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Best Financial Advisors in Tustin

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SmartAdvisor by SmartAsset logo
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SmartAdvisor by SmartAsset

Tustin, CA
  • Estate Planning
  • Financial Planning
  • Investment Management
  • Retirement Planning

Business Description

SmartAsset's free, five-minute tool makes it easy to find qualified financial advisors in your area. The exclusive tool uses a quick survey to help SmartAsset's exclusive algorithm match you with up to three advisors based on your specific financial needs. Each advisor is a fiduciary, legally bound to work in your best interest, and rigorously vetted by SmartAsset. You can speak with each for free, sometimes within a matter of minutes, and choose whom you want to work with. Hundreds of thousands of smart investors and retirees have already used SmartAsset's simple, no-cost service to find the right financial advisors for them.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
3.2 / 5 (15)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
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Detail
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Price: Free consultation

Atlas Financial Planning logo
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Atlas Financial Planning

66 Avondale, Irvine, CA 92602
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  • Estate and Trust Specialist
  • Tax Planning

Business Description

Atlas Financial Planning provides financial advisory services in Tustin. It offers cash flow and debt reduction coaching to people needing guidance with their daily finances. Advisors assist with goals-based and retirement planning for families or individuals in the process of growing their net worth. They help define the goals while remaining flexible for unexpected life changes. Its Certified Financial Planner, Jeffrey Edwards, advises on wealth management and legacy and estate planning for more engaged families. He values the client-advisor relationship to be a lifelong friendship.

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
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Detail
Crosspoint Financial logo
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Crosspoint Financial

17822 E. 17th Street, Suite 310, Tustin, CA 92780
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  • Certified Financial Planner (CFP)

Business Description

Crosspoint Financial is a company that helps Tustin clients with their financial planning process. The advisors from this firm look into the client's cash reserve, investments, insurance policies, and taxes. It also helps with matters like planning for college, retirement income, social security, and trust and estate. Tu Tran, the founder of Crosspoint Financial, has been in the industry for almost two decades. He is both a Certified Financial Planner and Chartered Retirement Planning Counselor.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Yelp
4.5 / 5 (13)
Facebook
5.0 / 5 (2)
Greg D. Long, CFP logo
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Greg D. Long, CFP

280 South Prospect Avenue Suite A, Tustin, CA 92780
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  • Certified Financial Planner (CFP)
  • Retirement Planning

Business Description

Greg D. Long, CFP is a financial advisor who offers guidance to clients in the Tustin metro who are looking to manage their wealth. Long guides clients through the complexities of reducing their taxes, preparing for their children's education, and planning for retirement. He also assists them in making financial decisions based on their lifestyle, thus enabling clients to balance leisure and financial responsibility. Greg D. Long is part of the LPL Financial Team.

Heritage Planning Financial Group, Inc. logo
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Heritage Planning Financial Group, Inc.

600 North Tustin Avenue Suite 120, Santa Ana, CA 92705
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  • Certified Financial Planner (CFP)

Business Description

Heritage Planning Financial Group, Inc., offers financial advisory services to clients in Tustin. It helps plan for tax, estate, investments, insurance, and retirement. The firm also provides guidance on health saving accounts, which covers dental and optical care, fertility treatments and birth control prescriptions, physical therapy and chiropractic care, and long-term care insurance coverage for family members. Heritage Planning Financial Group was founded by Bruce Boyd and Paul Brown, who both have the Certified Estate Advisor (CEA) designation.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (11)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Insight Financial Advisors logo
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Insight Financial Advisors

400 N Tustin Ave, Santa Ana, CA 92705
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  • Retirement Planning

Business Description

Insight Financial Advisors has been serving clients in the Tustin metro since 1980. It offers personalized financial plans to business owners, executives, and individual investors that cater to their specific needs, goals, and risk tolerance. In addition, it provides the essential tools to organize and analyze financial plans using its CC Update System, Ax1 Account Consolidation Process, and R2R Method. Insight Financial Advisors offers a 401(k) Concierge Program where it monitors the investment performance in the plan and assists trustees in fulfilling their duties.

