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Best Life Insurance Companies in Tustin

2023

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Website
14252 Culver Drive, Irvine, CA 92604
  • Life Insurance
  • Health Insurance
  • Individual Plans

Why choose this provider?

Cornerstone Specialty Insurance Services, Inc., is an independent insurance provider based in Irvine that extends its services to the surrounding communities, including Tustin. It represents many reputable insurance carriers, such as Liberty Mutual Insurance, Travelers, and The Hanover Insurance Group, to help clients acquire protection plans like life insurance to keep them financially supported during distressing events. Cornerstone Specialty Insurance Services, Inc., also offers homeowner’s, condo, and renter’s insurance. Its president and founder Lisa Greenberg started her insurance career in 1983.

License Verified:

License: 0715217

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
2.0
Google
2.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
601 North Parkcenter Drive, Santa Ana, CA 92705
  • Life Insurance
  • Whole Life Insurance
  • Term Life Insurance

Why choose this provider?

Roberti's Insurance Agency, Inc. is an independent agency serving Tustin and the surrounding communities since 1990. It offers term life and whole life insurance solutions for clients looking to create an inheritance for heirs, pay for final expenses, donate to charity, or pay federal and estate taxes after death. The agency also provides other insurance options such as auto, home, renters, and boat insurance. Commercial clients can also take advantage of business property, commercial auto, contractors, and general liability insurance.

License Verified:

License: 0G29321

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (37)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
15901 Red Hill Avenue, Tustin, CA 92780
  • Health Insurance

Why choose this provider?

Established in 1985, Wood Gutmann & Bogart Insurance Brokers is a full-service regional insurance brokerage in Tustin that represents over 100 insurance companies. It has over 180 employees and has over 6,000 active clients. The firm provides a comprehensive range of insurance solutions involving claims consultation, risk management, employee benefits, wellness programs, and personal insurance. Wood Gutmann & Bogart Insurance Brokers has also been recognized as one of the Top 100 Independent Insurance Brokers by the Insurance Journal.

License Verified:

License: 0679263

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (8)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
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Website
16755 Von Karman Avenue, Irvine, CA 92606
  • Life Insurance
  • Health Insurance
  • Long Term Care

Why choose this provider?

Based in Irvine, Lorenzini Insurance & Financial Associates is an insurance agency that serves clients throughout Tustin and the surrounding cities across Southern California. It offers a wide range of insurance plans for individuals, families, and groups. These include life insurance, long-term care insurance, disability insurance, senior life, and accidental death and dismemberment insurance. It also covers various types of health insurance as well as dental and vision insurance policies. This independent insurance agency is a woman-owned business comprised of a team of insurance specialists.

License Verified:

License: 0E16222

California Department of Insurance

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
17702 Irvine Boulevard, Tustin, CA 92780
  • Life Insurance
  • Whole Life Insurance

Why choose this provider?

Partners Advisors Group offers several life insurance products to clients in Tustin and the nearby areas. These include living benefits insurance for clients who prefer to have cash value through their policy that they can use while still alive. It also provides accidental death benefits covering payments to the policyholders' beneficiaries if they die unexpectedly. In addition, the company handles final expenses and fixed annuity insurance plans. Partners Advisors Group works with Minnesota Life, Lincoln Financial Group, and Transamerica.

License Verified:

License: 4032997

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (9)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
4482 Barranca Parkway, Irvine, CA 92604
  • Life Insurance
  • Health Insurance

Why choose this provider?

Second-generation State Farm insurance agent Scott Stevens has been serving the residents of Tustin and the surrounding areas. Starting his career as a fire claim adjuster, he transitioned to an agent in 2000. Since then, he has provided life insurance solutions, including term life, whole life, and universal life coverages. Scott also offers home and property, health, pet medical, and business insurance policies. Scott is is an Ambassador Club as well as an Honor Club qualifier.

