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Best Bankruptcy Attorneys in Vista

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380 South Melrose Drive, Vista, CA 92081
Vista, CA 92081
  • Chapter 7 Bankruptcy
  • Chapter 13 Bankruptcy

Bankruptcy Law Center is a San Diego-based law firm that offers its services to clients who are in debt and facing foreclosure. The firm handles Chapter 7 and 13 bankruptcy and FDCPA violations. BLC has one of the state's four attorneys with three certified specializations. Ahren A. Tiller, who is the firm's supervising attorney along with Brian J. McGoldrick, is a Bankruptcy Law Specialist certified by the California State Bar Board of Legal Specialization.

380 South Melrose Drive, Vista, CA 92081
Vista, CA 92081

Website(888) 842-6795

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

10 (Better)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

1287 Elfin Forest Road East, San Marcos, CA 92078
San Marcos, CA 92078
  • Chapter 7 Bankruptcy
  • Chapter 13 Bankruptcy

David Wiese Bankruptcy Attorney is the private law firm of the bankruptcy attorney who serves the Vista metro area. Wiese uses his knowledge in chapters 7 and 13 of the bankruptcy law to provide legal consultation to his clients who seek financial relief. He evaluates his clients' situation and determines whether they qualify for a debt discharge or a repayment plan. David Wiese earned his Juris Doctorate degree in 1998.

1287 Elfin Forest Road East, San Marcos, CA 92078
San Marcos, CA 92078

Website(760) 798-4045

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

8 (Good)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

46 3rd Avenue, Chula Vista, CA 91910
Chula Vista, CA 91910
  • Chapter 7 Bankruptcy
  • Chapter 13 Bankruptcy

Debt Relief Legal Clinic is a law firm located in Vista led by John C. Colwell and Daniel J. Wiedecker. With more than 35 years of bankruptcy experience, the firm handles Chapter 7 and 13 bankruptcy, foreclosure, repossession, and creditor harassment cases. John C. Cowell has been recognized by the State Bar of California's Board of Legal Specialization as a Certified Legal Specialist for Bankruptcy Law. He is also a member and the current president vice secretary of the National Association of Consumer Bankruptcy Attorneys.

46 3rd Avenue, Chula Vista, CA 91910
Chula Vista, CA 91910

Website(619) 639-9228

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

4 (Best)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

20 (Better)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

2244 Faraday Avenue, Carlsbad, CA 92008
Carlsbad, CA 92008
  • Chapter 7 Bankruptcy
  • Chapter 13 Bankruptcy

Hood Law Group is a bankruptcy law firm assisting clients in Vista. The firm's bankruptcy lawyer can help clients file for chapter 7 bankruptcy. When the bankruptcy attorney and the client agree to file for a chapter 7 bankruptcy, the client has the option to eradicate particular kinds of debt. They can also reaffirm other debt by entering into a new contract with the lender. Hood Law Group started when Hood started his practice in 1989 after serving other legal offices.

2244 Faraday Avenue, Carlsbad, CA 92008
Carlsbad, CA 92008

Website(760) 438-4590

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

3 (Best)

Average Review Score:

4.8 / 5 ( Best)

Total Reviews:

20 (Better)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

2227 Box Canyon Road, Fallbrook, CA 92028
Fallbrook, CA 92028
  • Debt Settlement

Law Office of Donald W. Reid is a bankruptcy law firm serving families and small businesses in Vista. It is led by Donald Reid, who has been recognized by The State of California Board of Legal Specialization as a certified legal specialist. Reid is also a member of the Board of Directors for the Inland Empire Bankruptcy Forum. He can offer legal advice for those who are overwhelmed with debt and have to file for chapter 7, 11, or 13 bankruptcy.

2227 Box Canyon Road, Fallbrook, CA 92028
Fallbrook, CA 92028

Website(951) 777-2460

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

9 (Good)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

316 South Melrose Drive, Vista, CA 92081
Vista, CA 92081
  • Debt Settlement

The Law Office of Ralph L. Williams is a law practice that has been representing clients for 40 years, focusing on helping them with bankruptcy matters so that they can start fresh. Located in Vista, Mr. Williams has helped clients file bankruptcy to stop problems such as foreclosures, creditor lawsuits and harassment, and wage garnishment. The practice assists with Chapter 7 and Chapter 13 bankruptcy. Mr. Williams works with clients directly from the initial consultation all the way to case resolution.

