Best Health Insurance Agencies in Tracy
We did the research for you!
Learn more 〉- Licensing
- User Reviews
- Mystery Shopping Calls
Health Insurance Agencies FAQs
Learn more 〉
1486 W 11th Street Suite 229, Tracy, CA 95376
Tracy, CA 95376
Tracy, CA 95376
Omar Ziad is a State Farm insurance agent serving the Tracy community. He helps individuals, families, and senior citizens in choosing from a wide range of health insurance coverage options. His team educates clients about the available coverages depending on their situations, such as supplemental health, Medicare supplement, and individual medical coverages. In addition to providing short-term and long-term insurance needs, Ziad also assists in matters involving banking and mutual funds. Services are available in English, Arabic, Spanish, and Tagalog.
1486 W 11th Street Suite 229, Tracy, CA 95376
Tracy, CA 95376
Frequently Asked Questions:
Q: Is there a tax credit for having health insurance?
A: The Advance Premium Tax Credit is a federal tax rebate designed to lower the cost of health insurance plans purchased through the Marketplace. Eligibility is based on income and household size. Consumers can decide how much of their tax credit to put toward their premiums.
Q: Do employers have to offer health insurance?
A: The Affordable Care Act requires companies with at least 50 full-time employees to make essential health benefits available to 95% of their workforce. Companies that choose not to offer such benefits may have to pay a penalty.
Q: Do you have to pay a health insurance deductible upfront?
A: In most cases, out-of-pocket expenses for approved services count toward your deductible. However, it's increasingly common for hospitals to request all or part of the deductible upfront when scheduling major services, such as CT scans and surgeries.