to add to their plans. PolyInsurance, which was established in 1987, also offers life, auto, and home protection plans.

  • Health Insurance

1050 Highland Ave, Suite A, National City, CA 91950
WebsiteLicense: 0M40459

Expertise.com Rating

Review Sources

Google
5.0 (96)
Facebook
5.0 (2)
Yelp
2.0 (1)

Why choose this provider?

Altra Insurance is an agency serving the insurance needs of customers based in Vista and the surrounding locations. It comprises insurance agents who have experience in delivering personalized health insurance solutions to meet clients' specific needs and budget considerations. They have health insurance policies that safeguard clients from unexpected expenses brought about by illness. Plans also cover preventive care management, including screenings and vaccinations. Auto, homeowners', renters', motorcycle, and business insurance products are likewise available.

  • Health Insurance

2424 Vista Way Suite 315, Oceanside, CA 92054
WebsiteLicense: 0M69583

Expertise.com Rating

Review Sources

Google
4.8 (85)

Why choose this provider?

For over a decade, the State Farm insurance agent Luke Dix has been providing financial solutions to clients in Vista. He offers health insurance products and educates clients on options like supplemental health and short-term disability insurance. Dix also helps property owners protect their homes through services like flood and rental property insurance. His other insurance product offerings include business, life, and vehicle insurance. Dix has over 19 years of experience in the insurance industry.

  • Life Insurance
  • Individual Health Insurance

122 Civic Center Dr. Ste. 204, Vista, CA 92084
WebsiteLicense: 0C25006

Expertise.com Rating

Review Sources

Google
4.6 (10)

Why choose this provider?

Roman Insurance Services aids clients in their search for suitable health protection plans in Vista. It helps consumers understand what benefits are available to them when they get their individual health insurance plans. The agency works with individuals and families to assess their needs and determine the coverage they require like expenses for medical conditions, injuries, and illnesses. Gina Roman has been an independent agent for over 20 years. She provides protection policies from carriers like National General and Health Net.

  • Health Insurance

809 West San Marcos Blvd, San Marcos, CA 92078
WebsiteLicense: 0E50701

Expertise.com Rating

Review Sources

Yelp
4.8 (18)
Google
5.0 (7)
Facebook
5.0 (7)

Why choose this provider?

Access Health Insurance Services, Inc. serves individuals, families, and businesses in and around the Vista metro. The agency specializes in providing dental and vision coverage for eligible individuals. It also offers disability insurance, also called paycheck protection, for individuals who cannot work due to illness. Aside from insurance products, the company also provides account management and a cloud-based benefits administration portal for company leaders and HR practitioners. Medicare supplement plans are also available.

  • Life Insurance
  • Dental and Vision Insurance
  • Health Insurance

1295 E Vista Way, Vista, CA 92084
WebsiteLicense: 0H28990

Expertise.com Rating

Review Sources

Google
4.9 (47)
Yelp
5.0 (6)

Why choose this provider?

Ximena Rosas is a State Farm insurance agent who serves individuals and businesses in Vista. She offers a range of health insurance solutions for individuals and families that cover medical expenses, disability paycheck, and supplemental health protection. She also provides Medicare Supplement plans for seniors and risk management solutions for personal and commercial liabilities. In addition, Rosas handles banking-related services. Her agency has a collective industry experience of over 20 years and can communicate in Spanish.

  • Life Insurance

FAQs

  • Introduction

    If you're looking for health insurance for yourself or your family, an agent can help you save time, understand your options, and manage your costs. Insurance agents must be licensed in the state where they operate. They can provide information about on- and off-exchange plans to help you weigh all of your options, and they can see if you qualify for tax credits that can lower your monthly premiums. There's no cost to work with an agent, and they can help you save quite a bit by recommending the best plan for your needs. Here's what you should know before you get started.

  • What are the well-known San Diego County medical groups and health insurance networks that serve Vista?

    Vista and the broader San Diego County region benefit from various healthcare providers, including Scripps Coastal Medical Center, UC San Diego Medical Group, and Sharp Community Medical Group. Residents of Vista can access diverse health insurance options from Health Net, Blue Shield of California, and Kaiser Permanente. These insurance networks offer a variety of health plans, including HMOs, PPOs, and EPOs, providing a comprehensive selection to cater to individual needs.

  • What is Medi-Cal, and how does it benefit low-income individuals and families in Vista and San Diego County?

    Medi-Cal is California's Medicaid program. It is a joint initiative funded by state and federal resources that offers healthcare coverage to qualifying individuals and families with low incomes in Vista. Those enrolled in the program can expect to receive their health plan documentation through postal delivery. Dental benefits are accessible to both children and adults.

  • How important is supplemental coverage to health insurance policyholders in Vista?

    Supplemental coverage refers to extra insurance plans designed to assist Vista health insurance policyholders in mitigating the expenses associated with significant medical diagnoses or hospitalizations. This coverage also extends to preventive healthcare services like X-rays and dental cleanings. A waiting period of at least six months is required before any benefits become accessible for both minor and major medical procedures.

  • Who is eligible for Medicare Supplement insurance in Vista?

    To qualify for a Medicare Supplement plan or Medigap in Vista, individuals must initially enroll in Medicare. Those with diagnoses of end-stage renal disease and Lou Gehrig's disease are also eligible for Medigap coverage. Additional eligibility criteria include the receipt of disability benefits from either the Social Security Administration or the Railroad Retirement Board. Typically, individuals become eligible for Medicare after 24 consecutive months of receiving disability benefits.

  • What are the major types of health insurance policies available to residents of Vista?

    Residents of Vista can choose from various health insurance options, including HMO, EPO, and PPO plans. HMO plans typically restrict coverage to medical services provided by healthcare professionals affiliated with or contracted by the insurance company. EPO plans are managed care arrangements that cover services exclusively when policyholders seek treatment from healthcare providers, specialists, or hospitals within the plan's network, with exceptions for emergencies. People with PPO plans can save on costs by utilizing healthcare providers within the plan's network.

  • How can you find affordable health insurance? 

    Affordable insurance is available through employers, Medicare, Medicaid, and the federal Health Insurance Marketplace, which offers subsidies in the form of tax credits. You can also purchase coverage through private insurance companies and independent agents. Nearly half of all Americans have employer-sponsored health insurance, and about 10% of the population is uninsured.