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Intentional Wealth Management logo
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Intentional Wealth Management

151 Yorba Street Suite 200B, Tustin, CA 92780
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  • Tax Planning

Business Description

Intentional Wealth Management is a financial analysis and planning firm located in Tustin. It offers comprehensive financial, retirement, and estate planning services, as well as tax strategies and investment management solutions. It also provides legal professionals with business plans that create structuring plans, protect assets, and develop tactics for business continuity. The firm's clients include high-income millennials and entrepreneurs. Sole practitioner Bradley Shammas has been in the financial planning industry since 2010. He holds a Certified Financial Planner designation.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
My 401k Partners logo
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My 401k Partners

1811 E Garry Ave, Santa Ana, CA 92705
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  • Certified Financial Planner (CFP)

Business Description

My 401k Partners is a team of financial advisors that caters to clients in Tustin. It assists them in managing the compliance burdens of retirement plan administration. It helps clients put their welfare and goals at the forefront of their established financial plans. It also works with different plan custodians and managers in specific asset classes to access a wide selection of investment options for them. The company's specialists have over 75 years of combined experience in financial services.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
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Detail
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Sterling Wealth Partners logo
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Sterling Wealth Partners

17332 Irvine Blvd, Ste 130, Tustin, CA 92780
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  • Certified Financial Planner (CFP)
  • Financial Planning

Business Description

Sterling Wealth Partners is a group of financial advisors who serve clients in Tustin and nearby areas. It provides a range of financial planning solutions, including asset-cycle portfolio systems and comprehensive financial plans. It also offers risk management and legacy planning services, such as long-term care analysis, financial estate protection and maximization review, and multi-generational qualified plan disbursement review. Senior wealth advisor Scot Landborg is well-versed in various aspects of financial planning like Social Security, retirement, charitable, and legacy planning.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
The Adelizi Group of Tustin Centre Wealth Advisors logo
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The Adelizi Group of Tustin Centre Wealth Advisors

1551 North Tustin Ave, Suite 100, Santa Ana, CA 92705
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  • Certified Financial Planner (CFP)

Business Description

The Adelizi Group of Tustin Centre Wealth Advisors is a firm that serves clients in Tustin. It focuses on providing personalized financial management solutions to individuals, families, and businesses. The firm's financial advisors are equipped to assist clients in curating and handling retirement, investment, college savings, and insurance plans. One of the firm's senior financial advisors, Ryan P. Hawkins, has been in the wealth management industry for over 20 years. Hawkins is the Board Chairman of Rebuilding Together Orange County.

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Warren Street Wealth Advisors logo
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Warren Street Wealth Advisors

17822 E 17th Street, Suite 208, Tustin, CA 92780
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  • Certified Financial Planner (CFP)

Business Description

Warren Street Wealth Advisors is a Tustin-based fiduciary firm specializing in financial planning and management. Its advisors help integrate the clients' personal loans, mortgages, credit cards, and 401(k) in the financial planning process. Its no-commission approach helps in prioritizing its' clients' interests. Cary Warren Facer, the founding partner of this firm, started his career in wealth advisory in 2007. He is also the founder of Moustaches for Kids which helps raise money for children’s charities.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Yelp
5.0 / 5 (16)
Google
5.0 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Yosemite Capital Management logo
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Yosemite Capital Management

5120 Birch Street, Suite 100, Newport Beach, CA 92660
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  • Certified Financial Planner (CFP)

Business Description

Since 2001, Yosemite Capital Management has been offering financial advice to clients in Tustin. Its wealth management service covers all aspects of individual and family finances. This includes setting financial goals, budgeting, and selecting insurance policies that pass on wealth to beneficiaries. Its advisors also help with preparing for retirement with a stable income, along with estate planning services like drafting wills and setting up trusts. Managing director Paul Heckler has more than 20 years of industry experience.

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Back to Providers

Frequently Asked Questions

Introduction

There are many titles for financial professionals, so it's challenging to track what each one means. A financial advisor is probably the term you've heard most often. Financial advisor is a broad term for a professional who helps individuals or companies manage their finances, including investment choices. There are over 100 certifications that financial advisors can obtain.

