Expertise.com

2024

Last updated:

Best Financial Advisors in Union City

Our Recommended Top 6

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Union City Financial Advisors on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

23Reviewed

16Curated

6Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

San Carlos, CA 94070

Expertise.com Rating

Review Sources

Google
5.0 (6)

Why choose this provider?

Vested Financial Planning serves families and individuals in the Union City metro and nearby areas. It offers investment management solutions, which include monitoring and optimizing clients' investments to help them achieve financial security. The company creates customized strategies suited to investors' risk tolerance and time horizon. It also provides financial planning services. The firm's financial specialist, Tom Lo, has been in the industry for nine years. He is a member of the NAPFA and the FPA.

  • Financial Planning

919 E Hillsdale Blvd Suite 150, Foster City, CA 94404

Expertise.com Rating

Why choose this provider?

Summitry is an independent company that caters to the financial needs of residents in Union City and its surrounding communities. It offers personalized financial planning services, including fiduciary guidance, cash flow projections, budgeting, equity concentrations, and funding strategies. The business’s team of professionals also handles retirement planning, tax strategies, estate and trust planning, asset management, and customized investment strategies. One of its senior financial advisors, Mandy Pham, is a Chartered Financial Analyst, Certified Financial Planner, and Enrolled Agent.

  • Certified Financial Planner (CFP)

1811 Santa Rita Rd # 214, Pleasanton, CA 94566

Expertise.com Rating

Why choose this provider?

Serving the Union City metro, BlueSky Wealth Advisors provides a range of financial solutions. The firm helps with equity compensation, real estate, tax planning, and small business planning. It also offers wealth management processes such as financial tracking, evaluation, preservation, and implementation. As a full-service advisory firm, it additionally provides continuing financial counseling. Company CEO David L. Blain is a Chartered Financial Analyst associated with the National Association of Personal Financial Advisors.

  • Certified Financial Planner (CFP)

555 Veterans Boulevard Suite 100, Redwood City, CA 94063

Expertise.com Rating

Review Sources

Google
5.0 (2)

Why choose this provider?

Pettinelli Financial Partners is an independent firm serving the Union City metro. It provides personalized planning solutions to help individuals and families secure financial protection. The company offers a full range of investment and financial services, including business succession, retirement income, education savings, and estate planning and conversion. Its financial advisors also process life, long-term care, and disability insurance. In addition, they serve business owners who need 401(k) planning assistance. Pettinelli Financial Partners has been in the industry since 2010.

  • Financial Planning

39899 Balentine Dr. Suite 200, Newark, CA 94560

Expertise.com Rating

Review Sources

Yelp
5.0 (8)
Google
5.0 (3)

Why choose this provider?

Abundance Wealth Planning LLC assists professionals and small business owners in Union City with their financial planning matters. The company provides business coaching and family wealth planning to help individuals and families organize, grow, and protect their assets. The founder, Joseph Kuo, is a CPA and financial planner who handles cash flow management, employee benefits optimization, investment management, tax planning, and retirement planning. He is also a member of the National Association of Personal Financial Planners.

  • Certified Financial Planner (CFP)
  • Financial Planning

7011 Koll Center Parkway, #190, Pleasanton, CA 94566

Expertise.com Rating

Why choose this provider?

Carlisle Financial Group is a firm that caters to the needs of clients in Union City and its surrounding communities. Its team of professionals provides financial guidance and support in creating customized strategies. The company also offers a wide range of products, such as retirement savings accounts, traditional and Roth IRAs, mutual funds, and investments. In addition, it handles life, health, and disability income insurance. Its wealth advisor, Raymond Carlisle, is a Certified Financial Planner.

  • Certified Financial Planner (CFP)
  • Retirement Planning
  • Insurance Products

FAQs

  • Introduction

    There are many titles for financial professionals, so it's challenging to track what each one means. A financial advisor is probably the term you've heard most often. Financial advisor is a broad term for a professional who helps individuals or companies manage their finances, including investment choices. There are over 100 certifications that financial advisors can obtain.

    • Financial planners, wealth managers, and investment advisors are all financial advisors with different focus areas.
    • A financial planner helps an individual or a company make a plan to achieve long-term financial goals.
    • A wealth manager helps individuals maintain their wealth through various disciplines and services, such as taxes, estate planning, and investment advice.
    • An investment advisor offers investment advice and recommendations to individuals or organizations.
    There’s a misconception that you have to be extremely wealthy to use a financial advisor. In reality, they can be beneficial for people from any income level. Keep reading to find answers to the most commonly asked questions about financial advisors, so you know which type can fit your specific needs.

  • How much does it cost to hire a fee-only financial advisor in Union City?

    There is no definite cost to hire a fee-only financial advisor in Union City. However, most fee-only financial advisors calculate their fixed fees based on the client’s adjusted gross income and net worth. They also do not receive commissions or kickbacks from financial products.

  • Can tax credits affect your taxable income or tax bracket in Union City?

    No, tax credits do not affect your taxable income or tax bracket in Union City. Tax credits are simply discounts that can be given based on your income level, parental status, educational affiliations, and other circumstances that lower the amount of your tax debt. They are either refundable or non-refundable.

  • What are the 2023 standard tax deduction amounts for single individuals in Union City?

    According to the IRS, the standard tax deduction amounts for individual single taxpayers in Union City in 2023 are 37% for incomes over $578,125, 35% for incomes over $231,250, 32% for incomes over $182,100, 24% for incomes over $95,375, 22% for incomes over $44,725, and 12% for incomes over $11,000. The tax deduction amount for individual single taxpayers with incomes of $11,000 or less remains at 10%.

  • Should you still file your tax return despite receiving an unexpected tax bill in Union City?

    Even if you receive an unexpected tax bill, or if you are unsure of the tax amount you owe, you must file still your tax return or pay at least a partial payment on time in Union City. Delaying your tax return filing can cause you substantial penalties. Alternatively, you can file an extension, which will allow you to recalculate your tax amount.

  • What types of income are subject to tax in Union City?

    As mandated by the IRS, all of your earned and unearned income in Union City is subject to tax. Earned incomes include your salary, work bonus, equity benefits, and other financial rewards or compensation from your employer. Meanwhile, some examples of unearned incomes include investments, rental businesses, and other passive income sources.

  • Are financial advisors worth it?

    Whether or not a financial advisor is worth it depends on your personal situation. If your finances are fairly straightforward, then you may be better off handling it on your own. But if you have substantial assets or a complex investment portfolio, then hiring someone to handle it for you can be well worth the cost.