Expertise.com
2024

Last updated:

Best Life Insurance Companies in Van Nuys

Our Recommended Top 8

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Van Nuys Life Insurance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

4912

Reviewed

2950

Curated

8

Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Website
6422 Van Nuys Boulevard, Los Angeles, CA 91401
  • Life Insurance

Why choose this provider?

Zaven Paronian is a local State Farm insurance agent, serving clients in Van Nuys and surrounding areas for over nine years. He offers risk management solutions for life and health, as well as products to protect personal properties. Additionally, the agency provides insurance plans for commercial clients. Services for banking and mutual funds are also available. Paronian and his team can communicate in English, Armenian, Spanish, and Russian. His agency has qualified for the State Farm President’s Club.

License Verified:

License: 0K91474

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Yelp
4.5 / 5 (38)
Google
4.0 / 5 (10)
Facebook
5.0 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
5000 Van Nuys Boulevard, Los Angeles, CA 91403
  • Life Insurance

Why choose this provider?

Hoffman Brown Company is an independent insurance agency established in 1961. Its agents cater to first-time and tenured policyholders in Van Nuys, especially those with life insurance. They examine a client's background and objectives to modify short-term and long-term policies. It processes applications for incoming retirees or updates policies to include newborn children. During its 60-year service, Hoffman Brown Company has been named as one of the "Best Places to Work in Los Angeles" by the Los Angeles Business Journal.

License Verified:

License: 0814758

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Yelp
4.5 / 5 (11)
Facebook
5.0 / 5 (4)
Google
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
7227 Balboa Boulevard, Van Nuys, CA 91406
  • Life Insurance

Why choose this provider?

Don Carlos Insurance Services is an insurance brokerage that assists families, individuals, and businesses in the Van Nuys area. It offers an array of personalized risk management strategies, including life insurance and coverage for homeowners, condominiums, renters, and motorcycles. It also provides business policies, such as general and professional liability insurance. Its automobile coverage includes add-on features, like roadside assistance and rental car. The brokerage aims to guide clients through the various options and to help them choose the policies that suit their needs.

License Verified:

License: 0L00764

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.4
Google
4.0 / 5 (13)
Yelp
5.0 / 5 (10)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
7242 Sepulveda Boulevard, Los Angeles, CA 91405
  • Life Insurance

Why choose this provider?

ERC Insurance is a life insurance company that serves clients from Van Nuys and its surrounding areas. The agency offers a wide range of life insurance options such as whole, term, and universal, to secure clients in case of an unexpected event. Insurance plans for cars, homes, and businesses are also offered by the company. Led by Roberto Castro, ERC Insurance has been providing insurance solutions to individuals and businesses for over 14 years now.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Google
4.0 / 5 (2)
Facebook
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
14140 W Magnolia Blvd, Los Angeles, CA 91423-1184
  • Life Insurance

Why choose this provider?

Ares Insurance is Sherman Oaks-based company that extends its services to the Van Nuys metro. It is an independent agency that assists families and individuals in acquiring life insurance plans. In addition, the firm offers other personal and small business policies, such as umbrella, earthquake, homeowners', workers' compensation, and cyber liability insurance. Its agents work with multiple carriers in creating personalized coverages, including Safeco and Travelers. Ares Insurance is a family-owned and family-operated business founded in 1982.

License Verified:

License: 0571848

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (12)
Facebook
5.0 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
13631 Van Nuys Boulevard, Los Angeles, CA 91331
  • Life Insurance
  • Health Insurance

Why choose this provider?

John Hernandez is an insurance agent who works with State Farm and serves clients in the Van Nuys area. He offers life, health, home, and pet insurance policies to help clients prepare for unexpected events in the future. Other risk protection policies include annuities, mutual funds, and banking. Hernandez has been in the industry since 1993. He opened his own local insurance firm in 2010. His firm was an assembly district 39 Small Business of the Year recipient.

License Verified:

License: 0B19429

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (62)
Yelp
4.0 / 5 (38)
Facebook
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
8484 Wilshire Blvd. Ste. 515, Beverly Hills, CA 90211
  • Life Insurance
  • Health Insurance

Why choose this provider?

Coverage Alliance Insurance Services is an agency that has been serving Van Nuys and surrounding communities since 1999. It offers term, universal, whole, and no medical exam life insurance policies, which are based on different factors such as the client's age, health, and lifestyle. Its team provides clients with information about the coverage options available from multiple insurance carriers, including Prudential, AIG, and Transamerica. The agency also offers insurance plans for burial, disability, and traveler's medical expenses.

License Verified:

License: 0C76906

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (16)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
4100 West Alameda Avenue, Burbank, CA 91505
  • Life Insurance

Why choose this provider?

America's Pride is an insurance agency that caters to clients from Van Nuys and the surrounding areas. Founded by Rudy Echeverria in 2018, the agency provides term life insurance policies, return-of-premium term life insurance plans, and indexed annuity coverages. It also offers indexed universal life insurance, which is a form of permanent life insurance. Additionally, America's Pride works with insurance and annuity providers, such as National Life Group, American National, The Cincinnati Insurance Companies, AIG, and Fidelity Investments.

License Verified:

License: 0M14298

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (14)
Google
5.0 / 5 (1)

Frequently Asked Questions

  • Can a spouse receive a portion of a life insurance payout if they are not named as a beneficiary in Van Nuys?

    Yes, even if they are not named as a beneficiary, a spouse may be entitled to a portion of the life insurance proceeds. According to California's community property laws, if the life insurance policy was purchased with community funds during the marriage, it is considered equitably owned by both spouses.

  • Can you contest a life insurance beneficiary in Van Nuys?

    Yes, you have the right to contest a life insurance beneficiary after the policyholder's death if you have a valid legal claim that the individual listed as the beneficiary with the life insurance company is not the one intended by the insured. If two or more beneficiaries are vying for the proceeds, the insurance company may file an interpleader lawsuit to settle the dispute.

  • How long do you have to make a payment before your life insurance policy gets terminated in Van Nuys?

    You generally have 60 days from the date on which the premium was due or left unpaid to make a payment, according to California's life insurance laws. In the state of California, insurance companies are required to provide insurance policyholders notice within 30 days after a premium payment is due.

  • What happens to your life insurance policy after a divorce in Van Nuys?

    According to California law, any life insurance purchased during a marriage is considered community property in the event of a divorce. When it comes to accumulated cash value life insurance policies, such as whole life or universal life insurance, the cash value is expected to be divided equally among the spouses. However, the spouse who was named as the beneficiary will typically take ownership of the policy.

  • Who can change the beneficiaries on a life insurance policy in Van Nuys?

    A life insurance policy's beneficiaries can only be changed by the policyholder or an individual who has been granted the authority to make decisions on the policyholder's behalf through a durable power of attorney. A spouse, children, an estate, a trust, a charitable organization, or a legal entity, such as a company, are all examples of life insurance beneficiaries.

  • Which is better, term or whole life insurance?

    Life insurance is a personal financial tool, so the right type of insurance for you depends on your goals and current situation. One of the main differences between term life insurance and whole life insurance is that term life insurance only covers you for a set period of time. Once you meet the premium payment requirements on a whole life plan, it covers you for the rest of your life. Whole life insurance also builds cash value, making it a potential investment. But whole life insurance is typically much more expensive than term life insurance.

  • How much life insurance do I need?

    A common recommendation is purchasing life insurance that is equal to five times your current salary, or more. But you can also estimate how much life insurance you need by adding up your debts, annual expenses for dependents multiplied by the years you want to ensure support, and any other items you wish to cover, such as a future wedding or college tuition.

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