Expertise.com
2024

Last updated:

Best Local Car Insurance Agencies in Turlock

Our Recommended Top 7

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Turlock Local Car Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

45

Reviewed

29

Curated

7

Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Website
1929 Mitchell Road, Ceres, CA 95307

Why choose this provider?

Loren Poulson is a Ceres native and an agent for State Farm, an agency providing auto insurance solutions in Ceres, Turlock, and the surrounding areas. Since 2017, Poulson has been educating his clients on the importance of protecting themselves, their families, and their vehicles from unexpected events and assisting them throughout the insurance buying process. Additionally, he offers home, life, and property insurance. In 2013, Poulson started his career at State Farm as a sales associate.

License Verified:

License: 0I68926

California Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
5.0 / 5 (14)
Facebook
5.0 / 5 (9)
Yelp
4.5 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
474 West Grant Line Road, Tracy, CA 95376
  • Multiple Carriers

Why choose this provider?

The Insurance Store in Tracy provides insurance coverages for vehicular assets of residents and business owners in and around the city. This agency's personal automobile insurance policy offers financial protection against bodily injuries, property and damage liability, and uninsured motorist coverage. Its policy for businesses covers different types of trucks, which range from aggregated, reefers, flatbeds, and dry vans, as well as its cargo. Other products of The Insurance Store include general liability, workers' compensation, and group and individual health insurance plans.

License Verified:

License: 0I96350

California Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
2881 Geer Road, Turlock, CA 95382
  • Home & Auto Insurance
  • Home Insurance

Why choose this provider?

CalWest Insurance Agency, LLC, is a multi-line insurance company that serves the local Turlock community and nearby areas. The independent insurance agency helps individuals, families, and business owners in choosing the right auto insurance policy akin to their needs. Its agents represent several carriers that can provide a variety of coverage options, such as property, liability, and medical coverage. The company has been serving clients for more than two decades. Past customers commend its agents for their professionalism and timely service.

License Verified:

License: 6002076

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (39)
Facebook
5.0 / 5 (13)
Yelp
5.0 / 5 (9)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
801 Geer Road, Turlock, CA 95380
  • Boats
  • Motorcyle & ATV

Why choose this provider?

GDI Insurance Agency, Inc., which is located in Turlock, specializes in providing risk management solutions for individuals and businesses. The insurance brokerage handles various lines of protection such as auto insurance. Its team provides liability, property, and medical coverage for owners of personal automobiles, motorcycles, and motor homes. The agents have access to policy options from multiple carriers like Travelers, The Hartford, Nationwide, and Progressive. GDI Insurance Agency has been in service for more than 30 years.

License Verified:

License: 0D01900

California Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
208 5th Street, Gustine, CA 95322
  • Motorcyle & ATV

Why choose this provider?

Rico, Pfitzer, Pires & Associates Insurance Agency, Inc., is a team of over 40 agents offering a wide range of products, including auto insurance. Serving the Turlock area, the company provides protection plans for owners of cars, classic automobiles, off-road vehicles, and motorcycles. It works with insurance carriers such as Hagerty, Nationwide, and Travelers, allowing its team to offer multiple policy options. Rico, Pfitzer, Pires & Associates Insurance Agency has been providing risk management solutions since 1968.

License Verified:

License: 0499798

California Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1065 Colorado Avenue, Turlock, CA 95380
  • Multiple Carriers
  • Bundling Option
  • Home & Auto Insurance
  • Bundling
  • Home Insurance

Why choose this provider?

insureCAL Insurance Agency is a Turlock-based business that offers protection plans for home and business owners. Its team of independent agents assists clients in a number of areas, including auto insurance which covers classic cars, high-performance vehicles, non-standard autos, and motorcycles. They can also furnish policy bundles that contain both auto and home insurance. In addition, insureCAL Insurance Agency specializes in agricultural coverage. The company was founded in 2015 by Colbie McRae, a Stanislaus County native.

License Verified:

License: 0K05980

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (37)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
600 East Main Street, Turlock, CA 95380
  • Boats
  • Motorcyle & ATV
  • Home Insurance
  • Boat Insurance

Why choose this provider?

Western Valley Insurance - Turlock is an independent agency catering to the protection needs of vehicle owners in the metro. Its agents help vehicle owners by securing insurance protection plans tailored to their vehicle types and protection objectives. They also customize insurance policies to address high-net-worth coverage, personal liability considerations, and valuable-item inclusion. The agency has been in business for over 50 years. It is a member of the Rotary Club International and the National Alliance.

License Verified:

License: 0649647

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
3.4
Google
4.0 / 5 (5)
Yelp
2.5 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Frequently Asked Questions

  • Introduction

    A way to stay protected while on the road, car insurance offers a financial safety net should accidents occur, regardless of who's at fault. The right car insurance agency can be very valuable, providing a way to purchase an ideal level of auto insurance coverage for personal circumstances. Agencies can help customers select the most beneficial coverage options while saving money on their insurance plan. With help from a qualified agency, it's possible to feel safe and secure behind the wheel.

  • Should individuals in Turlock have life insurance if they already have coverage through their employer?

    Individuals should consider obtaining life insurance in Turlock despite having employer-sponsored insurance. While employer-sponsored life insurance can be a valuable benefit, it typically terminates if you leave your job and may offer limited coverage options. On the other hand, individual life insurance, whether to replace employer-provided coverage or complement it, remains in effect as long as you continue to pay the premiums.

  • What benefits does a whole life insurance plan from insurance companies in Turlock offer?

    Whole life plans in Turlock offer steady premiums, grow cash value, and guarantee a death benefit. This makes them a secure and reliable choice for policyholders. Premiums remain unchanged throughout the policy's life, ending at age 100. Although initial premiums are higher than term insurance, whole life builds cash value over time.

  • What are the two standard life insurance plan categories available in Turlock?

    Life insurance plans in Turlock generally come in two main categories: term and permanent. Term insurance is designed for short-term needs, providing coverage for a specified period and paying out only if the policyholder dies. On the contrary, permanent insurance offers lifelong protection while building cash value. It's intended to remain in force throughout one's life as long as premiums are consistently paid.

  • What does an indexed universal life plan in Turlock include?

    In Turlock, an indexed universal life plan has the potential to earn returns linked to a stock index, granting flexibility in adjusting premiums and modifying benefits. Moreover, it allows for loans to address unexpected financial requirements and the inclusion of customizable riders for accelerated benefits and extended coverage.

  • What are the reasons why Turlock residents need to purchase life insurance?

    Getting life insurance in Turlock is a must as it provides guaranteed protection, assuring financial security for families and dependents in the event of the policyholder's passing. It also serves as a source of income replacement. Also, life insurance offers tax-free benefits and ensures beneficiaries receive the total payout without federal income tax deductions. Finally, insurance types like whole life offer guaranteed cash value growth and optional riders that allow individuals to customize their coverage.

  • What is car insurance?

    Car insurance is a form of insurance that can cover damages to cars, drivers, passengers, and other property when an accident occurs. If another car crashes into a driver, or if a driver causes an accident, car insurance will pay most or all of the cost of repairs.