Expertise.com

2024

Last updated:

Best Renter's Insurance Companies in Thousand Oaks

Our Recommended Top 7

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Thousand Oaks Renter's Insurance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

53Reviewed

34Curated

7Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Website
3205 Old Conejo Road, Thousand Oaks, CA 91320
  • Multiple Carriers
  • Multiple Policy Types

Why choose this provider?

Headquartered in Newbury Park, Hayek Insurance is an independent agency that provides insurance services to residents and businesses in Thousand Oaks and the surrounding California communities. It carries renters’ insurance packages that can provide personal property coverage based on the worth of the property. Additionally, it offers commercial insurance plans like business owners’ packages, group benefits, insurance bonds, and workers’ compensation insurance. It was established in 1964. Roger, Zina, and Joe Hayek serve as the agency owners.

License Verified:

License: 0L90093

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (90)
Facebook
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
5743 Corsa Avenue, Westlake Village, CA 91362
  • Multiple Carriers
  • Multiple Policy Types

Why choose this provider?

Lytle Insurance Agency, Inc., is a company that brokers insurance contracts for Thousand Oaks clients who are planning to insure their personal properties. In business for over four decades, its professionals deliver renters' and homeowners' insurance, as well as coverage for jewelry, antiques, and fine art pieces. It also offers policies for recreational vehicles, boats, and collectible cars. Additionally, the agency has a network of over 20 insurance providers, including Mercury Insurance, GeoVera, and Hagerty.

License Verified:

License: 0F82798

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Yelp
5.0 / 5 (2)
Google
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
5655 Lindero Canyon Road, Westlake Village, CA 91362
  • Multiple Carriers
  • Multiple Policy Types

Why choose this provider?

CoverHound is an insurance agency that offers renters' insurance to clients in the Thousand Oaks area. Its insurance product covers personal property damage, personal liabilities, and additional living expenses when the rental home is unlivable due to a disaster. Additionally, its personal insurance products include auto and homeowners' insurance. It also provides business owners' policies, workers' compensation, and general liability insurance. Some of the insurance carriers that CoverHound represents are Liberty Mutual Insurance, Progressive, Safeco Insurance, and Travelers.

License Verified:

License: 0H52375

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
3.7
Facebook
4.0 / 5 (28)
Yelp
3.0 / 5 (15)
Google
4.0 / 5 (10)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1736 North Moorpark Road, Thousand Oaks, CA 91360
  • Multiple Policy Types

Why choose this provider?

Park West Insurance Services is an agency that protects policyholders in Thousand Oaks from damages, losses, and accidents that occur in their rented properties. It provides financial protection for personal belongings, injury claims, legal defense costs, and additional living expenses. By partnering with multiple insurance carriers, its brokers can offer several personal and business insurance needs, such as home, auto, life, BOP, general liability, and workers' compensation insurance. The firm is committed to educating each client to help them make informed insurance decisions.

License Verified:

License: 0H38610

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (25)
Facebook
5.0 / 5 (7)
Yelp
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1489 Thousand Oaks Boulevard, Thousand Oaks, CA 91362
  • Multiple Policy Types

Why choose this provider?

Chergey Insurance carries a selection of personal insurance lines in Thousand Oaks. Its personal insurance products include condo, auto, watercraft, and renters' insurance plans. Brokers from this company meet with clients to assess their needs and help manage risks associated with classic vehicles, motorcycles, trailers, and recreational vehicles. They also work with several insurance carriers, including Travelers and Chubb. An insurance broker for more than 20 years, owner Dan Chergey has been the company's president since 2005.

License Verified:

License: 0D43486

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (7)
Facebook
5.0 / 5 (2)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
516 Pennsfield Place, Thousand Oaks, CA 91360
  • Multiple Policy Types

Why choose this provider?

DG Insurance provides services as an all-inclusive insurance agency to clients in Thousand Oaks and the surrounding areas. It also aids in assessing their needs to properly select the appropriate policies and programs for them. Its offered products include renters', home, classic car, life, auto, and health insurance. Its renters' insurance policies include personal possession, guest medical, family liability, additional living expenses, and temporary housing coverages. Extended protection may also cover other items, such as jewelry and firearms. DG Insurance also offers commercial insurance plans.

License Verified:

License: 0G72965

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (69)
Yelp
5.0 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
516 Pennsfield Place, Thousand Oaks, CA 91360
  • Multiple Policy Types

Why choose this provider?

Kurt Weston is a State Farm insurance agent who serves residents and businesses in Thousand Oaks. He offers a range of risk management solutions, including renters' insurance, life and health insurance, and pet insurance. He also provides coverage for automobiles, properties, and businesses. Kurt has been with State Farm for 30 years, including 11 years in a management role. He is a Chartered Advisor for Senior Living, a Chartered Life Underwriter, and a Chartered Financial Consultant, as well as a Retirement Income Certified Professional.

License Verified:

License: 0739407

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (8)
Facebook
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

FAQs

  • Does renters' insurance cover pet-related incidents in Thousand Oaks?

    Typically, your renters' insurance policy in Thousand Oaks will cover your pet through its personal liability coverage. It includes property damage and physical injuries caused by your pet, such as dog bites. Please note that a pet damage claim is only up to the liability coverage of your policy and will not usually cover damages to your own personal belongings.

  • What factors influence the cost of renters' insurance in Thousand Oaks?

    There are a number of factors that can affect the premium of your renters' insurance policy in Thousand Oaks, such as your location, coverage limit, and the amount of your deductible. Other key factors are your credit rating and claim history. Having an extensive claims history may raise your renter's insurance premium.

  • What are the different coverages that you can get from a renters' insurance policy in Thousand Oaks?

    Having renters' insurance in Thousand Oaks can provide you with a wide array of protection from the different coverages within the policy, such as liability and personal property coverages. It may also include additional living expenses, which cover hotel expenses in cases wherein you cannot use the unit you are renting out due to a covered peril.

  • Is there a difference between a renters' insurance policy's actual cash value and replacement cost coverage in Thousand Oaks?

    With actual cash value coverage, your insurance provider in Thousand Oaks will pay for the damaged item's original amount less the depreciation value, which will naturally decrease the compensation you may get. Tenants with replacement cost insurance will receive a reimbursement from the insurance company to cover the cost of obtaining a similar item today, minus the deductible.

  • Will your renter's insurance policy cover damages from an earthquake in Thousand Oaks?

    A standard renter's insurance policy in Thousand Oaks does not cover damages from earthquakes. Typically, you may need to get separate earthquake insurance coverage to protect yourself from any expenses in the event of an earthquake. This coverage may shoulder the damages and expenses you may incur while not being able to use your rental property.

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