Expertise.com

2024

Last updated:

Best Mortgage Refinance Companies in Van Nuys

Our Recommended Top 13

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Van Nuys Mortgage Refinance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

70Reviewed

47Curated

13Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

14724 Ventura Blvd Suite 775, Sherman Oaks, CA 91403
WebsiteLicense: 1972071

Expertise.com Rating

Review Sources

Google
5.0 (15)

Why choose this provider?

Vaneh Hartouni is a mortgage broker working under the banner of Option One Lending. He works with the agency to cater to clients in Van Nuys that are looking to purchase new properties or refinance their mortgages. His area of expertise lies with residential home loans, helping borrowers secure the financial support they need. Vaneh educates his clients, informing them on various loan strategies and guiding them through the mortgage process from application to closing.

  • New Construction
  • Reverse Mortgages

14663 Titus St Suite 201, Panorama City, CA 91402
WebsiteLicense: 328920

Expertise.com Rating

Review Sources

Google
4.8 (28)
Facebook
5.0 (10)
Yelp
4.0 (4)

Why choose this provider?

First Valley Mortgage Co. Inc is a business that caters to customers in the Van Nuys area and surrounding metros. It offers mortgage refinancing that can involve cash-out equity and shortening of the term. Loan programs offered include the ITIN and Manufactured Homes loans, as well as the DACA Loans for Dreamers. NMLS-registered, the firm has been in the industry for more than 25 years. All its products and services are also available in Español.

  • Reverse Mortgages

16501 Ventura Blvd Suite 400,, Encino, CA 91436
WebsiteLicense: 364605

Expertise.com Rating

Review Sources

Google
5.0 (76)
Yelp
5.0 (2)

Why choose this provider?

Wolff Financial, Inc., helps borrowers in Van Nuys achieve their homeownership goals. It is led by Michael Wolff, a mortgage broker at UMortgage, who assists first-time, move-up, and senior home buyers in reducing their interest rates or changing the terms of their mortgage loans through refinancing. He updates clients on the progress of their mortgages by responding promptly to their calls and emails. Michael also offers online resources about purchasing a new home and government programs for buying a home with little or no down payment.

  • Reverse Mortgages

6400 Laurel Canyon Blvd, Suite 230, North Hollywood, CA 91606
WebsiteLicense: 1262757

Expertise.com Rating

Review Sources

Google
4.8 (19)
Facebook
4.8 (18)

Why choose this provider?

The Robles Team caters to borrowers in Van Nuys looking to refinance their existing mortgages. It also provides assistance to homebuyers by helping them obtain a loan, such as reverse, conventional, jumbo, FHA, and VA mortgages. In addition, it handles the True Stated Income Program and options with zero down payment. The agency's leaders, Brandon and Steven Robles, have over a decade of combined experience in the financial industry. They operate under CalUnion Funding Inc. to deliver mortgage solutions to clients in the area.

  • New Construction
  • Reverse Mortgages

15260 Ventura Blvd Ste 1200, Sherman Oaks, CA 91403
WebsiteLicense: 1977917

Expertise.com Rating

Review Sources

Google
5.0 (7)

Why choose this provider?

The Lending Doctor offers white-glove services to the homeownership goals of communities in Van Nuys. Its loan officers provide a wide range of refinancing options, from FHA cash-out or VA streamline to conventional or jumbo loans. They assist borrowers in applying for niche programs such as VOE, stated-income loans, bank statement programs, and no-income verification options. The staff has more than 20 years of mortgage industry experience and has custom solutions for medical professionals and clients with poor credit history.

  • Reverse Mortgages

15030 Ventura Blvd, Suite 647, Sherman Oaks, CA 91403
WebsiteLicense: 1869173

Expertise.com Rating

Review Sources

Google
5.0 (36)
Yelp
5.0 (13)
Facebook
5.0 (6)

Why choose this provider?

