Best Mortgage Refinance Companies in Tustin

Laurels
Laurels

We did the research for you!

Learn more
  • checkboxLicensing
  • checkboxUser Reviews
  • checkboxMystery Shopping Calls

Mortgage Refinance Companies FAQs

Learn more
Equinox Home Financing logo
Visit WebsiteWebsite

License Verified:

License: 1212805

Nationwide Multistate Licensing System and Registry

Equinox Home Financing

17291 Irvine Blvd Suite 400, Tustin, CA 92780
Visit WebsiteWebsite
  • New Construction

Business Description

Equinox Home Financing offers various home loan programs to individuals, families, and real estate investors in Tustin. The business provides home purchasing and refinancing solutions that meet the client's specific needs and situations. It assists self-employed borrowers who lack tax returns by using their bank statements for loan qualification. For customers lacking financial documentation, its staff guides them through the no-income loan option. Equinox Home Financing aims to make the process accessible to clients by providing online tools, including home value estimates and refinancing analysis.

License Verified:

License: 1212805

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (355)
Facebook
4.8 / 5 (73)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Express Capital logo
Visit WebsiteWebsite

License Verified:

License: 206752

Nationwide Multistate Licensing System and Registry

Express Capital

2552 Walnut Ave Ste 220, Tustin, CA 92780
Visit WebsiteWebsite
  • New Construction

Business Description

Express Capital offers assistance to Tustin homeowners who want to consider mortgage refinancing. With a collective mortgage experience of over seven decades, its management team members have the expertise to give clients a seamless loan experience. Express Capital has been providing lending solutions since 2004. Its loan programs include jumbo, conventional, FHA, VA, and investment property loans. It seeks to offer the best mortgage products available in the market by working with various groups of lenders.

License Verified:

License: 206752

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (66)
Yelp
5.0 / 5 (17)
Facebook
5.0 / 5 (8)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
iFund Mortgage logo
Visit WebsiteWebsite

License Verified:

License: 1111116

Nationwide Multistate Licensing System and Registry

iFund Mortgage

1720 E Garry Ave., Santa Ana, CA 92705
Visit WebsiteWebsite
  • New Construction

Business Description

iFund Mortgage caters to clients in Tustin and the surrounding areas. It works with homeowners applying for a cash-out refinance program to help them settle outstanding debts. During loan application, the firm's specialists check borrowers' employment and income status and credit history to find the program suitable for them. They also guide clients through the home buying process, from loan eligibility review to closing. The company's president, Chris Mikhael, has been involved in the mortgage and real estate industries since 2001.

License Verified:

License: 1111116

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (96)
Google
5.0 / 5 (57)
Yelp
5.0 / 5 (18)
Jay Rodriguez logo
Visit WebsiteWebsite

License Verified:

License: 902610

Nationwide Multistate Licensing System and Registry

Jay Rodriguez

1805 E. Garry Avenue, Santa Ana, CA 92705
Visit WebsiteWebsite
  • New Construction

Business Description

Jay Rodriguez serves individuals in Tustin who are looking to refinance to get a lower interest rate. He is a full-time mortgage broker for Arbor Financial Group, a company that works with over 75 lending institutions across the country. He leverages his industry experience of over 10 years by helping clients get past red tape in the mortgage process. Other services provided include reverse mortgage assistance. Rodriguez is a member of the National Association of Hispanic Real Estate Professionals.

License Verified:

License: 902610

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.9 / 5 (119)
Yelp
4.0 / 5 (9)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Lendia logo
Visit WebsiteWebsite

License Verified:

License: 295073

Nationwide Multistate Licensing System and Registry

Lendia

1913 E 17th St Suite 109, Santa Ana, CA 92705
Visit WebsiteWebsite
  • New Construction

Business Description

Lendia is a residential mortgage company that walks clients through the process of purchasing, refinancing, or investing in a home in Tustin and the surrounding areas. Its loan officers help clients obtain a lower interest rate or take out cash from their equity by refinancing their existing mortgage into a new VA streamline or cash-out refinance. Conventional and government-backed FHA loans are also available for those purchasing a home for the first time or as an investment property.

License Verified:

License: 295073

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (40)
Facebook
5.0 / 5 (11)
Quantum Lending logo
Visit WebsiteWebsite

License Verified:

License: 457035

Nationwide Multistate Licensing System and Registry

Quantum Lending

1432 Edinger Ste 200, Tustin, CA 92780
Visit WebsiteWebsite
  • New Construction

Business Description

Quantum Lending is a mortgage brokerage firm that serves homebuyers in Tustin and the surrounding communities. It helps clients meet their financial goals, which include paying off debts, getting more equity, and reducing interest rates, through its various refinancing options. It also has a range of loan programs for first-time and second-time buyers, from government-backed to rate-based mortgages. Quantum Lending has assisted more than 2,500 clients since 2002. It extends its services to real estate professionals, CPAs, and financial planners.