  • Financial planners, wealth managers, and investment advisors are all financial advisors with different focus areas.
  • A financial planner helps an individual or a company make a plan to achieve long-term financial goals.
  • A wealth manager helps individuals maintain their wealth through various disciplines and services, such as taxes, estate planning, and investment advice.
  • An investment advisor offers investment advice and recommendations to individuals or organizations.
There’s a misconception that you have to be extremely wealthy to use a financial advisor. In reality, they can be beneficial for people from any income level. Keep reading to find answers to the most commonly asked questions about financial advisors, so you know which type can fit your specific needs.

Are financial advisors worth it?

Whether or not a financial advisor is worth it depends on your personal situation. If your finances are fairly straightforward, then you may be better off handling it on your own. But if you have substantial assets or a complex investment portfolio, then hiring someone to handle it for you can be well worth the cost.

What does a financial advisor do?

Financial advisors can have many types of specialties. Generally, a financial advisor advises on or helps to execute a financial plan. Some examples include assisting people with getting out of debt, building out an investment portfolio, and handling taxes.

How much money do I need to work with a financial advisor?

There’s no specific income level you need in order to work with a financial advisor, but there may be a minimum investment amount for certain types of services. Some financial advisors won’t manage your money unless you have $100,000 or more to invest, but this isn’t the case with financial coaches or robo-advisors.

What does a financial coach do?

Financial coaches focus on improving your financial literacy and money management skills. For example, they can help you figure out how to pay down your student loans or decide how much money to put away for retirement. They usually charge by the hour and don’t offer asset management services or investment advice.

When should I use a financial advisor vs. doing it myself?

Smart money management can give you freedom and comfort. Being responsible with your money makes it possible to meet goals and pay for major expenses. A financial advisor is trained and can offer you expertise that would otherwise take years to learn. They know how to save you money and make it go further.

How do I know if my financial advisor is trustworthy?

Because financial advisors aren’t licensed or regulated, it’s up to the client to make that determination for themselves. However, if your advisor is a fiduciary, that means they’re legally bound to act in your best interest. Some types of advisors, including Certified Financial Professionals (CFPs), are held to fiduciary standards.

What\'s the difference between a financial advisor and a financial planner?

The term financial advisor is a broad phrase that encapsulates many specialties, including financial planner. It's similar to how doctor applies to different physicians, while a cardiologist is a specialty doctor. A financial planner helps their client plan to achieve long-term financial goals, such as saving for a house or retirement.

Are financial advisor fees tax deductible?

Until 2018, financial advisor fees were tax deductible as a miscellaneous expense. However, the Tax Cuts and Jobs Act elimited that deduction until at least 2025.

What is a financial consultant?

A financial consultant and a financial advisor are essentially the same. In recent years, financial consultant has become a less popular term, with financial advisor being much more common. Sometimes, the financial professional may opt for the term consultant when offering services to a business rather than an individual.

What is a robo-advisor?

A robo-advisor is essentially an algorithm that manages your investment portfolio for you. Because their services are automated, you’ll pay less than you would for a human advisor — often between 0.25% and 0.50%. They don’t require large initial investments either, making them a popular choice for entry-level investors. However, you won’t get the same level of advice that you would get from a personal financial advisor.

What makes someone a fiduciary?

Fiduciary is a legal term for a person who has a legal or ethical responsibility to act in your best interests. For example, a trustee and a beneficiary. A financial advisor may have a fiduciary obligation to make financial choices that are best for you, even if it means they earn less in commissions or fees.

How often should I meet with my financial advisor?

After your initial meeting, you may only need to check in with your financial advisor on a quarterly or annual basis. Ask them in advance how often you can expect to hear from them, and whether they offer in-person, phone, or virtual meetings.

Should your financial advisor be a fiduciary?