License Verified:

License: 0832839

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Yelp
5.0 / 5 (74)
Google
5.0 / 5 (50)
Facebook
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.8
Responsiveness
Friendliness
Helpfulness
Detail

Website
2 Venture, Irvine, CA 92618
  • Life Insurance

Why choose this provider?

Marion Consulting, LLC, is a life insurance company that caters to clients in the Tustin area. With over 40 years of experience, the firm offers options for life insurance coverage such as term, whole life, combination plans, universal, and index universal. Its licensed professionals consult with the clients in understanding and forming their preferred insurance policy. Other forms of life insurance coverage include variable universal, second-to-die universal, 1035 exchange, and single-premium. The company is affiliated with Venture Pacific Insurance Services.

License Verified:

License: 0C88530

California Department of Insurance

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
17395 17th Street, Tustin, CA 92780
  • Life Insurance
  • Health Insurance

Why choose this provider?

Mark Hill is an insurance agent who has been working with State Farm since 2000. He caters to individuals, families, and businesses in the Tustin area. His product line includes term, whole, and universal life insurance policies as well as health and Medicare insurance plans. Furthermore, he offers auto and home insurance. Mark's office has received numerous State Farm awards, including Bronze Tablet and Legion of Honor. He stays involved in his community by participating in local events, like the Tustin Parks Summer Concert Series.

License Verified:

License: 0D29575

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Yelp
5.0 / 5 (43)
Google
5.0 / 5 (27)
Facebook
4.0 / 5 (10)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
1920 Main Street, Irvine, CA 92614
  • Life Insurance

Why choose this provider?

Consolidated Marketing Group, Inc., is an insurance agency that has been offering life insurance plans in Tustin and other cities in California. It focuses on providing personalized programs for each client. Some of the life insurance policies that it offers include universal life, term, and indexed. Additionally, it provides foreign national insurance for high net worth individuals. Consolidated Marketing Group has been in the industry for more than 20 years. Its team has contacts globally.

License Verified:

License: 0H52393

California Department of Insurance

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
19761 Majorca Lane, Yorba Linda, CA 92886
  • Life Insurance

Why choose this provider?

Contemporary Retirement Strategies is a provider of life insurance services to individuals and families living in Tustin. Its life insurance policies cover retirement savings, probate avoidance, funeral expenses, and disability riders for chronic, critical, and terminal illnesses. This Yorba Linda-based company also offers financial planning, business succession planning, retirement planning, asset management, and estate planning. One of its advisors, Leo Do Carmo, has been in the field of financial planning for almost two decades.

License Verified:

License: 0E05365

California Department of Insurance

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
3200 El Camino Real Suite 110, Irvine, CA 92602
  • Life Insurance
  • Health Insurance

Why choose this provider?

Jim Canty is a State Farm insurance agent who provides life insurance policies for individuals and business owners in Tustin. He offers to teach first-time clients about different life insurance policies and their benefits, from replacing income to paying off post-mortem debts. He can examine a client's background, such as their family and occupation, to recommend term-life or whole-life policies. As the father of three sons, Jim believes in protecting each client and their families from unexpected dangers and expenses.

License Verified:

License: 0D08180

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Google
4.0 / 5 (11)
Yelp
5.0 / 5 (11)
Facebook
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
17300 Red Hill Avenue, Irvine, CA 92614
  • Life Insurance
  • Health Insurance

Why choose this provider?

Schweickert & Company offers life insurance products to Tustin. Its chairman, Dick Schweickert, has over 50 years of experience handling commercial and personal insurance services. He provides home, auto, and health insurance plans to help clients protect their assets and families in times of unexpected events. Dick is also available for general liability, workers compensation, business owners policy, and commercial auto insurance. He is a former president of The Orange County Arts Council and The Laguna Playhouse board.

License Verified:

License: 0B14217

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (5)
Yelp
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
13732 Newport Avenue, Tustin, CA 92780
  • Life Insurance
  • Health Insurance

Why choose this provider?

