Best Credit Repair Companies in Ventura

American Credit is a veteran-owned and veteran-operated firm that has been helping Ventura residents with their credit repair needs for the past 14 years. Whether a client is trying to qualify for a home loan or needs a clean credit report for employment, the firm's credit specialists work with the three major credit bureaus to dispute the negative items on the credit reports. These negative items include late payments, charge-offs, tax liens, repossessions, and foreclosures.

Apex Credit has been serving individuals and commercial clients in Ventura and nearby areas since 2004. It offers credit repair solutions to help improve FICO scores within 30-45 days. It assists in updating personal history with credit agencies and helps remove derogatory accounts with three major credit agencies, Equifax, Experian, and Trans Union. The company also handles the negotiation for any outstanding debts on behalf of the client. Apex Credit educates people about long-term credit management strategies.

Driven Credit Solutions serves individuals and businesses in Ventura and the surrounding communities. The company analyzes the clients' detailed credit reports and looks for negative items like collections, tax liens, late payments, and repossessions. It also sends letters with goodwill intervention, validation requests, appeals, and disputes to the clients' creditors and major credit reporting agencies such as Experian, Equifax, and TransUnion. Driven Credit Solutions works with third parties in order to monitor the clients' credit restoration process.

Optima Credit provides its services to individuals and businesses in Ventura and the surrounding areas. The company offers lifetime credit score improvement by removing negative items from the client's credit report and repairing their credit history. It also performs a thorough examination of credit reports. Dan Glez, a credit repair and sales specialist, has been assisting clients in repairing personal and business credit for over five years. He uses his background in data management and real estate in serving his clients.

Optimal Debt Solutions is a full-service credit and debt management company that serves the residents of Ventura and the surrounding areas. It provides credit management services, which include credit counseling and debt relief solutions. It helps clients negotiate and lower debts from department store cards, medical bills, payday loans, repossessions, and unsecured loans. Optimal Debt Solutions has been in operation for over a decade. The company has more than 200 debt specialists on its staff.

Second Chance Credit Restoration serves clients in Ventura and nearby areas. It offers a wide range of services, from consultation and in-depth analysis to credit assessments. It communicates with credit bureaus to challenge negative report items and prepare the required documents. Some of the firm's clientele include mortgage and real estate professionals, attorneys, and auto dealers. It has a web portal where clients can monitor the progress of their files.