License Verified:

License: 457035

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Yelp
5.0 / 5 (32)
Facebook
5.0 / 5 (11)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Rate Plus logo
Visit WebsiteWebsite

License Verified:

License: 1230949

Nationwide Multistate Licensing System and Registry

Rate Plus

18012 Cowan, Suite 200, Irvine, CA 92614
Visit WebsiteWebsite
  • New Construction
  • Reverse Mortgages

Business Description

Rate Plus is a mortgage brokerage company serving individuals and families in and around the Tustin community. It helps clients obtain lower interest rates and maximize their home equity through various refinancing options. Its team has different loan programs for clients who are looking to purchase new houses for an upgrade or investment. Rate Plus has more than 30 years of experience in the home lending industry and is a member of the Mortgage Bankers Association.

License Verified:

License: 1230949

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Santiago Financial, Inc. logo
Visit WebsiteWebsite

License Verified:

License: 302948

Nationwide Multistate Licensing System and Registry

Santiago Financial, Inc.

161 Fashion Lane, Suite 206, Tustin, CA 92780
Visit WebsiteWebsite
  • Reverse Mortgages

Business Description

Santiago Financial, Inc., is a manufactured home loan firm catering to residents in Tustin. The company assists mortgage borrowers who own homes of different ages, possess various scores of credit, and come from diverse financial backgrounds. Its team of professionals custom-tailors refinancing options to help homeowners maximize program benefits. Santiago Financial has been serving the community for over 40 years and can serve clients in Spanish. In addition, it offers solutions for mobile home and land owners.

License Verified:

License: 302948

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.2
Facebook
4.5 / 5 (74)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
The Taylor Weiner Team logo
Visit WebsiteWebsite

License Verified:

License: 263090

Nationwide Multistate Licensing System and Registry

The Taylor Weiner Team

16400 E Pacific Coast Hwy, Huntington Beach, CA 92649
Visit WebsiteWebsite
  • New Construction
  • Reverse Mortgages

Business Description

The Taylor Weiner Team serves the residents of Tustin and the surrounding communities. It helps clients obtain financial products that suit their needs when refinancing or purchasing homes. It assists individuals in applying for fixed-rate, adjustable-rate, FHA, VA, jumbo, and USDA loans. The company also offers reverse mortgages for homeowners aged 62 and older. One of the agency's loan officers, Dilza Herrod, has more than 12 years of industry experience and is fluent in both English and Spanish.

License Verified:

License: 263090

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (48)
Facebook
5.0 / 5 (15)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Vision Quest Lending logo
Visit WebsiteWebsite

License Verified:

License: 1097640

Nationwide Multistate Licensing System and Registry

Vision Quest Lending

2860 Michelle Drive, Irvine, CA 92606
Visit WebsiteWebsite
  • New Construction

Business Description

Vision Quest Lending caters to clients throughout the Tustin metro. The company advises existing homeowners looking to refinance their mortgages to achieve financial goals like lowered interest rates. It provides an online refinance calculator that visualizes the impact of the client's decision on their finances. The company also deals with aspiring homeowners and offers various programs from different government agencies, including the FHA and VA. These include an FHA 203K loan, a solution that allows borrowers to finance home improvement projects.

License Verified:

License: 1097640

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.8 / 5 (26)
Facebook
5.0 / 5 (18)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
West Capital Lending logo
Visit WebsiteWebsite

License Verified:

License: 1005393

Nationwide Multistate Licensing System and Registry

West Capital Lending

202 Fashion Ln Ste. 223, Tustin, CA 92780
Visit WebsiteWebsite
  • Commercial Loans

Business Description

West Capital Lending is a Tustin-based wholesaler delivering refinancing solutions to homeowners in the metro. Its loan officers assess clients' existing loans to create strategies that help them secure lower interest rates, reduce monthly payments, or gain cash. Through multiple investor options, they find the refinancing programs suited for each borrower's needs and goals. The company has been serving the community since 2016. Co-founder Eric Hines has counseled over 1,000 families on refinancing loans and purchasing homes.

License Verified:

License: 1005393

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (525)
Yelp
4.5 / 5 (71)
Facebook
5.0 / 5 (11)
Back to Providers

Frequently Asked Questions

What should you expect when refinancing a mortgage?

When refinancing a mortgage, expect to answer a lot of questions and provide documentation to back up your answers. You'll may also pay fees and closing costs of around $5,000. Additionally, expect to start over in terms of building home equity, because refinancing takes the amortization process back to the beginning.

How often should you refinance your mortgage?

There is no recommended frequency for refinancing a mortgage. How often you should refinance is determined by when it will save you money. If you can get better terms on your mortgage by refinancing, then it’s a good time to take action.

Can you refinance a first mortgage and not a second?

You can refinance your first mortgage and not the second one, but it can be difficult. You have to get the lender of your second mortgage to agree to the refinancing. The process is called resubordination, and some home equity lenders won’t agree. Additionally, lenders typically charge extra fees to resubordinate a loan.

Read All FAQS