Best Mortgage Brokers in Vacaville

Almond Tree Mortgage handles the needs of first-time, second home, and investment buyers in Vacaville and the neighboring areas. The company specializes in various mortgage programs, which include conventional, FHA, USDA, and VA loans. Its team of loan officers and processors has experience providing customers with communication and follow-ups and helping them navigate the whole mortgage process and avoid common mistakes. Almond Tree Mortgage has been helping customers with their home loan needs for nearly 20 years.

Brickhouse Mortgage, Inc., attends to the needs of homeowners and homebuyers in Vacaville and nearby areas. It assists clients through the home loan process, whether they are planning to purchase a single-family home, multi-family residence, condo, or townhouse. FHA, VA, and jumbo are some of the loan programs it offers. It also provides USDA loans, catering to individuals looking to acquire properties in suburban locations. Additionally, adjustable-rate, interest-only, and graduated payments mortgage options are available.

Citizens Financial is a mortgage brokerage firm catering to individuals and families in Vacaville. The company guides residential property buyers in each step of their mortgage journey. It implements specialty financing programs for clients buying their first homes, individuals looking for multi-million dollar loans, and borrowers considering refinancing. Citizens Financial was established in 2015 and offers customized programs for local law enforcement agencies, armed forces, and first responders. It has offices in Northern and Southern California.

Deb Sundlie-Osborn is a senior loan officer at United Lending Partners. Deb specializes in mortgage services to help individuals purchase homes in Vacaville and the surrounding areas using various loan programs with fixed or adjustable rates. These loan programs include jumbo and super jumbo, conforming, USDA, FHA, and VA. She also allows clients to choose loan terms ranging from five to 30 years. Deb has more than two decades of experience handling mortgage matters of home buyers and owners.

Downtown Lending Group serves clients in and around the Vacaville community. It offers a variety of loan products, such as adjustable-rate, fixed-rate, and hybrid, monthly, and annual ARM loans. It guides home buyers and current homeowners planning to refinance their mortgages for home remodeling projects. Its team assists clients throughout the loan application process and provides them with regular updates through phone or email. Deanna Shimboff, senior loan consultant at the company, has been in the mortgage brokerage industry since 2005.

Dream Team Lending is a Vacaville-based brokerage that offers its program options to local applicants. It is headed by Loli Martinez Lonso and Alix Pate, who have at least three decades of collective experience in providing various loaning choices for homebuyers, sellers, and property investors. Their recommendations are canvassed and adjusted based on criteria derived from comprehensive assessments of marketing conditions and mortgage rate changes. They are affiliates of the Women's Council of Realtors and the Northern Solano County Association of Realtors.

Edward Nakamura caters to home purchasers in Vacaville who seek mortgage brokers. He operates under the Finance of America Mortgage banner and refinances existing real estate obligations into more manageable forms. The agent also delivers loan programs that include government products for members of the military, as well as reverse mortgages fit for senior citizens. Edward offers educational modules online that teach the various aspects of property transactions, such as their estate planning uses and accounting-related processes.

Jody Ballard is a mortgage broker who caters to clients in Vacaville. She offers loan programs to individuals and families looking to build, purchase, or refinance their homes. Some of the loan options she provides are 15- or 30-year fixed, jumbo, FHA, and VA loans. She also helps senior adults apply for reverse mortgages, which allow them to pay off their existing loans by giving them access to their home equity. Ballard is affiliated with Kappel Mortgage Group.

Kappel Mortgage Group Incorporated is a brokerage firm that has been serving clients in Vacaville and the surrounding areas since 2004. It offers different mortgages for purchase and refinance transactions, including jumbo, FHA, VA, and cash-out home loans. It provides country, state, and local government programs to those who want lower upfront fees and interest rates. The company is headed by Ted Kappel, who has been in the mortgage industry since 1995. It also has a real estate marketplace.

Legacy Group serves people in Vacaville. It helps its clients develop a plan for one of the biggest investments in their life. It assists them with purchasing their dream homes by offering various mortgage products. These include conventional, jumbo, FHA, USDA, and VA loans. The company also provides refinancing options for homeowners who are looking to consolidate debts, pay off their mortgage faster, or reduce their monthly payments. Nate Pina, the division manager, holds the Certified Military Home Specialist and Military Mortgage Specialist designations.

Yvette Phillips Thomas is a mortgage broker who caters to clients in the Vacaville metro and the surrounding areas. She works with first-time homebuyers and seasoned real estate investors and helps them build equity and stabilize their housing costs by offering various mortgage programs. These include fixed-rate, jumbo, investment property, FHA, USDA, and VA loans. She also provides refinancing options, which allow clients to consolidate debts and reduce monthly mortgage payments. Thomas brings over 25 years of industry experience. She holds an MBA degree.