316 South Melrose Drive, Vista, CA 92081
Vista, CA 92081

Website(760) 726-3540

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

2 (Good)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

1902 Wright Place, Carlsbad, CA 92008
Carlsbad, CA 92008
  • Chapter 7 Bankruptcy
  • Chapter 13 Bankruptcy

The Law Offices of Darren J. DiMarco, located in Vista, is a bankruptcy attorney with more than 20 years of experience handling debt-related matters and cases. Attorneys at the firm assist with debt assessment, debt settlement, and chapter 7 and chapter 13 bankruptcy. The Law Offices of Darren J. DiMarco also helps clients with foreclosure prevention. As a smaller bankruptcy law firm, it offers personalized strategy creation with client-focused goals to help people start over.

1902 Wright Place, Carlsbad, CA 92008
Carlsbad, CA 92008

Website(760) 496-1990

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

3 (Best)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

3 (Good)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

1070 South Santa Fe Avenue, Vista, CA 92084
Vista, CA 92084
  • Debt Settlement

Moreno & Associates is a law firm that is located in Vista that has been practicing law for over 10 years. The company's attorneys are dedicated to helping clients in matters regarding immigration, bankruptcy, personal injury, domestic violence, and family law. Its bankruptcy lawyers can cater to Spanish-speaking individuals and can travel to the client's location. The firm's general manager, attorney Andres Moreno II is a member of the Florida Bar Association.

1070 South Santa Fe Avenue, Vista, CA 92084
Vista, CA 92084

Website(760) 536-4179

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

3.8 / 5 ( Good)

Total Reviews:

28 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: B+

Detail: B+

574 South Rancho Santa Fe Road, San Marcos, CA 92078
San Marcos, CA 92078
  • Chapter 7 Bankruptcy
  • Chapter 13 Bankruptcy

The North County Bankruptcy Clinic has been representing individuals in bankruptcy cases in Vista since 1982. Among the types of bankruptcy cases that the law practice handles are Chapters Seven and Chapter 13 bankruptcies. Its principal lawyer, Scott Burton, has been practicing law for more than 40 years and has been in the service of North County, San Diego, and Riverside residents. The North County Bankruptcy Clinic's office is located in San Marcos.

574 South Rancho Santa Fe Road, San Marcos, CA 92078
San Marcos, CA 92078

Website(760) 727-4746

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

3 (Best)

Average Review Score:

4.7 / 5 ( Best)

Total Reviews:

10 (Better)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

630 Alta Vista Drive, Vista, CA 92084
Vista, CA 92084
  • Chapter 7 Bankruptcy
  • Chapter 13 Bankruptcy

Switzer Law Office is a Vista-based law firm committed to helping clients with unmanageable debt. Since 1977, J. Edward Switzer, Jr. has been handling chapters 7 and 13 cases for clients. He offers consultation to individuals who are struggling to pay debts caused by loss of income, illnesses, divorce, and deaths and helps them determine which bankruptcy petitions can provide solutions to their financial problems. In addition, Switzer also represents businesses in chapter 11 cases.

630 Alta Vista Drive, Vista, CA 92084
Vista, CA 92084

Website(760) 758-2960

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

3 (Best)

Average Review Score:

4.1 / 5 ( Best)

Total Reviews:

5 (Good)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: B+

Detail: B+

Frequently Asked Questions:

Q: Can anyone file bankruptcy?
A: Anyone can file bankruptcy, but there are limitations regarding which form of bankruptcy is permissible. Qualifying for Chapter 7 requires a means test that evaluates income, debt levels, and income left over each month after paying basic obligations. Income over the median set by the court and monthly income that allows meaningful payments toward unsecured debt can disqualify filers from Chapter 7, which is generally the preferred form of bankruptcy due to the possibility of a full discharge. Anyone can file Chapter 13 bankruptcy, but the terms are less favorable. In most cases, some debts must be repaid following a successful filing. Chapter 13 is also more likely to result in asset forfeiture.
Q: How bad is it to file bankruptcy twice?
A:

Although possible, due to the damaging nature of bankruptcy, filing bankruptcy more than once isn't recommended. Filing multiple times puts a serious burden on one's credit report, making it harder to get a loan, buy a house, buy a car, or even open credit cards.

Note that filing for bankruptcy isn't something that can be done at a filer's leisure. There are time limits following bankruptcy cases that dictate when it's permissible to file again. For example, after Chapter 7 bankruptcy, filers must wait at least eight years before filing Chapter 7 again or four years before filing Chapter 13.

Q: Can they take my car in Chapter 7 bankruptcy?
A: In many cases, it's possible to keep a vehicle following Chapter 7 bankruptcy. The Chapter 7 Motor Vehicle Exemption allows filers who own their vehicles outright or who are up to date with payments to keep their cars. However, those behind on making car payments are required to arrange a repayment plan. Otherwise, the vehicle may be repossessed as a part of the proceedings.

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