Best Credit Repair Companies in Thousand Oaks

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Advanced Credit Network Inc. logo
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Advanced Credit Network Inc.

6303 Owensmouth Avenue, Los Angeles, CA 91367
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  • Credit Monitoring

Business Description

Advanced Credit Network Inc. is a company of financial experts providing comprehensive credit restoration services to Thousand Oaks. To improve credit scores, its credit repair services include analyzing credit reports and removing or questioning negative items that affect one's credit by writing dispute letters to the credit bureaus and the clients' creditors. This is done by case analysts and creditors assigned to each client. Additionally, Advanced Credit Network Inc. provides tips on how to maintain good credit scores.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (1)
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Advanced Credit Network Inc.

Conquer Credit Management logo
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Conquer Credit Management

26565 Agoura Road, Calabasas, CA 91302
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  • Credit Monitoring
  • Credit Dispute

Business Description

Conquer Credit Management is a credit repair company that serves individuals in Thousand Oaks and its neighboring communities. The business was founded in 1991 and it has been assisting its clients in repairing their credit rating through personalized analysis and consultation, which is followed by credit restoration and education. Aside from credit repair and counseling, Conquer Credit Management also handles identity theft and fraud remediation, fraud alert removal and placement, debt management and negotiations, and student loan rehabilitation.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (2)
Google
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
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Conquer Credit Management

Credit Wellness Center logo
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Credit Wellness Center

1464 Madera Road, Simi Valley, CA 93065
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  • Credit Dispute

Business Description

Credit Wellness Center serves Thousand Oaks individuals and families who need to repair or enhance their credit score for mortgage purposes or lower loan interest rates. The company extends credit report analysis, dispute letter preparation and filing, and credit standing consultation. The firm is committed to providing a client with a designated specialist who is available for a one-on-one discussion about credit status. The team also offers maintenance and monitoring for clients needing follow-up credit services.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (34)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
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Credit Wellness Center

Unlimited Credit Repair logo
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Unlimited Credit Repair

21550 West Oxnard Street, Los Angeles, CA 91367
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  • Debt Consolidation
  • Credit Monitoring

Business Description

Located in California, Unlimited Credit Repair is a credit restoration agency serving families and individuals in Thousand Oaks. Its mission is to help clients stay on top of their credit and make well-informed financial decisions to secure a financially empowered future for their families. Additionally, its credit specialists are esteemed for their expertise and conscientious work process. They conduct meticulous report investigations, carry out persistent dispute negotiations, and create customized credit improvement strategies to ensure that their clients receive comprehensive services.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (77)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
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Unlimited Credit Repair

Zenith Financial Group, Credit Repair Experts logo
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Zenith Financial Group, Credit Repair Experts

15720 Ventura Boulevard, Los Angeles, CA 91436
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  • Credit Audit

Business Description

Incorporated in 2015, Zenith Financial Group is a credit repair firm located in Thousand Oaks. Mani Hatami, the company founder, is a Senior U.S. Board Certified Credit Consultant. The credit repair firm has helped rectify hundreds of consumer and business debt-related issues through the Fair Credit Reporting Act. Comprised of board certified consultants, Zenith Financial Group offers credit restoration and upgrade. Moreover, the company continues to improve lives by imparting financial literacy to the community through Persian media.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.3
Google
3.0 / 5 (200)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Visit Website

Zenith Financial Group, Credit Repair Experts

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Frequently Asked Questions

Can credit repair companies remove bankruptcies?

A Chapter 7 bankruptcy can stay on someone's credit report for up to 10 years from the original petition date. A Chapter 13 bankruptcy can stay on someone's credit report for up to 7 years from the original petition date. Credit repair companies may be able to dispute a bankruptcy reported on someone's credit history if it's not their bankruptcy or if it's appearing outside of the date range stated above.

How do you repair credit after identity theft?

Repairing credit following identity theft can be complex. Here are some important steps to follow in addition to hiring professional help.

  • Notify creditors and banks as soon as possible. Many may provide protections that limit a person's liability, but the coverage works best when issues are reported right away.
  • Report the issue to the Federal Trade Commission.
  • Make a report to the local police to get an official report document.
  • Request a credit freeze so the fraudsters can't get credit in the person's name in the future.
  • Check credit reports and look for inaccurate information related to the fraud.
  • Work with a credit repair company to dispute that information.

Is credit repair legal?

Yes, credit repair is legal. In fact, under the Fair Credit Reporting Act, people have a right to an accurate credit report. Companies that legitimately help achieve this are simply supporting those rights with experience and professional guidance. That being said, there are companies that run credit repair scams. Companies that ask for large payments up front or guarantee a clean credit report or improved credit score may not be legitimate. It's illegal for a credit repair company to make a guarantee.

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