Mortgage Globe has loans and refinancing solutions for residents of Van Nuys. It has home purchase programs such as jumbo loans and FHA-backed options. There are government-supported choices fit for military combat veterans, Refinancing is available to take advantage of less burdensome rates and conditions. The company also has commercial property financing selections. CEO and broker Rod Vianna is a 19-year veteran of the lending industry and has worked for international banks. He has completed studies in finance education and real estate.

  • Reverse Mortgages

4605 Lankershim Blvd., Suite 419, North Hollywood, CA 91602
WebsiteLicense: 245464

Expertise.com Rating

Review Sources

Yelp
4.5 (28)
Google
4.6 (9)

Why choose this provider?

Lending Bee, Inc. offers various programs to meet the financial needs of entrepreneurs, fix-and-flip property seekers, investors, and contractors in Van Nuys. Its team understands the need for transparent, open lending and keeps up with the most recent hard money information guidelines and regulations. It provides a construction loan that enables borrowers to repair an existing building or create a house from the ground up. Trust deed investment fund services are also available. The company has been in operation for 15 years.

  • New Construction

18345 Ventura Blvd #510, Tarzana, CA 91356
WebsiteLicense: 356764

Expertise.com Rating

Review Sources

Google
5.0 (37)

Why choose this provider?

One Stop Mortgage Corp. is a family-owned business that has been serving individuals and families in Van Nuys and the surrounding areas for more than 35 years. It helps clients obtain suitable financial products when refinancing or purchasing homes. It offers various loan options, including construction, VA, FHA, and cash-out loans. Reverse mortgages are also available. The company has worked with more than 11,100 customers since its inception and has connections with over 120 credit unions, banks, private investors, and financial institutions.

  • Multi-Family Loans

17525 Ventura Blvd #107, Encino, CA 91316
WebsiteLicense: 1028986

Expertise.com Rating

Review Sources

Google
5.0 (53)
Yelp
4.6 (12)

Why choose this provider?

Go Direct Lenders serves customers in Van Nuys and the surrounding areas. The business offers conventional, FHA, VA, and jumbo loan programs for homeowners and real estate investors. It has loan officers who assist with mortgage refinancing for customers who want to lower their monthly payments. Go Direct Lenders aims to educate borrowers about the right loan option to take and guide their clients throughout the process, from starting the application to moving into their homes.

  • New Construction

15260 Ventura Blvd, Sherman Oaks, CA 91403
WebsiteLicense: 1977917

Expertise.com Rating

Review Sources

Facebook
5.0 (13)
Google
5.0 (5)

Why choose this provider?

ALG Mortgage assists clients in Van Nuys and surrounding areas throughout their home-buying process. It provides mortgage refinance options to clients with existing mortgages, allowing them to lower their monthly payments, modify their mortgage terms, or cash out on their home equity. Its team also offers personalized mortgage solutions to those looking to buy their first home. Arin Gregoryona, the managing broker of ALG Mortgage since 2012, is a Certified Mortgage Planning Specialist and CPA.

  • New Construction
  • Reverse Mortgages

16200 Ventura Blvd #422, Van Nuys, CA 91436
WebsiteLicense: 2070901

Expertise.com Rating

Review Sources

Google
5.0 (49)
Facebook
5.0 (10)

Why choose this provider?

American Direct Lender offers various conventional and non-conventional loans for clients in and around Van Nuys. Its refinancing options include tax-deductible cash-out to help pay off debts or upcoming expenses. It provides reverse mortgage loan options for clients over the age of 62. The brokerage also offers fixed-rate or adjustable-rate mortgage options for different housing types, budgets, or buyers, including FHA, VA, non-QM, and no documentation loans. FHA one-time close construction loan is also available.

  • Multi-Family Loans
  • New Construction

13400 Ventura Blvd, Sherman Oaks, CA 91423
WebsiteLicense: 1325512

Expertise.com Rating

Review Sources

Google
5.0 (19)
Facebook
5.0 (11)

Why choose this provider?