Beissel Insurance is an independent agency in Tustin. With access to several insurance carriers, it delivers the varying coverage needs of its policyholders. The firm provides a range of services such as term and whole life insurance, health insurance, disability insurance, high net worth insurance, and workers’ compensation. In addition, the company offers policy options for homes, condos, specialty dwellings, rental properties, and restaurants. Its other available products include personal coverage for cars, boats, and motorcycles.

License Verified:

License: 0598409

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.6 / 5 (9)
Yelp
5.0 / 5 (2)
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.3
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
1118 East Chestnut Avenue, Santa Ana, CA 92701
  • Life Insurance

Why choose this provider?

Mutual of Omaha is a full-service insurance company serving clients in the Tustin area. The company specializes in providing term, whole, and universal life insurance, created to help protect the client's loved ones' financial future. It also offers disability, dental, cancer, and long-term care insurance, in addition to Medicare Supplement plans. Additionally, the company hosts a television series for wildlife pioneers called the Mutual of Omaha's Wild Kingdom. Moreover, it sponsors professional golf athletes who have obtained over 50 worldwide victories.

License Verified:

License: 0B78321

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (11)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Frequently Asked Questions

  • What are the death and life benefits of life insurance in Tustin?

    Life insurance in Tustin offers numerous advantages, including death and living benefits. The death benefit provides tax-free financial support to your chosen beneficiaries. It is also a critical tool for business continuity, allowing the purchase of a deceased partner's interests to avoid forced liquidation. On the other hand, the cash value growth in permanent life insurance provides tax-deferred growth and the flexibility to take loans or withdrawals for expenses.

  • What is the cash value of whole life insurance in Tustin?

    Whole life insurance in Tustin includes a cash value component. As a portion of your premium payments are allocated to it, the cash value grows over time. This cash value can be accessed or borrowed against during your lifetime. It can be used for a variety of purposes, including supplementing your retirement income or dealing with unexpected financial needs. However, it is critical to understand that the cash value amount is determined by your specific circumstances and financial objectives.

  • What is the right age to apply for life insurance in Tustin?

    The ideal age to apply for life insurance in Tustin is determined by personal circumstances and financial objectives. However, obtaining coverage early ensures future insurability, especially if you anticipate health concerns or lifestyle changes that may affect your ability to obtain coverage later. Starting young often means lower premiums, as rates and potential health issues tend to rise with age.

  • What are the valid reasons to file a complaint against your insurance company in the California Department of Insurance in Tustin?

    In Tustin, valid reasons to file a complaint against your insurance company with the California Department of Insurance include instances where the insurance company fails to conduct a thorough claim investigation. You can also file a complaint if the insurer denies a claim without proper justification and delays payment beyond a reasonable timeframe. These reasons ensure that policyholders receive fair and timely claims processing while holding insurance companies accountable for their obligations.

  • What to do when buying life insurance in Tustin?

    When buying life insurance in Tustin, you can make the process easier by following five simple steps. First, assess your insurance requirements and get ready for the application and underwriting process. Second, familiarize yourself with common application questions and conduct research on the company. Third, carefully examine the life insurance illustrations provided and compare quotes from various insurance companies. Finally, make an informed decision and choose the one that best fits your objectives.

  • Which is better, term or whole life insurance?

    Life insurance is a personal financial tool, so the right type of insurance for you depends on your goals and current situation. One of the main differences between term life insurance and whole life insurance is that term life insurance only covers you for a set period of time. Once you meet the premium payment requirements on a whole life plan, it covers you for the rest of your life. Whole life insurance also builds cash value, making it a potential investment. But whole life insurance is typically much more expensive than term life insurance.

  • How much life insurance do I need?

    A common recommendation is purchasing life insurance that is equal to five times your current salary, or more. But you can also estimate how much life insurance you need by adding up your debts, annual expenses for dependents multiplied by the years you want to ensure support, and any other items you wish to cover, such as a future wedding or college tuition.