Expertise.com

Best Homeowners Insurance Agencies in Upland

2024

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Providers

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Website
10700 Jersey Boulevard Suite #230, Rancho Cucamonga, CA 91730
  • Multiple Carriers
  • Multiple Policy Types

Why choose this provider?

Holt Insurance Agency, Inc., is a Rancho Cucamonga-based business that serves the Upland area. Included in its product line is home insurance which may include liability protection and medical expenses coverage. Its team of agents can also furnish home insurance policies that cover personal property losses that involve electronics, jewelry, and guns. They provide protection plans for owners of high-value residences, beach homes, and vacation properties. Holt Insurance Agency was established by Wendy Holt two decades ago.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (8)
Yelp
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
2335 W Foothill Blvd #3, Upland, CA 91786
  • Earthquake
  • Personal Property Insurance
  • Flood
  • Fire

Why choose this provider?

Kessler Alair Insurance Services works with clients in the Upland area. Its agents help homeowners to select and obtain insurance policies that cover them financially in case of theft, vandalism, unexpected accidents, and disasters. This independent agency works with a variety of carriers. That includes Progressive, Safeco Insurance, and Liberty Mutual. In addition to home insurance, it also sells auto and life insurance policies. Kessler Alair Insurance Services is a member of the Insurance Agency Network.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (168)
Yelp
5.0 / 5 (81)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
8350 Archibald Ave, Rancho Cucamonga, CA 91730
  • Renter's Insurance
  • Multiple Policy Types

Why choose this provider?

Westlane Insurance Services Inc. is a Rancho Cucamonga-based agency that serves individuals and businesses in the Upland area. Included in its personal line of products are home, renters, motorcycle, and car insurance. Furthermore, the independent company specializes in truck insurance, covering dry vans, box trucks, reefers, and auto haulers. The company has access to policies from different carriers, allowing it to provide coverage options that will match clients' needs. Westlane Insurance Services has been in operation for over a decade.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.3
Yelp
5.0 / 5 (4)
Google
3.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
150 East Meda Avenue, Glendora, CA 91741
  • Renter's Insurance
  • Multiple Policy Types
  • Personal Property Insurance
  • Multiple Carriers
  • Condos

Why choose this provider?

H2 Insurance Services serves the needs of residents in Upland. The agency offers various insurance policies including home insurance. It protects clients who live in homes, condominiums, or apartments. Its team creates home insurance policies that include dwelling coverage and personal property coverage. Personal belongings insured in standard policies are electronics, furniture, and clothing. Homeowners may also add coverage for valuable possessions such as art and antiques. The team at H2 Insurance Services has over 70 years of combined experience.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Facebook
5.0 / 5 (11)
Google
5.0 / 5 (2)
Yelp
1.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1407 West Foothill Boulevard, Upland, CA 91786
  • Personal Property Insurance
  • Multiple Policy Types

Why choose this provider?

Nick Mazzanti State Farm Insurance Agent serves clients in Upland and throughout its nearby areas. This agency strives to help its clients find the best State Farm products to cover them in case of accidents, disasters, or other problems that result in damage to their home or loss of the contents kept inside. Agent Nick Mazzanti has been working with State Farm for more than 15 years and has qualified for a variety of honors and awards.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
3.8
Google
3.7 / 5 (9)
Yelp
4.0 / 5 (8)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
140 North Benson Avenue, Upland, CA 91786
  • Multiple Policy Types

Why choose this provider?

Serving the Upland area, Sumner Insurance Services addresses clients' financial protection needs, like home insurance. Its team offers standard homeowners' insurance policies that cover replacement costs, liability, personal belongings, and the physical structure of a home. The professionals also help homeowners acquire specialty coverage that provides protection from earthquakes and floods. They also insure homeowners' valuable possessions such as jewelry. Sumner Insurance Services has created over 75,000 policies since its establishment in 1991.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Google
4.6 / 5 (776)
Facebook
5.0 / 5 (157)
Yelp
1.5 / 5 (43)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
306 North Mountain Avenue, Upland, CA 91786
  • Renter's Insurance
  • Multiple Policy Types
  • Personal Property Insurance
  • Multiple Carriers
  • Flood
  • Earthquake

Why choose this provider?

Thrifty Insurance Services, Inc. serves the insurance needs of individuals and businesses. Based in Upland, the agency offers a wide range of personal insurance products including home insurance. It helps homeowners protect their properties and belongings from events such as fires and theft. The insurance professionals also create customized policies that may cover home business occupancies as well as valuable possessions such as jewelry and art. Some of Thrifty Insurance Services, Inc.'s partner carriers are Kemper, MetLife, and Travelers.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.3
Google
4.3 / 5 (45)
Yelp
4.5 / 5 (8)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Frequently Asked Questions

  • Introduction

    Homeowners' insurance is a type of property insurance used by private property owners to protect their home and property from a range of risks and liabilities. It is also called home insurance.

    All homeowners' insurance policies cover the primary home on a property, meaning that most damage from weather, accidents, vandalism, and other events will be at least partially paid for by the insurance company. Many policies also include coverage for other structures, personal property, and some premises liability.

    It is not required by law that a homeowner purchases insurance for their property. However, if you have a mortgage, the lender will usually make purchasing a homeowners' policy a mandatory part of the loan process. Since the mortgage lender is essentially selling you the home, they require you to protect the investment.
  • For Upland residents facing large insurance disputes, is the California Department of Insurance the best avenue for resolution?

    In Upland, CDI typically doesn't tackle major or intricate insurance-related disagreements. While they assess complaints and uphold legal standards, they aren't usually intermediaries in heated disputes. In cases of substantial contention, Upland residents should consider consulting a dedicated public adjuster or an attorney well-versed in insurance regulations.

  • Why might Upland residents require flood insurance despite being distant from major water bodies? Does standard homeowner insurance cover this?

    Upland homes, even those far from substantial water sources, might sit in flood plains and face flood risks. Standard homeowner insurance doesn't encompass flood damages. To evaluate such risks, residents can use the National Flood Insurance Program's website, inputting their addresses for flood risk insights. Furthermore, to preview potential insurance costs, this site provides a quick quote for premium estimations.

  • How should Upland residents determine their home's "dwelling" limit? Are they informed about the estimated replacement costs by their insurer?

    Upland residents should base their "dwelling" limit on the rebuild cost, not the property's market value or purchase price. Insurance companies employ distinct formulas to deduce these costs. When applying for or renewing homeowners' insurance on a replacement cost basis, if insurers provide an estimate, they're obliged to furnish a copy of it to the insured or applicant procuring the coverage.

  • In Upland, how can homeowners effectively lower their insurance premiums and ensure they aren't overinsured?

    Upland homeowners can effectively reduce their insurance premiums by selecting a higher deductible they're comfortable with. This significant deductible cutback directly impacts the premium cost. Additionally, it's unnecessary to insure the land itself since it remains unaffected by natural catastrophes like floods or fires, ensuring further savings on the premium.

  • For Upland homeowners, does dwelling coverage under their homeowners' insurance encompass damage to their home's foundation?

    In Upland, dwelling coverage within a homeowners' insurance policy typically covers structural damages, including those to the foundation if caused by insured perils. However, it won't address damages resulting from neglect or everyday wear and tear. Homeowners bear the responsibility to diligently manage home upkeep to stave off potential risks.

  • What determines the price of homeowners insurance premium?

    The premium, or monthly cost, of your homeowners' insurance policy depends on several factors, including the value of your home and amount of coverage you choose. Your credit history and whether the property is in a higher risk area also play a role.

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