Spyglass Lending works with clients in the greater Van Nuys metro. The mortgage firm offers a variety of home loan and refinancing solutions, such as conventional, private money, and non-qualified mortgages, to help individuals purchase a new property, cash-out home equity, or decrease monthly loan payments. Its loan options include interest-only options, HELOCs, small-balance multifamily, ground-up construction, short-term rental, and cannabis loans. The team works with national lenders like Angel Oak, Finance of America, UWM, and Homepoint.

  • New Construction
  • Reverse Mortgages

9350 Wilshire Blvd., Beverly Hills, CA 90212
WebsiteLicense: 1985037

Expertise.com Rating

Why choose this provider?

Kevin Oh is a senior loan officer for Nexa Mortgage who serves clients throughout Van Nuys and the surrounding metros. The firm offers clients a wide selection of mortgage refinancing options, including fixed-rate and adjustable-rate mortgages, conforming, jumbo, and super jumbo loans, and FHA, VA, and USDA loans. Reverse mortgages are available for seniors age 62 and older who wish to convert their home equity into cash with no monthly mortgage payments. Kevin also offers his services in Korean.

  • Reverse Mortgages

FAQs

  • Introduction

    Refinancing a mortgage can be a complicated process, and hiring a mortgage refinancing broker can make it simpler and faster. There are several things you can do to protect your interests and help your broker complete the process for you.

    Check a potential broker’s online reviews to find one with a good reputation. In addition to the opinions of past clients, check to see if a broker has an online portfolio, which can support the reviews you find from past clients to show a broker’s trustworthiness. This can also help you establish if a broker has handled financing for properties similar to yours.

    Get a written summary of a broker’s rates before committing so you know exactly what hiring your chosen mortgage refinance broker will cost. Find out which lenders work with your broker and what information they need to successfully refinance your mortgage.
  • What credit score do you need to qualify for a mortgage in Van Nuys?

    Mortgage lenders in Van Nuys usually approve borrowers who have a higher credit score; a typical ballpoint is a credit score of 620 points or higher. This is because lenders view people with higher credit scores as less risky to lend money to. Having a higher credit score makes the underwriting and approval processes faster and easier, and this also gives borrowers a better interest rate.

  • Is getting pre-approved for a mortgage in Van Nuys critical when planning to buy a home?

    When planning to buy a home, it is important to prioritize getting pre-approved for a mortgage in Van Nuys. Having been pre-approved for a mortgage gives you an advantage over other home buyers, as this gives the impression that you are a serious buyer. This improves your chances of falling into the sellers' good graces. It also gives you a better idea of how much you can borrow.

  • Do you need to be in the agriculture business to be able to use a USDA loan in Van Nuys?

    You can qualify for a USDA loan in Van Nuys even if you are not in the agriculture business or planning to purchase a farm. The United States Department of Agriculture guarantees a particular type of mortgage called a USDA loan. You can use it to purchase either single-family or multi-family housing. Most suburban areas qualify for USDA loans. They are also designed for low-to-medium-income home buyers.

  • Is there an age requirement for getting a reverse mortgage in Van Nuys?

    In Van Nuys, reverse mortgage loans are only available to homeowners aged 62 years old and above. Your home should also be your primary residence to qualify for a reverse mortgage. Individuals who are at an older age and plan to apply for a reverse mortgage can access a larger part of their home's equity. For those who are younger than 62 years old, they should consider other types of mortgage programs.

  • Can a student loan hinder you from qualifying for a mortgage in Van Nuys?

    No, a student loan will not hinder you from qualifying for a mortgage in Van Nuys. Even if you have student loan debt, you may still get access to a mortgage if you have decent credit and sufficient income. To increase your chances of being approved for a mortgage even if you have a student loan, you may want to consider a 0% down payment loan. The next option is to lower your debt-to-income ratio by paying down some debt.

  • How do you refinance a mortgage?

    Decide why you’re refinancing, such as to get a lower interest rate, pay off your loan faster, or to get a lower monthly payment. Share your credit information with your broker along with information about the equity you have in your home. Review your mortgage refinance broker’s quotes and choose the best loan terms.