Expertise.com

2024

Last updated:

Best Homeowners Insurance Agencies in Van Nuys

Our Recommended Top 6

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Van Nuys Homeowners Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

68Reviewed

43Curated

6Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Website
6412 Matilija Ave Unit 210, Van Nuys, CA 91401
  • Fire
  • Personal Property Insurance
  • Flood

Why choose this provider?

1 & Only Insurance Services has been delivering insurance products and services in Van Nuys and the surrounding areas for more than 20 years. Founded in 2009, the company assists individuals in protecting their homes and families against unprecedented perils with a homeowners' insurance policy. Its independent agents provide a range of homeowners' coverage options from several carriers. These include protection for structural property and personal property damage, fire and water damage, theft, deductibles, and loss of use. Other insurance offerings include auto, low-cost auto, health, and business insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.8 / 5 (21)
Yelp
5.0 / 5 (8)
Facebook
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
5634 Van Nuys Boulevard, Van Nuys, CA 91401
  • Multiple Policy Types

Why choose this provider?

Barri Lynn Hollander is a State Farm Insurance agent based in Van Nuys. She meets with clients and reviews their existing homeowners' plans, as well as guides them In filing claims, adding coverage, or changing policies. The insurance agent uses her decade-long experience to consider the house's material, alarms, and age for personalizing insurance plans. Hollander has lived in California for over 25 years and is familiar with the local weather and common house risks. She also provides coverage for cars and health.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.8 / 5 (62)
Yelp
4.5 / 5 (56)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
7335 Van Nuys Boulevard, Van Nuys, CA 91405
  • Multiple Policy Types

Why choose this provider?

Right Rate Insurance Services Inc. offers various risk management solutions to clients throughout Van Nuys and other areas in California. The professionals from this business provide homeowners' insurance services to help clients protect their families and homes. Its team of insurance agents also handles insurance policies related to commercial and personal coverage, automobile, general liability, workers' compensation, surety bonds, and specialty dwelling. Right Rate Insurance Services was established in 2001.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Yelp
5.0 / 5 (5)
Google
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
16105 Victory Boulevard, Van Nuys, CA 91406
  • Renter's Insurance
  • Flood
  • Fire

Why choose this provider?

Andes Insurance is an independent insurance agency in Van Nuys that helps homeowners to protect their properties, possessions, and families. The agency offers home insurance that provides property and personal liability coverage. Property coverage can mean the dwelling and personal belongings, including money and jewelry in case of theft. Andes Insurance has been serving its local community and surrounding areas since 1997. It also offers other property insurance as well as insurance for business, vehicles, events, travel, and wedding.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.6 / 5 (13)
Yelp
5.0 / 5 (2)
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
14407 Gilmore Street, Van Nuys, CA 91401
  • Multiple Policy Types

Why choose this provider?

Legacy Insurance Agency is an independent insurance agency in Van Nuys that works with multiple insurance carriers to provide customers a suitable policy for their specific needs. It offers homeowners' insurance to help property owners or renters find the right policy to cover their homes or apartments. The agency helps customers find named-perils policies for specific losses or all-risk policies that cover most, if not all, incidents. Legacy Insurance Agency also helps customers with other policies like business insurance and vehicle insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Google
4.3 / 5 (7)
Facebook
5.0 / 5 (3)
Yelp
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.5
Responsiveness
Friendliness
Helpfulness
Detail

Website
600 East Washington Boulevard, Los Angeles, CA 90015
  • Personal Property Insurance
  • Multiple Policy Types

Why choose this provider?

Seong Hyeon Cho is a Farmers Insurance agent in Van Nuys. A four-year insurance agent, Cho helps people find the right insurance policy that fits their needs. One of the insurance policies he helps with is homeowners' insurance, wherein he presents his clients with various options on how they can insure their property and their belongings. Among these options is the Farmers Smart Plan Home that allows the clients to customize how they want their home to be protected.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (1)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

FAQs

  • Introduction

    Homeowners' insurance is a type of property insurance used by private property owners to protect their home and property from a range of risks and liabilities. It is also called home insurance.

    All homeowners' insurance policies cover the primary home on a property, meaning that most damage from weather, accidents, vandalism, and other events will be at least partially paid for by the insurance company. Many policies also include coverage for other structures, personal property, and some premises liability.

    It is not required by law that a homeowner purchases insurance for their property. However, if you have a mortgage, the lender will usually make purchasing a homeowners' policy a mandatory part of the loan process. Since the mortgage lender is essentially selling you the home, they require you to protect the investment.
  • Can you see the specifics of your Van Nuys homes insurance policy on a declaration page?

    The declaration page gives you a fast overview of the contents of your Van Nuys homeowners insurance policy, but it frequently leaves out important details like special exclusions or policy endorsements. To learn everything there is to know about your coverages, examine the entirety of your policy documentation.

  • Do Van Nuys homeowners policies cover losses due to fires in chimneys?

    Most Van Nuys typical homeowners insurance policies do not cover preventable problems, so whether you're protected in the case of a chimney fire depends on how well-maintained your chimney has been. If you've been maintaining your chimney by cleaning it frequently and taking care of any typical wear and tear from usage, you'll probably be covered in the event of an accidental fire.

  • What isn't covered by Van Nuys homes insurance when it comes to swimming pools?

    Swimming pool damage resulting from an excluded risk, such as flood and earthquake, is not covered by a homeowners insurance policy in Van Nuys. Additionally, the insurance company will not pay out for damages if the structure was harmed by careless maintenance or normal wear and tear, or if the insured maliciously damaged the pool.

  • Why should you not make a house insurance claim in Van Nuys if the harm done to your property is minor?

    If the damage to your property is minor, you shouldn't make a house insurance claim in Van Nuys since any claim, even one that is extremely tiny, may result in an increase in your home insurance rate. Avoid filing claims with repair prices that are below and only marginally above your deductible because your insurance won't cover much of the expense, and you run the risk of seeing your premium go up.

  • Are you required to purchase home insurance in Van Nuys?

    It is not required by law in California to have homeowners insurance in Van Nuys. However, if you are still making payments on a home equity loan or mortgage, your lenders will demand you to have home insurance coverage. This is because your home is used as collateral for these loans, so the lender has a stake in making sure the property is adequately insured against loss or damage.

  • What determines the price of homeowners insurance premium?

    The premium, or monthly cost, of your homeowners' insurance policy depends on several factors, including the value of your home and amount of coverage you choose. Your credit history and whether the property is in a higher risk area also play a role.

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