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Best Homeowners Insurance Agencies in Van Nuys

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1 & Only Insurance Services logo
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1 & Only Insurance Services

6412 Matilija Ave Unit 210, Van Nuys, CA 91401
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  • Fire
  • Personal Property Insurance
  • Flood

Business Description

1 & Only Insurance Services has been delivering insurance products and services in Van Nuys and the surrounding areas for more than 20 years. Founded in 2009, the company assists individuals in protecting their homes and families against unprecedented perils with a homeowners' insurance policy. Its independent agents provide a range of homeowners' coverage options from several carriers. These include protection for structural property and personal property damage, fire and water damage, theft, deductibles, and loss of use. Other insurance offerings include auto, low-cost auto, health, and business insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.8 / 5 (21)
Yelp
5.0 / 5 (8)
Facebook
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Andes Insurance logo
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Andes Insurance

16105 Victory Boulevard, Van Nuys, CA 91406
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  • Renter's Insurance
  • Flood
  • Fire

Business Description

Andes Insurance is an independent insurance agency in Van Nuys that helps homeowners to protect their properties, possessions, and families. The agency offers home insurance that provides property and personal liability coverage. Property coverage can mean the dwelling and personal belongings, including money and jewelry in case of theft. Andes Insurance has been serving its local community and surrounding areas since 1997. It also offers other property insurance as well as insurance for business, vehicles, events, travel, and wedding.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.6 / 5 (13)
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Barri Lynn Hollander - State Farm Insurance Agent logo
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Barri Lynn Hollander - State Farm Insurance Agent

5634 Van Nuys Boulevard, Van Nuys, CA 91401
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  • Multiple Policy Types

Business Description

Barri Lynn Hollander is a State Farm Insurance agent based in Van Nuys. She meets with clients and reviews their existing homeowners' plans, as well as guides them In filing claims, adding coverage, or changing policies. The insurance agent uses her decade-long experience to consider the house's material, alarms, and age for personalizing insurance plans. Hollander has lived in California for over 25 years and is familiar with the local weather and common house risks. She also provides coverage for cars and health.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (62)
Yelp
4.5 / 5 (56)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Cost U Less Insurance Center logo
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Cost U Less Insurance Center

7222 Van Nuys Boulevard, Van Nuys, CA 91405
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  • Renter's Insurance

Business Description

Cost-U-Less Insurance is a full-service insurance company that has been serving the Van Nuys metro area since 1989. The company assists individuals and families in protecting their private homes and personal belongings against disasters through a homeowners insurance policy. Its licensed agents educate customers on the different coverage options, including physical structures, personal possessions, owner's liability, medical fees, and additional living expenses. Other extensive offerings include personal, commercial, and specialty insurance packages. The company serves clients throughout California.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Google
4.3 / 5 (54)
Facebook
3.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
ishtarinsurance.com logo
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ishtarinsurance.com

14701 Calvert St, Van Nuys, CA 91411
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  • Personal Property Insurance
  • Multiple Policy Types

Business Description

Ishtar Insurance Services, Inc., is a team of independent insurance agents servicing the residents of Van Nuys. Established in 1990, this company partners with different insurance carriers to help homeowners obtain adequate insurance coverage and protect them from financial risks. Its insurance professionals seek to understand homeowners' needs to provide custom solutions. Homeowners' insurance quotes can be requested online. Ishtar Insurance Services, Inc., also offers auto, contractor, limousine, and trucking insurance products.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Google
5.0 / 5 (5)
Facebook
4.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Legacy Insurance Agency logo
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Legacy Insurance Agency

14407 Gilmore Street, Van Nuys, CA 91401
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  • Multiple Policy Types

Business Description

Legacy Insurance Agency is an independent insurance agency in Van Nuys that works with multiple insurance carriers to provide customers a suitable policy for their specific needs. It offers homeowners' insurance to help property owners or renters find the right policy to cover their homes or apartments. The agency helps customers find named-perils policies for specific losses or all-risk policies that cover most, if not all, incidents. Legacy Insurance Agency also helps customers with other policies like business insurance and vehicle insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
3.8
Google
4.3 / 5 (7)
Yelp
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
rrisca.com logo
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rrisca.com

7335 Van Nuys Boulevard, Van Nuys, CA 91405
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  • Multiple Policy Types

Business Description

Right Rate Insurance Services Inc. offers various risk management solutions to clients throughout Van Nuys and other areas in California. The professionals from this business provide homeowners' insurance services to help clients protect their families and homes. Its team of insurance agents also handles insurance policies related to commercial and personal coverage, automobile, general liability, workers' compensation, surety bonds, and specialty dwelling. Right Rate Insurance Services was established in 2001.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Yelp
5.0 / 5 (5)
Google
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Seong Hyeon Cho - Farmers Insurance logo
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Seong Hyeon Cho - Farmers Insurance

600 East Washington Boulevard, Los Angeles, CA 90015
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  • Personal Property Insurance
  • Multiple Policy Types

Business Description

Seong Hyeon Cho is a Farmers Insurance agent in Van Nuys. A four-year insurance agent, Cho helps people find the right insurance policy that fits their needs. One of the insurance policies he helps with is homeowners' insurance, wherein he presents his clients with various options on how they can insure their property and their belongings. Among these options is the Farmers Smart Plan Home that allows the clients to customize how they want their home to be protected.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (1)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Sepulveda Insurance Agency logo
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Sepulveda Insurance Agency

14915 Sherman Way, Van Nuys, CA 91405
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  • Renter's Insurance
  • Multiple Policy Types
  • Personal Property Insurance
  • Multiple Carriers
  • Fire
  • Earthquake
  • Condos

Business Description

Sepulveda Insurance Agency is a family-owned-and-operated insurance agency that works with multiple insurance carriers to provide customers in Van Nuys the financial protection they deserve. Since opening its doors in 1964, Sepulveda Insurance Agency has provided a wide range of personal and commercial insurance products like homeowners' insurance. The agency helps property owners protect their homes from disasters and losses and can also provide insurance policies with coverage against earthquakes. Sepulveda Insurance Agency works with carriers like Safeco, Progressive, and Mercury Insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Google
3.7 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
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Frequently Asked Questions

Introduction

Homeowners' insurance is a type of property insurance used by private property owners to protect their home and property from a range of risks and liabilities. It is also called home insurance.

All homeowners' insurance policies cover the primary home on a property, meaning that most damage from weather, accidents, vandalism, and other events will be at least partially paid for by the insurance company. Many policies also include coverage for other structures, personal property, and some premises liability.

It is not required by law that a homeowner purchases insurance for their property. However, if you have a mortgage, the lender will usually make purchasing a homeowners' policy a mandatory part of the loan process. Since the mortgage lender is essentially selling you the home, they require you to protect the investment.

What determines the price of homeowners insurance premium?

The premium, or monthly cost, of your homeowners' insurance policy depends on several factors, including the value of your home and amount of coverage you choose. Your credit history and whether the property is in a higher risk area also play a role.

What is the difference between home warranty and homeowners insurance?

Homeowners' insurance protects your home and property from damage from events that include storms, theft, and fires. A home warranty covers repair costs for parts of your home that eventually breaks down. For example, if a fallen tree damages your roof, it's typically covered by insurance, not the warranty.

Does Geico offer homeowners insurance?

Because auto insurance is Geico's focus and where they invest the most in advertising, many people know the company only as a car insurance provider. On the contrary, Geico does offer a range homeowners' insurance policies that cover dwellings, personal property, and personal liability, among other provisions.

How long does homeowners warranty insurance last?

Home warranties vary based on the provider of the coverage, but most home warranties last for one year. Once they run out, homeowners have the option of renewing the warranty or letting it lapse. If a covered item breaks down after the warranty period is over, repair costs won't be reimbursed.

Does homeowners insurance cover water heaters?

Homeowners' insurance doesn't cover water heaters when they break down from normal wear and tear. An insurance policy may cover water damage to your home and property if it malfunctions, and if the water heater is damaged by a fire or an accident, home insurance may provide the costs to replace it.

Are RVs covered under homeowners insurance?

Usually, an RV is covered under your homeowners' insurance, but that coverage will probably be subject to several exceptions and contingencies. For example, if you want to drive your RV, you'll either need car insurance or specialized RV insurance since the risks you'll face on the road do not fall under a homeowner's policy.

Do new buyers need owner\'s title insurance on a new home?

There are unique risks that a buyer of a new home may face. For example, property claims from previous owners or liens from suppliers whom the homebuilders never paid during construction. Title insurance protects the home from these perils, and your mortgage lender may require it.

Do owner builders need home warranty insurance?

In the United States, owner builders are not required to have home warranty insurance. If you're the one who built your home, you're expected to incur the costs of repairs yourself if a structure or appliance breaks down.

Are dogs deaths covered in homeowners insurance?

Usually, the loss of a dog or other pet is not covered by your home insurance. However, many insurance providers offer riders — packages of added coverage — for pets called pet insurance. This ensures that medical costs and property damage caused by your pets are fully covered.

Are earthquakes covered in standard homeowners insurance policies?

Standard homeowners' insurance policies do not cover damage directly caused by earthquakes. Insurance will sometimes cover indirect damage, however. For example, if an earthquake causes a fire in your home, damage from the fire will be covered under a standard home insurance policy.

Are homeowners insurance and car insurance deductible?

Homeowners' insurance and car insurance premiums are not deductible as personal expenses on your taxes. However, some percentage of your premiums may be deductible as business expenses if you own a business and use your car and home for business purposes. This may vary between states.

Are homeowners insurance payouts taxable income?

If you file a claim after a burglary at your home, for example, the insurance company will assess the value of the property lost or damaged and reimburse that amount. This payout is not taxable because it's not income — it's a replacement of lost value.

How frequent should one change auto or homeowners insurance to another provider?  

If you find home and auto insurance policies that you're happy with, you may never want to switch. However, various providers offer different combinations of coverage and price, so you may want to assess all your options every few years.

What should a homeowners insurance include/cover?

A homeowners' insurance policy should cover the dwelling, personal property inside and some outside, other structures on the property, and liability. For example, it should cover medical bills if a guest sustains an injury. Not all of these coverages are included in every policy.

How much homeowners insurance should someone carry?

How much insurance you need depends on the size of your home, its age, and other unique factors. Standard insurance policies cover around 70% of the total value of your home and additional covered property. Most policies that offer premises liability include $100,000 in liability coverage.

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