It’s important to understand that only some — not all — financial advisors have a fiduciary obligation to their clients. Always ask your financial advisor if they’re bound by fiduciary duty. If not, it’s possible that they’ll push products or services that earn them the highest commission, not necessarily what’s best for you. Opt for a financial advisor bound by fiduciary duty whenever possible.

Can my financial planner help with taxes?

Financial advisors aren’t necessarily accountants or tax preparers, so don’t expect them to prepare your taxes for you. However, they may be able to provide tax-related advice to help you optimize your returns and deductions. If you need an advisor who can file your taxes, look for one who is also a CPA (Certified Public Accountant).

Do I need a financial advisor?

Ask yourself if a financial advisor can fill a need or solve a problem you can’t easily handle on your own. They can be helpful in a wide variety of ways, such as building budgets or financial plans, finding ways to save money on taxes, creating an investment portfolio, or offering investment advice.

How do financial advisors get paid?

Clients pay to work with a financial advisor whether it’s through fees, commissions, or salaries. If they’re paid by client fees or commissions, their salary is tied to how much business they bring in. The harder they work, the more they make. In comparison, a salaried employee is guaranteed their wage no matter how many clients they have.

What experience should I look for in a financial advisor?

 If you have specific goals or a unique financial situation, look for a financial advisor with expertise in that area. For example, some financial advisors specialize in working with millennials or focus on socially responsible investing.

How much does a financial advisor cost?

A financial advisor’s costs depend on their fee structure. Some advisors charge a fee — either hourly or a percentage of the client assets under management. Another common option is to charge a commission on the products sold or investments made.

Should I hire a financial advisor before buying a house?

While not always necessary, a financial advisor could help you decide how large of a mortgage to apply for, how much money to put down, and how to balance the purchase with other savings and investment goals.

How many financial advisors are there in the U.S.?

According to the U.S. Bureau of Labor Statistics, it’s estimated that there are 218,050 financial advisors. California is the state with the highest employment of financial advisors across the nation.

Do banks offer financial advisors?

Yes, many banks have financial advisors on staff. Your bank may also offer incentives to work with their financial advisors, such as lower fees or free accounts. However, it's important to note that many of the bank's financial advisors don't have a fiduciary obligation and might prioritize the bank's products above all else. There is a cost when working with your bank's financial advisor.

Should I hire a wealth manager?

A wealth manager can help offer complex financial planning services, including tax guidance, estate planning, and legal assistance. While you don't have to be a high-income earner to benefit from a financial advisor, a wealth manager is typically for those that have a high net worth. However, many people build wealth and need a wealth manager later on in life.

Is wealth management worth it?

Wealth management is typically worth it for those who need help with multiple endeavors or comprehensive financial situations, such as charitable contributions or investment portfolio management, or want to protect their assets. A wealth manager can also offer you guidance if you’ve been neglecting your finances or making poor judgements.

How can you tell if a financial advisor is bad?

Your relationship with your financial advisor is a very personal one, as you’re trusting them with your wealth and future. Some general signs that your financial advisor is bad include:

  • They can’t answer your financial questions
  • You have worked with them for a while but haven’t seen a financial improvement
  • They don’t provide you with progress reports
  • They don’t check in with you

What do you need to be a financial advisor?

As mentioned, there are over 100 types of certifications for financial advisors. The training or experience you need will depend on which specialty you want to pursue. Generally, financial advisors need to have:

  • A Bachelor’s degree
  • A General Securities Representative license (Series 7 license)
  • A Certified Financial Planner (CFP) certification isn’t mandatory but is often preferred

Where do financial advisors work?

Where a financial advisor works will depend on what type of financial advisor they are. Financial advisors can work at a variety of places, including:

  • Securities and commodity brokers
  • A bank
  • A credit union
  • Independently
  • Insurance companies
  • Financial investment firms
  • Small investment advisory firms

How much do financial advisors make?

In 2019, the national average salary for a financial advisor was $87,850. However, it’s important to note the average salary varies from state to state and the different focus areas — an investment advisor may make a lot more than a financial planner. Lastly, salary can depend on how the individual is getting paid. Financial advisors can be paid by client fees, commissions, or salaries.

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