Expertise.com

Best Credit Repair Companies in Ventura

Laurels
2023
Laurels

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Credit Saint logo
FEATURED
Free Credit Evaluation

Credit Saint

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Ventura, CA
  • Money Back Guarantee
  • Credit Restoration
  • Credit building
  • Credit Audit
  • Credit Repair

Business Description

Credit Saint offers credit repair assistance and guidance to clients in Louisville. With over 15 years of expertise, it evaluates a consumer's credit history to challenge or negotiate inaccurate, incomplete, unverified, and outdated information. These include collections, charge-offs, judgments, and repossessions. It also counsels clients on the impact of their credit scores on financial activities and on the ways to optimize a positive report when paying bills. Credit Saint also provides clients with a credit monitoring service.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Price: Free Credit Evaluation

Lexington Law logo
FEATURED
Free Credit Report Consultation

Lexington Law

Ventura, CA
  • Credit Repair
  • Consumer Credit Services

Business Description

Lexington Law helps ensure fair and substantiated credit reports through attorney-driven credit repair processes. Its unique approach leverages all relevant legal principles and standards to fight for consumer rights and the improvement of its clients’ credit scores. It determines and disputes questionable items that are wrongfully hurting reports and mounts law-backed interventions—disputing bureaus and creditors for the removal of negative items, toward more accurate credit scores. Lexington Law’s consumer advocacy has secured 77 million item removals since its founding in 2004. Directing attorney John Heath has focused the firm’s practice on consumer credit report repair, including the provision of personalized coaching programs for prudent credit management.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.3
Facebook
4.3 / 5 (2911)
Google
4.1 / 5 (91)

Price: Free Credit Report Consultation

American Credit logo
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American Credit

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12237 Wilshire Blvd., Los Angeles, CA 90025
  • Credit Dispute

Business Description

American Credit is a veteran-owned and veteran-operated firm that has been helping Ventura residents with their credit repair needs for the past 14 years. Whether a client is trying to qualify for a home loan or needs a clean credit report for employment, the firm's credit specialists work with the three major credit bureaus to dispute the negative items on the credit reports. These negative items include late payments, charge-offs, tax liens, repossessions, and foreclosures.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.2
Yelp
4.0 / 5 (54)
Facebook
4.5 / 5 (38)
Google
3.9 / 5 (13)
Apex Credit logo
Visit WebsiteWebsite

Apex Credit

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22143 Cantlay Street, Canoga Park, CA 91303
  • Credit Audit

Business Description

Apex Credit has been serving individuals and commercial clients in Ventura and nearby areas since 2004. It offers credit repair solutions to help improve FICO scores within 30-45 days. It assists in updating personal history with credit agencies and helps remove derogatory accounts with three major credit agencies, Equifax, Experian, and Trans Union. The company also handles the negotiation for any outstanding debts on behalf of the client. Apex Credit educates people about long-term credit management strategies.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Facebook
5.0 / 5 (339)
Yelp
4.5 / 5 (14)
Google
5.0 / 5 (8)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Driven Credit Solutions logo
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Driven Credit Solutions

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300 E. Canon Perdido St. Suite B2, Santa Barbara, CA 93101
  • Credit Monitoring
  • Credit Audit

Business Description

Driven Credit Solutions serves individuals and businesses in Ventura and the surrounding communities. The company analyzes the clients' detailed credit reports and looks for negative items like collections, tax liens, late payments, and repossessions. It also sends letters with goodwill intervention, validation requests, appeals, and disputes to the clients' creditors and major credit reporting agencies such as Experian, Equifax, and TransUnion. Driven Credit Solutions works with third parties in order to monitor the clients' credit restoration process.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (11)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Optima Credit logo
Visit WebsiteWebsite

Optima Credit

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22801 Ventura Blvd, Ste 116, Woodland Hills, CA 91364
  • Credit Dispute

Business Description

Optima Credit provides its services to individuals and businesses in Ventura and the surrounding areas. The company offers lifetime credit score improvement by removing negative items from the client's credit report and repairing their credit history. It also performs a thorough examination of credit reports. Dan Glez, a credit repair and sales specialist, has been assisting clients in repairing personal and business credit for over five years. He uses his background in data management and real estate in serving his clients.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.6 / 5 (11)
Facebook
5.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Optimal Debt Solutions logo
Visit WebsiteWebsite

Optimal Debt Solutions

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Ventura, CA
  • Credit Monitoring

Business Description

Optimal Debt Solutions is a full-service credit and debt management company that serves the residents of Ventura and the surrounding areas. It provides credit management services, which include credit counseling and debt relief solutions. It helps clients negotiate and lower debts from department store cards, medical bills, payday loans, repossessions, and unsecured loans. Optimal Debt Solutions has been in operation for over a decade. The company has more than 200 debt specialists on its staff.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.3

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Second Chance Credit Restoration logo
Visit WebsiteWebsite

Second Chance Credit Restoration

Visit WebsiteWebsite
14429 Ventura Blvd Suite 111, Sherman Oaks, CA 91423
  • Credit Monitoring

Business Description

Second Chance Credit Restoration serves clients in Ventura and nearby areas. It offers a wide range of services, from consultation and in-depth analysis to credit assessments. It communicates with credit bureaus to challenge negative report items and prepare the required documents. Some of the firm's clientele include mortgage and real estate professionals, attorneys, and auto dealers. It has a web portal where clients can monitor the progress of their files.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Yelp
5.0 / 5 (7)
Google
5.0 / 5 (4)
Facebook
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail